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JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Published by CV Kampus Akademik Publising
ISSN : 30476232     EISSN : 30476240     DOI : https://doi.org/10.61722/jemba.v1i2.45
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek Ekonomi, Manajemen, Bisnis dan Akuntansi. Jurnal ini memberikan ruang bagi para peneliti untuk berdiskusi, mengejar dan meningkatkan pengetahuan di bidang Kategori Ilmu Ekonomi , Manajemen, Bisnis dan Akuntansi yang terus berkembang. Artikel dapat ditulis dalam bahasa Inggris atau bahasa Indonesia. Ekonomi: Ekonomi Publik, Ekonomi Internasional, Perbankan dan Lembaga Keuangan Ekonomi Pembangunan, Ekonomi Moneter, Ekonomi Keuangan. Manajemen bisnis dan perbankan: Manajemen keuangan dan kekayaan, Pemasaran, Manajemen Sumber Daya Manusia, Manajemen Strategis, Operasi, Kewirausahaan, Etika Perbankan, Operasi dan Manajemen Perbankan. Akuntansi: Akuntansi Sektor Publik, Perpajakan, Akuntansi Keuangan, Akuntansi Manajemen, Auditing, dan Sistem Informasi Akuntansi. Jurnal ini terbit 1 tahun 6 kali (Januari, Maret, Mei, Juli, September, November)
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 401 Documents
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Analisis Pengaruh Atribut Terhadap Keputusan Pembelian Roti Soek Padjadjaran Bogor Doni Sahat Tua Manalu; Vela Rostwentivaivi; Gina Jaudah; Chintya Eka Putri; Azrina Qisthina Zamila; Riza Muharmayenti; Fauzan Ariq
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.76

Abstract

Bread is a staple food for people abroad. However, as time progressed, Indonesian people began to make bread one of the staple foods that was consumed quite often. This research data uses qualitative and quantitative methods with primary and secondary data collection which is processed using fishbein analysis and multiple linear regression. The aim of this research is to determine the significant level of influence of the attributes of taste, aroma, texture, price, packaging design, product durability, product availability, service and cleanliness of the place on purchasing Roti Soek Padjadjaran products. Fishbein's analysis shows that the attributes of taste, price, product durability and service are the attributes with the four highest ratings. Multiple linear analysis shows the results that the taste and service attributes are the attributes that have a significant positive influence as variables that influence purchasing decisions for Soek Padjajaran Roti using a confidence level of 95 percent.
Analisis Dampak Faktor-Faktor yang Mempengaruhi Pengangguran Terbuka di Kota Bogor Anggraini Susanti; Desri Yohanna; Agryani Petra Sitorus; Syavira Nayla Shaumy; Muhammad Daniyal Stis; Nurlela Nurlela; Disya Ayu
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.77

Abstract

Unemployment is an economic problem that can cause many negative symptoms, such as social symptoms that have an impact on violence within the household and outside the household itself. This is because the unemployed do not have income or income that can meet their daily needs. Therefore, research is needed as a solution to the problem of unemployment by measuring the level of influence of independent variables in the form of investment, wages, economic growth and inflation. The results of this research show that 78% of the independent variables have an influence on the dependent variable in the form of open unemployment in Bogor City for the 2013-2022 period. There are 22% remaining which are other factors not present in this study.
ANALISIS KONSEP MONOPOLI DALAM TRANSAKSI EKONOMI SYARIAH Rizky Wahyu Pranata; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.79

Abstract

Monopoly in the context of sharia economics is referred to as "ihtikar" or hoarding behavior, which is prohibited because it can disrupt market mechanisms and economic balance. Nevertheless, there are cases where monopoly can be allowed if the goal is to achieve people's prosperity. This research uses a qualitative descriptive approach with a literature study method to gain a comprehensive understanding of various financing models in sharia economics. The research results indicate the need for further research to understand the impact and implications of monopoly in sharia economic transactions. An in-depth analysis of the concept of monopoly in the context of sharia economics can help identify solutions or strategies that are in accordance with sharia economic principles to prevent and overcome monopoly practices that are detrimental to society. The need for an effective regulatory role in supervising the market so that it remains healthy and competitive, along with the importance of broader awareness and understanding of the relationship between sharia economic principles and conventional economic concepts such as monopoly.
Analisis Faktor-Faktor yang Mempengaruhi Penerimaan Masyarakat terhadap Produk Perbankan Syariah Ashilah Razaktania Widodo; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.80

Abstract

Most of the population in Indonesia is Muslim, this is a large market area for Islamic banks. With the existence of Islamic banks that offer services similar to Islamic sharia or based on the Qur'an, this makes the Muslim community interested in the products offered by Islamic banks. This product is something that can be provided to the market to generate attention, bought, used, or consumed that is able to satisfy a desire or need. By prioritizing very attractive services and facilities, it can also attract customers to use products or goods provided by Islamic banks. Islamic banks must be more active in communicating with their customers, especially if they have competitors.
Analisis Perbandingan Kinerja Keuanagan Bank Syariah dan Bank Konvensional Indonesia Ashilah Razaktania Widodo; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.81

Abstract

In the current age of globalization, it is inevitable that there is competition in various sectors of the economy, including banking. which is why Islamic banks and regular banks are facing more competition. Nowadays, businesses compete with one another to draw in new clients and hold onto their current clientele. This study aims to show the differences that exist between the progress of Islamic banking performance and conventional banking with the hope of increasing bank performance through this strategy to escalate the customers and increase profits. The effect of bank performance appraisals can be utilized to understand future business strategies and to assess how effective the implementation of the company's operational policies and activities is. This study used descriptive literature methodology to use secondary data. The study’s conclusion indicate that Islamic banking and conventional banking are dissimilar in terms of financial performance, based on financial statements, credit, as well as savings systems
EQUILITAS RASIO LIKUIDITAS SEBAGAI TOLAK UKUR KINERJA KEUANGAN BANK BRI SYARIAH PERIODE 2015-2019 Andreanto Indra Pratama; Tsaqif Fadhlilhaq; Renny Oktafia
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.83

Abstract

This progress intends to evaluate the financial work of PT bank BRI syariah. during 2015 to 2019 with a focus on liquidity aspects. The company this time is in a more accurate position in terms of calculations in secondary data. The processing and programming used is by using sampling methods and planned decisions. As for the data analysis activities that are used, namely liquidity analysis.From this decision, we can see that BRI sharia banks are on. From 2015 to 2019 when viewed from its liquidity ratio, it has a good proportion in the financial sector. This is reflected in the Quick Ratio that has met Bank Indonesia (BI) standards which are in the range of 10-20%. Banking Ratio is also considered quite good, in the range of 70-81%, where BI standard is 85 to 100%. The Loan to Deposit Ratio, which ranges from 63 to 73%, is also within the accepted limit of ≤98% in accordance with BI regulations. Meanwhile, the Loan to Asset Ratio which ranges from 56-67% indicates that the bank maintains a position lower than Bank Indonesia's regulatory limit set at more than 10%. This shows that PT Bank BRIsyariah Tbk has the ability to manage debt payments at a predetermined time, as well as has the capacity to overcome potential defaults in providing financing and providing guarantees for loans provided to customers
Penerapan Prinsip – Prinsip Ekonomi Syariah Dalam Pengembangan Pasar Modal Alif Zainul Hisyam; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.84

Abstract

This research explores the application of sharia economic principles in the capital market and its impact on market stability and efficiency. The principles of sharia, including the prohibitions on usury, gharar, and maisir, provide a unique ethical and legal framework. Financial instruments such as sukuk, Islamic mutual funds, and Islamic stock indices offer alternatives for Muslim investors. This study found that these instruments are not only compliant with sharia but also able to attract the interest of investors who want to avoid transactions prohibited in Islam. However, challenges such as the need for strict regulation and increased awareness still need to be overcome. Nevertheless, the Islamic capital market has great potential to support a more inclusive and stable financial system. This research uses qualitative descriptive analysis with literature study methods and content analysis to identify and analyze sharia financial instruments used in the capital market, including sukuk, sharia mutual funds, and sharia stock indices. Through this analysis, it was found that Islamic financial instruments not only comply with sharia requirements but also offer an attractive alternative for Muslim investors who wish to avoid transactions considered haram in Islam.
Transformasi Sosial-Ekonomi dalam Era Ekonomi Digital: Analisis Sosiologi Ekonomi terhadap Dinamika Platform Online Ciek Julyati Hisyam; Zakiyah Rodja; Nuraini Salsabila; Nadya Patricia Lubis
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i2.86

Abstract

This research aims to analyze the socio-economic transformations that occur in the digital economy era, with a focus on Various techniques and methods that have been described by the author in various literatures, journals, papers, and other publications have been researched and identified. The qualitative method was chosen because it is considered the most suitable approach to explore and understand phenomena as well as answer the questions that arise. Using an economic sociology approach, this study explores how social interactions, economic structures, and consumption patterns are changing along with the development of digital technologies and online platforms. The results show that online platforms not only change the way they transact and do business, but also affect social relations, economic stratification, and social mobility. The platform provides new opportunities for economic inclusion and wider participation in the market, but also poses challenges related to digital inequality and labor exploitation. Thus, this research contributes to understanding the socio-economic implications of digital transformation and provides insight for the development of more inclusive and equitable policies in the digital economic era.
Pengaruh Daya Beli Masyarakat Terhadap Kenaikan Harga Bahan Pokok Di Wilayah Kota dan Kabupaten Pekalongan Gunawan Aji; Mohammad Nur Zein; Nabila Oktavianti; Hasna Alifa Rosyada
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i2.87

Abstract

For example, egg prices peaked in April 2023, increasing by 2,46%. This data was obtained from the Badan Kebijakan Perdagangan (BKPerdag). This was triggered by the large public demand for eggs during April. This research used 10 research subjects who were people in Pekalongan City and Regency. Researchs also include literature studies used as sources in developing this research, such as books, websites, and research journals. This research aims to determine the opinions, suggestions, and input from the public, both traders and sellers, regarding the increase in prices of basic commodities on the market. It is hoped that the research will provide benefits for readers and related parties and provide insight into the future. The results of this research show that price pressure in the market is quite high, wages are aligned with basic needs, there is stability in the prices of basic needs, and there is an increase in the price of basic needs over a certain period.
Inovasi Produk Pembiayaan Mikro dalam Pengembangan Usaha Kecil Menengah Berbasis Syariah Kharisma Tri Buana Dewi; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i2.90

Abstract

Small and Medium Enterprises (SMEs) play an important role in the Indonesian economy. However, access to financing is still a major obstacle to the growth of SMEs. Islamic financial institutions have great potential to support SME financing through innovative products that comply with sharia principles. This study aims to analyze the innovation of Islamic microfinance products in the development of SMEs. The research method used is a qualitative approach with literature studies and in-depth interviews. The results show that product innovations such as mudharabah, musyarakah, murabahah, and qardh financing play a significant role in meeting the financing needs of SMEs. The research also identified challenges and opportunities for the development of Islamic microfinance products for SMEs in the future.

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