cover
Contact Name
Mohamad Toha
Contact Email
motoha013@gmail.com
Phone
+6281229229207
Journal Mail Official
danadyaksa.journal@gmail.com
Editorial Address
Dsn. Sasap, RT. 006, RW. 002, Ds. Modongan, Kec. Sooko, Kab. Mojokerto, Jawa Timur (61361)
Location
Kab. mojokerto,
Jawa timur
INDONESIA
Danadyaksa: Post Modern Economy Journal
ISSN : -     EISSN : 30258545     DOI : https://dx.doi.org/10.69965/DPMEJ
Core Subject : Economy, Science,
Danadyaksa: Post Modern Economy Journal is an open-access, peer-reviewed journal whose objective is to publish original research papers related to the economy, Sharia economy, and business issues. This journal is also dedicated to disseminating the published articles freely for international academicians, researchers, practitioners, regulators, and public societies. The journal welcomes authors from any institutional background and accepts rigorous empirical or theoretical research papers with any methods or approach that is relevant to the Economy, Sharia Economy, and Business Issues content, as long as the research fits one of four salient disciplines: Economy, Sharia Economy, Business, and Accounting. Economics: Development Economics, Public Economics, International Economics, Monetary Economics, Microeconomics, Macroeconomics, Econometrics. Sharia Economics: Sharia Business and Management, Sharia Finance, Sharia Accounting, Sharia Social Finance. Business & Management: Human Resource Management, Strategic Management, Marketing Management, Financial Management, Operations and Knowledge Management, Entrepreneurship, Business Ethics and Sustainability. Accounting: Financial Accounting, Public Sector Accounting, Management Accounting, Accounting Information System, Auditing, Corporate Governance, Sustainability Accounting, Education Accounting.
Articles 30 Documents
The Influence of Promotions, Online Customer Reviews, and Online Customer Ratings on Decisions to Purchase Muslim Clothing Products in E-Commerce Shopee on IKHAC Students Anggraeni, Yuniar Nanda; A’yuni, Diah Syifaul
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 1 (2023): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i1.4

Abstract

Research conducted by the Global Overview Report shows that Indonesia is ranked fifth as a country with people who often shop online with a percentage reaching 36%. This research aims to measure the influence of promotions, online customer reviews, and online customer ratings on purchasing decisions for Muslim clothing products on Shopee e-commerce. This research uses quantitative methods with survey methods. A total of 100 respondents were selected using a probability sampling technique using the Slovin formula from all undergraduate students at the Institut Pesantren KH. Abdul Chalim (IKHAC). The results of this research, the T-test show that the independent variable is promotion, Online customer reviews, and online customer ratings partially have a positive and significant effect on purchasing decisions for Muslim clothing products on e-commerce Shopee among IKHAC students. In the F test, the independent variables promotion, online customer review, and online customer rating simultaneously have a positive and significant influence on the decision to purchase Muslim clothing products on e-commerce Shopee among IKHAC students. Based on the coefficient of determination value, it shows that 66.4% is influenced by the three factors above.
Factors Influencing The Consumer Research Process: Market Target, Purchasing Behavior and Market Demand (Literature Review Of Consumer Behavior) Toha, Mohamad; Supriyanto, Supriyanto
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 1 (2023): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i1.5

Abstract

Consumer research evolved as an extension of marketing research, focusing nearly entirely on consumer behavior rather than other components of the marketing process. The findings of consumer research are utilized to improve managerial decision-making. Marketers can forecast how consumers will react to promotional messaging and understand how they make purchasing decisions by studying their behavior. Consumers are currently blessed with a plethora of products to satisfy their demands. The era of producers controlling consumers has passed, and the era of consumers controlling producers has begun. Customers decide what products the company should make. Consumer behavior is defined as an activity or behavior, including the factors that influence the action, and is related to efforts to obtain items that suit their needs. Human behavior is so complicated that putting it into words is nearly impossible. The foundation of marketing management is consumer analysis. Marketing strategy and planning must be based on an understanding of the consumers who are the company's target market. This article examines the elements that drive the consumer research process, specifically the target market, purchasing behavior, and market demand, as well as a review of consumer behavior literature. The goal of this article is to develop a hypothesis on the influence of variables that will be used in future studies. This literature review article’s findings are as follows: 1) Target Market influences the Consumer Research Process; 2) Purchasing Behavior influences the Consumer Research Process; and 3) Market Demand influences the Consumer Research Process.
Factors Influencing Purchase Behavior: Consumer Interest, Price, and Product Quality (Literature Review HRM) Isbahi, Muhammad Baiqun
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 1 (2023): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i1.6

Abstract

Previous scientific studies or articles play a crucial role in the development of theories and understanding of phenomena, as they provide valuable support and reinforcement to the variables under investigation in the forthcoming research or scientific article. This scientific study aims to critically examine the various aspects that have been identified in consumer behavior literature as influential in shaping purchase behavior. Specifically, the factors of consumer interest, price, and product quality will be analyzed and discussed. The objective of composing this article is to establish a hypothesis regarding the potential influence of variables, which will then be employed in further research endeavors. The findings of this literature review paper are presented as follows: There are three main factors that drive consumer purchase behavior: consumer interest, price, and product quality.
The Role of PT. Permodalan Nasional Madani (PNM) Mekaar Syariah in Increasing the Income of Housewives of Ultra Micro Businesses (UMi) Demila, Demila; Sundari, Sundari
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 1 (2023): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i1.7

Abstract

Indonesia’s economic category in 2020 shows that the lower middle economic level reached 78%. Ultra micro business is a business run by the lowest level of business actors, where many of these positions are occupied by women, the percentage reaches 95% and 5% is achieved by men. Lack of public understanding of business education and the lack of business capital, PT. Permodalan Nasional Madani is present as one of the institutions that provides facilities through the Mekaar Syariah program in an effort to increase the family income of ultra-micro business actors. This research aims to determine the role of PT. Permodalan Nasional Madani’s Mekaar Syariah program in increasing the income of ultra-micro business owners. This research is a type of qualitative research with a case study approach and is descriptive in nature. The data sources taken are primary and secondary data sources. The data collection techniques used in this research are observation, interviews, and documentation. The role of PT. PNM Mekaar Syariah has been trusted by customers to increase the income of Ultra Micro business actors through the capital provision program provided. This is proven by customer continuity in financing.
Analysis of Islamic Business Ethics in Buying and Selling Transactions of Agricultural Products Using a Wholesale System and Its Impact on Farmers’ Income in Tanjung Kenongo Village, Pacet District, Mojokerto Regency Prasetyo, Dzulfikar Wahyu; Toha, Mohamad
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 1 (2023): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i1.12

Abstract

When carrying out good buying and selling, it should be based on likes and mutual approval in order to receive blessings from Islamic teachings. Farmers’ income is generally uncertain, it can be once a month or even months and there is still uncertainty about the potential for losses and there are still times when they have to wait for a long time until the harvest season arrives. The impact of buying and selling agricultural produce transactions using a contract system on farmers’ income. Islamic Business Ethics in Sales and Purchase Transactions of Agricultural Produce using a Wholesale System in Tanjung Kenongo Village. In this research, the researcher used a descriptive qualitative approach using a type of field research, namely research in the field or field research. In collecting data in this research, the data used came from direct interviews with related sources. In this contract system, of course, farmers feel a little disadvantaged because they cannot make large profits considering that fertilizer prices are expensive, accommodation costs such as expensive farm laborers, and the price of basic necessities increase so that farmers cannot make a lot of profit, their income decreases a lot. The existence of this contract system also has a positive value, namely by helping farmers who experience difficulties when selling their commodities and helping farmers not to experience large losses. The process of the contract system is said to violate Islamic business ethics because it clearly violates the rules by taking advantage of the difficulties experienced by them. When farmers experience difficulties, although not everyone in this contract process takes advantage of the difficulties, there are several benefits that arise from the existence of this contract system, such as helping farmers not to experience losses.
Analysis of Take-Over Implementation in Risk Mitigation in Murabahah Griya Financing Products at Bank Syariah Indonesia KCP Mojosari Lu’lu’il Maknuun; Kartika Andini
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 1 (2023): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i1.13

Abstract

Due to the high-interest rates charged by conventional banks, many of their customers are looking to switch to Islamic financial institutions such as Bank Syariah Indonesia (BSI), where they can take advantage of debt takeovers or takeover of Murabahah Griya financing products. This research aims to analyze the Take Over of Bank Syariah Indonesia KCP Mojosari in Mitigating the Risk of Griya Murabahah Financing Products. This research uses a qualitative descriptive approach, with data collected from descriptions provided by researchers about phenomena in the field. Researchers conducted interviews and screened records to obtain information for this study. Based on the findings of this research, it can be concluded that the takeover of murabahah griya financing by Bank Syariah Indonesia is legal according to the provisions of DSN-MUI fatwa No.31/DSN-MUI/VI/2002. Bank Syariah Indonesia collects all documentation related to the takeover of financing, checks customer track records, and carries out financing restructuring in an effort to reduce risks related to the takeover of murabahah griya financing.
The Influence of Service Quality, Promotions, and Ease of Use of BSI Mobile on the Interest of Generation Z Students at The Faculty of Sharia IKHAC Mojokerto Alamsyah, Lutvi; Safitri, Firdana
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 2 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i2.27

Abstract

Sharia mobile banking is one of the banking services offered through digital technology. because m-banking services can always meet all the needs of society in today's digital era Prioritizing mobility, mobile banking can be said to be developing the fastest. The formulation of the problem in this research is whether there is an influence of service quality, promotions, and ease of use on the Interest of Generation Z Sharia students 2020-2021 Islamic Boarding School Institute KH. Abdul Chalim (IKHAC) Mojokerto using payment mobile banking in Sharia banking. This research aims to determine the influence of service quality on the interest of Generation Z students at the Sharia Faculty, KH Islamic Boarding School Institute. Abdul Chalim Mojokerto using BSI mobile. This type of research is quantitative with a sample of 69 respondents using SPSS version 22, based on the results of research and tests carried out, it shows partially service quality, promotions, and ease of use influence the interest of Generation Z students at the Institute's sharia faculty KH Islamic Boarding School. Abdul Chalim Mojokerto. Meanwhile, it is simultaneously variable service quality, promotions, and ease of use influence interest.
The Role of Bank Muamalat Indonesia KCP Kepanjen in Determining Customer Decisions Using Hajj Program Financing Products (Prohajj) with the Qardh Wakalah Bil Ujrah Agreement Nurwakhidah, Ana; Musfiroh , Ulil Mayasari
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.30

Abstract

In addition to learning more about the hajj program financing products offered by Bank Muamalat Indonesia KCP Kepanjen, the purpose of this service activity is to ascertain how the Qardh Wakalah bil Ujrah contract is applied to those products. where Muslims make up the majority of the Indonesian population. This is evident from the enthusiasm of Indonesian Muslims in response to the KMA No. 189 of 2023 decree concerning Indonesian Hajj Quotas for 1444 H/2023 M totaling 221,000, consisting of 203,320 regular haj Quotas and 17,680 special Hajj Quotas, which was signed by the Minister of Religion Yaqut Cholil Qoumas. Then one of Islamic banking's functions is to offer Hajj program services that can facilitate Muslims' ability to execute the pilgrimage. This writing uses a descriptive qualitative method, the author describes the object of research by recording, observing, and interviewing all matters related to this research and aligning it with primary and secondary data sources. The respondent from this writing is the Relationship Manager of Bank Muamalat Indonesia KCP Kepanjen. observation directly or indirectly on the object under study as well as data collection with related documents. The results of this study indicate that the Hajj financing product at Bank Muamalat Indonesia in KCP Kepanjen uses the Qardh Wakalah Bil Ujrah contract, namely funds lent by the bank to prospective hajj customers.
Islamic Capital Market Investment Alternatives Facing the 2024 Election Year Fatkhurrozi, Tanto
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 2 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i2.33

Abstract

This research aims to determine alternative investment instruments that are relevant in the Islamic capital market in the 2024 election period. This research uses a library research method, which involves collecting relevant data or library materials beforehand. The data source in this research is secondary, meaning that the data is obtained from other sources such as documents, books, and related references, not from primary sources. The results of this research are that the development of investment in the Islamic capital market during the election period in the previous year experienced a good increase. from stock instruments, mutual funds, and sharia shares and the recommended investment, namely Sukuk, is considered an instrument that is relatively unaffected because it has a guarantee from the law. Sharia mutual funds show positive long-term growth potential, especially for mutual funds that focus on shares. This performance is influenced by the momentum of the underlying stock. In this context, investors in the Islamic stock market are advised not to make hasty investment decisions. The analysis shows that the infrastructure sector and the information technology (IT) sector have a significant positive influence.
The Influence of the Level of Financial Literacy and Digital Literacy on Generation Z's Interest in Saving at Bank Muamalat Indonesia KCP Mojokerto Ardiansyah, Norick; Lesmana, Ceta Indra
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 2 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i2.35

Abstract

This research aims to determine the influence of financial literacy and digital literacy levels on Generation Z's interest in saving at Bank Muamalat Indonesia KCP Mojokerto. This research uses quantitative methods using primary data. The population of this research is Generation Z customers who save at Bank Muamalat Indonesia KCP Mojokerto. Data collection was carried out by distributing questionnaires to customers in the city of Mojokerto as many as 96 sample respondents using a purposive sampling technique with the following considerations: (1) generation Z customers who save at Bank Muamalat Indonesia KCP Mojokerto. The data obtained was then processed using the multiple linear regression method using IBM SPSS 25 software. The analysis used included validity and reliability tests, classical assumption tests, multiple linear regression tests, and hypothesis testing. The results of this research show that partially financial literacy has a positive and significant effect on Generation Z's interest in saving at Bank Muamalat Indonesia KCP Mojokerto, digital literacy has a positive and significant effect on Generation Z's interest in saving at Bank Muamalat Indonesia KCP Mojokerto. Simultaneously financial literacy and digital literacy influence Generation Z's interest in saving at Bank Muamalat Indonesia KCP Mojokerto.

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