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Mohamad Toha
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Danadyaksa: Post Modern Economy Journal
Published by Yayasan Pendidikan Islam Bustanul Ulum Mojokerto
ISSN : -     EISSN : 30258545     DOI : https://dx.doi.org/10.69965/DPMEJ
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Danadyaksa: Post Modern Economy Journal is an open-access, peer-reviewed journal whose objective is to publish original research papers related to the economy, Sharia economy, and business issues. This journal is also dedicated to disseminating the published articles freely for international academicians, researchers, practitioners, regulators, and public societies. The journal welcomes authors from any institutional background and accepts rigorous empirical or theoretical research papers with any methods or approach that is relevant to the Economy, Sharia Economy, and Business Issues content, as long as the research fits one of four salient disciplines: Economy, Sharia Economy, Business, and Accounting. Economics: Development Economics, Public Economics, International Economics, Monetary Economics, Microeconomics, Macroeconomics, Econometrics. Sharia Economics: Sharia Business and Management, Sharia Finance, Sharia Accounting, Sharia Social Finance. Business & Management: Human Resource Management, Strategic Management, Marketing Management, Financial Management, Operations and Knowledge Management, Entrepreneurship, Business Ethics and Sustainability. Accounting: Financial Accounting, Public Sector Accounting, Management Accounting, Accounting Information System, Auditing, Corporate Governance, Sustainability Accounting, Education Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 30 Documents
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Uncovering the Potential of a Circular Economy from an Islamic Economic Perspective Hidayat, Muhammad Syahrul
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 2 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i2.37

Abstract

This research reveals the potential of a circular economy from an Islamic economic perspective to integrate circular economic concepts that focus on the wise use of resources and reduce waste with Islamic economic principles that emphasize social justice, sustainability, and economic balance. In this research, a literature analysis and comparative study were carried out on the concept of a circular economy and the principles of Islamic economics. This research was conducted to fill existing research gaps and provide new insights into developing a sustainable economy following Islamic religious principles. The research results show a high compatibility between the circular economy and the Islamic economy. The circular economy concept which involves recycling practices, product reuse, and waste reduction is in harmony with Islamic economic principles which emphasize distributive justice, community empowerment, and environmental protection. These findings can be used as a practical guide for economic practitioners, government, and society in adopting and implementing a circular economy in the context of an Islamic economy.
Implementation of the Rahn Agreement at Bank Jatim Syariah Sampang Rosi, Fahrur; Matnin, Matnin; Semi, Semi; Rosi, Rosi
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 2 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i2.39

Abstract

This research aims to determine the implementation of the rahn contract at the Bank Jatim Syariah Sampang Bank. This research approach is an object of field research using a qualitative approach, namely a research procedure that produces descriptive data in the form of written or spoken words from people and observable behavior. The results of research regarding the Implementation of the Rahn Agreement at Bank Jatim Syariah Sampang as follows: first, the pawn financing procedure: has fulfilled the administrative requirements and complies with the harmony and conditions of the rahn, such as; Prospective customers submit requests for pawn financing facilities, valid identification (KTP), and collateral to the pawn party. The pawn party assesses the collateral that has been submitted by the prospective customer and the loan nominal is based on the estimate. Second, delivery of pawned goods as collateral for debt; Loans by pawning goods as collateral for debts in the form of rahn are permitted by law, and practices that follow sharia principles as stated in Article 1 of the DSN-MUI Fatwa Number: 26/DSN-MUI/III/2002. Third; Determination of maintenance rental fees; Maintenance and storage fees are ujrah that customers must pay every ten days, based on the amount depending on the value of the customer's loan. Yet the maintenance and storage costs for marhun do not follow the provisions of paragraph 4 of the DSN-MUI fatwa Number 25/DSNMUI/III/2002.
Analysis of Microfinancing in the Development of MSME Customers Bella, Yolanda Chintya; Dwiaryanti, Risca; Hasanah, Lailatul
Danadyaksa: Post Modern Economy Journal Vol. 1 No. 2 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v1i2.40

Abstract

Sharia banks primarily operate in accordance with Islamic law, which is based on concepts of fairness, balance, benefit, and the avoidance of prohibited aspects such as gharor, maisir, and usury. Bank Syariah Indonesia (BSI) is an exemplary sharia-compliant financial organization that offers financing and other services. It operates using sharia-compliant contracts that have been certified by the National Sharia Council. Microfinance has played a vital role in the financial sector since the early 1980s, with the goal of offering financial services to individuals and small and medium-sized enterprises who are economically disadvantaged. The primary focus is on achieving sustainable development by effectively managing and harmonizing the financial, social, environmental, and governance dimensions. The study employs a qualitative methodology to examine the impact of microfinancing on the development of micro, small, and medium enterprises (MSMEs), as well as the various forms of MSME development. The study examines the provision of funding by banks to businesses and self-employed individuals, with a focus on factors such as trust, agreements, duration, and associated risks. Financing has multiple purposes, such as encouraging commerce and economic activities, mitigating unemployment, allowing the movement of products and money, and fostering economic progress. MSMEs have a substantial impact on the Indonesian economy by making considerable contributions to the country's gross domestic product and employment rates.
Navigating the Tides of Change: A Comprehensive Analysis of Employment and Unemployment Dynamics in Indonesia Mulya, Nico Pranata Mulya
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.58

Abstract

Labor dynamics play a pivotal role in the economic growth of a country. This study aims to fill the research gap by conducting a descriptive analysis comparing the working population and unemployment in Indonesia from 2011 to 2020. Data are sourced from BPS statistical records, including the number of working individuals, unemployed persons, and variables such as wage rates, economic growth, employment opportunities, and education. The study employs descriptive statistical techniques to examine labor trends over the past decade. Key changes in unemployment and employment rates are explored in relation to the global economic crisis, technological advancements, and the COVID-19 pandemic. Findings show an upward trend in employment, while unemployment experienced significant fluctuations, especially during the pandemic, with precise figures illustrating these patterns. The study highlights education, structural transformation, and economic growth as crucial determinants of labor market dynamics, providing more targeted policy implications. These implications offer actionable insights to enhance inclusive growth, improve job quality, and strengthen labor market resilience. The study provides a solid foundation for adaptive and responsive policy formulation aimed at creating a more sustainable employment environment.
Development of the Hajj Savings Mechanism with the Wadi'ah Agreement on BSI Surabaya Basuki Rahmat Zinah, Fitriyatus; Rohmah, Nuzulur; Kunaifi``, Aang
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.89

Abstract

This study proposes and analyzes the development of a Hajj savings mechanism based on the principles of the Wadi'ah Agreement. Using a comprehensive literature review and comparative analysis, the study outlines specific implementation steps to enhance the effectiveness and sustainability of the Hajj savings program. Existing mechanisms for Hajj savings face challenges, such as a lack of transparency in profit distribution and sustainability issues. This research introduces a novel framework utilizing the principles of the Wadi'ah Agreement to address these challenges, aiming to improve fairness and efficiency in managing Hajj savings funds. The study's contributions highlight a distinct departure from conventional systems, providing a practical roadmap for integrating the new framework into existing financial structures.
Socio-Cultural variations in Consumer preferences on Sexual Wellness Products in Urban and Rural Communities: A Comprehensive Analysis Narayan, Prachi; Das, Soumyajit
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.99

Abstract

This study scrutinizes the multifaceted dimensions of sexual wellness, encompassing physical, mental, and social well-being within the sexual paradigm. It investigates the impact of sexual wellness products (SWP) on consumer behaviour, emphasizing divergences in buying patterns between rural and urban societies. Employing the Theory of Planned Behaviour, the study integrates attitudes, subjective norms, perceived behavioural control, and interactive intention to elucidate their collective influence on SWP and utilizing quantitative method. The findings reveal a positive relationship between attitudes and behavioural intentions on SWP, with subjective norms contributing notably to behavioural intentions. The research compares rural and urban consumers having a sample size of 546, that employs a comprehensive structural equation model, revealing intricate interrelationships (χ² = 1852.68, χ²/df = 2.85, CFI = 0.94, GFI = 0.91, TLI = 0.93, RMSEA = 0.078) among various attributes in the sexual wellness product domain, shaping mathematical patterns in consumer behaviour and perceptions. These insights offer actionable guidance for marketers and policymakers to tailor strategies to the distinct characteristics of diverse consumer segments. Urban-rural distinctions in socio-cultural values, access, economic factors, education, and community influences emerge as pivotal drivers shaping consumer behaviour and feelings. Urban environments show greater openness and accessibility, while rural settings, rooted in tradition, face limitations, emphasizing the need for tailored marketing strategies and public health interventions. This study bridges the gap between marketing, public health, and socio-cultural dynamics, offering a data-driven approach to understanding and addressing consumer behavior in the sexual wellness market. It provides theoretical advancements, empirical insights, and practical applications that collectively enhance both academic discourse and real-world strategy development in the field.
A Look the Halal Fashion Industry in Indonesia and the Struggles It Faces on a Global Scale Masuwd, Mowafg Abrahem
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.108

Abstract

The global Muslim population is widely dispersed, with Indonesia having the largest Muslim majority. The halal industry, including the modest fashion sector, operates within an increasingly competitive global market. This study examines the development and challenges of Indonesia’s modest fashion industry within the global halal economy, addressing the critical barriers to its international expansion. Utilizing a qualitative research design with a descriptive approach, this study analyzes data from industry reports, policy documents, and relevant literature. The findings indicate that Indonesia’s Global Islamic Economy Indicator (GIEI) score for the fashion sector improved significantly from 2018 to 2021, positioning the country among the top 10 globally. However, this growth aligns with similar trends observed in competing nations, indicating that Indonesia still faces substantial challenges in maintaining its competitive edge. Key barriers include limited access to financing, difficulties in penetrating international markets, evolving consumer demands, inconsistent government policies, and the need for technological advancements in marketing, research, and development. Despite these obstacles, Indonesia’s modest fashion industry continues to expand, driven by increasing global recognition and ongoing industry innovation. The study highlights the need for strategic policy interventions and enhanced industry collaborations to strengthen Indonesia’s position in the global halal fashion market.
Acculturation of Mataraman Local Wisdom with Islamic Values: Implications for Social and Economic Development Toha, Mohamad; Zuana, Muhammad Mujtaba Mitra; Isbahi, Muhammad Baiqun
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.143

Abstract

Economic development is often misinterpreted as merely financial growth and infrastructure expansion. However, the real essence of development lies in a multidimensional approach that incorporates social, cultural, and spiritual aspects, particularly within an Islamic context. This study explores the acculturation of Mataraman cultural traditions with Islamic values, focusing on Bersih Desa and Nyadran practices in Mataraman, Indonesia. Employing an ethnographic approach, data were gathered through observations and interviews with local stakeholders. The study examines how these traditions, initially influenced by Hinduism, have evolved to integrate Islamic teachings, thereby fostering community welfare, environmental stewardship, and social harmony. Results reveal that these practices align with Islamic principles of self-development, collective human prosperity, and the earth's stewardship. They demonstrate that local wisdom, when harmonized with religious values, contributes significantly to economic growth, social cohesion, and sustainable development. The findings underscore the importance of cultural preservation and propose that these traditions be promoted as cultural tourism assets, which could further enhance local economies. Future research is recommended to analyze the broader implications of Mataraman wisdom within the maqashid al-shariah framework.
Quantitative Study on the Effect of Age, Education, Experience, and Wages on Labor Productivity in Housing Projects Prahara, Rahma Sandhi; Fauziyah, Nur Dinah; A’yuni, Diah Syifaul
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 2 (2025): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i2.109

Abstract

This study explores how age, education, experience, and wages affect labor productivity in the housing sector of Mojosari, Mojokerto Regency. With rapid urbanization and rising housing demand, understanding these factors is crucial for improving workforce performance. Using a quantitative approach and multiple linear regression, data was gathered from 150 construction workers in Mojosari through random sampling. The analysis found that all four factors—age, education, experience, and wages—significantly impact productivity. Education had the greatest influence, emphasizing the importance of skill development. Both experience and wages also positively affected productivity, while age showed a mixed effect, with productivity increasing until a certain age before declining. The model explained 62% of the productivity variation. The findings suggest the need for policies focusing on workforce training, fair wages, and better management to enhance productivity. Investing in education and skills development will be key for sustaining growth in the housing sector. This research provides valuable insights for improving labor productivity in Indonesia's housing industry, particularly in rapidly urbanizing areas.
Exploring the Informal Economy: Analysis of Unincorporated Enterprises in Jammu & Kashmir, India Jakhar, Babloo; Kumar, Vijay; Sharma, Sachin; Sharma, Swati
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 2 (2025): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i2.115

Abstract

This paper aims to present a descriptive analysis of unincorporated non-agricultural enterprises (excluding construction) in the Jammu & Kashmir region, highlighting the unique dynamics of the informal sector in the area. Specifically, it seeks to address key research questions regarding the drivers of growth in this sector, the extent of its divergence from national trends, and its implications for local economic development. Through the use of unit-level data from the National Sample Survey Office (NSSO) for the period 2010-11 and 2015-16, the study provides a descriptive analysis that underscores the rapid growth of such enterprises in Jammu & Kashmir compared to the national level. The findings indicate that unincorporated enterprises in Jammu & Kashmir have grown at a significantly faster rate than the all-India average, driven by factors such as supportive local policies, increased entrepreneurial initiatives, and socio-economic conditions unique to the region. This expansion signifies a trend towards increased self-employment and diversified income sources for the local population. However, the growth of the informal sector in Jammu & Kashmir also reveals that the region's economy is still heavily reliant on this sector, in contrast to the overall contraction of the informal sector across India. This divergence points to a structural transformation gap between the Jammu & Kashmir region and the national economy, which warrants further investigation through policy analysis, sector-specific studies, and socio-economic evaluations to better understand the underlying causes and potential solutions. Understanding this gap is crucial for formulating policies aimed at fostering inclusive and sustainable economic development in the region.

Page 2 of 3 | Total Record : 30

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