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Abu Lubaba
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ecopreneur.bbc@gmail.com
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Jl. Widarasari III, Sutawinangun, Kec. Kedawung, Kabupaten Cirebon, Kab. Cirebon, Provinsi Jawa Barat
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Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Published by Universitas Islam Bunga Bangsa Cirebon
ISSN : -     EISSN : 27470237     DOI : 10.47453
Core Subject : Economy,
Economics, Econometrics & Finance
The Ecopreneur Journal is a journal that provides findings – findings of scientific research in the field of Islamic economics and business published by the Sharia Economics Study Program IAI Bunga Bangsa Cirebon. This journal is published periodically 2 times a year, namely in February and August. This journal is intended for researchers, academics, lecturers, students and the general public.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 163 Documents
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Stabilitas Ekonomi Islam: Telaah Teoritis Terhadap Mekanisme Pengendalian Inflasi Amin, Faiz; Janwari, Yadi; Al Hakim, Sofyan
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 7 No. 1 (2026): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecopreneur.v7i1.4055

Abstract

Inflasi merupakan fenomena ekonomi yang ditandai dengan kenaikan harga barang dan jasa secara umum dan berkelanjutan, hal ini menyebabkan penurunan daya beli masyarakat serta mengganggu stabilitas ekonomi dan keadilan sosial. Dalam perspektif ekonomi Islam, inflasi tidak sekadar masalah moneter, melainkan ancaman serius terhadap prinsip keadilan (ʿadl), kesejahteraan umat (maṣlaḥah), dan stabilitas sistem keuangan yang berlandaskan syariah. Penelitian ini bertujuan untuk menggali serta menganalisi startegi penanganinflasi dalam perspekstif ekonomi islam.Penelitian ini bersifat kualitatif dan menggunakan metodeLibrary researchsebagai pendekatan penelitian. Hasil analisis menunjukkan bahwa penyebab inflasi terbagi menjadi dua kategori utama, yaitu natural inflation (faktor alamiah yang tidak dapat dikendalikan manusia) dan human error inflation (kesalahan manusia, seperti korupsi, penyalahgunaan wewenang moneter, pencetakan uang berlebih berbasis riba, serta ekspektasi inflasi). Mekanisme pengendalian dalam sistem keuangan Islam dilakukan melalui kebijakan moneter bebas riba berbasis bagi hasil (profit-loss sharing) dengan instrumen zakat sebagai redistribusi kekayaan, larangan penimbunan harta (iḥtikār), serta pengembangan instrumen syariah seperti sukuk negara dan perbankan syariah yang berorientasi pada sektor riil. Penelitian ini menyimpulkan bahwa sistem keuangan Islam menawarkan kerangka pengendalian inflasi yang lebih adil, stabil, dan berkelanjutan dibandingkan sistem konvensional, karena mengintegrasikan nilai-nilai syariah yang menekankan keseimbangan, keadilan, dan kesejahteraan bersama.
The Influence of Waqf Literacy, Trust, and Religiosity on Interest in Cash Waqf: (Islamic Finance and Banking Study Program, Medan State Polytechnic, Medan City, North Sumatra Province, Indonesia) Zahira, Nazwa Raissa; Dahmira, Widia; Rikana, Nova Zahara Tianra; Agus, Rizal
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 7 No. 1 (2026): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecopreneur.v7i1.4058

Abstract

This study aims to examine the influence of waqf literacy, trust, and religiosity on the intention to perform cash waqf in Indonesia, considering that its realization remains below its potential. The research employed a quanti-tative approach with an explanatory research design using a survey method through a five-point Likert scale questionnaire distributed to 35 respondents selected purposively based on the criteria of being Muslim, at least 17 years old, and having knowledge of cash waqf. Data were analyzed using multiple linear regression with SPSS 25 after conducting validity, reliability, and classical assumption tests. The results indicate that partially, waqf literacy and trust do not significantly affect cash waqf intention, whereas religiosity has a positive and sig-nificant effect and is the most dominant variable. Simultaneously, the three variables significantly influence cash waqf intention with an Adjusted R² of 0.532, meaning that 53.2% of the variance in intention is explained by the model, suggesting that strengthening religiosity, enhancing waqf education, and improving institutional transparency are crucial strategies to increase cash waqf participation. Keywords: Waqf Literacy, Trust, Religiosity, Cash Waqf Intention
Implementation Of Business Development Strategies To Improve Competitiveness At Bank Syariah Indonesia Surabaya Renny Oktavia; Shania Pradyptha Kusuma; Mutiara Latifah; Annisa Dwi Wulandari
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 7 No. 1 (2026): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecopreneur.v7i1.4072

Abstract

Islamic banking in Indonesia shows a positive growth trend, but still faces significant challenges in increasing competitiveness amidst tight competition between islamic banks and conventional banks. This indicates a gap between the potential of the Islamic finance market and its actual realization. This study aims to analyze the challenges and formulate strategies to enhance the competitiveness of Islamic banking, focusing on a case study of Bank Syariah Indonesia (BSI) KCP MERR and KCP PGS Surabaya. A descriptive qualitative approach was employed, utilizing semi-structured interviews with informants who had internship experience at BSI, along with a literature review of academic journals and secondary data such as official reports from the Financial Services Authority (OJK). The findings reveal that the main challenges faced by BSI include low Islamic financial literacy, limited digital innovation, and insufficient outreach in marketing strategies. The strategies implemented involve enhancing digital services, conducting intensive public education, and developing Sharia-compliant financial products based on market needs. The implications of this research are expected to provide practical recommendations for strengthening the competitiveness of Islamic banks nationally while promoting inclusive financial growth grounded in Islamic values.

Page 17 of 17 | Total Record : 163

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