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Mohamad Toha
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Danadyaksa: Post Modern Economy Journal
Published by Yayasan Pendidikan Islam Bustanul Ulum Mojokerto
ISSN : -     EISSN : 30258545     DOI : https://dx.doi.org/10.69965/DPMEJ
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Danadyaksa: Post Modern Economy Journal is an open-access, peer-reviewed journal whose objective is to publish original research papers related to the economy, Sharia economy, and business issues. This journal is also dedicated to disseminating the published articles freely for international academicians, researchers, practitioners, regulators, and public societies. The journal welcomes authors from any institutional background and accepts rigorous empirical or theoretical research papers with any methods or approach that is relevant to the Economy, Sharia Economy, and Business Issues content, as long as the research fits one of four salient disciplines: Economy, Sharia Economy, Business, and Accounting. Economics: Development Economics, Public Economics, International Economics, Monetary Economics, Microeconomics, Macroeconomics, Econometrics. Sharia Economics: Sharia Business and Management, Sharia Finance, Sharia Accounting, Sharia Social Finance. Business & Management: Human Resource Management, Strategic Management, Marketing Management, Financial Management, Operations and Knowledge Management, Entrepreneurship, Business Ethics and Sustainability. Accounting: Financial Accounting, Public Sector Accounting, Management Accounting, Accounting Information System, Auditing, Corporate Governance, Sustainability Accounting, Education Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 12 Documents
 1   2 
Search results for , issue "Vol. 2 No. 1 (2024): Post Modern Economy Journal" : 12 Documents clear
The Role of Bank Muamalat Indonesia KCP Kepanjen in Determining Customer Decisions Using Hajj Program Financing Products (Prohajj) with the Qardh Wakalah Bil Ujrah Agreement Nurwakhidah, Ana; Musfiroh , Ulil Mayasari
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.30

Abstract

In addition to learning more about the hajj program financing products offered by Bank Muamalat Indonesia KCP Kepanjen, the purpose of this service activity is to ascertain how the Qardh Wakalah bil Ujrah contract is applied to those products. where Muslims make up the majority of the Indonesian population. This is evident from the enthusiasm of Indonesian Muslims in response to the KMA No. 189 of 2023 decree concerning Indonesian Hajj Quotas for 1444 H/2023 M totaling 221,000, consisting of 203,320 regular haj Quotas and 17,680 special Hajj Quotas, which was signed by the Minister of Religion Yaqut Cholil Qoumas. Then one of Islamic banking's functions is to offer Hajj program services that can facilitate Muslims' ability to execute the pilgrimage. This writing uses a descriptive qualitative method, the author describes the object of research by recording, observing, and interviewing all matters related to this research and aligning it with primary and secondary data sources. The respondent from this writing is the Relationship Manager of Bank Muamalat Indonesia KCP Kepanjen. observation directly or indirectly on the object under study as well as data collection with related documents. The results of this study indicate that the Hajj financing product at Bank Muamalat Indonesia in KCP Kepanjen uses the Qardh Wakalah Bil Ujrah contract, namely funds lent by the bank to prospective hajj customers.
Navigating the Tides of Change: A Comprehensive Analysis of Employment and Unemployment Dynamics in Indonesia Mulya, Nico Pranata Mulya
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.58

Abstract

Labor dynamics play a pivotal role in the economic growth of a country. This study aims to fill the research gap by conducting a descriptive analysis comparing the working population and unemployment in Indonesia from 2011 to 2020. Data are sourced from BPS statistical records, including the number of working individuals, unemployed persons, and variables such as wage rates, economic growth, employment opportunities, and education. The study employs descriptive statistical techniques to examine labor trends over the past decade. Key changes in unemployment and employment rates are explored in relation to the global economic crisis, technological advancements, and the COVID-19 pandemic. Findings show an upward trend in employment, while unemployment experienced significant fluctuations, especially during the pandemic, with precise figures illustrating these patterns. The study highlights education, structural transformation, and economic growth as crucial determinants of labor market dynamics, providing more targeted policy implications. These implications offer actionable insights to enhance inclusive growth, improve job quality, and strengthen labor market resilience. The study provides a solid foundation for adaptive and responsive policy formulation aimed at creating a more sustainable employment environment.
Development of the Hajj Savings Mechanism with the Wadi'ah Agreement on BSI Surabaya Basuki Rahmat Zinah, Fitriyatus; Rohmah, Nuzulur; Kunaifi``, Aang
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.89

Abstract

This study proposes and analyzes the development of a Hajj savings mechanism based on the principles of the Wadi'ah Agreement. Using a comprehensive literature review and comparative analysis, the study outlines specific implementation steps to enhance the effectiveness and sustainability of the Hajj savings program. Existing mechanisms for Hajj savings face challenges, such as a lack of transparency in profit distribution and sustainability issues. This research introduces a novel framework utilizing the principles of the Wadi'ah Agreement to address these challenges, aiming to improve fairness and efficiency in managing Hajj savings funds. The study's contributions highlight a distinct departure from conventional systems, providing a practical roadmap for integrating the new framework into existing financial structures.
Socio-Cultural variations in Consumer preferences on Sexual Wellness Products in Urban and Rural Communities: A Comprehensive Analysis Narayan, Prachi; Das, Soumyajit
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.99

Abstract

This study scrutinizes the multifaceted dimensions of sexual wellness, encompassing physical, mental, and social well-being within the sexual paradigm. It investigates the impact of sexual wellness products (SWP) on consumer behaviour, emphasizing divergences in buying patterns between rural and urban societies. Employing the Theory of Planned Behaviour, the study integrates attitudes, subjective norms, perceived behavioural control, and interactive intention to elucidate their collective influence on SWP and utilizing quantitative method. The findings reveal a positive relationship between attitudes and behavioural intentions on SWP, with subjective norms contributing notably to behavioural intentions. The research compares rural and urban consumers having a sample size of 546, that employs a comprehensive structural equation model, revealing intricate interrelationships (χ² = 1852.68, χ²/df = 2.85, CFI = 0.94, GFI = 0.91, TLI = 0.93, RMSEA = 0.078) among various attributes in the sexual wellness product domain, shaping mathematical patterns in consumer behaviour and perceptions. These insights offer actionable guidance for marketers and policymakers to tailor strategies to the distinct characteristics of diverse consumer segments. Urban-rural distinctions in socio-cultural values, access, economic factors, education, and community influences emerge as pivotal drivers shaping consumer behaviour and feelings. Urban environments show greater openness and accessibility, while rural settings, rooted in tradition, face limitations, emphasizing the need for tailored marketing strategies and public health interventions. This study bridges the gap between marketing, public health, and socio-cultural dynamics, offering a data-driven approach to understanding and addressing consumer behavior in the sexual wellness market. It provides theoretical advancements, empirical insights, and practical applications that collectively enhance both academic discourse and real-world strategy development in the field.
A Look the Halal Fashion Industry in Indonesia and the Struggles It Faces on a Global Scale Masuwd, Mowafg Abrahem
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.108

Abstract

The global Muslim population is widely dispersed, with Indonesia having the largest Muslim majority. The halal industry, including the modest fashion sector, operates within an increasingly competitive global market. This study examines the development and challenges of Indonesia’s modest fashion industry within the global halal economy, addressing the critical barriers to its international expansion. Utilizing a qualitative research design with a descriptive approach, this study analyzes data from industry reports, policy documents, and relevant literature. The findings indicate that Indonesia’s Global Islamic Economy Indicator (GIEI) score for the fashion sector improved significantly from 2018 to 2021, positioning the country among the top 10 globally. However, this growth aligns with similar trends observed in competing nations, indicating that Indonesia still faces substantial challenges in maintaining its competitive edge. Key barriers include limited access to financing, difficulties in penetrating international markets, evolving consumer demands, inconsistent government policies, and the need for technological advancements in marketing, research, and development. Despite these obstacles, Indonesia’s modest fashion industry continues to expand, driven by increasing global recognition and ongoing industry innovation. The study highlights the need for strategic policy interventions and enhanced industry collaborations to strengthen Indonesia’s position in the global halal fashion market.
Acculturation of Mataraman Local Wisdom with Islamic Values: Implications for Social and Economic Development Toha, Mohamad; Zuana, Muhammad Mujtaba Mitra; Isbahi, Muhammad Baiqun
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.143

Abstract

Economic development is often misinterpreted as merely financial growth and infrastructure expansion. However, the real essence of development lies in a multidimensional approach that incorporates social, cultural, and spiritual aspects, particularly within an Islamic context. This study explores the acculturation of Mataraman cultural traditions with Islamic values, focusing on Bersih Desa and Nyadran practices in Mataraman, Indonesia. Employing an ethnographic approach, data were gathered through observations and interviews with local stakeholders. The study examines how these traditions, initially influenced by Hinduism, have evolved to integrate Islamic teachings, thereby fostering community welfare, environmental stewardship, and social harmony. Results reveal that these practices align with Islamic principles of self-development, collective human prosperity, and the earth's stewardship. They demonstrate that local wisdom, when harmonized with religious values, contributes significantly to economic growth, social cohesion, and sustainable development. The findings underscore the importance of cultural preservation and propose that these traditions be promoted as cultural tourism assets, which could further enhance local economies. Future research is recommended to analyze the broader implications of Mataraman wisdom within the maqashid al-shariah framework.
The Role of Bank Muamalat Indonesia KCP Kepanjen in Determining Customer Decisions Using Hajj Program Financing Products (Prohajj) with the Qardh Wakalah Bil Ujrah Agreement Nurwakhidah, Ana; Musfiroh , Ulil Mayasari
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.30

Abstract

In addition to learning more about the hajj program financing products offered by Bank Muamalat Indonesia KCP Kepanjen, the purpose of this service activity is to ascertain how the Qardh Wakalah bil Ujrah contract is applied to those products. where Muslims make up the majority of the Indonesian population. This is evident from the enthusiasm of Indonesian Muslims in response to the KMA No. 189 of 2023 decree concerning Indonesian Hajj Quotas for 1444 H/2023 M totaling 221,000, consisting of 203,320 regular haj Quotas and 17,680 special Hajj Quotas, which was signed by the Minister of Religion Yaqut Cholil Qoumas. Then one of Islamic banking's functions is to offer Hajj program services that can facilitate Muslims' ability to execute the pilgrimage. This writing uses a descriptive qualitative method, the author describes the object of research by recording, observing, and interviewing all matters related to this research and aligning it with primary and secondary data sources. The respondent from this writing is the Relationship Manager of Bank Muamalat Indonesia KCP Kepanjen. observation directly or indirectly on the object under study as well as data collection with related documents. The results of this study indicate that the Hajj financing product at Bank Muamalat Indonesia in KCP Kepanjen uses the Qardh Wakalah Bil Ujrah contract, namely funds lent by the bank to prospective hajj customers.
Navigating the Tides of Change: A Comprehensive Analysis of Employment and Unemployment Dynamics in Indonesia Mulya, Nico Pranata Mulya
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.58

Abstract

Labor dynamics play a pivotal role in the economic growth of a country. This study aims to fill the research gap by conducting a descriptive analysis comparing the working population and unemployment in Indonesia from 2011 to 2020. Data are sourced from BPS statistical records, including the number of working individuals, unemployed persons, and variables such as wage rates, economic growth, employment opportunities, and education. The study employs descriptive statistical techniques to examine labor trends over the past decade. Key changes in unemployment and employment rates are explored in relation to the global economic crisis, technological advancements, and the COVID-19 pandemic. Findings show an upward trend in employment, while unemployment experienced significant fluctuations, especially during the pandemic, with precise figures illustrating these patterns. The study highlights education, structural transformation, and economic growth as crucial determinants of labor market dynamics, providing more targeted policy implications. These implications offer actionable insights to enhance inclusive growth, improve job quality, and strengthen labor market resilience. The study provides a solid foundation for adaptive and responsive policy formulation aimed at creating a more sustainable employment environment.
Development of the Hajj Savings Mechanism with the Wadi'ah Agreement on BSI Surabaya Basuki Rahmat Zinah, Fitriyatus; Rohmah, Nuzulur; Kunaifi``, Aang
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.89

Abstract

This study proposes and analyzes the development of a Hajj savings mechanism based on the principles of the Wadi'ah Agreement. Using a comprehensive literature review and comparative analysis, the study outlines specific implementation steps to enhance the effectiveness and sustainability of the Hajj savings program. Existing mechanisms for Hajj savings face challenges, such as a lack of transparency in profit distribution and sustainability issues. This research introduces a novel framework utilizing the principles of the Wadi'ah Agreement to address these challenges, aiming to improve fairness and efficiency in managing Hajj savings funds. The study's contributions highlight a distinct departure from conventional systems, providing a practical roadmap for integrating the new framework into existing financial structures.
Socio-Cultural variations in Consumer preferences on Sexual Wellness Products in Urban and Rural Communities: A Comprehensive Analysis Narayan, Prachi; Das, Soumyajit
Danadyaksa: Post Modern Economy Journal Vol. 2 No. 1 (2024): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v2i1.99

Abstract

This study scrutinizes the multifaceted dimensions of sexual wellness, encompassing physical, mental, and social well-being within the sexual paradigm. It investigates the impact of sexual wellness products (SWP) on consumer behaviour, emphasizing divergences in buying patterns between rural and urban societies. Employing the Theory of Planned Behaviour, the study integrates attitudes, subjective norms, perceived behavioural control, and interactive intention to elucidate their collective influence on SWP and utilizing quantitative method. The findings reveal a positive relationship between attitudes and behavioural intentions on SWP, with subjective norms contributing notably to behavioural intentions. The research compares rural and urban consumers having a sample size of 546, that employs a comprehensive structural equation model, revealing intricate interrelationships (χ² = 1852.68, χ²/df = 2.85, CFI = 0.94, GFI = 0.91, TLI = 0.93, RMSEA = 0.078) among various attributes in the sexual wellness product domain, shaping mathematical patterns in consumer behaviour and perceptions. These insights offer actionable guidance for marketers and policymakers to tailor strategies to the distinct characteristics of diverse consumer segments. Urban-rural distinctions in socio-cultural values, access, economic factors, education, and community influences emerge as pivotal drivers shaping consumer behaviour and feelings. Urban environments show greater openness and accessibility, while rural settings, rooted in tradition, face limitations, emphasizing the need for tailored marketing strategies and public health interventions. This study bridges the gap between marketing, public health, and socio-cultural dynamics, offering a data-driven approach to understanding and addressing consumer behavior in the sexual wellness market. It provides theoretical advancements, empirical insights, and practical applications that collectively enhance both academic discourse and real-world strategy development in the field.

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