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Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Published by Universitas Islam Bunga Bangsa Cirebon
ISSN : -     EISSN : 27470237     DOI : 10.47453
Core Subject : Economy,
Economics, Econometrics & Finance
The Ecopreneur Journal is a journal that provides findings – findings of scientific research in the field of Islamic economics and business published by the Sharia Economics Study Program IAI Bunga Bangsa Cirebon. This journal is published periodically 2 times a year, namely in February and August. This journal is intended for researchers, academics, lecturers, students and the general public.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 153 Documents
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Pengaruh Utaut2 Terhadap Loyalitas Muzakki Dalam Membayar Zakat Melalui Kepuasan Sebagai Variabel Mediasi Putra, Gilang Kharisma; Khafid, Abdul
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 01 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

This study aims to examine the influence of Utaut2 which is the ease of carrying out activities with the help of technology will affect the loyalty of muzakki. mediated by the variable of satisfaction loyal Muzakki will routinely give zakat, so that the funds collected will be more continuous and increase. This will certainly lead to the realization of a strong community because there is a cross-subsidy between the owner of the fund (muzakki) and the brothers and sisters who need a helping hand. In solving the above hypothesis, we use quantitative research methods. The experimental design was carried out in this study involving 68 students in the management study program of the Faculty of Economics and Business, Selamat Sri Kendal University who already have a fixed income. The students involved in this research have actively used e-banking facilities and are active in distributing zakat. They will be given a questionnaire questionnaire that they must fill out according to the actual situation. The questionnaire contains questions to see student perceptions related to the variables studied, namely Utaut2, Muzakki Satisfaction and Muzakki Loyalty with assessments carried out on a Likert scale. Referring to the results of the study stated that Utaut2 had a positive and significant effect on Muzakki loyalty, the Utaut2 variable had a positive and significant effect on Muzakki Satisfaction, the Muzakki Satisfaction variable had a positive and significant effect on the Muzakki Loyalty variable and the Muzakki Satisfaction variable proved to be able to mediate the relationship between Utaut2 and Muzakki Loyalty positively and significantly Keywords: Utaut2;Muzakki Satisfaction; Muzakki Loyalty Abstrak Penelitian ini bertujuan untuk menguji pengaruh Utaut2 yang merupakan kemudahan dalam menjalankan aktifikas dengan bantuan teknologi akan mempengaruhi loyalitas muzakki. dengan dimediasi variabel kepuasan Muzakki yang loyal akan rutin berzakat, sehingga dana yang dihimpun akan lebih continue dan meningkat. Hal ini tentunya akan menjadikan terwujudnya umat yang kuat karena ada subsidi silang antara pemilik dana (muzakki) dan saudara seiman yang membutuhkan uluran dana. Dalam memecahkan hipotesis diatas, kami menggunakan metode penelitian kuantitatif. Desain eksperimental dilakukan pada penelitian ini yang melibatkan 68 mahasiswa pada program studi manajemen Fakultas Ekonomika dan Bisnis Universitas Selamat Sri Kendal yang sudah berpenghasilan tetap. Para mahasiswa yang terlibat dalam penelitian ini telah aktif menggunakan fasilitas e-banking dan aktif dalam menyalurkan zakat. Mereka akan diberikan angket kuesioner yang harus mereka isi sesuai dengan keadaan yang sebenarnya. Kuesioner tersebut berisi pertanyaan untuk melihat persepsi mahasiswa berkaitan dengan variabel yang diteliti yaitu Utaut2, Kepuasan Muzakki dan Loyalitas Muzakki dengan penilaian dilakukan dengan skala likert. Merujuk hasil penelitian menyatakan bahwa Utaut2 berpengaruh positif dan signifikan terhadap loyalitas muzakki, variabel Utaut2 berpengaruh positif dan signifikan terhadap Kepuasan Muzakki, variabel Kepuasan Muzakki berpengaruh positif dan signifikan terhadap variabel Loyalitas Muzakki dan variabel Kepuasan Muzakki terbukti mampu memediasi hubungan Utaut2 dengan Loyalitas Muzakki secara positif dan signifikan. Kata Kunci : Utaut; Kepuasan Muzakki; Loyalitas Muzakki
Konsep Perilaku Produsen dan Produksi Dalam Al-Qur’an (Kajian Penafsiran Surah Al-Maidah/5:87) Sofyan, Idha Fadhilah; Basri, Halimah; Abubakar, Achmad; Rif’ah, Muh. Azka Fazaka
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 01 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

Humans were created to need other people, as well as to fulfill their needs, of course we need people around us to exchange information and help each other and to be able to communicate well.This research aims to examine producers behavior and production concepts in an overview of the interpretation of Q.S al-Maidah verse 87. This research includes a qualitative approach where it is necessary to deepen understanding focusing on the object of research, after which understanding is obtained, reasoning is carried out and meaning is explained in detail. The approach used in this research is the tafsir science approach using the tahlili method. The results of this research show that Q.S al-Maidah verse 87 which means that Allah swt. has determined things that are haram and halal and does not like excessive things, therefore this surah can be used as a basic guideline in production activities and producer behavior. Keywords: Tafsir Surah al-Maidah/5:87, Concept of Producer Behavior, Production in Qur’an Manusia diciptakan dengan memerlukan orang lain, begitupun dalam pemenuhan kebutuhannya tentu kita memerlukan orang sekitar untuk saling menukar informasi dan saling membantu serta dapat berkomunikasi dengan baik. Penelitian ini bertujuan untuk mengkaji tentang perilaku produsen serta konsep produksi dalam overview terhadap tafsiran Q.S al-Maidah ayat 87. Pendekatan kualitatif yang digunakan dengan metode studi pustaka yang dapat dilakukan dengan menelaah buku-buku, jurnal, karya tulis ilmiah, serta sumber lainnya. Pendekatan yang digunakan dalam penelitian ini ialah pendekatan ilmu tafsir dengan metode tahlili. Hasil dari penelitian ini menunjukkan bahwa dalam Q.S al-Maidah ayat 87 yang memiliki makna bahwa Allah swt. telah menetapkan hal-hal yang haram dan halal dan tidak menyukai hal yang berlebihan untuk itu surah ini dapat dijadikan pedoman dasar dalam aktivitas produksi dan perilaku produsen. Kata Kunci: Tafsir Surah al-Maidah/5:87, Konsep Perilaku Produsen, Produksi Dalam Al-Qur’an
Pendayagunaan Wakaf Di Wakaf Mandiri Pada Masa Pandemi Covid-19 Perspektif Maqashid Al-Syariah Khoirunnisa, Rofi’ah; Suryaningsih, Sri Abidah
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 01 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

Abstract The use of waqf instruments to solve social and economic problems provides an opportunity to deal with the Covid-19 pandemic. This article aims to analyze the use of waqf in Mandiri Waqf during the Covid-19 pandemic and its compatibility with the concept of maqashid sharia. The method used in this research is descriptive qualitative. The research was conducted by direct interviews with waqf institutions and supported by secondary data obtained from various sources. The results of the study show that in the perspective of maqashid sharia, the utilization of waqf in independent waqf is in line with the objective of waqf, namely that the principal assets of waqf must be maintained so that the benefits can be taken in the long term. The waqf program run by institutions during the pandemic can be divided into three according to the concept of the needs of Maqashid Syariah Imam As-Syatibi, namely dharuriyah, hajiyah, and tahsiniyah. Keywords: Waqf utilization; Maqashid sharia; Pandemicontent Abstrak Pemanfaatan instrumen wakaf untuk menyelesaikan permasalahan sosial dan ekonomi memberi peluang untuk menangani pandemi Covid-19. Artikel ini bertujuan menganalisis pemanfaatan wakaf di Wakaf Mandiri pada masa pandemi Covid-19 dan kesesuaiannya dengan konsep maqashid syariah. Metode yang digunakan dalam penelitian ini adalah kualitatif deskriptif. Penelitian dilakukan dengan wawancara langsung kepada pihak lembaga wakaf serta didukung data sekunder yang diperoleh dari berbagai sumber. Hasil penelitian menunjukkan bahwa dalam perspektif maqashid syariah, pendayagunaan wakaf di Wakaf Mandiri telah sesuai dengan tujuan wakaf yakni dimana harta pokok wakaf harus dijaga agar dapat diambil manfaatnya dalam jangka panjang. Program wakaf yang dijalankan oleh lembaga pada masa pandemi dapat dibagi menjadi tiga sesuai konsep kebutuhan pada Maqashid Syariah Imam As-Syatibi, yaitu dharuriyah, hajiyah, dan tahsiniyah. Kata Kunci: Pendayagunaan Wakaf; Maqashid Al-Syariah; Pandemi
Aksesibilitas Keuangan Mikro Syariah dengan Kewirausahaan melalui Pemberdayaan Perempuan Wirausaha Pedesaan Sukarnoto, Toto; Cahyono, Heru; Lubaba, abu; Nurdin, Muhammad Amin; Wulandari, Sri Intan
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 01 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

Accessibility of financial services is access to financial services in a timely manner, and the adequacy of financing required by economically weaker, low-income groups at an affordable cost. The ability to face various risks with the initiative to create and do new things through the utilisation of resources with the aim of obtaining profits as a consequence. Women no longer only play the role of housewives but have been actively involved in various fields of life, whether social, economic or political. The discussion focuses on the accessibility of Islamic microfinance with entrepreneurship through empowering women as household managers and economic activity capabilities. The research method used in this research is descriptive qualitative research method and data validity is based on triangulation technique. The existence of financing institutions that focus on empowering women microfinance, which has been difficult for entrepreneurs in villages to access capital needs. Through various business assistance activities carried out by sharia-based microfinance institutions, it is very helpful for the growth and development of women microbusiness entrepreneurs through women's empowerment, because the presence of sharia-based microfinance institutions supported by strong capital from the government is very helpful in efforts to achieve the special benefits of empowering women as drivers of economic independence by becoming self-employed women. Keywords: Islamic Microfinance Accessibility, Entrepreneurship, Women's Empowerment Abstrak Aksesibilitas jasa keuangan merupakan akses pada jasa keuangan secara tepat waktu, dan kecukupan pembiayaan yang diperlukan oleh kelompok yang lebih lemah secara ekonomi, berpendapatan rendah dengan biaya yang terjangkau. Kemampuan menghadapi berbagai risiko dengan inisiatif menciptakan dan melakukan hal-hal baru melalui pemanfaatan sumber daya dengan tujuan memperoleh keuntungan sebagai konsekuensinya. Perempuan tidak lagi hanya berperan sebagai ibu rumah tangga tetapi sudah aktif berperan di berbagai bidang kehidupan, baik sosial, ekonomi maupun politik. Pembahasan fokus pada aksesibilitas keuangan mikro syariah dengan kewirausahaan melalui pemberdayaan perempuan sebagai penata kelola rumah tangga dan kemampuan aktifitas ekonomi. Metode penelitian yang digunakan dalam riset ini adalah metode penelitian kualitatif deskriptif dan validitas data dilakukan berdasarkan teknik triangulasi. Keberadaan lembaga pembiayaan yang fokus pada pemberdayaan perempuan melalui pembiayaan mikro sangat berperan meningkatkan tingkat aksesibilitas keuangan mikro syariah yang selama ini wirausaha di desa-desa sulit untuk dapat mengakses kebutuhan permodalan. Melalui berbagai kegiatan usaha pendampingan yang dilakukan lembaga pembiayaan mikro yang berbasis syariah sangat membantu tumbuh kembangnya perempuan wirausaha usaha mikro melalui pemberdayaan perempuan, karena kehadiran lembaga pembiayaan mikro berbasis syariah yang didukung permodalan yang kuat dari pemerintah sangat membantu dalam upaya mencapai kemaslahatan khusus pemberdayaan perempuan sebagai penggerak kemandirian ekonomi dengan menjadi perempuan wirausaha mendiri. Kata Kunci: Aksesibilitas Keuangan Mikro Syariah, Kewirausahaan, Pemberdayaan Perempuan
Pengelolaan Pasar Terhadap Pendapatan Asli Daerah Karjuni, Agus; cahyono, heru; Apriliawati, Rizki
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 01 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

This research is motivated by the fact that there are still complaints or feelings of dissatisfaction from traders regarding levy withdrawals that are carried out every day, for which the actual evidence is not yet clear. The facilities at Kanoman Market cannot be separated from the role of fees received from traders. The existence of market levies is of course balanced with the services and facilities available at Kanoman Market, but in reality the market management is currently not felt by traders. This research aims to determine the management of the Kanoman market, local original income in the Kanoman market, and to find out the extent of market management on local original income from an Islamic economic perspective. The research method used in this research is a qualitative method with a descriptive study. Data collection techniques were carried out by means of observation, interviews and documentation. Based on research, the management of the Kanoman market has generally worked well. And so far the management of market levies is still implemented based on the provision of funds from regional treasuries. Basically, the market service does not directly manage the levy proceeds because the market service is only given operational technical authority to submit and report responsibly the revenue to the city government as regional treasury. Kanoman market management in general has worked well but the facilities are not yet optimal. And it would be best for PD Pasar Kanoman to further increase its cooperation with market traders so that there is no fraud in collecting fees and increase security for consumers. Keywords: Management, Income, Economy Penelitan ini dilatarbelakangi masih adanya keluhan atau rasa ketidakpuasan dari pedagang terkait dengan penarikan retribusi yang dilakukan tiap hari yang dimana belum jelas bukti nyatanya. Fasilitas yang ada di Pasar Kanoman tidak lepas dari peran retribusi yang didapatkan dari pedagang. Dengan adanya retribusi pasar tentunya diseimbangi dengan pelayanan serta menyediakan fasilitas yang ada di Pasar Kanoman, namun dalam kenyataannya pengelolaan pasar saat ini belum dirasakan oleh para pedagang. Penelitian ini bertujuan untuk mengetahui pengelolaan pasar kanoman, pendapatan asli daerah pada pasar kanoman, dan untuk mengetahui sejauh mana pengelolaan pasar terhadap pendapatan asli daerah dalam perspektif ekonomi islam. Metode penelitian yang digunakan dalam penelitian ini adalah metode kualitatif dengan studi deskriptif. Teknik pengumpulan data dilakukan dengan cara observasi, wawancara, dan dokumentasi. Berdasarkan penelitian, bahwa pengelolaan pasar kanoman pada umumnya sudah bekerja dengan baik. Dan selama ini retribusi pasar pengelolaannya masih dilaksanakan berdasarkan penyediaan dana dari kas daerah. Pada dasarnya, dinas pasar tidak mengelola secara langsung hasil retribusi karena dinas pasar hanya diberi kewenangan teknis operasional untuk menyerahkan dan melaporkan secara bertanggung jawab hasil penerimaan itu kepada pemerintah kota sebagai kas daerah. Pengelolaan pasar kanoman pada umumnya sudah bekerja dengan baik namun fasilitas belum optimal. Dan sebaiknya kepada PD Pasar Kanoman agar lebih meningkatkan kerjasamanya bersama para pedagang pasar supaya tidak ada kecurangan dalam penarikan retribusi serta meningkatkan keamaan terhadap konsumen. Kata Kunci : Pengelolaan, Pendapatan, Ekonomi
Sustainable Economic Development within the Paradigm of Islamic Economics zohara, lira zohara; Ardiani Aniqoh, Nur Aini Fitriya
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 02 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

Global economy today faces imbalances in economic disparities among individuals and countries, as well as disparities between the use of natural resources and their negative environmental impacts. Sustainable economic development considers two main aspects: constraints of natural resources and environmental impacts in the consumption patterns of societies to achieve well-being in the future. The research method employed in this study is qualitative research with a library research approach. Library research involves activities related to gathering bibliographic data, reading, note-taking, and processing research materials. The Quran in Surah Al-Baqarah, Al-A'raf, Ar-Rum and Al-Mulk elucidates on the destruction of natural resources due to human actions, serving as lessons from God resulting from human activities that consciously cause destruction. Humans, as stewards of the Earth, have a duty to protect and manage resources by preserving the environment. The concept of sustainable economic development or green economy aligns with the principles of Sharia economics through the concept of maqasid al-shariah. This concept refers to the goals of Sharia that emphasize benefit (maslahah) and the preservation of necessities (al-dharuriyyat).
Analysis of Halal Tourism Development Potential In Pandeglang Regency, Banten Province, Indonesia Muflihah, Hani; Hajji, Malika; Inayatullah, Deden
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 02 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Tourism plays a major role in boosting the global economy by educating about the nature, culture and diversity of a region. Halal tourism, which conforms to Islamic principles, provides Muslim-friendly facilities. Pandeglang Regency has great potential to become the centre of halal tourism in Banten as the majority of the population is Muslim. However, its development has not been optimal due to lack of infrastructure, government support, and community readiness. This study aims to evaluate the potential, obstacles, and solutions of halal tourism development in Pandeglang with qualitative methods through interviews, observations, and documentation. The objectives in this study are (1) to find out how the potential of halal tourism development in Pandeglang district, (2) to find out what are the obstacles to the potential of halal tourism development in Pandeglang district and (3) to find out how the solution of halal tourism development in Pandeglang district. The method used in this research is a qualitative approach that describes and discusses the state of the object under study based on existing facts. The data used in this research is primary data using interviews, observation, and documentation. Furthermore, it was analysed using the analysis method of data reduction, data presentation, and drawing conclusions. The results of this study are the development of halal tourism in Pandeglang regency has begun to be carried out slowly, even though the development of halal tourism in Pandeglang regency has been carried out slowly.
How Pesantren Can Be Economically Independent: A Literature Review anwar, mustofa; Fatiha, Belgheddouche; Puspitasari, Ema
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 02 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Pesantren has a very big role in creating a superior and character-building generation in the nation. Since the beginning of the birth of Pesantren, the independence of Pesantren as a religious educational institution has not been in doubt. This study aims to synthesize the results of research on the economic independence of Islamic boarding schools to explore the research findings. So, it was obtaining a formula to realize the independence of Islamic boarding schools. This study is a literature review by using content analysis on a number of articles that have been published in various journals using Mendeley Searches with the keyword “Economic Independence of Islamic Boarding Schools” in the three-year range 2021-2023. These research steps adopt the theory developed by Francis & Baldesari (2006). Data obtained from Mendeley Searches was selected according to the research theme. Next, a content analysis is carried out. The findings of this study show that pesantren has the potential to achieve economic independence. The potential is elected from within the pesantren and outside the pesantren. There are several factors that can be implemented to realize the independence of pesantren, namely internal factors and external factors. This study also found measures that can be applied to realize the economic independence of pesantren in a sustainable manner
Significance Of Mobile Banking Services In Indonesia: Through The Impact Of Bca Syariah Customer Satisfaction And Loyalty Larasati, Pipit; Andni, Riyan; Fatchurrohman, M; Yasoa, Mohd Rushdan; Palupi, Nur Wulan Intan
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 02 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

This study was conducted at IAIN Kudus. The purpose of this study is to ascertain how Indonesian BCA Syariah customers' loyalty and level of satisfaction affects their use of mobile banking services. In order to conduct this study, quantitative methods were used. Customers of BCA Syariah in Indonesia make up the population used in this study; 106 samples were collected as responders. employing purposive sampling, a non-probability sampling technique. Respondents to the questionnaires were given out in order to collect data for this study. Following the collection of the data, data analysis was done using SPSS tools to process the results of validity and reliability tests, classical assumption tests, and hypothesis testing. Based on the findings of the analysis that was done, this study demonstrates that. Based on the t test, satisfaction and loyalty variables partially influence m-bankin services. And based on the F test, the variables of satisfaction and loyalty jointly influence mobile banking services.
Money in the Islamic Economy Takhim, Muhamad; bin Razik, Muhammad Ashlyzan; Teves, Maria Rizalia; Fatchurrohman, M
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 5 No. 02 (2024): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

The means of exchange or measuring the value in this world are sprayed with money. The capitalist and socialist economic systems consider money as a commodity that is bought and sold and can bring profit. The purpose of this study is to review the true function of money in the Islamic economy. The Islamic world has known money by using dinars (gold currency) and dirhams (silver currency). Today the use of transactions using money (buying and selling currency) in Islam is called as-sharf (currency exchange) where money is exchanged based on the exchange rate. The value of money is considered valid by sharia when it is based on the effective and efficient value of time, not on the money itself. This research uses qualitative methods with library research. Data sources are taken from various books, journals, newspapers and other sources. Data analysis is used by presenting sources both Quran, hadith and opinions of scientists who then draw a conclusion. The results of the study show that money has several functions, namely; price meter and unit of calculation, medium of exchange / As-sharf , storage medium of value and standard of delayed payment. (Economic Value of Time).

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