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Contact Name
Rofiul Wahyudi
Contact Email
rofiul.wahyudi@pbs.uad.ac.id
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+6289667800589
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rofiul.wahyudi@pbs.uad.ac.id
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Jl. Ringroad Selatan, Kragilan, Tamanan, Kec. Banguntapan, Kabupaten Bantul, Daerah Istimewa Yogyakarta 55191
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Kota yogyakarta,
Daerah istimewa yogyakarta
INDONESIA
IEFBR: Islamic Economics, Finance, and Banking Review
ISSN : 28073983     EISSN : -     DOI : https://doi.org/10.12928
Core Subject : Economy,
IEFBR Islamic Economics, Finance, and Banking Review published by Department of Islamic Banking, Universitas Ahmad Dahlan. IEFBR is intended to be the journal for publishing articles reporting the results of researches in the areas Islamic economics, Islamic finance Islamic banking and arround area.
Articles 6 Documents
Search results for , issue "Vol. 3 No. 2 (2023): December" : 6 Documents clear
Pengaruh Kepercayaan, Kenyamanan, dan Persepsi Risiko Terhadap Minat Beli Melalui Tiktok Shop dalam Perspektif Ekonomi Islam (Studi Kasus Mahasiswa Muhammadiyah Jember) Catur Bashori, Dhofir; Nur Dermawan, Rintan Dewanty; Nur, Siti Khayisatuzahro
Islamic Economics, Finance, and Banking Review Vol. 3 No. 2 (2023): December
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/iefbr.v3i2.10591

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pengaruh kepercayaan, kenyamanan dan persepsi risiko terhadap minat beli secara signifikan. Dalam mengumpukan data pada penelitian ini, metode yang digunakan adalah dengan menyebarkan kuesioner, dengan teknik purposive sampling dan mendapatkan sampel sebanyak 100 responden. Data yang digunakan dalam penelitian ini adalah data primer dan data sekunder. Tehnik analisis data yang digunakan pada penelitian ini menggunakan Software SPSS. Hasil pada penelitian ini menunjukkan kepercayaan berpengaruh signifikan terhadap minat beli melalui Tiktok Shop dalam perspektif ekonomi Islam, sedangkan kenyamanan dan persepsi risiko tidak berpengaruh signifikan terhadap minat beli melalui tiktok Shop dalam perspektif ekonomi Islam.
Mengukur Persepsi Konsumen terhadap Kepatuhan Syariah pada Usaha Mikro, Kecil, dan Menengah Amani, Zata Atikah
Islamic Economics, Finance, and Banking Review Vol. 3 No. 2 (2023): December
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/iefbr.v3i2.10603

Abstract

Penelitian ini bertujuan untuk mengukur persepsi konsumen terhadap usaha mikro, kecil, dan menengah yang menggunakan prinsip kepatuhan syariah di mana analisis penelitian ini merujuk pada konsumen bisnis Martabak Hawaii Cabang Menanggal di Surabaya. Pengukuran pada persepsi konsumen ini menggunakan Business Ethics Index (BEI) yang merupakan perpaduan atau gabungan dari Index of Consumer Sentiment (ICS) dan Conference Board Consumer Confident Index (CBCCI). Pengukuran BEI ini terdiri dari empat pengukuran berupa pertanyaan yang tergabung dengan dimensi “pribadi dan perwakilan” maupun dimensi “masa lalu dan masa depan”. Data yang didapatkan yang berasal dari kuisioner dan diberikan kepada responden yang juga merupakan konsumen dari Martabak Hawaii Cabang Menanggal menunjukkan bahwa bisnis ini meraih skor BEI sebesar 90 yang di mana jika hasil dari pengukuran BEI di bawah 100 dapat disimpulkan bahwa persepsi konsumen lebih condong ke arah yang tidak etis pada bisnis Martabak Hawaii Cabang Menanggal. Untuk pengukuran BEI kedepannya dapat diterapkan kepada konsumen UMKM yang menggunakan kepatuhan syariah lainnya, sehingga kita dapat mengetahui sejauh mana keefektivitasan maupun persepsi konsumen terhadap kepatuhan syariah tersebut yang mulai dikenalkan melalui UMKM di Indonesia.
Analysis of Factors That Influence Students' Investment Intentions towards Retail Sukuk in Pekanbaru Riau Desi Novera Danur; Nisful Laila; Fitria Nurma Sari
Islamic Economics, Finance, and Banking Review Vol. 3 No. 2 (2023): December
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of sharia finance has experienced significant developments in the last decade, especially retail sukuk which is proclaimed to be an alternative sharia investment that directly contributes to funding state infrastructure. This research aims to investigate the determinants of investment intentions which are measured using several variables, including product knowledge, investment understanding and sharia compliance. In addition, this research analyzes how these three variables influence investment intentions with risk as a moderating variable. This research used primary data from 90 respondents who were students at Sultan Syarif Qasim University Riau and Muhammadiyah University Riau. The analytical test tool used is SmartPLS 3.0 with the SEM-PLS (Structural Equation Model – Partial Least Square) analysis method. The results of this research show that investment knowledge and sharia compliance have a significant effect on investment intentions. Furthermore, this research also reveals that investment knowledge has no effect on investment intentions in retail sukuk. Furthermore, the research results explain that the risk variable does not moderate investment understanding of investment intentions. Meanwhile, the risk variable moderates the relationship between sharia compliance and investment intentions. The results of this research emphasize that the government through sharia financial institutions and academics must prioritize increasing investment knowledge and sharia compliance in order to encourage retail sukuk investment intentions in Pekanbaru.
Faktor-Faktor yang Mempengaruhi Intensi Berinfak Secara Online Ira Humaira Hany; Sri Herianingrum; Fitria Nurma Sari
Islamic Economics, Finance, and Banking Review Vol. 3 No. 2 (2023): December
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/iefbr.v3i2.10620

Abstract

Pada penelitian ini menggunakan dua teori yakni Theory of Planned Behavior (TPB) dan Theory Acceptance Model (TAM). Variabel-variabel yang digunakan merupakan variabel asli yang ada pada TPB dan TAM yang berjumlah enam variabel. Keenam variabel tersebut yakni; Sikap (Attitude), Norma Subjektiv (Subjective Norm), Persepsi Kontrol Perilaku (Perceived Behavior Control), Persepsi Kemudahan Penggunaan (Perceived Behavior Control), Persepsi Kegunaan (Peceived Usefulness) dan Intention to Use yangmana Attitude sebagai variabel intervening dalam penelitian ini. Keenam variabel tersebut digunakan untuk meneliti niat penggunaan digital platform untuk berinfak online pada masyarakat Musim Surabaya, dimana hal tersebut masih berhubungan dengan teknologi. Selanjutnya penelitian ini akan menjelaskan faktor-faktor yang mempengaruhi niat menggunakan digital platform untuk berinfak online. Jenis penelitian yang digunakan dalam penelitian ini yakni penelitian eksplanatori dengan teknik analisis data yang menggunakan pendekatan PLS. Data diperoleh dari hasil sebar kuesioner kepada responden yang memenuhi kriteria penelitian. Terdapat 130 sample yang diperoleh dan digunakan dalam penelitian ini yang dianalisis dengan menggunakan metode PLS dengan software smartPLS. Berdasarkan hasil analisis data, hasil penelitian ini menunjukkan bahwasannya: Attitude dan subjective norm berpengaruh signifikan terhadap Intention, perceived behavior control dan perceived usefulness tidak berpengaruh signifikan terhadap Intention, attitude tidak signifikan memediasi hubungan antara perceived ease of use dan intention. Yang berarti, perceived ease of use secara tidak langsung, tidak signifikan mempengaruhi intention, melalui attitude., atitude signifikan memediasi hubungan antara perceived usefulness dan intention. Dengan kata lain, perceived usefulness secara tidak langsung, signifikan mempengaruhi intention, melalui attitude.
Peran Zakat Melalui Program Ekonomi dan Pendidikan Terhadap Tingkat Kesejahteraan Mustahik di Banjarmasin Indah Permata Sari; Sri Maulida
Islamic Economics, Finance, and Banking Review Vol. 3 No. 2 (2023): December
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/iefbr.v3i2.10627

Abstract

The main problem in this study is how the role of zakat in economic and educational programs distributed by the South Kalimantan Baznas in the welfare of the mustahik in the city of Banjarmasin. The purpose of this study was to determine the role of zakat in economic and educational programs distributed by the South Kalimantan Baznas in the welfare of the mustahik in the city of Banjarmasin. The type of research used is descriptive qualitative research with field research. The data analysis technique went through three stages, namely data reduction, data presentation, and drawing conclusions. The results in the field show that changing the zakat orientation such as productive orientation is proven to be able to gradually and sustainably improve the community's economy by sticking to sharia rules, and mustahik still feel helped by the existence of the education zakat which is where they should bear all educational needs, all of this will have a positive effect on socio-economic stability and education in Indonesia.
The Effectiveness of Sharia Supervisory Board (DPS) Supervision on Baitul Maal Wat Tamwil (BMT) in Implementing Sharia compliance: (Case Study of Tamzis Bina Utama Kotagede) Rani Devitasari; Syah Amelia Manggala Putri
Islamic Economics, Finance, and Banking Review Vol. 3 No. 2 (2023): December
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/iefbr.v3i2.10628

Abstract

The purpose of this study is to determine how effective the role of the Sharia Supervisory Board (DPS) is in implementing sharia compliance in the Tamzis Bina Utama Sharia Financing Savings and Loans Cooperative Kotagede Branch Office. This type of research uses a qualitative approach. Data collection methods include observation, interviews, and documentation. Data sources consist of primary data obtained directly from research sources as well as secondary data. The validity of the data is tested using source triangulation and triangulation techniques. Data reduction techniques, data presentation, and conclusions carry out data analysis. The results show that the implementation of sharia compliance by the Sharia Supervisory Board (DPS) in the supervisory mechanism at the Tamzis Bina Utama KSPPS Kotagede Branch Office is following the Standard Operating Procedures (SOP) regulated in the duties and functions of DPS, as stipulated in the MUI decision on the composition of the DSN-MUI management number Kep-98 / MUI / III / 2001. DPS is also active in providing Islamic briefing to prospective employees by holding routine activities such as cults, Riyadhus Sholihin recitations, recitations every week, Islamic economic studies every Thursday, MABIT once a month, and periodic training on contracts, as well as holding random branch office visits. Based on sharia principles stipulated in Article 2 of Law No. 21 of 2008, KSPPS Tamzis Bina Utama Kotagede Branch Office has ensured compliance with Sharia Compliance in the implementation of financing and raising funds.

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