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Alhamdulillah
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moeslim5577@gmail.com
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Cattleya Darmaya Fortuna (CDF) Marindal 1, Pasar IV Jl. Karya Gg. Anugerah Kecamatan. Patumbak, Medan - Sumatera Utara
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Alhamdulillah : Jurnal Agama Islam
Published by Cattleya Darmaya Fortuna
ISSN : -     EISSN : 2986223X     DOI : https://doi.org/10.54209/alhamdulillah.v2i01.318
Core Subject : Religion, Education, Art,
Religion Arts Education Languange, Linguistic, Communication & Media Other
Articles that will publishes in the Journal are manuscripts from empirical research (Quantitative or Qualitative Methods), Literature Studies and Library Research which are contribute to the development of general studies of religion and science, especially the themes of integration science and Islam, which written individually or in groups (collaborative). The primary authors on this journal are academicians, practitioners, graduate students and other professionals which are interest in integration of religion, Islamic, social science studies, especially topics: 1. Islamic Education, 2. Arabic Language Education, 3. Islamic Economics, 4. Islamic Early Childhood Education, 5. Islamic Banking, 6. Psychology: Psychological, Medical, and Human Behavior in Social Science and Humanities issues, such as Social Psychology, Mental Hygiene, Education Psychology, Religion Psychology, Industrial Psychology, suggest to integrates with Islamic perspectives, 7. Islamic Law, various disciplines and topics from Education of Law, and Comparative Religion, and another of Education, Economic, and Human Behavior in Social Science and Humanities issues, suggest to integrates with Islamic Perspectives.
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 5 Documents
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Search results for , issue "Vol. 2 No. 01 (2023): Alhamdulillah : Jurnal Agama Islam" : 5 Documents clear
Modernization and Relevance of Islamic Economics in Improving Social and Economic Welfare Arief, Arief Sarjono; Andyka Reyza, Andyka Reyza
Alhamdulillah : Jurnal Agama Islam Vol. 2 No. 01 (2023): Alhamdulillah : Jurnal Agama Islam
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/alhamdulillah.v2i01.318

Abstract

Modernization of Islamic economy plays a significant role inimproving social and economic welfare by offering a moreinclusive, equitable and sustainable financial system. Keyelements such as Islamic Banking, Islamic Fintech and IslamicMicrofinance show a significant impact in expandingfinancial access and economic empowerment, while socialinstruments such as Waqf and Zakat play a significant role inpoverty alleviation and wealth distribution. Although Sukukand Islamic ESG contribute to economic growth, their impacton social welfare tends to be more limited. The results of thisanalysis show that modern Islamic economy has the potentialto offer more equitable and sustainable solutions, but stillfaces challenges in implementation and adaptation to currentglobal needs. Therefore, strategic steps are needed such asinnovation in Islamic economic instruments, utilization oftechnology, improvement of education and internationalcollaboration to optimize its impact on society
The Role of Islamic Economic Law in Increasing Financial Inclusion in the Era of Technology and Globalization Ilham, Muhammad Ilham; Dimas, Muhammad Dimas
Alhamdulillah : Jurnal Agama Islam Vol. 2 No. 01 (2023): Alhamdulillah : Jurnal Agama Islam
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/alhamdulillah.v2i01.319

Abstract

This study aims to analyze the role of Islamic economic law in increasing financial inclusion in the era of technology andglobalization. Along with the rapid development of the fintech sector and the adoption of digital technology in thefinancial world, Islamic economic law provides a strong foundation for creating a fair and transparent financialsystem. The results of the study show that there has been a significant increase in the number of Islamic financial institutions, users of Islamic banking services, and Islamic fintech transactions from 2020 to 2023. In addition, public acceptance of Islamic-based digital payments and the use of digital financial applications is increasing, reflecting the increasingly widespread application of Islamic principles in the financial sector. Despite challenges in terms of financial literacy and technology integration, the Islamic financialsector shows great potential in expanding financial access for the community, especially through inclusive Islamicfinancing. Therefore, further efforts are needed to improve Islamic financial literacy, strengthen cooperation betweenfinancial institutions and the technology sector, and ensure policies that support the development of this sector. Thisstudy is expected to provide insight into the development of a more inclusive financial system based on the principles ofsocial justice.
Zakat Transformation in Improving Economic Welfare in the Digital Era Sandi, Rovita Sandi; Iqbal , Iqbal Dwi Alamsyah
Alhamdulillah : Jurnal Agama Islam Vol. 2 No. 01 (2023): Alhamdulillah : Jurnal Agama Islam
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/alhamdulillah.v2i01.320

Abstract

Digital transformation in zakat management has brought significant changes in efficiency, transparency, and its impact on the economic welfare of the community. This study aims to explore the impact of implementing digital technology in zakat collection and distribution, and how it affects the improvement of the social and economic welfare of mustahik. The results of the study show that after the implementation of digitalization, the amount of zakat collection increased threefold, the number of mustahik reached also increased rapidly, and the speed of zakat distribution decreased drastically. In addition, the operational costs of zakat management decreased by 50%, while the level of transparency and accountability increased significantly. The increase in user satisfaction of digital platforms also reflects the success of digitalization in accelerating distribution and ensuring more efficient and measurable use of zakat. This study recommends that more zakat institutions adopt digital technology and strengthen collaboration between parties to ensure the sustainability and success of digital-based zakat management.
The Influence of Islamic Law on the Development of Sharia Economics in Indonesia Faisal, Muhammad Faisal; Alfad, Sahf Alfad
Alhamdulillah : Jurnal Agama Islam Vol. 2 No. 01 (2023): Alhamdulillah : Jurnal Agama Islam
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/alhamdulillah.v2i01.321

Abstract

This study aims to analyze the influence of Islamic law on the development of sharia economics in Indonesia. By examining key sectors such as sharia banking, halal industry, and zakat distribution, this study shows that the application of Islamic legal principles, such as the prohibition of usury, transparency in transactions, and zakat management, has contributed significantly to the growth of the sharia economic sector. The results of the study show a significant increase in total assets of sharia banking, exports of halal products, and zakat management from year to year. Although this sector continues to grow, challenges in the broader integration of Islamic principles and public understanding of sharia economics still exist. Therefore, more in-depth policies and increased public understanding are needed to strengthen the sharia economic sector in Indonesia.
The Contribution of Murabahah Financing in Improving the Financial Performance of Islamic Banks in Indonesia: An Empirical Perspective Muflihan, Muflihan; Najwa , Najwa Shifa Qursya
Alhamdulillah : Jurnal Agama Islam Vol. 2 No. 01 (2023): Alhamdulillah : Jurnal Agama Islam
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/alhamdulillah.v2i01.322

Abstract

The purpose of this study is to analyze the impact of murabahah financing on the financial performance of Islamic banks in Indonesia. Using secondary data from Islamic bank financial reports for the period 2018-2022, this study applies multiple linear regression analysis to test the relationship between murabahah financing and financial performance variables such as profitability, operational efficiency, and asset growth. The results of the analysis show that murabahah financing has a positive and significant effect on profitability and asset growth, while its effect on operational efficiency is lower. Murabahah financing has proven effective in improving the financial performance of Islamic banks, both in terms of stable income and cost management. This study provides guidance for Islamic banks to further develop murabahah financing strategies by considering risk management and diversification of financing products.

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