JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Manajemen, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang Kategori Ilmu Ekonomi , Manajemen, Bisnis dan Akuntansi yang terus berkembang. Artikel dapat ditulis dalam bahasa Inggris atau bahasa Indonesia. Ekonomi: Ekonomi Publik, Ekonomi Internasional, Perbankan dan Lembaga Keuangan Ekonomi Pembangunan, Ekonomi Moneter, Ekonomi Keuangan. Manajemen bisnis dan perbankan: Manajemen keuangan dan kekayaan, Pemasaran, Manajemen Sumber Daya Manusia, Manajemen Strategis, Operasi, Kewirausahaan, Etika Perbankan, Operasi dan Manajemen Perbankan. Akuntansi: Akuntansi Sektor Publik, Perpajakan, Akuntansi Keuangan, Akuntansi Manajemen, Auditing, dan Sistem Informasi Akuntansi. Jurnal ini terbit 1 tahun 6 kali (Januari, Maret, Mei, Juli, September, November)
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<![CDATA[PENGARUH DPK, CAR, DAN NPF TERHADAP ROA BANK UMUM SYARIAH DI INDONESIA ]]>
<![CDATA[Yulia Sari]]>;
<![CDATA[Novien Rialdy]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.108
<![CDATA[Penelitian ini bertujuan untuk menentukan apakah DPK, CAR, dan NPF memengaruhi ROA Bank Umum Syariah di Indonesia. Data penelitian ini berasal dari publikasi Statistik Perbankan Syariah Otoritas Jasa Keuangan (SPS-OJK), yang menyajikan informasi tentang perbankan syariah di Indonesia. Sampel penelitian dikumpulkan secara berkala dari Januari 2020 hingga Desember 2023. Jumlah 49 data dianalisis. Metode pengambilan sampek dengan teknik sample random sampling. Berikut adalah hasil penelitian: (1) Nilai R2 sebesar 0,515 untuk koefisien determinasi ditunjukkan oleh model estimasi. Ini berarti bahwa variabel bebas dalam model ini bertanggung jawab atas 51,5% dari variasi variabel terikat; (2) Pengaruh model regresi pada variabel independen secara bersamaan terhadap variabel terikat dependen sehingga variabel dependen dapat diprediksi dengan menggunakan model regresi variabel independen; dan (3) Penelitian ini menemukan bahwa DPK berdampak signifikan terhadap return on assets (ROA) Bank Umum Syariah di Indonesia. Namun, CAR dan NPF tidak signifikan dan tidak berpengaruh.]]>
<![CDATA[Pengaruh Sukuk Sebagai Instrumen Dalam Kebijakan Fiskal Dan Kebijakan Moneter Di Indonesia ]]>
<![CDATA[Kharisma Tri Buana Dewi]]>;
<![CDATA[Fauzatul Laily Nisa]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.109
<![CDATA[State governments provide Islamic financial instruments known as state sukuk to finance development and infrastructure projects. SBSN are state securities issued in accordance with sharia principles. SBSN shows the amount of assets in rupiah and foreign exchange. This study was conducted using a literature and qualitative approach. Overall, sukuk is an important fiscal instrument for the government in terms of financing, diversification, liquidity management, infrastructure development, debt restructuring, and Islamic financial market growth. Sukuk issuance finances the state budget and government projects, especially those related to infrastructure development.]]>
<![CDATA[Pengaruh DPK, NPF terhadap ROA Unit Usaha Syariah ]]>
<![CDATA[Khairunnisa]]>;
<![CDATA[Novien Rialdy]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.112
<![CDATA[This research aims to analyze the influence of DPK, NPF on ROA of Sharia Business Units. The type of research data with secondary data comes from SPS/OJK. There are at least 36 data that can be explained further. The sampling technique is simple random sampling. The result; The R2 value obtained represents the coefficient of determination. This shows that 24.60% of the variation can be explained by the independent variables in this model; Based on the results of the F test, it can be concluded that the independent variable regression model has a simultaneous effect on the resilience variable so that independent variable regression model can predict the dependent variable; Judging from the results of the t test, this research NPF has an effect and is not significant on the ROA variable. This research aims to analyze the influence of DPK, NPF on ROA of Sharia Business Units. The type of research data with secondary data comes from SPS/OJK. There are at least 36 data that can be explained further. The sampling technique is simple random sampling. The result; The R2 value obtained represents the coefficient of determination. This shows that 24.60% of the variation can be explained by the independent variables in this model; Based on the results of the F test, it can be concluded that the independent variable regression model has a simultaneous effect on the resilience variable so that independent variable regression model can predict the dependent variable; Judging from the results of the t test, this research NPF has an effect and is not significant on the ROA variable.]]>
<![CDATA[PERAN PASAR UANG SYARIAH DALAM MENJAGA KESEIMBANGAN PASAR DI INDONESIA ]]>
<![CDATA[Fifi Afista]]>;
<![CDATA[Dina Aslamiya Anjalina]]>;
<![CDATA[Farah Berliana]]>;
<![CDATA[Gunawan Aji]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.113
<![CDATA[The Islamic money market, as an integral part of the Indonesian financial system, plays a crucial role in maintaining market balance in Indonesia. This research investigates the role of the Islamic money market in maintaining market balance in Indonesia by outlining the contribution of the Islamic money market to Indonesia's economic stability through efficient fund allocation mechanisms and fairer risk distribution in accordance with sharia principles. The policy regarding the sharia money market in Indonesia is based on Bank Indonesia Regulation Number: 10/36/PBI/2008 dated 10 December 2008 concerning Sharia Monetary Operations as well as the national sharia council fatwa, namely No.37/DSN-MUI/X/2002 concerning the prohibition on the use of interest. on the Islamic money market. The Islamic money market also plays a role in increasing financial access for people who were previously not served by the conventional financial system and plays a role in reducing market volatility and overcoming economic instability by providing sustainable and trustworthy financial solutions in accordance with sharia principles. Thus, the Islamic money market not only functions as a place to carry out financial transactions, but also as the main pillar in maintaining market balance and strengthening the foundation of the Indonesian economy as a whole. This research uses a qualitative method with a literature study approach, where this research produces descriptive data. The findings of this research provide insight into the history of financial markets, we can take wise steps to ensure fairness, stability and sustainability of the economy based on sharia principles.]]>
<![CDATA[Pandangan Proses Transaksi PayLater Terhadap Perilaku Konsumtif Dalam Prespektif Ekonomi Syariah ]]>
<![CDATA[Priska Cintya]]>;
<![CDATA[Fauzatul Laily Nisa]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.115
<![CDATA[Digital transformation has shaped a more connected ecosystem and opened up new opportunities, particularly in the financial sector. One significant innovation is the Paylater payment service, which allows consumers to buy goods or services now and pay later. This service offers great convenience and flexibility, making it popular among consumers, especially millennials. The use of PayLater services in consumer transactions has become an increasingly relevant topic in the context of Islamic economics. However, the popularity of Paylater raises concerns from an Islamic economic perspective that emphasizes fairness, transparency, and usury-free. This research aims to provide a deeper understanding of how PayLater transactions are viewed within the framework of Islamic economics and how responsible financial management can be carried out in accordance with sharia principles. The research method used is descriptive with a qualitative approach carried out by deeply processing the results obtained from various literature sources. The results show that the use of PayLater services in consumer transactions is contrary to sharia law besides that it also causes excessive consumptive behavior, and the impact of uncontrolled debt accumulation which is prohibited in sharia law.]]>
<![CDATA[Pro Kontra Sistem Ekonomi Syariah di Indonesia ]]>
<![CDATA[Rif' Aida Mirza Aurora]]>;
<![CDATA[Fauzatul Laily Nisa]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.120
<![CDATA[The lack of public understanding of the Islamic accounting system and the minimal number of Islamic economic institutions are the main challenges for the Islamic economy in Indonesia. Many people do not understand how the Islamic accounting system works, leading to uncertainty and misunderstanding about its use. In addition, there are debates between supporters and opponents of this system, which exacerbates the confusion. The small number of Islamic economic institutions also limits people's access to Islamic financial services, so many cannot take advantage of this system. Differences of opinion between practitioners and academics regarding transparency and responsibility in Islamic financial reporting add to the complexity of the issue. To support national economic growth, it is important to analyze the factors affecting the Islamic economy and implement appropriate solutions to overcome these barriers.]]>
<![CDATA[ANALISIS PENGARUH KEUANGAN DIGITAL TERHADAP PERTUMBUHAN EKONOMI ISLAM ]]>
<![CDATA[Riska Febrian]]>;
<![CDATA[Fauzatul Laily Nisa]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.121
<![CDATA[In an increasingly digital era, digital finance is a solution to encourage Islamic economic growth. The integration of digital finance in the Islamic economy offers great opportunities to strengthen and expand the Islamic financial system. This research aims to analyze how digital finance contributes to Islamic economic growth and the future prospects of digital finance in supporting Islamic economic growth. The method used in this research is a library research methodology. The research results show that digital finance contributes significantly to Islamic economic growth through financial inclusion, transaction efficiency, product innovation and transparency. Digital finance has very promising prospects in supporting Islamic economic growth. Digital finance can play a key role in promoting economic growth that is more inclusive, efficient and comparable to sharia principle.]]>
<![CDATA[meningkatkan kesabaran dan kemandirian anak sekolah dasar kelas satu di SD RENGAS PITU Kelurahan SP Padang melalui metode belajar langsung di lapangan ]]>
<![CDATA[Khusnul Khotimah]]>;
<![CDATA[Hazmi Azyati Zea]]>;
<![CDATA[Lutpi Fitrianti]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.122
<![CDATA[Abstract The community service program in the form of education is based on collaboration between Real Work Lecture students at Raden Fatah State Islamic University, Palembang and Sp Padang District, Oki Regency, South Sumatra Province to carry out learning to train patience and independence for elementary school children at RENGAS PITU Elementary School through the method learn directly in the field. The aim of implementing the direct learning method in the field for young children is to train their patience in resisting their less important desires and to train their independence in dealing with problems that children face when interacting with people in the field. This learning method is very useful for children in their future lives so that children can mingle with society directly and understand life in the child's environment. Keywords: Patience. Independence, Direct Learning Methods and Early Childhood]]>
<![CDATA[Peran Lembaga Diklat Profesi (LDP) Dalam Pengembangan Koperasi Syariah Perspektif Manajemen Koperasi Syariah ]]>
<![CDATA[Yuanida Yuanida]]>;
<![CDATA[Yuliani Yuliani]]>;
<![CDATA[Binti Mutafarida]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.123
<![CDATA[Penelitian ini bertujuan untuk menganalisis peran Lembaga Diklat Profesi dalam pengembangan Koperasi Syariah dari perspektif manajemen koperasi syariah. Studi dilakukan di Koperasi Syariah Rizky Amanah Jaya (RAJA) Kepung, Jawa Timur. Metode penelitian yang digunakan adalah deskriptif kualitatif dengan pendekatan studi lapangan. Data primer diperoleh melalui wawancara, observasi, dan dokumentasi dari pimpinan dan pegawai koperasi. Tahapan penelitian meliputi persiapan proposal survei, kerja lapangan, analisis data, dan pelaporan. Hasil penelitian menunjukkan bahwa LDP memainkan peran penting dalam meningkatkan manajemen koperasi syariah melalui pelatihan, pembinaan, dan pengembangan SDM. Temuan ini memberikan kontribusi dalam pemahaman lebih lanjut tentang manajemen koperasi syariah dan pentingnya LDP dalam pengembangannya. Kesimpulannya, LDP memiliki dampak positif dalam pengembangan koperasi syariah dan perlu terus ditingkatkan untuk mendukung pertumbuhan ekonomi syariah di Indonesia.]]>
<![CDATA[Mekanisme Pasar Dalam Islam Sebagai Akselerasi Ekonomi Syariah: Tantangan Dan Strategi ]]>
<![CDATA[Nurriza Sofiastuti]]>;
<![CDATA[Binti Mutafarida]]>;
<![CDATA[Yuliani Yuliani]]>
<![CDATA[ JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli ]]>
Publisher : <![CDATA[CV. KAMPUSA AKADEMIK PUBLISING ]]>
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DOI: 10.61722/jemba.v1i2.124
<![CDATA[Perekonomian syariah telah menjadi fokus utama dalam upaya meningkatkan kesejahteraan masyarakat dan mengembangkan sistem ekonomi yang lebih adil dan berkeadilan. Penggunaan mekanisme pasar dalam Islam telah menjadi topik yang sangat relevan dalam meningkatkan akselerasi ekonomi syariah. Penelitian ini akan membahas strategi dan tantangan yang terkait dengan penggunaan mekanisme pasar dalam Islam sebagai akselerasi ekonomi syariah, serta bagaimana Islam dapat menjadi referensi dalam mengembangkan sistem ekonomi yang lebih adil dan berkeadilan. Penelitian ini merupakan penelitian kualitatif dan jenis penelitian yang digunakan adalah penelitian kepustakaan (library research). Hasil dari penelitian ini dapat diketahui bahwa penggunaan mekanisme pasar dalam Islam dengan cara memastikan adanya transaksi yang sesuai dengan prinsip syariah, keterbukaan pasar, pelaksanaan amar ma'ruf nahi munkar, pembangunan infrastruktur ekonomi syariah dalam setiap transaksi ekonomi yang dilakukan dapat meningkatkan akselerasi ekonomi syariah. Terdapat pula beberapa tantangan dan strategi terkait dengan penggunaan mekanisme pasar dalam islam sebagai akselerasi ekonomi syariah.]]>
