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Athoillah Islamy
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SILAH: Jurnal Ekonomi Syariah
Published by Sekolah Tinggi Agama Islam Ki Ageng Pekalongan
ISSN : -     EISSN : 30481503     DOI : https://doi.org/10.64994/silah
Core Subject : Religion, Economy, Humanities, Science, Art,
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
SILAH: Jurnal Ekonomi Syariah merupakan sebuah jurnal ilmiah berkala yang diterbitkan oleh Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) Sekolah Tinggi Agama Islam Ki Ageng Pekalongan. Jurnal ini fokus pada kajian ilmu di bidang ekonomi syariah. Kami selaku pengelola Silah menerima kontribusi dalam bentuk artikel dari para ilmuwan, akademisi, profesional, dan peneliti dalam disiplin ilmu ekonomi syariah untuk diterbitkan dan disebarluaskan setelah melalui mekanisme seleksi naskah, mitra bestari, dan proses penyuntingan. Pada setiap tahunnya, SILAH terbit dua kali, yakni bulan Mei dan November.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 15 Documents
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Distribution System in an Islamic Economic Perspective Adinugraha, Hendri Hermawan; Rahmawati, Ferida; Anas, Ahmad
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i1.6

Abstract

This research aims to describe the distribution system from an Islamic economic perspective. The research method used in this study is library research. This research concludes that distribution in Islamic economics is based on fundamental human values, namely the value of freedom and justice. The purpose of distribution is twofold: first, wealth does not accumulate among a small group. Second, existing production factors must be fairly distributed for the country's prosperity. Islamic economics emphasizes the purification and cleansing of the human soul to create a prosperous life system without putting aside practical considerations. Islamic economics aims to achieve the goal of fair distribution of assets to society through education and experience. Islam requires equality among humans in terms of the struggle to obtain wealth without regard to differences in caste, creed, skin color, and so on. From an Islamic economic perspective, distribution aims to provide equal opportunities to everyone in economic struggle without distinguishing their social status. Islamic economics prevents the accumulation of wealth by controlling the growth and accumulation of wealth to be spent for the good of society.
Pembiayaan Usaha Super Mikro di Bank Zakat: Perspektif Maslahah Mursalah Hartono, Haryani Santo
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i1.7

Abstract

Indonesia as the country with the largest Muslim population, which is also the most generous country in the world, has the potential to raise Islamic philanthropy funds quite high and continues to increase every year. However, Indonesia, as developing country, still has quite high poverty rates. The reality is that there is still a lot of circulation of loan funds from money lenders among the lower middle class, including those used as business capital. This is experienced evenly in almost all regions in Indonesia. This includes one of the districts in South Sumatra province, Musi Rawas. BANKZAKAT appeared as a program institution from BAZNAS Musi Rawas Regency. This research explains the concept of super micro business financing at BANKZAKAT and analyzes it from the maslahah mursalah perspective. This research uses a qualitative approach and descriptive analysis methods. Collect data through observation and literature study. This research analyzes the concept of financing model in terms of realizing policies for equal distribution of the economy, as well as community empowerment and development. It is hoped that the micro and super micro scale business financing models used can create an economic empowerment ecosystem for all levels of society.
Pembangunan Desa Mandiri Melalui Badan Usaha Milik Desa: Studi Kasus Desa Tiremenggal Anshori, M. Shofi; Syafi'i, Muhammad Aris; Devi, Happy Sista
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i1.8

Abstract

Village is a fundamental community unit in Indonesia's development landscape. However, many villages still face significant challenges, such as poverty, lack of community participation, and low social capital. To address these issues, the Indonesian government has introduced various programs, including the Independent Village Program managed by Village-Owned Enterprises (BUMDES). This research employs a qualitative descriptive approach to analyze BUMDES management strategies in realizing independent villages, with a focus on Tiremenggal Village in East Java. Through the analysis of strategic management, implementation of BUMDES strategies, and evaluation of strategies conducted in this research, it is found that Tiremenggal Village has successfully utilized natural resources and human resources to enhance social, economic, and environmental resilience. BUMDES has been instrumental in advancing this village through various development programs and projects, as well as increasing community involvement in village management. However, the research also identifies several inhibiting factors, such as differences in understanding and opinions within the community, as well as the need to improve the quality of human resources. In conclusion, the development of independent villages requires cooperation between the government, BUMDES, and the community. By leveraging local potentials and addressing existing barriers, villages in Indonesia can achieve sustainable prosperity and self-reliance.
Manajemen Risiko pada Lembaga Keuangan Syariah di Era Digital Jailani, Novalini
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i1.9

Abstract

This article aims to explain risk management in Islamic financial institutions in the digital era. This research uses a qualitative approach in the form of literature studies, namely by collecting information or data from various books, articles, journals, and reports relevant to the research. The results show that advances in information technology in the digital era require Islamic Financial Institutions to improve operational efficiency, accuracy, speed of service, and security. On the other hand, Islamic Financial Institutions is faced with information technology, operational, and reputational risks that require effective security strategies and an understanding of the latest threat trends in the digital era. Effective risk management is important for Islamic Financial Institutions in facing the challenges of the digital era, with the aim of providing a better understanding of risk management in the context of Islamic financial institutions.
Strategi Pengembangan Seni Kriya Gerabah: Analisis Triple Helix di Desa Wonorejo Pekalongan Bariki, Yusril; Marotina, R. Nia
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i1.10

Abstract

Wonorejo Village is one of the creative economy icons of Pekalongan Regency and the largest pottery village in Central Java. This research aims to analyze the strategy for developing the creative economy among pottery craftsmen in Wonorejo Village and the strategy used in developing this creative economy is the Triple Helix method. This research uses data collection in the form of qualitative methods by conducting observations and interviews. The results of this research show that pottery craftsmen in Wonorejo Village experienced a decline in production due to a lack of promotional strategies and product innovation, which had an impact on the sustainability of the business being run. Based on this decline, there needs to be creativity and innovation in various things to increase the production volume of this pottery business. So it can be concluded that the creative economic strategy using the Triple Helix method in the pottery business can be carried out in various ways, either by increasing promotions, determining market targets, as well as collaborating with cultural and educational services to collaborate with schools or related agencies for educational tourism. is in Central Java and D.I. Yogyakarta.
Spint-Off: Peluang dan Tantangan Industri Asuransi Syariah di Indonesia Lestari, Agustina Ayu; Yusuf, Mochamad; Kurniawati, Fitri
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 2 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i2.16

Abstract

The development of sharia insurance certainly creates opportunities and challenges, because market penetration and spin-off efforts are required. This research aims to provide descriptive and explorative information about the potential and challenges of the Sharia insurance industry facing spin-offs. The research uses descriptive qualitative. This research uses a literature study. Data from secondary with technical analysis of reduction, validation, and concluding. The research results explain that the Sharia insurance industry has massive market penetration but has not responded well enough. The potential for sharia insurance through the spin-off process is to further increase effectiveness, quantity, and quality such as increasing units, more marketers, clear regulations, and increased literacy to the implementation of the spin-off policy. Spin-off is a solution for the Sharia insurance industry. This research contributes to the importance of awareness of spinoff opportunities as seen from the broad market prospects, policy support, small penetration, product heterogeneity, and lifestyle of Indonesians.
Konstruksi Prinsip Syariah dalam Investasi Dana dan Tabungan Haji Agustina, Vina; Anwar, Khairul
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 2 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i2.17

Abstract

This study aims to describe the implementation of sharia values in the concept of Hajj fund and savings investment. This study uses a qualitative method in the form of a literature review. Data sources were taken from scientific literature relevant to the subject matter. Data collection techniques were conducted through documentation techniques. Meanwhile, data analysis techniques were conducted using qualitative descriptive analysis techniques. The research findings conclude that Hajj fund management must adhere to Sharia principles, which include security, prudence, and value for money. This is important to ensure that investments not only provide financial benefits but also fulfil the social and religious objectives of Hajj fund management. This study contributes to the importance of the paradigmatic awareness of Muslims, that investment funds and hajj savings not only function as financial instruments but also as a means to achieve maslahah (goodness) for Muslims in Indonesia.
Akuntansi Pertanggungjawaban dalam Kerangka Syariah: Pendekatan Etis dan Praktis Salamah, Aulia Nailis; Anwari, Rahmat; Santoso, Anton Bagus; Mafudloh, Kamelia Elima’ana
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 2 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i2.18

Abstract

Companies really need responsibility accounting to know the performance of managers through responsibility centers and can help leaders delegate authority and responsibility. Responsibility accounting is a management control tool and is determined through four important aspects, namely assigning responsibilities, creating work measures, evaluating work, and giving awards. This research analyzes sharia accountability accounting with a practical and practical approach. The results show the importance of Islamic principles such as transparency, justice, honesty and trust in sharia accounting. A practical approach involves the use of appropriate accounting methods and techniques, as well as the application of sharia accounting principles. The implication is that companies within the sharia framework need to apply ethical principles and practical approaches to achieve a balance between the interests of individuals, society and the environment. Proper implementation also enables effective performance management and reporting. This research provides an understanding of the importance of sharia responsibility accounting in the context of business based on Islamic principles.
Persepsi Pelaku Usaha Mikro Kecil Menengah terhadap Kewajiban Sertifikasi Produk Halal Azizah, Isnaenatul; Alkhaezuri, Alwan Isya; Hasanah, Afifa Nur
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 2 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i2.19

Abstract

This research aims to obtain data related to the perceptions of micro, small and medium enterprises around the UIN K.H. campus. Abdurrahman Wahid Pekalongan regarding the obligation to certify halal products. This type of research is field research with descriptive qualitative methods. The data obtained from this research was through interviews with 10 micro, small and medium enterprises located around the UIN K.H. Abdurrahman Wahid Pekalongan campus. Based on research results, it shows that only 10% of micro, small and medium enterprises already have a halal certificate, 80% of micro, small and medium enterprises already know about the existence of halal certificates, 90% of micro, small and medium enterprises consider that halal certification is important for products, and 40% Micro, small and medium enterprises have never received any socialization regarding halal product certification. Apart from that, there are several factors that influence the perceptions of micro, small and medium enterprises regarding halal product certification.. This research contributes to the importance of the role of authorised institutions to maximise the halal certification program for the development of the halal industry in society.
Faktor Minat Anggota terhadap Pembiayaan Syari’ah pada Koperasi Simpan Pinjam dan Pembiayaan Syari’ah Maju Bersama Gondang Pekalongan Aisyah, Aida; Notoatmojo, M Iqbal
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 2 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i2.20

Abstract

This research aims to analyze the factors influencing members' interest in sharia financing at the Maju Bersama Gondang Pekalongan Sharia Savings and Loan Cooperative and Financing (KSPPS). In the context of the development of sharia economics in Indonesia, this research identifies several key variables, including promotion, service quality, profit-sharing, and the cooperative's image. The research method used for the analysis is quantitative, with data collection through questionnaires distributed to cooperative members. The research results show that all these factors have a significant influence on members' interest in using sharia financing products. This study contributes to the importance of effective cooperative marketing strategies and increasing member satisfaction, as well as contributing to the development of sharia cooperatives in Indonesia.

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