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Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 196 Documents
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Determinants of Food Waste Behaviors Among Muslim Consumers in Surabaya: The Role of Religiosity and Food Consumption Culture Adam Zulvan; Trapsila, Aji Purba
Islamic Economics and finance in Focus Vol. 4 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2025.04.2.07

Abstract

Food waste behavior is closely related to individual consumerist attitudes, which in an Islamic context can be categorized as tabzir. This study aims to identify the factors influencing food waste behavior among Muslim consumers in Surabaya. The study uses the Theory of Planned Behavior (TPB) model and two contextual factors, namely religiosity and food consumption culture, to explain food waste behavior. Data were analyzed using PLS-SEM (Partial Least Square - Structural Equation Modelling) with the assistance of SmartPLS 4 software. The results indicate that all TPB variables significantly influence the intention to reduce food waste, with attitude being the most significant predictor of the intention to reduce food waste. Furthermore, the variables of intention, perceived behavioral control (PBC), religiosity, and food consumption culture also have a significant influence on food waste behavior. High levels of religiosity can inhibit individuals from engaging in food waste, while an unwise food consumption culture will encourage food waste. This study concludes that to prevent food waste behavior, it is necessary to integrate Islamic consumption principles with sustainable consumption culture among Muslims.
Factors that Affect the Well-Being of Mustahik in the Utilization of Productive Zakat Laznas LMI Malang Ahmad Bay Dzukri; Susilo
Islamic Economics and finance in Focus Vol. 4 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2025.04.2.03

Abstract

This article aims to analyze the influence of factors such as type of business, length of effort, work ethic and assistance on the well-being of mustahik in the utilization of zakat at LMI Malang. This study is a quantitative research using a questionnaire using a likert scale and a method applied using multiple linear regression analysis with the help of the SPSS application. There was a sample of 50 respondents consisting of 24 male respondents and 26 female respondents.  The results of the study were obtained that the factors of business type, length of business, work ethic, and mentoring have a significant influence on the welfare of mustahik in the utilization of zakat at LAZNAS LMI Malang. As for all of these architectural factors, the type of business, length of business, work ethic, and mentoring explained the influence of 29% on the welfare of the mustahik lAZNAS LMI Malang
Determinants of the Intention of Generation Z and Millennials to Use Mudarabah Savings at Bank Syariah Indonesia (BSI) Muhammad Abdu Robbih; Ika Khusnia Anggraini
Islamic Economics and finance in Focus Vol. 4 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2025.04.2.04

Abstract

Generation Z and Millennials represent a dominant segment of the population with significant potential to drive the growth of the Islamic banking market in Indonesia. This group also demonstrates a strong demand for Sharia-compliant financial products. However, limited research has been conducted to examine the determinants of public interest in mudharabah savings at Bank Syariah Indonesia (BSI), particularly in Malang City. This study aims to analyze the influence of three variables religiosity, income, and Islamic financial literacy on the interest of Generation Z and Millennials in saving through mudharabah at Bank Syariah Indonesia (BSI). A quantitative approach was employed using a survey method involving respondents residing in Malang City. Data analysis was conducted using Structural Equation Modeling-Partial Least Squares (SEM-PLS) with the SmartPLS 4 application. The results indicate that religiosity and Islamic financial literacy have a positive and significant influence on saving interest. In contrast, income does not have a significant impact on the interest of Generation Z and Millennials in saving at BSI. These findings are expected to serve as a valuable reference for Bank Syariah Indonesia (BSI), the government, and academics in designing strategies to enhance youth participation in mudharabah savings products.
The Effect of Islamic Financial Literacy, Trust, and Financial Self-Efficacy on Islamic Financial Inclusion Natasya, Syifa; Achmad Muttaqin, Aminnullah
Islamic Economics and finance in Focus Vol. 4 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2025.04.2.06

Abstract

Although the Islamic financial sector continues to grow in Indonesia, the level of islamic financial inclusion remains relatively low. According to the SNLK 2024 report, the index of islamic financial inclusion stands at only 12,88%, indicating a gap between service availability and public utilization. This study aims to analyze the influence of Islamic Financial Literacy, trust, and financial self-efficacy on islamic financial inclusion in Indonesia. Using a quantitative approach and the Structural Equation Modeling (SEM) method based on Partial Least Squares (PLS), the study involved 217 respondents who are users of islamic financial services. The results show that all three independent variables have a positive and significant influence on islamic financial inclusion. Financial self-efficacy is the most dominant factor influencing public participation in islamic financial service, followed by trust and financial literacy. These findings contribute to the development of strategies to improve financial inclusion based on individual empowerment and public trust in islamic institutions. The study recommends that islamic financial institutions and the government strengthen practical financial literacy programs and expand access to service grounded in sharia principles.
The Effects of in Cigarette Excise Increase Policies, Price, and Income on People’s Cigarette Consumption Aqmarina, Nadhilah Dwi; Aminullah Achmad Muttaqin
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.04

Abstract

The ministry has issued the latest PMK Number 191/PMK.010/2022 on tobacco excise rates. One of the reasons for the government to increase excise rates on tobacco products is to reduce the level of public consumption of cigarettes. The purpose of this study is to determine the effect of excise tax increases, prices and income on cigarette consumption in Malang City. The variables used are cigarette consumption as the dependent variable, cigarette excise tax increase, and price as the independent variable, and income as the control variable. The research method used is descriptive analysis using primary data. Primary data was obtained from distributing questionnaires. The results showed that the increase in excise tax, price, and income had a significant effect on cigarette consumption in Malang City.
Economic Empowerment of Pesantren Through Independent Entrepreneurial Business (A Study of Daarul Ukhuwwah Putra Islamic Boarding School In Malang) Nashir, Muhammad Kautsar; Noor, Iswan
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.03

Abstract

The purpose of this study is to analyze and describe the economic empowerment process carried out by Daarul Ukhuwwah Putra Islamic Boarding School through independent business, supporting and inhibiting factors in the economic empowerment of pesantren through independent business, and the impact of independent business on improving the welfare of pesantren, students, and the surrounding community. The method used in this research is descriptive qualitative with a case study approach. Data collection techniques were carried out by interview, observation, and documentation which were analyzed with Miles and Huberman's interaction model. The results of this study indicate that Daarul Ukhuwwah Putra Islamic Boarding School in Malang implements economic empowerment through independent business ventures by establishing business units such as maksof, building shops, and canteens, which involve santri in the management and provision of practice-based entrepreneurship. Supporting factors for economic empowerment include the support of the pesantren leadership, the availability of potential human resources, and cooperation with the surrounding community. However, there are obstacles such as low understanding of business management, less than optimal dependence on technology, and lack of discipline in applying SOPs. This independent business has a positive impact, with profits used for the construction of pesantren facilities, as well as providing entrepreneurial experience and skills for santri. The impact is also felt by the surrounding community who are involved in providing goods and services, which increases their economic income. Overall, this empowerment not only improves the welfare of pesantren and santri, but also strengthens social networks and improves the quality of life of the surrounding community.
Analysis of the Influence of Syariah Bank Financing on Indonesia's Economic Growth in 2019 - 2023 Rizky, Dimas; Kornitasari, Yenny
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.14

Abstract

This research aims to see the influence of Islamic bank financing variables including Sharia Working Capital Financing, Sharia Investment Financing and Sharia Consumptive Financing on Indonesia's economic growth. The research uses a quantitative approach. The type of data used is quantitative data and the data source is secondary data. The ap-proach method used in this research is multiple linear regression analysis. The estimation results show that the Sharia Working Capital Financing variable has a negative effect on Economic Growth, Sharia Investment Financing and Sharia Consumptive Financing have a positive effect on Economic Growth.
The Effects of Islamic Financial Literacy and Tam on the Intention of FEB UB Students to Pay Digital Zakat Salma Ainayya Mumtaz; Moh. Athoillah
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.05

Abstract

Indonesia is a country with a majority Muslim population that has a very large potential for zakat, infak, and sedekah. However, the realization of ZIS fund collection is still not optimal. The existence of a digital platform is expected to help increase the amount of ZIS fund collection. The aim of this research is to analyze the factors that influence student of the Faculty of economicss and Business Universitas Brawijaya's interest in conducting ZIS transactions through digital platforms. This study uses a quantitative method with SEM-PLS analysis. The sampling was conducted using purposive sampling techniques with the sample criteria being Muslim students of Faculty of economicss and Business Universitas Brawijaya with 101 participants. The results of this study indicate that Islamic financial literacy and perceived usefulness have a negative and insignificant impact on the interest in issuing ZIS. Meanwhile, the perception of ease of use and attitude have a positive and significant impact on the interest in issuing ZIS. Furthermore, attitudes do not moderate Islamic financial literacy towards the interest in issuing ZIS, whereas attitudes can moderate the perception of usefulness and the perception of ease of use towards the interest in issuing ZIS.
Analysis of Profitability Determinants of Sharia Insurance Companies in Indonesia and Malaysia 2017-2022 Ahmad, Adzkia Fataya; Widiyanti, Dwi Retno
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.07

Abstract

This research aims to evaluate how factors such as firm size, liquidity, and claim ratio influence the profitability of Islamic insurance companies in Indonesia and Malaysia between 2017 and 2022. The study utilizes secondary data collected through purposive sampling, which selected 24 companies for analysis. Panel data regression was conducted using Eviews 10 software, and hypothesis testing was performed using the t-test. The findings reveal that in Malaysia, the profitability of Islamic insurance firms is significantly influenced by firm size, liquidity, and claim load ratios. In contrast, in Indonesia, only firm size has a positive effect on profitability, with liquidity and claim load ratios showing no significant impact.
Analysis of Factors Influencing Purchase Decision Via Tiktok Shop Application (A Case Study of Muslim Gen Z in Malang City) Restu Putra, Dimas; Khusnia Anggraini, Ika
Islamic Economics and finance in Focus Vol. 4 No. 3 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2025.04.3.04

Abstract

The background of this study is based on the increasing trend of online shopping and the dominance of social media as a digital marketing channel. This study aims to analyze the influence of price perception, video marketing content, emotional motives, rational motives, and halal awareness on the purchasing decisions of Gen Z Muslims in Malang City through the TikTok Shop application. The focus of this study is Gen Z Muslim customers who frequently use TikTok Shop. The results show that only emotional motives from the five variables tested have a significant influence on their purchasing decisions; price perception, video marketing content, rational motives, and knowledge about halal have no influence. In short, religious values, price, promotions, and rationality are not the main factors when Gen Z Muslims choose goods.

Page 18 of 20 | Total Record : 196

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