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Jurnal Ilmu Ekonomi dan Bisnis
Published by Perkumpulan Konsultan Manajemen Pendidikan Indonesia
ISSN : 31237444     EISSN : -     DOI : https://doi.org/10.65510/jieb.v3i2.120
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ilmu Ekonomi dan Bisnis (JIEB) merupakan jurnal ilmiah yang diterbitkan oleh Lembaga Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI) berkerjasama dengan Sekolah Tinggi Ilmu Ekonomi Bangkinang. Jurnal ini mewadahi publikasi hasil penelitian, kajian konseptual, studi kasus, serta pengembangan teori yang dilakukan oleh dosen, peneliti, praktisi, maupun mahasiswa yang memiliki fokus pada bidang ilmu ekonomi dan bisnis. Penerbitan jurnal ini merupakan bentuk komitmen terhadap pelaksanaan Tri Dharma Perguruan Tinggi, khususnya dalam aspek penelitian dan pengembangan ilmu pengetahuan. Sebagai jurnal elektronik yang dikelola secara profesional dengan menggunakan Open Journal System (OJS), Jurnal Ilmu Ekonomi dan Bisnis menjamin proses editorial yang transparan, akuntabel, dan berstandar akademik tinggi mulai dari proses submission, peer-review, editing, hingga publikasi. Jurnal ini diterbitkan dua kali dalam setahun, yaitu pada bulan April dan Oktober, serta bertujuan menjadi media diseminasi ilmiah yang kredibel dan berkontribusi dalam pengembangan ilmu ekonomi dan bisnis di tingkat nasional maupun internasional.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 16 Documents
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Search results for , issue "Vol 3 No 2 (2025): October" : 16 Documents clear
Peranan Peranan Cybersecurity Dalam Meningkatkan Ketahanan Bisnis Digital Terhadap Cybercrime: Indonesia Herlina Bernadecka Sidauruk; Hani Puspita Maharani; Naisyah Qila Syafitri
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65510/jieb.v3i2.69

Abstract

Transformasi digital telah membawa perubahan signifikan dalam operasional bisnis, namun di sisi lain juga meningkatkan eksposur terhadap ancaman cybercrime yang semakin canggih. Penelitian ini bertujuan untuk menganalisis peran cybersecurity dalam meningkatkan ketahanan bisnis digital terhadap serangan siber. Dengan menggunakan metode analisis deskriptif, penelitian ini mengidentifikasi berbagai jenis ancaman cybercrime yang umum menyerang bisnis digital, seperti phishing, malware, ransomware, dan serangan DDoS, serta mengkaji strategi pencegahan dan mitigasi yang dapat diterapkan. Hasil kajian menunjukkan bahwa implementasi cybersecurity yang menyeluruh-meliputi perlindungan jaringan, aplikasi, cloud, dan informasi, didukung oleh kebijakan manajemen risiko dan peningkatan kesadaran sumber daya manusia-berperan penting dalam melindungi aset digital, menjaga kepercayaan pelanggan, dan memastikan kontinuitas bisnis. Studi ini juga menyoroti pentingnya kolaborasi antara pelaku bisnis, konsumen, dan regulator dalam membangun ekosistem digital yang aman dan tangguh. Diharapkan, temuan ini dapat menjadi acuan bagi pelaku bisnis digital dalam merancang strategi keamanan siber yang adaptif dan berkelanjutan di era digital.
Model Bisnis Start-Up Digital Di Era Ekonomi Digital Meilany Putri Effendi; Nisa Ul Mahfuzha Nasution; Nabila Balqis
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of information and communication technology has driven a major transformation in the global economic landscape, giving rise to the digital economy era, which demands adaptation and innovation across various sectors, including start-up businesses. This study aims to examine digital start-up business models emerging in the digital economy era, focusing on key elements such as value proposition, revenue structure, customer acquisition strategies, and the utilization of digital technologies. A qualitative approach is employed through literature reviews and case analyses of digital start-ups in various sectors, such as e-commerce, edutech, fintech, and healthtech. The findings indicate that adaptive, platform-based, and customer-centric business models are crucial for start-up success in this era. Furthermore, the ability to build digital ecosystems, establish strategic partnerships, and integrate data as a core business asset are determining factors in creating sustainable competitive advantages. This study contributes to the understanding of digital business dynamics and offers practical insights for entrepreneurs, investors, and policymakers in supporting the growth of start-ups in the digital economy
Digitalisasi Sistem Pembayaran dan Masa Depan Transaksi Keungan(Studi Pada Qris) Gabriella Naomi Yaspis Siregar; Mawar Indah Julita Hutagalung; Melanie Putri Nduru
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65510/jieb.v3i2.111

Abstract

The digital transformation of payment systems has changed how society conducts transactions. This study aims to examine the role of QRIS and digital wallets in modern payment systems and their implications for efficiency, security, and financial inclusion in Indonesia. Using a descriptive-qualitative approach based on literature review, this research analyzes Bank Indonesia's policies, payment technology developments, and key challenges such as cybersecurity and the digital divide. The findings show that digitalizing payment systems through QRIS and digital wallets enhances transaction speed and convenience, but requires adaptive regulations and cross-sector collaboration to build an inclusive and sustainable digital financial ecosystem
Literatur Review : Analisis Strategi Pemasaran Digital Dalam Ruang Lingkup Umkm Kevin Adrigo Siahaan; Jonrian Simamora; muhammad idris
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65510/jieb.v3i2.118

Abstract

The development of digital technology has driven a significant transformation in marketing strategies, especially for Micro, Small and Medium Enterprises (UMKM). This study aims to analyze the effectiveness of the integration of three main approaches in digital marketing, namely influencer marketing, Search Engine Optimization (SEO), and personal content, in improving the competitiveness and sustainability of MSMEs. The method used is a literature review with a descriptive approach, which examines ten scientific articles published in 2019-2024. Data sources were collected through online scientific platforms such as Google Scholar and Research Rabbit, then systematically analyzed to identify patterns, strategies, and impacts of digital marketing implementation by MSME players.The study results show that social media, especially TikTok, Instagram, Facebook, and WhatsApp, are the main channels in reaching consumers and building engagement. Collaboration with micro-influencers is proven to increase brand credibility and expand market reach, while the application of SEO drives increased digital traffic and online visibility. Authentic personalized content also plays an important role in creating an emotional connection between MSMEs and consumers. However, challenges such as limited human resources, digital literacy, and content consistency still hinder the optimization of this strategy.Thus, the integration of the three approaches is considered effective in supporting the growth and sustainability of MSMEs in the digital era. Continuous support is needed in the form of training and mentoring so that MSME actors are able to implement digital marketing strategies optimally and with high competitiveness.
Literatur Review: Kontribusi Teknologi Finansial Terhadap Inklusi Keuangan Digital Di Era Ekonomi Digital Ferdy Faith Christ Waruwu; Gilbred Bonar Sinaga; Herikson Muksa PutraSitanggang
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65510/jieb.v3i2.119

Abstract

The rapid development of financial technology (fintech) has become a key driver of transformation in the financial sector worldwide, particularly in promoting digital financial inclusion. Financial inclusion is a crucial component of sustainable economic development, as it provides access to formal financial services for underserved and unbanked populations. This study aims to examine and analyze findings from ten national and international scholarly journals published within the last five years (2020–2025) regarding the contribution of fintech to financial inclusion. A systematic literature review method is employed, focusing on how fintech enhances financial literacy, expands service outreach, and promotes efficiency and innovation in digital financial systems. The findings reveal that fintech consistently contributes positively to improving access to and quality of financial services, particularly among vulnerable populations and regions not yet served by traditional financial institutions. These findings highlight the urgency of formulating supportive policies that foster an inclusive and sustainable fintech ecosystem.
Digitalisasi Layanan Pendidikan Bisnis: Adaptasi Kampus dan Lembaga Pendidikan terhadap Educational Teknologi Fiyasti Mawdatul Khairia; Nadia Saragih; susi penggabean
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65510/jieb.v3i2.120

Abstract

Digitalization has become the primary catalyst in transforming business education services in the era of information technology. This article explores how universities and educational institutions adapt to the development of educational technology to enhance both the quality of learning and operational efficiency. Employing a descriptive-qualitative approach based on various literature sources, this study highlights significant shifts in online learning systems, digital academic administration, and the integration of technology into the business education curriculum. The findings indicate that institutional adaptation and the role of educational entities in digitalization facilitate the delivery of more flexible, measurable, and industry-relevant educational services. Nevertheless, challenges such as the digital divide, human resource readiness, and the need for institutional policy frameworks continue to hinder the optimal use of educational technology. This study underscores the importance of inter-institutional collaboration in building a responsive and sustainable digital business education ecosystem
Studi Literatur: Analisis Hambatan, Faktor Pendorong, Dan Dampak Adopsi Sistem Informasi Akuntansi Digital Pada UMKM Gracia Apriana Malau; Theresa Margareth Panjaitan; Natasha Romauli Setya; Rohni Bona Arta Saragih; Esa Setiana
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65510/jieb.v3i2.167

Abstract

This article aims to analyze the barriers, drivers, and impacts of Digital Accounting Information Systems (AIS) adoption on Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. The study uses a descriptive qualitative approach based on literature studies from various national and international journal sources, as well as official reports from government and related institutions. The study results indicate that the main barriers to Digital AIS adoption include financial constraints, low human resource competency, organizational cultural resistance, and concerns about data security. On the other hand, driving factors supporting adoption include increasingly user-friendly and cloud-based technology, government support through digitalization programs, market competitive pressures, and support from technology providers. The adoption of Digital AIS has positive impacts for MSMEs, such as increased operational efficiency, accountability and transparency of financial reports, easier access to financing, and increased data-based competitiveness. These findings emphasize the importance of collaboration between the government, technology providers, and MSMEs to accelerate the digitalization of the MSME sector in a sustainable manner.
Peran Sistem Informasi Akuntansi dalam Meningkatkan Kualitas Laporan Keuangan Perusahaan: Kajian Literatur Putri Wulandari Nasution; Tria Wulandari; David Efendi
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65510/jieb.v3i2.169

Abstract

This study aims to examine the extent to which the implementation of an Accounting Information System (AIS) affects the quality of a company's financial reports. By providing relevant, fast, and accurate information, an AIS can simplify the process of recording transactions, preparing reports, and supporting management decision-making. Furthermore, an AIS plays a role in strengthening the planning, control, and financial management functions to be more effective. The method used is a literature review with sources from scientific articles, accounting journals, and academic publications obtained through Google Scholar. The results of the study indicate that the implementation of an AIS contributes to increasing the relevance, reliability, comparability, and timeliness of financial reports. Furthermore, the development of an AIS through automation, database integration, strengthening internal controls, and utilizing digital technology can promote transparency, accountability, and company effectiveness. Thus, optimizing an AIS has the potential to improve the quality of financial reports while strengthening company competitiveness
Big Data Analytics dalam Pengambilan Keputusan Akuntansi Manajerial : Study Literatur Hairunisa Astari; Muhammad Rizal
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65510/jieb.v3i2.170

Abstract

Digital transformation has shifted managerial accounting from historical reporting to a predictive information system. Big Data Analytics (BDA) allows organizations to process large volumes of structured and unstructured data, providing real-time and relevant insights for decision-making. This study employs a literature review of twelve national and international publications. The findings indicate that BDA improves accounting information quality, operational efficiency, strategic planning, and fraud detection. Challenges include limited infrastructure, low data literacy among accountants, and ethical or privacy issues. Effective implementation requires technological investment, human capital development, and clear regulations to ensure managerial accounting becomes more adaptive and strategic.
Peran dan Tantangan Sistem Informasi Manajemen dalam Mendukung Kinerja Perusahaan di Era Digital: Kajian Literatur Alika Putri; Magdalena Mori Sihotang; Valentina Rentauli Siringoringo; Muhammad Ridha Habibi Z
Jurnal Ilmu Ekonomi dan Bisnis Vol 3 No 2 (2025): October
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65510/jieb.v3i2.172

Abstract

In the digital era, Management Information Systems (MIS) play a vital role not only as administrative tools but also as strategic instruments to enhance efficiency, decision-making, and organizational competitiveness. This study employs a systematic literature review to examine the roles and challenges of MIS in supporting firm performance. The findings reveal that MIS facilitates cross-functional coordination, provides real-time information, and supports digital transformation. However, challenges remain, including legacy system integration, limited digital literacy, organizational resistance, and data security issues. Therefore, effective MIS implementation requires a holistic approach that integrates technology, human resources, and data governance. This study contributes theoretically to the development of MIS literature and offers practical recommendations for organizations to maximize the benefits of MIS in the digital era

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