cover
Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
csefb@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Contemporary Studies in Economic, Finance and Banking (CSEFB)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29633303     DOI : 10.21776/ub.csefb
Core Subject : Economy, Social,
Publish all forms of quantitative and qualitative research articles as well as other scientific studies related to the fields of Economics, Finance, and Banking.
Articles 20 Documents
Search results for , issue "Vol. 3 No. 3 (2024)" : 20 Documents clear
THE INFLUENCE OF LIVE STREAMING AND DISCOUNTS ON PURCHASE DECISIONS AT TIKTOK SHOP Syarifah Azzahra, Annisa; Citra Rahayu Indraswari
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.02

Abstract

The purpose of this research is to find out how live streaming features and discounts influence TikTok Shop Generation Z consumers, who are domiciled in Jakarta and aged between 18 and 24 years in purchasing decisions. With a total of 270 respondents, this research uses quantitative methods, employing multiple linear regression analysis. The findings show that the live streaming features positively and significantly influence the purchasing decisions of TikTok Shop Generation Z consumers. Additionally, discounts also have a positive and significant influence on consumer purchasing decisions. Both live streaming features and discounts simultaneously influence the purchasing decisions of TikTok Shop Generation Z consumers in a positive and significant.
ANALISIS HUBUNGAN TRANSAKSI PEMBAYARAN NON TUNAI DAN HARGA BAHAN BAKAR MINYAK TERHADAP TINGKAT INFLASI DI INDONESIA Bhirawa, Stefanus Sandi Mega; Wahyudi, Setyo Tri
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.11

Abstract

Inflation is one of the most complicated and important economic events for a country. When inflation is at a higher than average level, it can have several detrimental effects on society. There are various internal and external factors that can affect the inflation rate. Using statistical data on inflation rate, debit card transaction volume, credit card transaction volume, and fuel oil price, this study aims to analyze the impact of non cash payment transactions and fuel prices on inflation rate. The results show that the use of debit cards in payment transactions has no significant impact on inflation in both the long run and short run. The use of credit cards also has no significant impact on inflation, both in the short run and long run. Meanwhile, the use of fuel oil has a significant impact on inflation in both the long and short run. The findings of this study provide additional insights for monetary and economic policies in Indonesia in managing non-cash transactions and fuel oil prices to maintain inflation stability.
PENGARUH LEVERAGE, PROFITABILITAS DAN KEBIJAKAN DIVIDEN TERHADAP NILAI PERUSAHAAN reyhan el aziz, dennis; Hascaryani, Tyas Danarti
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.01

Abstract

The economic conditions in the era of globalization have rapidly evolved, leading to fierce competition among companies operating in various business sectors. Competition in the business world drives every company to continually improve its performance to survive and grow, making the company's value a crucial factor for investors in allocating their capital. With the existence of the capital market, entities with surplus funds can invest them, while companies can utilize these funds for investments without waiting for revenue from operational activities. The aim of this research is to determine the influence of leverage, profitability, and dividend policy on company value. The purposive sampling method is employed by selecting companies listed in the IDX30 index on the Indonesia Stock Exchange and consistently listed during the period of 2018-2020, which also consistently issue dividends annually. Data is analyzed using panel data regression. The research findings demonstrate that leverage and profitability significantly affect company value, whereas dividend policy does not significantly influence company value.
ANALISIS PENGARUH PEER-TO-PEER LENDING TERHADAP KINERJA KELOMPOK BANK DENGAN MODAL INDIKATOR KESEHATAN EMPAT (KBMI 4) Kristwanda, Princess Natalie Budi; Satria, Dias
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.05

Abstract

Over the years, the world of technology and innovation has evolved. One of them is the financial sector, namely financial technology (fintech). This study aims to determine how the presence of peer-to-peer lending in Indonesia can have an impact on banking performance in Indonesia, proxied by return on assets (ROA) because it is indicated that fintech cuts the market segmentation of banks. The variables used are the number of companies, the number of lenders, the number of borrowers, and the number of loans whose data is taken from the Financial Services Authority. This type of research is quantitative research using the Error Correction Model (ECM) method approach. The result of this research is that the presence of peer-to-peer lending will synergize with KBMI 4 Bank and produce a mutually beneficial relationship.
ANALISIS DETERMINAN PENYALURAN KREDIT NEGARA-NEGARA DENGAN PENYALURAN KREDIT TERTINGGI DAN TERENDAH DI DUNIA Puspita, Annisa Putri; Prestianawati, Silvi Asna
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.10

Abstract

This research aims to analyze the determinants of domestic credit distribution in countries with highest and lowest lending in the world. This research uses a quantitative descriptive approach with data panel regression method. The data is secondary data from the World Bank from 2013-2019 in Georgia, Vietnam, Thailand, Norwegia, Korea, Cina, Madagaskar, Bulgaria, Guyana, Indonesia, Guatemala, and Bangladesh. The implication of this research is expected to be able to contribute towards government policy, namely improving credit quality in Georgia, Vietnam, Thailand, Norwegia, Korea, Cina, Madagaskar, Bulgaria, Guyana, Indonesia, Guatemala, and Bangladesh. The results show that GDP and tax are significant to domestic credit distribution in countries with highest and lowest lending in the world, while interest rates have no significant effect.
DAMPAK FAKTOR EKONOMI MAKRO DAN KINERJA KEUANGAN TERHADAP NILAI PERUSAHAAN MANUFAKTUR Dewantara, Satria; Al Muizzuddin Fazaalloh
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.03

Abstract

The aim of this research is to assess the impact of macroeconomic factors, including the inflation rate and Gross Domestic Product (GDP), and performance indicators such as Return on Assets (ROA), Return on Equity (ROE), and Debt to Equity Ratio (DER), on the valuation of manufacturing companies during the period from 2018 to 2022. This study employs purposive sampling to select ten companies as samples, with specific criteria applied throughout the five-year observation period. Data is collected through non-participant observation, involving the analysis of financial reports from the chosen companies. Data analysis iscarried out using multiple linear regression analysis techniques. The research findings reveal the significant positive influence of Return on Equity (ROE) on company value, whereas other variables do not exhibit significant impacts. This underscores the critical role of Return on Equity (ROE) as a key factor affecting company valuation.
PENGARUH E-BANKING TERHADAP KINERJA KEUANGAN (STUDI KASUS PADA PERBANKAN DENGAN MARKET CAP TERATAS DI INDONESIA) Purnamasari, Natasya Yunior; Fadli, Faishal
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.08

Abstract

The use of technology in the banking sector is currently growing rapidly with the presence of E-banking. E-banking may affect financial performance and can increase banking profits. The purpose of this study is to determine the effect of E-banking on the financial performance of banks with the top market cap. ROA is used as the dependent variable to represent financial performance. The independent variables used are ATM, M-banking, DPK and BOPO by adding bank size as a control variable. The samples used are BBCA, BBRI, BMRI, BBNI and MEGA. The type of data used is secondary data with panel data regression analysis of the annual financial report data of each bank from 2015-2022. The results of this study are ATM, M-banking and BOPO have a significant effect on ROA while DPK has no significant effect on ROA. Simultaneously, ATM, M-banking, DPK, BOPO and Bank Size variables have a significant effect on ROA. Therefore, the implication of this research is that banks focus on improving and developing E-banking in order to increase bank profits which will improve the bank's financial performance.
PENGARUH CASHLESS PAYMENT TERHADAP PERTUMBUHAN EKONOMI: STUDI KOMPARASI NEGARA MAJU DAN BERKEMBANG ANGGOTA G20 Sitanggang, Maria Septiani; Pangestuty, Farah Wulandari
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.06

Abstract

The purpose of this study is to analyze the impact of cashless payments on economic growth in G20 countries. Additionally, a comparison of the impact of cashless payments in developed and developing countries is also analyzed. In this study, economic growth is used as the dependent variable, and transaction amounts of debit cards, credit cards, and electronic money are used as the independent variables. Data were collected from various databases for the period 2013-2021 covering a total of 19 countries divided into 10 developed countries and 9 developing countries that are members of the G20. The test results using the Generalized Method of Moments (GMM) dynamic panel found that all three variables have a significant effect in both developed and developing G20 member countries. Furthermore, the study found that the biggest influence of non-cash payments in developed countries is transactions using debit cards while in developing countries it is transactions using credit cards and electronic money. From these results, it was concluded that cashless payments have an impact on economic growth. It is hoped that these findings will provide new insights into cashless payments and their impact on economic growth.
PENGARUH PERTUMBUHAN EKONOMI, INFLASI, KREDIT, DAN UANG ELEKTRONIK TERHADAP STABILITAS SISTEM KEUANGAN Widyawati, Romya Seckar; Susilo
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.07

Abstract

Unstable economic growth such as during the economic crisis and inequality in the financial inclusion system will have significant implications for financial system stability. Financial instability is characterized by a decline in public welfare, social instability, and broad economic losses. This study aims to examine the effect of economic growth, inflation, and financial inclusion on financial system stability. The analysis technique used is ECM. The dependent variable of financial system stability is measured by the Financial System Stability Index (ISSK) while the independent variables are economic growth, inflation, and the ratio of general banking credit to GDP and the volume of electronic money transactions to measure financial inclusion. The research data is secondary data with a quarterly period of 2012-2022. The empirical results of this study found that in the short term an increase in bank credit to GDP will increase stability. Meanwhile, an increase in economic growth, inflation, and the volume of electronic money transactions will reduce financial system stability.
ANALISIS MINAT MASYARAKAT UNTUK INVESTASI EMAS DI PEGADAIAN Ramadhan, Faessal Ilham; Aminullah Achmad Muttaqin
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.3.09

Abstract

The purpose of this study is to assess the community's interest in gold investment through the services offered by Pegadaian Blitar and to understand the performance achievements of Pegadaian Blitar regarding its gold investment products. This research focuses on various factors that influence individuals to engage in gold investment activities at Pegadaian Blitar. Consequently, the researcher needs to conduct in-depth observations regarding the ongoing phenomena within the community itself. Employing a qualitative method, this study aims to gain a profound understanding of the phenomena occurring at Pegadaian. Findings from this research indicate that the Blitar community has an interest in gold investment at Pegadaian, facilitated by gold savings products that assist individuals in investing. The community is motivated to secure their future, and Pegadaian has been relatively successful in promoting its products. However, Pegadaian still needs to educate the community further about the importance of investment so that they become more interested in investing.

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