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Nur Sandi Marsuni
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nursandimarsuni@gmail.com
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+6285796461067
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journalofmanagament@pusdig.com
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Kelurahan Karunrung Kecamatana Rappocini kota Makassar
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INDONESIA
Agency Journal of Management and Business
Published by Pustaka Digital Indonesia
ISSN : -     EISSN : 30250242     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Agency Journal of Management and Business has e-ISSN 3025-0242 published by Pustaka Digital Indonesia, this journal publishes research articles in the field of Economics. This journal publishes research studies using various qualitative and/or quantitative methods and approaches in the field of Economics. This journal aims to develop concepts, theories, perspectives, paradigms, and methodologies within the scope of Economics, which are published twice a year, in January and July. Room Agency Journal of Management and Business Covers Covers Journal includes Financial Management, Business Sector Management and UMKM, Human Resource Management, Management Information Systems, Banking Management, Corporate Management, Environmental Management and Management Audits as well as applied business sciences. Article submissions are made using the Agency Journal of Management and Business template accompanied by supporting documents in the form of: a letter of authorship, ethics, and a copyright statement, which can be downloaded on the main page of the Agency Journal of Management and Business. Agency Journal of Management and Business has been reviewed by peer reviewers. The decision to accept or not to accept scientific articles in this journal is the right of the Editorial Board based on recommendations from peer reviewers
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis dan Menejemen Intetrnasional
Articles 2 Documents
 1 
Search results for , issue "Vol. 6 No. 1 (2026): January 2026" : 2 Documents clear
Village Head Leadership and Its Role in Enhancing Community Participation in Rural Development: Evidence from Talle Village, South Sinjai District Makmur; Muhammad Amar; Hafizatul’ Ain; Sitti Fatimah; Nur Amin; Mochamad Nurdin; Fajaruddin
Agency Journal of Management and Business Vol. 6 No. 1 (2026): January 2026
Publisher : Pustaka Digital Indonesia

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Abstract

This study aims to analyze the role of village head leadership in enhancing community participation for village development in Talle Village, South Sinjai District. The methodology employed is a qualitative approach with data collection techniques through interviews, observations, and documentation. The findings indicate that effective village head leadership can encourage active community participation in all stages of development, from planning to implementation. The research reveals that participatory decision-making and good communication between the village head and the community are crucial for enhancing citizen engagement. However, the main challenge faced is the low attendance rate of the community in planning forums, which results in a lack of input and aspirations from the community in development planning. The conclusion of this study emphasizes the need for efforts to raise awareness and motivation among the community to become more actively involved. More sustainable and innovative strategies are required to create a conducive environment for community participation in village development.
The Effect of Cash Ratio and Loan to Asset Ratio on Return on Asset at PT. Bank Mandiri Tbk Puput Jahsinia Putri; Aliah Pratiwi; Nurhayati
Agency Journal of Management and Business Vol. 6 No. 1 (2026): January 2026
Publisher : Pustaka Digital Indonesia

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Abstract

This study examines the effect of liquidity and asset allocation on bank profitability by analyzing the influence of Cash Ratio (CR) and Loan to Asset Ratio (LAR) on Return on Assets (ROA) at PT Bank Mandiri Tbk. As one of Indonesia’s largest state-owned banks, maintaining optimal liquidity and productive asset utilization is essential to sustaining financial performance and public trust. This research aims to determine the partial and simultaneous effects of CR and LAR on ROA. A quantitative associative approach was employed using secondary data derived from the bank’s annual financial statements over the 2014–2023 period. The sample consisted of 10 years of observations selected through purposive sampling. Data were analyzed using multiple linear regression, supported by classical assumption tests, t-tests, F-tests, and coefficient of determination analysis with a 5% significance level. The results indicate that Cash Ratio has a positive and significant effect on ROA, suggesting that improved liquidity strengthens financial stability and enhances profitability. Similarly, Loan to Asset Ratio demonstrates a positive and significant effect on ROA, indicating that a higher proportion of productive earning assets contributes to increased income generation. Simultaneously, CR and LAR significantly influence ROA. These findings highlight the importance of balancing liquidity management and loan allocation strategies to optimize bank profitability and ensure sustainable financial performance.

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