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Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
ieff@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Articles 15 Documents
Search results for , issue "Vol. 2 No. 2 (2023)" : 15 Documents clear
PERAN WAKAF UANG DALAM MENDUKUNG PROGRAM FASILITAS PENGELOLAAN SAMPAH ANTARA (STUDI KASUS PADA BADAN WAKAF INDONESIA) Bhekti Jatining Putri; M. Umar Burhan
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.03

Abstract

The Special Capital Region of Jakarta is one of the twelve provinces that receive the mandate for establishing a waste-powered electric generator (the Intermediate Treatment Facility), which is popular with the name of FPSA, an Indonesian acronym for Intermediary Waste Management Facility. However, since its inauguration in 2018, the development has not taken place until 2022 due to fund shortage. The cause is the high construction cost, in which the budget of IDR 3 trillion is too much for the local budget to cover, making the project stopped. Until 2021, the amount of cash waqf in Indonesia has reached IDR 180 trillion. That sum of money is potential to be used as a funding alternative for the project. This descriptive qualitative research discusses how cash waqf paly its role in supporting the FPSA program using case study approach. The primary data examined here were obtained from interviews. The results show that the potential and the reality of cash waqf can support the FPSA program through small aid scale and that the use of waqf-through-money scheme is more suitable for the construction of FPSA .
WAKAF OLEH PUTRI KETURUNAN KESULTANAN GUNUNG TABUR (Studi Kasus pada Wakaf Masjid Al-Hijrah Gunung Tabur, Berau Kalimantan Timur) Ariffiatin, Dina Mely; Widiyanti, Dwi Retno
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.09

Abstract

Management of waqf assets carried out by professional nazirs following their objectives, functions, and uses can make waqf a potential Islamic institution that is useful in strengthening the people's economy. The role of women in waqf has been seen since the time of the Prophet ﷺ. One of the women who made waqf was Hajjah Aji Putri Nural Ayani who was a descendant of the Gunung Tabur sultanate and donated her inheritance in the form of land to build a mosque. The purpose of writing this research is to find out the practice of waqf by the daughter of the descendants of the Sultanate of Mount Tabur and to find out the role of mosque waqf on Mount Tabur for the Socio-Economy of the community. This study uses a qualitative approach to the historical approach. The results of the research findings obtained that the daughter donated land to build the Al-Hijrah mosque in 1991 and the construction of the mosque was assisted by the Pancasila Muslim Amal Bakti Foundation. This mosque land waqf has a role in the fields of worship, education, social, economic, and political. There are also obstacles and challenges in the form of developing waqf assets, waqf archives, and managing human resources faced in maintaining the land waqf of the Al-Hijrah mosque.
FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN MUDHARABAH PADA PERBANKAN SYARIAH DI INDONESIA PERIODE 2010-2020 Safhira, Sintya; Athoillah, Moh.
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.06

Abstract

Mudharabah financing is a business contract based on profit sharing, where one party is the owner of the capital (shahibul maal) and the other party runs the business (mudharib). This study aims to find out how the influence of FDR, NPF, CAR, and Profit Sharing Rates on Mudharabah Financing in Islamic Commercial Banks in Indonesia for the 2010-2020 period. The data used in this research is quarterly time series data from March 2010 – December 2020. The analytical tool used in this research is multiple linear regression using quantitative methods. The results showed that the FDR variable had a significant positive effect on mudharabah financing. The NPF variable has a significant positive effect on mudharabah financing. The CAR variable has a significant positive effect on mudharabah financing. Profit sharing level variable has a significant negative effect on mudharabah financing.
IMPLIKASI SOSIAL EKONOMI PONDOK PESANTREN TERHADAP EKONOMI MASYARAKAT: Studi di Pondok Modern Darussalam Gontor Putri di Kec. Mantingan, Kab. Ngawi, Jawa Timur Fajari, Alfiani Bintang; Manzilati, Asfi
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.12

Abstract

Humans are social creatures so each individual will always interact with one another in meeting their needs. This interaction has a socio-economic impact on other communities. Pondok Modern Darussalam Gontor Putri which is located in Mantingan also interacts with the community which has an impact on its surroundings. Therefore, this research wants to find out how to realize the social economy of Islamic boarding schools to the community's economy. The method used in this research is the case study method. The results of the study found that Islamic boarding schools also had an impact on the socio-economic community. The economic impact arising from the interaction between the community and the cottage is to create jobs and generate a desire to open businesses such as lodging, stalls, and laundries to meet the needs of migrants related to the cottage. Apart from that, the social relationship between Pondok and pesantren has more impact on education and the religious community with the dedication carried out by ustadz and ustadzah Gontor at the TPA and MI which were founded by Pondok Gontor. The relationship between Pondok Gontor and the community has also experienced several problems regarding Pondok's land being used by the community. In their settlement, they consult with each other and then settle it legally if there is no common ground for agreement  
PENGARUH HALAL AWARENESS, HARGA, DAN IKLAN TERHADAP KEPUTUSAN PEMBELIAN KOBER MIE SETAN DI SURABAYA Az-Zahra, Narisa; Ika Khusnia Anggraini
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.10

Abstract

Indonesia's Muslim population reaches 86.9% of the total population who in their daily life must carry out consumption. As an Islamic consumer, principles must be implemented in order to achieve blessings, such as consuming products that are guaranteed to be halal. The government has set a target for halal food in Indonesia to be number one in the world by 2023. The current condition is that there are still many products that do not have a halal label, such as Kober Mie Setan, but sellers provide advertisements and the prices are relatively cheap. Therefore, consumers are willing to queue to buy the food because of the unusual naming of the menu. The purpose of this study was to determine the effect of halal awareness, price, and advertising on purchasing desicion at Kober Mie Setan in Surabaya. This research is a quantitative study using the PLS-SEM analysis technique. The results show that halal awareness has no significant effect on purchasing decisions for Kober Mie Setan in Surabaya. Prices and advertising partially have a significant effect on purchasing decisions for Kober Mie Setan in Surabaya
PENGARUH LITERASI KEUANGAN, PERSEPSI KEMUDAHAN, PERSEPSI MANFAAT TERHADAP MINAT BERINVESTASI PADA REKSA DANA SYARIAH (STUDI PADA GENERASI MILENIAL INDONESIA) Ratmoro, Shindu Dwitama
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.15

Abstract

Indonesia is a country with the largest Muslim population in the world. It makes Indonesia have a great potential to develop their Islamic finance, especially in the field of Islamic investment. But Indonesia has not been able to maximize its potential. One of the sharia investments instruments that shows positive developments in Indonesia is sharia mutual funds. This study aims to examine factors that affect the intention to invest in Islamic mutual funds on Indonesian millennial generation. The method used in this research is quantitative with logistic regression analysis. The results of this study indicate that partially and simultaneously the variables of financial literacy, perceived ease of use, and perceived benefit have a significant and positive effect on the intention to invest in Islamic mutual funds. These results are in accordance with the hypothesis formulated in this study
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PREFERENSI NASABAH DALAM MEMILIH PRODUK PEMBIAYAAN MURABAHAH maulana, aulia rachman
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.11

Abstract

This study aims to identify the factors that influence customer preferences in using murabahah financing products at Bank Muamalat Kota Batu. The factors studied in this research are service quality and financing product quality. The population of this study is the customers of Bank Muamalat Kota Batu. The sample size used in this research is 50 people selected using purposive sampling. The research method used is descriptive quantitative. The research data is primary data obtained from distributing questionnaires. The questionnaire is designed using a Likert scale of 1-5. The collected data is then analyzed using validity test, reliability test, assumption test, and multiple linear regression analysis with the help of SPSS statistical calculation application. The results show that service quality and financing product quality have a significant influence on customer preferences in using murabahah financing products. The better the service quality and financing product quality, the higher the customer preference in using murabahah financing products. Therefore, Bank Muamalat Kota Batu needs to pay attention to and improve the service quality and financing product quality to meet customer needs and increase customer preferences in using murabahah financing products.
PENGARUH KEPERCAYAAN, TRANSPARANSI DAN KUALITAS PELAYANAN TERHADAP LOYALITAS MUZAKKI LAZ SOLO PEDULI Muhammad Syfaul Adib; Sri Muljaningsih
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.01

Abstract

This article aims to analyze the effect of trust, transparency, and service quality on the loyalty of the muzakki of the amil zakat institution Solo Peduli. This research is a quantitative study using a questionnaire using a liker scale and the method is calibrated using multiple linear regression analysis with the help of the SPSS application. There were 40 sample respondents consisting of 10 male respondents and 30 female respondents. The results of the study show that the trust factor and service quality have a significant influence on the loyalty of Solo Peduli muzakki, while the transparency factor has no significant effect on the loyalty of Solo Peduli muzakki. As for the trust in transparency, and the quality of service explained by 61.2% of the loyalty of muzakki Solo Peduli
PENGARUH BAGI HASIL,KUALITAS PELAYANAN DAN KELUARGA TERHADAP KEPUTUSAN MENJADI NASABAH BANK MUAMALAT (STUDI KASUS DI KABUPATEN LAMONGAN) fathur rohman wahid
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.07

Abstract

This study aims to examine the effect of the principle of profit sharing, service quality, and family on the decision to become a customer at bank muamalat. The population in this study were all customers of the Muamalat branch office (KCP) Lamongan Regency, totaling 1834 with a total sample of 120 customers. The sample selection was carried out using the Hair et al (1998) formula in which the number of indicators was multiplied by 6 sampling methods using probability sampling. The analytical method used is multiple linear regression. The results showed that the principle of profit sharing, service quality, family had a significant effect on the decision to become a customer at bank muamalat, which had an Fcount of 59.886 > 2.68 and had a significant value of 0.000 <0.05.
EFEKTIFITAS PEMBERDAYAAN INFAQ DAN SHADAQAH DALAM MENGEMBANGKAN PENDIDIKAN ANAK YATIM (Program My HEART for Yatim di LAZ Al-Azhar) Leviandra Thariq Al Qasthari; Ajeng Kartika Galuh
Islamic Economics and finance in Focus Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.02.02

Abstract

This study is to determine the effectiveness of the "My HEART for Yatim" program which is one of the programs at LAZ Al-Azhar in developing orphan education. The research method used is qualitative with a case study approach. Data collection techniques used include interviews, observation, and documentation. The results showed that the program was very effective in developing orphan education. This program provides financial and non-financial support to orphans, such as basic needs of orphans, character and creed building, and skills training. The program also engages the local community for regular programs in providing support and assisting in running the program. The empowerment of infaq and shadaqah succeeded in supporting orphans and believing the community in donating to the program. The My HEART for Yatim program also provides opportunities for orphans to grow and develop optimally." My HEART for Yatim" which prioritizes the empowerment of infaq and shadaqah makes the program effective in improving the quality of education for orphans. With this program, it provides opportunities for orphans to grow and develop optimally.

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