cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Fahmi Achta Pratama
Contact Email
fahmi.achta@gmail.com
Phone
+6282239955226
Journal Mail Official
risalahiqtisadiyah@gmail.com
Editorial Address
Air Dingin RT 01 RW IX, Kel. Balai Gadang, Kec. Koto Tangah, Padang, Sumatera Barat, 25171
Location
Kota padang,
Sumatera barat
INDONESIA
Risalah Iqtisadiyah: Journal of Sharia Economics
Published by STEI Ar Risalah Sumatera Barat
ISSN : -     EISSN : 29860792     DOI : https://doi.org/10.59107/ri
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
This journal focuses on the results of Sharia Economics research which includes the Halal Industry, Finance Sharia, Management and Business Sharia, Islamic Economic Thought, Islamic Development Economics, and Islamic Philanthropy. The Editorial Team welcomes contributions in the form of articles from scientists, scholars, professionals and researchers related to sharia economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol 3 No 2 (2024): July - December 2024" : 6 Documents clear
Waqf Management Strategy In Accelerating Digitalisation And Islamic Financial Literacy For UMKM Under Micro Waqf Bank's Guidance Fithri Dzikrayah; Fahmi Hasan Nugroho; Mia Lasmi Wardiyah; Izzul Haq Firman Maulana; Rika Afrianti Putri
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze waqf strategy management in an effort to accelerate digitalization and Islamic financial literacy for micro waqf bank-assisted MSMEs. This research is a descriptive study using a qualitative approach. Data collection techniques are observation, interview, and documentary study. Data collection was carried out using interviews and observations to LKMS-BWM Barokah Pondok Pesantren Al-Masthuriyah and assisted MSMEs as BWM customers and literature studies. This research was analyzed using the SWOT method. The results showed that the development strategy for accelerating digitalization and Islamic financial literacy for MSMEs assisted by the Micro Waqf Bank in quadrant 1 is an aggressive strategy or S-O (Strengh-Opportunity) strategy, meaning that BWM can use existing strengths to take advantage of opportunities. This strategy is positive, meaning that basically, the development of BWM is good and can be developed further by utilizing existing opportunities. BWM can optimize programs registered and supervised by the Financial Services Authority, government-supported programs, implementation in accordance with Sharia principles/SOPs that have been established, cooperation with various parties, implementation in accordance with Sharia principles/SOPs that have been established, and catalysts for bankable MSME customers. I am also able to maximize current financing opportunities with joint responsibility for the use of developing technology with the BWM mobile application. Business coaching and mentoring are always presented to customers.
Comparison of the Effectiveness of Productive Waqf Management in Indonesia and Singapore: A Comparative Study Mustofa, Imam; Hidayat, Irman; Royhan Alhak, Maftuh; Yuliana, Mia
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Waqf, as an instrument of Islamic philanthropy, has great potential in developing a sharia-based economy. In the Indonesian context, waqf can be used as a source of Muslim funds that can assist in managing waqf assets. Even though Indonesia has the largest Muslim population in the world, waqf management in Indonesia is still low. Singapore, as a country with a Muslim minority, has demonstrated the ability to utilize waqf funds optimally and productively. This research compares the regulation and management of waqf in Indonesia and Singapore with the aim of improving waqf management in Indonesia. The results of this research show that waqf regulations in Indonesia are contained in Law Number 41 of 2004 and Government Regulation Number 42 of 2006, while in Singapore they are contained in the Administration of Muslim Law Act (AMLA) Number 27 of 1966. In the development of productive waqf in Singapore, the istibdal method is used to increase the value and productivity of waqf assets. The Management of waqf in Singapore entrusted to the Islamic Assembly of Singapore (MUIS) and WAREES Investment Pte Ltd (Waqaf Real Estate Singapore) to manage endowment funds in Singapore. Management in the development of productive waqf in Singapore uses the istibdal method which is applied in various forms. Therefore, the role of regulations in implementing waqf management must have an impact on the development of waqf in a country, so that waqf becomes one of the instruments of Islamic philanthropy that can be used as a source of funds for Muslims who are able to encourage the economic progress of a country and improve the welfare of society.
The Influence Of Income Level, Education, And Public Perception On Interest In Cash Waqf Nabila, Nisa; Nirlina, Eka; Umuri, Khairil
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the influence of income, education and perception on interest in cash waqf in Aceh Besar district. The data used were primary data using a questionnaire instrument distributed to 100 community respondents with ID cards in Aceh Besar. The number of variables studied there are 4 variables, namely income level, education and perception as independent variables and variables of interest in cash waqf as dependent variables. The approach used in this study is a quantitative approach. The sampling method used is nonprobability sampling with purposive sampling techniques. Analysis methods used with multiple linear regression analysis. The results showed that income and perception had a positive and significant effect on the interest of the people with cash waqf, while education did not have a positive and significant effect on the interest of people with cash waqf. The findings of this study indicate that to increase public interest in cash waqf, it is necessary to increase understanding of cash waqf through socialization and other activities.
Analisis Pemasaran Produk Simpanan Dan Pembiayaan Pada BMT Insan Madani Satriana, Desmi; Hartini, Dwi; Indah Lestari, Dwi; Mai Fransiska, Helga; Imanda, Rafly
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In BMT Insan Madani there are business fields, one of which consists of collecting funds and distributing funds, namely Savings and Financing. These savings products consist of savings products, such as (wadiah savings, education savings, hajj/umrah savings, holiday savings, and qurban savings), and then financing products, such as (murabahah, mudharabah, musyarakah, and IMBT). The purpose of this study is to determine the implementation of marketing savings and financing products. This study uses a qualitative method, namely by collecting data by conducting interviews. The results of this study are that BMT is present as a place to collect funds for people who need a place to store funds in the future, both for education, hajj/umrah, and even holidays. In addition, BMT is also a place to provide funds and acts as a capital manager for people who lack funds in building their businesses. The initial procedure carried out by BMT Insan Madani in marketing its products, they conduct a location survey, this is done to find information about the needs and problems that exist in the community, after the location survey is carried out, the BMT will collect funds or distribute funds with savings products and provisions available at BMT Insan Madani, according to the needs of the community.
Strategi Pemasaran Dalam Meningkatkan Jumlah Nasabah Produk Pembiayaan Pensiun PT. BSI KCP Lubuk Basung Delya Putri, Fani; Kenedi, Jon
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i2.94

Abstract

The growth of pension financing product customers at PT. BSI KCP Lubuk Basung from 2021-2023 has increased, but the difference in the number of customers per year is relatively small and the total contract value per year has not reached the target. Therefore, the study aims to develop a strategy to be implemented by PT. BSI KCP Lubuk Basung in increasing the number of pension financing product customers. In an increasingly competitive context, where various financial institutions offer similar products and are located in adjacent areas, the right approach is needed to win market competition. This study uses a quantitative descriptive method with a field approach to observe the phenomena that occur at the research location. Data collection was carried out through observation, interviews, and documentation. The data analysis techniques applied include SWOT analysis, IFE and EFE matrix analysis, and SWOT matrix analysis and score weighting. Based on the analysis carried out, certain strategies can be implemented by PT. BSI KCP Lubuk Basung to significantly increase the number of pension financing product customers by using the SO strategy, namely developing pension financing products by utilizing available technology and relying on skilled human resources. Increase promotion through various media and direct socialization (door-to-door). Improve the quality of service to customers with professional service. Strengthen the brand while maintaining its sharia values ​​as the main identity.
Strategi Bersaing PT. BPRS Carana Kiat Andalas dengan Pendekatan Analisis SWOT Auliya, Fadel; Satriana, Desmi
Risalah Iqtishadiyah Vol 3 No 2 (2024): July - December 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i2.92

Abstract

This study aims to determine effective strategies for PT. BPRS Carana Kiat Andalas in facing competition among microfinance institutions in the Padang Luar Bukittinggi area using a SWOT analysis approach. The research method used is qualitative field research, with data collected through interviews and documentation. SWOT analysis is employed to examine the bank’s internal strengths and weaknesses as well as external opportunities and threats. Currently, the bank applies strategies such as excellent customer service, fast response to client needs, and competitive margin rates. Based on the SWOT analysis matrix, several strategies are proposed: (1) Strengths-Opportunities (SO) Strategy: market penetration and expanding service types according to customer needs; (2) Weaknesses-Opportunities (WO) Strategy: improving human resource competence, increasing capital, enhancing technology, expanding financing distribution, and diversifying services; (3) Strengths-Threats (ST) Strategy: implementing effective and continuous promotion, strengthening customer loyalty through proactive service, adjusting margins based on customer capability, and strategic location selection; (4) Weaknesses-Threats (WT) Strategy: maximizing profits and applying differentiation in determining margin levels. These strategies are expected to help PT. BPRS Carana Kiat Andalas remain competitive, expand its market reach, and respond more effectively to challenges in the dynamic microfinance environment.

Page 1 of 1 | Total Record : 6

 1 

Filter by Year

2024 2024


Reset
Filter By Issues
All Issue Vol 4 No 1 (2025): January - June 2025 Vol 3 No 2 (2024): July - December 2024 Vol 3 No 1 (2024): January - June 2024 Vol 2 No 2 (2023): July - December 2023 Vol 2 No 1 (2023): January - June 2023 Vol 1 No 1 (2022): July - December 2022