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Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
ieff@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Articles 204 Documents
Decision Determinants of Generation Z and Millennials in Paying ZIS Digital Adela Putri Oktavia; Ekawaty, Marlina
Islamic Economics and finance in Focus Vol. 4 No. 4 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2025.04.4.10

Abstract

This study aims to analyze the influence of perceived ease of use, perceived usefulness, trust, digital literacy, and religiosity on the decisions of millennials and Generation Z in West Java in making ZIS payments through digital platforms. The research method used is quantitative with binary logistic regression analysis techniques on 110 respondents selected through purposive sampling. The results of the study indicate that simultaneously, all five variables have a significant influence on the decision to make ZIS payments digitally. Partially, perceived ease of use, perceived usefulness, trust, and digital literacy were found to have a positive and significant influence on the decision to make ZIS payments through digital platforms. Meanwhile, religiosity has a negative and insignificant influence, indicating that the level of religiosity plays more of a role as a foundation that influences the decision to pay ZIS, but is not a determining factor in the choice of digital payment methods.
The Effect of Productive Zakat Programs on the Wellbeing of Mustahik, with Business income as a Mediating Variable Anantha, Izdihar Al Mas
Islamic Economics and finance in Focus Vol. 5 No. 1 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study aims to analyze the effect of productive zakat programs on the welfare of mustahik (recipients) with business income as a mediating variable at LAZNAS Nurul Hayat. The background of this study is based on differences in empirical findings related to the effectiveness of productive zakat in improving the welfare of mustahik in a sustainable manner. This study uses a quantitative approach with a survey method, where primary data is collected through questionnaires and analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method. The results show that business capital assistance and entrepreneurial characteristics have a positive and significant effect on the welfare of mustahik and business income. However, business income does not have a significant effect on the welfare of mustahik, so it does not mediate the relationship between independent variables and the welfare of mustahik. These findings indicate that the welfare of mustahik is not only determined by an increase in income, but also by the effectiveness of capital and the characteristics of individual zakat recipients. This study provides practical implications for zakat institutions in designing more targeted and sustainable productive zakat programs.
Determinants of MSME Development: a Philanthropy Perspective Feyza Zahra Anziz; Khusnia Anggraini, Ika
Islamic Economics and finance in Focus Vol. 5 No. 1 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study investigates the influence of spiritual guidance, business mentoring, and capital assistance on the development of micro, small, and medium enterprises (MSMEs) within an Islamic philanthropy-based empowerment program. MSMEs play a vital role in economic growth; however, they continue to face structural challenges, including limited financial resources, inadequate managerial capacity, and restricted market access. This research adopts a quantitative approach using Partial Least Squares Structural Equation Modeling (PLS-SEM) with a total sample of 45 MSMEs. The findings reveal that business mentoring and capital assistance exert a positive and statistically significant impact on MSME development. Business mentoring enhances managerial capabilities and adaptive capacity, while capital assistance strengthens production capacity and financial resilience. Conversely, spiritual guidance does not demonstrate a statistically significant direct effect, although it contributes to ethical formation and long-term behavioral development. These results underscore the importance of integrating financial and non-financial interventions to design more effective and sustainable MSME empowerment strategies.
The Influence of Halal Production and Sharia Banking Financing on Halal Food and Beverage Exports in Indonesia in 2018 - 2022 Meilin, Rinelisa; Sri Muljaningsih
Islamic Economics and finance in Focus Vol. 5 No. 1 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study aims to analyze the influence of halal production on exports of the halal food and beverage industry in Indonesia and the influence of Islamic banking financing on exports of the halal food and beverage industry in Indonesia. This study uses a quantitative approach with a regression study. The results of this study indicate that halal production, proxied by the total production of halal-certified food and beverages, has a significant and positive effect on exports of the halal food and beverage industry in Indonesia. This indicates that increasing domestic halal production volume will significantly increase exports. This condition is in line with the view that product quality assurance and halal certification are important factors in boosting the competitiveness of Indonesian halal products in the global market. Islamic banking financing, proxied by total financing of the processing industry sector, does not significantly affect exports of the halal food and beverage industry. This result is thought to be due to the still low proportion of productive financing channeled to the real sector, particularly the halal food and beverage industry. Data show that the structure of Islamic financing during the study period was still dominated by consumptive financing, thus not being able to optimally drive export performance