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Anna Zakiyah Hastriana
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Alkasb: Journal of Islamic Economics
Published by Universitas Annuqayah
ISSN : -     EISSN : 29633737     DOI : https://doi.org/10.59005/alkasb.v3i1
Core Subject : Economy,
Economics, Econometrics & Finance
Pemasaran Islam, Perbankan Islam, Keuangan Islam, Akuntansi Islam, Ekonomi Islam, Bisnis Islam, Manajemen Islam, Kewirausahaan Islam, Filantropi Islam, Etika Bisnis Islam, dan Inovasi dan Digitalisasi Bisnis Islam.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 42 Documents
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Analisis Implementasi Akuntabilitas dan Transparansi Pengelolaan Dana Zakat di LAZ Sidogiri Cabang Bangkalan Rahmat
Alkasb: Journal of Islamic Economics Vol. 1 No. 2 (2022)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v1i2.170

Abstract

The focus of the study in this research is as follows: How is the Accountability of Zakat Fund Management at LAZ Sidogiri Bangkalan Branch, How is the Transparency of Zakat Fund Management at LAZ Sidogiri Bangkalan Branch, For this reason, the purpose of this study is: To find out and describe the Accountability and Transparency of Zakat Fund Management at LAZ Sidogiri Bangkalan Branch. The location of this research was carried out at LAZ Sidogiri Bangkalan Branch which is located at Jl. Pesalakan, Kec. Bangkalan, Kab. Bangkalan. The results of the analysis conducted by the authors show that most of the principles of transparency have been implemented properly. LAZ Sidogiri has implemented the principle of transparency with indicators that there is information that is easily understood and easily accessible by the public, especially muzakki, there are publications and media regarding the process of activities and financial details that can be accessed by the public, namely through financial budget reports, and reports on the distribution of zakat funds which are published through media that is directly distributed to the muzakki. In addition, the Amil Zakat Agency has also implemented the principle of accountability as measured by the conformity between implementation and standard implementation procedures, reports that are made simply, namely only zakat receipt reports and financial budget reports for one period. And with the increase in muzakki, this is one of the proofs that the public's trust in the administrators of zakat has increased.
Strategi Pengembangan Usaha (Studi Kasus pada Kedai Kopi Z Coffee & Roastery) Nur Afdalia; Ahmad Effendi; Mustakim
Alkasb: Journal of Islamic Economics Vol. 2 No. 1 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i1.171

Abstract

This article discusses the business development strategy of Z Coffee & Roastery Coffee Shop. Coffee shops have become a thriving industry in this area, with increasing competition. To win the competition and achieve sustainable growth, Z Coffee & Roastery needs to design an effective strategy. Business development strategies that can be carried out by Z Coffee Maros in an effort to increase sales are first, carrying out business efficiency, and carrying out hygiene standard certification which is used as one of the advantages when promoting cafes on social media, second, namely increasing cafe promotions and services as a whole, third, namely communicating the attractiveness of the menu to consumers, fourthly improving taste quality as well as menu appearance and innovating regularly on the menu, fifthly improving service quality and existence on social media.
The Influence of Non-Performing Financing and Financing to Deposit Ratio on Profitability with Capital Adequacy Ratio as a Mediation Variable on Islamic Commercial Banks in Indonesia, 2020-2022 Danik Setiarini; Fetria Eka Yudiana
Alkasb: Journal of Islamic Economics Vol. 2 No. 1 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i1.172

Abstract

The purpose of this study is to analyze the influence of Non-Performing Finance and Financing to Deposit Ratio on Profitability with Capital Adequacy ratio as a moderating variable at Islamic Commercial Banks in Indonesia for the 2020-2022 period. This research is a quantitative type of research that uses secondary data in the form of panel data. The sample used in this research is four banks registered with the Financial Services Authority and which have published their annual reports for the 2020-2022 period. The results of the tests conducted NPF has a significant effect on ROA in a positive direction, FDR has a positive but not significant effect on ROA, CAR has a significant positive effect on ROA, NPF has a significant effect on CAR with a negative correlation, FDR has a significant positive effect to CAR, CAR is not able to mediate the relationship between NPF and ROA, and CAR can be a variable mediating the relationship between FDR and ROA.
Pengelolaan Wakaf Uang pada KSPPS BMT NU Ngasem Bojonegoro Perspektif terkait PERMEN Nomor 16/Per/M.KUKM/IX/2015 Yani
Alkasb: Journal of Islamic Economics Vol. 2 No. 1 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i1.173

Abstract

Regulation of implementation of collection and management of money waqf on the Sharia Cooperatives/BMT is PERMEN number 16/Per/M-KUKM/IX/2015. Money Waqf is expected to be a source of funding to strengthen the cooperative capital and become cheap funds without any cost to be then disbursed for the community to be more productive. This study aims to analyze the implementation of the management of money waqf implemented aspect by KSPPS BMT NU of Ngasem Bojonegoro after the issuance of PERMEN No. 16/Per/M-KUKM/IX/2015. This study uses the descriptive method, by collecting the data in the field using observation, interview, and documentation techniques. The results of collection and management of money waqf in KSPPS BMT NU Ngasem Bojonegoro in 2016-2017 amounted to Rp 438.242.000,00. With a total waqf of 34,302 people. The money waqf management is invested in the form of time deposits in Baitul Tanwil Division with an investment of Rp 38.242.000,00 with profit sharing of Rp 27.513.960,00. It is advised to KSPPS BMT NU Ngasem Bojonegoro to improve the quality and quantity of SDM kenazhiran through a waqf education program to develop the understanding of waqf management, utilization, and investment money waqf in the productive sector.
Analisis Prinsip dan Faktor Produksi dalam Ekonomi Islam pada “Muza Konveksi” di Kecamatan Sumberpucung, Kabupaten Malang Ana Nurwakhidah; Mamlu’atul Munawaroh
Alkasb: Journal of Islamic Economics Vol. 2 No. 1 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i1.174

Abstract

In economic activities known as production activities, producers contribute to the creation of goods. This production activity's goals are to satisfy consumer demand and generate profits for the producers. In Islamic economics, production refers to any actions taken to achieve or enhance profits by utilizing the sources of gain supplied by Allah SWT to meet the requirements of the community. As a result, production efforts must be focused on meeting these demands. The main topic of this study is how "Muza Convection" applies Islamic economic ideas and production parameters. This study's methodology combines a qualitative descriptive approach with field research to learn more about the Muza Convection production process and determine whether or not it complies with Islamic economic principles. The data used as references in this study are actual field observations. Information gleaned via observations, interviews, and documentation it was discovered from the investigation that Muza Convection's manufacturing method involves several processes, including the stages of making designs, cutting, sewing, printing or embroidery, packing, and the last operation, which is distributing items. In addition, the production variables, starting with company capital, labor, land, and capacities and skills, are in line with Islamic Economics' production principles.
Pengaruh Penggunaan Dompet Digital (E-Wallet) terhadap Perilaku Konsumtif Perspektif Islam pada Generasi Milenial Daerah Istimewa Yogyakarta Alfira Dwi Astuti; Ani Faujiah
Alkasb: Journal of Islamic Economics Vol. 2 No. 1 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i1.175

Abstract

In the current era, humans are facing technological advances as a result of globalization. This information and communication technology pushes to go global and create new style changes in society, especially in terms of payments. The existence of the cashless phenomenon in Indonesia The phenomenon of the existence of a cashless society has led to the emergence of many electronic wallets in Indonesia. With the ease with which you can make new style changes because there are promos, practicality, and convenience as a result of this phenomenon, the community, especially the DIY area, will experience an increase in digital wallets in 2022 accompanied by Millennials who contribute online shopping and transact using QRIS. This study aims to determine how much influence digital wallets (e-wallets) have on Islamic consumptive behavior in the Millennial Generation of the Special Region of Yogyakarta. This type of research is quantitative research with quantitative descriptive analysis with purposive sampling. The samples taken were 100 respondents. The data collection method is distributed using Google Forms. The results of this study indicate that there is a relationship between the two variables. And it means that Millennials are very consumptive when using QRIS because there are promos, convenience, practicality and it can be interpreted that DIY millennials do not apply Islamic consumption ethics because they buy not according to their needs but according to their wishes.
Analysis of Sharia Marketing Mix in Increasing Business Income of Laying Duck Farmers in East Lebeng Pasongsongan Silfia Eka Wardani Putri; Nur Afifatuz Zahroh
Alkasb: Journal of Islamic Economics Vol. 2 No. 1 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i1.176

Abstract

Currently being a laying duck farmer is a profession that is in demand by the villagers to increase their income so that they can meet their daily needs. However, due to their incompetence in marketing their products, the farmers didn’t get the expected profit and even suffered loss, while marketing is the key to success in a business. Therefore, in this study, we analyzed the Islamic marketing mix factor as a determining factor in increasing income. This study used qualitative method to explore the Islamic marketing mix in increasing the income of the laying duck business in Lebeng Timur, Pasongsongan, Sumenep. The data is collected through observation, interviews, documentation, while the method of analysis used descriptive analysis. This research showed that before the pandemic the income of farmers was very good, so they could meet their needs, but due the covid-19 pandemic, the price of duck eggs has decreased and the price of animal feed has increased. It made the marketing was low and made their income so small. Using an Islamic marketing mix that applies the four properties of the Prophet, namely Shiddiq, Amanah, Fathonah and Tabligh can help farmers in marketing, namely the products are taken by subscription or continuous by the collector, making it easier for farmers in selling even in pandemic Covid-19 condition.
Pengaruh Inflasi, Kurs, BI Rate terhadap Jumlah Tabungan Mudharabah pada Bank Umum Syariah Periode 2016-2020 Moh Al Farisi; Tajus Subqi
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.177

Abstract

Inflation and BI Rate are macroeconomic factors that can affect mudharabah savings. Inflation is considered a source of decreased purchasing power that occurs because the amount of money in circulation is too large, so to counteract it must reduce the amount of money in circulation. Reducing the amount of money in circulation will lead to high interest rates (BI Rate). The high prices and incomes that remain or increase according to the magnitude of inflation make people have no excess funds to be stored in the form of savings. The high interest of customers to save is influenced by the interest rate (BI Rate), another factor that affects mudharabah savings is the exchange rate of the rupiah against the dollar (exchange rate), the exchange between different currency values results in a comparison of values or prices between the two currencies. Thus, researchers aim to test and analyze the effect of inflation, exchange rates, BI Rate on the amount of mudharabah savings at Islamic Commercial Banks for the 2016-2020 period. This study uses secondary data in the form of annual data from 2016-2020 using multiple linear regression analysis tools. The sample technique used in this study was purposive sampling, with a total sample of 35 consisting of 7 banks listed in Islamic Commercial Banks. This research uses the Eviews version 12 and Microsoft Excel 2019 applications. The results showed that the exchange rate and BI Rate partially had a significant effect on the amount of mudharabah savings. While inflation partially has no significant effect on the amount of mudharabah savings. Simultaneously inflation, exchange rate, and BI Rate have a significant effect on the amount of mudharabah savings.
Pengaruh Customer Rating, Promosi Flash Sale, COD, dan Gratis Ongkir terhadap Keputusan Pembelian di Marketplace Shopee Anna Zakiyah Hastriana; Anna Rara Bella Wildani
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.178

Abstract

Shopee Marketplace is here to help people fulfill their needs. By offering various features that attract consumers to decide on a purchase. Features used include ratings, flash sale promotions, cash on delivery and free shipping. This study aims to determine and examine the effect of Customer Rating, Flash Sale Promotion, Cash on Delivery and Free Shipping on Purchasing Decisions at Shopee Marketplace. This research is quantitative research with descriptive methods. The sample in this study amounted to 78 respondents using purposive sampling method. Data collection was carried out by distributing questionnaires (questionnaires) via Google form to 78 respondents. The data analysis method used is the classic assumption test and multiple linear regression analysis using SPSS 21. The results of this study indicate that the variables Customer Rating, Flash Sale Promotion, Cash on Delivery and Free Cream Cost have a positive and significant effect on purchasing decisions in the Shopee marketplace. This can be seen from the acquisition of the coefficient of determination test (R2) of 0.915 or 91.5%. Meanwhile, the partial test results also show that each independent variable has a positive and significant effect on purchasing decisions. This can be known from the results of the t test of the Customer Rating variable obtained a significance value of 0.000 ≤ 0.05 and a tcount value (13.011). The Flash Sale Promotion variable obtained a significance value of 0.020 ≤ 0.05 and a tcount value of (2.379). The Cash On Delivery variable obtained a significance value of 0.000 ≤ 0.05 and a tcount value of (4.717). The Free Shipping variable obtained a significance value of 0.002 ≤ 0.05 and a tcount value of (3.229).
Inovasi dalam Bisnis Halal St. Rahma
Alkasb: Journal of Islamic Economics Vol. 2 No. 2 (2023)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v2i2.179

Abstract

Innovation means finding something new or making various updates in the form of products, ideas, designs, and so on. One of the most important characteristics of a business is its ability to innovate. The halal industry is one of the businesses that is experiencing very fast development in Indonesia. This refers to high public awareness of the importance of using products that are guaranteed to be safe (halal). The method used in this study uses a library method or approach(library research). The data collected is secondary data that comes from various sources, both print and electronic. From this discussion it can be concluded that, seeing the government's increasingly intensive efforts to advance the halal industry, now many business people have started to play a role in advancing the Indonesian halal industry. One of the innovations in the halal business is the Muslim fashion brand Noore. Blending conceptssportswear comfortable and elegant design, loose cut and slightly silhouetted, really meet the needs of Muslim women to choose a comfortable hijab for exercising. Noore develops patterns and product designs so that women who wear hijab can wear beautiful clothes, but still be polite.

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