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Contact Name
Fitria Asas
Contact Email
jurnal.imfj@iai-alfatimah.ac.id
Phone
+6281946442000
Journal Mail Official
jurnal.imfj@iai-alfatimah.ac.id
Editorial Address
Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Al-Fatimah Jl. Basuki Rahmat Gg Aspol No 99, Sukorejo, Bojonegoro
Location
Kab. bojonegoro,
Jawa timur
INDONESIA
Islamic Micro Finance Journal
ISSN : -     EISSN : 30634644     DOI : -
Islamic Micro Finance Journal: a Research Journal on Islamic Micro Finance is a peer-reviewed journal. Specifically, the journal will deal with following topics: Islamic Micro Finance Islamic Public Finance Islamic Monetary Islamic Fiscal Islamic Banking Islamic Capital Markets Islamic Investment Islamic Economics Islamic Accounting
Articles 5 Documents
Search results for , issue "Vol. 1 No. 2 (2024): Juni" : 5 Documents clear
Retail Sukuk from the Perspective of Maqashid Al-Sharia Cholili, Azwar; Muslih, Imam; Muttaqin, Muh. Syaukin; Maghfiroh, Anisatul; Arifin, Sirajul
Islamic Micro Finance Journal Vol. 1 No. 2 (2024): Juni
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

One of the products offered in the capital market is sharia bonds (sukuk). This is a huge attraction for businesses and governments. By raising funds through the issuance of sukuk, companies and governments have access to significant resources that can be used to increase lending to Islamic financial institutions. The need for the business world and government to build infrastructure and expand private businesses is one way to activate alternative sources of financing for the business world and national economic development. In addition, there is a need for legal clarification regarding the actions of market players and the differences that exist between investors and speculators. According to Islamic law, sukuk falls into the category of muamalah, where its Sharia compliance allows innovation while adhering to the goals, principles, and objectives of Sharia economics. Utilizing sukuk to achieve beneficial objectives according to Islamic economic principles does not mean immediately enacting sharia without a clear legal basis
The Role of Istiḥsān in the Dynamism of Muamalah Jurisprudence Maghfiroh, Anisatul; Muslih, Imam; Cholili, Azwar; Muttaqin, Muh. Syaukin; Yasid, Abu
Islamic Micro Finance Journal Vol. 1 No. 2 (2024): Juni
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Modern economic and social developments brought Muslim societies into the context of increasingly complex transactions, including banking, insurance, and others. This challenge raises new problems that are not only solved by the sources of Qur'anic law and hadith. Istiḥsān is a method of establishing law that is postulated in Hanafi fiqh, although its existence is still debated among fiqh scholars. This paper aims to examine the role of Istiḥsān as a method to find Islamic law, especially in the field of muamalah law. This research uses a desk-based research method, which includes searching relevant literature for data, compiling journal articles and books covering the subject matter of the research topic, and systematic analysis of the information obtained. The results of research in this paper show that istihsan is an important option in determining muamalah law, such as istitsna' transactions and bank interest, which can currently be settled by the istihsan method. In addition, istihsan also has the basic goal of eliminating mudharat and achieving maslahah
Analysis of the Role of Sharia Insurance in the Indonesian Economy Apriyanti, Nafisa Nur; Abdurrahman, Kustiawan
Islamic Micro Finance Journal Vol. 1 No. 2 (2024): Juni
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to analyze sharia insurance in Indonesia's economy. Sharia insurance is an institution tasked with helping each other under Islamic law. This study uses a qualitative method in finding out related to the analysis of the role of Sharia insurance, primary and secondary data sources obtained from literature studies, techniques, and data collection are carried out through research reviews related to the role of Sharia insurance, and data analysis techniques are carried out descriptively. Based on the results of this study, it is explained that the mechanism of Sharia insurance is carried out according to the rules of the Islamic religion, including performing a tabarru contract among fellow insurance participants and helping if one of the participants gets a disaster. The role of Sharia insurance in the Indonesian economy is to find out how extensive the implementation of Sharia insurance funds is for people who have participated as participants in Sharia insurance, such as transferring a risk caused by a disaster as a defense for personal or family members and getting used to separating funds so that they can be managed in the future
A Study on Fraud Prevention in the Principles of Fiqh Dar'ul Mafasid Setiawan, Nanang
Islamic Micro Finance Journal Vol. 1 No. 2 (2024): Juni
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This paper aims to conduct an in-depth investigation of fraud prevention based on the principles of fiqh dar'ul mafasid. This research employs a qualitative literature review approach, drawing from books, scholarly journals, and other sources related to fiqh muamalah and fraud. The study is grounded in Islamic fiqh muamalah, which posits that preventing harm (mafsadah) is more crucial than obtaining benefits. Mafsadah encompasses all damages resulting from violations, and fraud is one form of mafsadah that must be prevented. Preventing fraud and complying with Islamic law's commands to avoid prohibitions also significantly impact the prioritization of preventing potential damage risks, both financially (maaliyah) and non-financially. This research enhances literacy and expands scientific insights regarding the fiqh muamalah review in Islamic law concerning fraud phenomena and its prevention programs.
The Impact of Customer Satisfaction Level on The Decision-Making Process on Customer Financing at The Baitul Mal Wa Tamwil UGT Sidogiri Blitar Branch Sulchan, Moch
Islamic Micro Finance Journal Vol. 1 No. 2 (2024): Juni
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

The level of contentment in BMT Sidogiri is the driving force behind this research. It is important to bear in mind that other research has used various terms to characterize satisfaction levels. Still, it has not provided a specific definition of the level of satisfaction. The level of satisfaction significantly influences financing decision-making in this instance. The problem that this research aims to address is the impact of customer contentment on their financing decisions. The objective of the study is to investigate the impact of customer satisfaction on the decision-making process at Baitul Mal Wat Tanwil UGT Sidogiri Blitar. Quantitative research employs an associative approach in this investigation. Primary data was collected through the distribution of questionnaires in this study. Purposive sampling is employed in the sample data collection technique. In this investigation, 75 respondents were employed as samples. Validity and reliability testing, normality testing, and hypothesis testing comprise the data analysis methodology employed in this investigation. The analysis results indicate that customer financing decisions at Baitul Mal Wat Tanwil UGT Sidogiri Blitar are positively influenced by the level of satisfaction

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