Journal Of Management, Economics, And Accounting Research
Journal of Management, Economics, and Accounting Research (JoMEAR) with ISSN: 3123-9498 (online media) is a peer-reviewed academic journal dedicated to publishing high-quality research articles, reviews, and empirical studies in the fields of management, economics, and accounting. The journal provides a platform for scholars, researchers, practitioners, and students to disseminate innovative ideas, theoretical perspectives, and practical insights that contribute to the development of business and economic knowledge. JoMEAR welcomes original and unpublished manuscripts that demonstrate methodological rigor, theoretical relevance, and practical significance. The journal is committed to upholding the highest standards of publication ethics and ensuring a rigorous double-blind peer-review process for all submissions. The Journal of Management, Economics, and Accounting Research focuses on publishing scholarly works related to management, economics, and accounting, including but not limited to strategic management, human resource management, organizational behavior, marketing, entrepreneurship, operations and supply chain management, digital business, microeconomics, macroeconomics, development economics, international economics, public policy, financial and monetary economics, environmental economics, behavioral economics, financial accounting, managerial accounting, auditing, taxation, public sector accounting, forensic accounting, and corporate governance. The journal also encourages interdisciplinary studies that integrate concepts from these fields to address contemporary issues and challenges in business and society.
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11 Documents
Pengaruh Financial Technology Adoption terhadap Perilaku Pengelolaan Keuangan Generasi Z
Muhammad Hasanuddin;
Cindy Atika Rizki;
Siti Khodijah
Journal of Management, Economics, and Accounting Research Vol. 1 No. 3 (2026): July 2026
Publisher : CV. Raskha Media Group
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DOI: 10.62712/jomear.v1i3.111
Perkembangan financial technology (fintech) telah mengubah cara Generasi Z melakukan transaksi, mengakses layanan keuangan, serta mengelola keuangan sehari-hari. Kemudahan dan kecepatan layanan fintech dapat membantu pengelolaan keuangan, tetapi penggunaannya juga perlu diimbangi dengan kemampuan mengatur pengeluaran dan perencanaan keuangan. Penelitian ini bertujuan untuk menganalisis pengaruh Financial Technology Adoption terhadap Perilaku Pengelolaan Keuangan Generasi Z. Penelitian menggunakan pendekatan kuantitatif dengan metode explanatory research. Data diperoleh melalui penyebaran kuesioner secara daring kepada 150 responden Generasi Z yang menggunakan layanan financial technology. Pengambilan sampel dilakukan menggunakan purposive sampling. Pengukuran variabel menggunakan skala Likert dan analisis data dilakukan dengan metode Partial Least Square-Structural Equation Modeling (PLS-SEM) menggunakan SmartPLS. Hasil analisis menunjukkan bahwa Financial Technology Adoption berpengaruh positif dan signifikan terhadap Perilaku Pengelolaan Keuangan. Berdasarkan hasil pengujian model struktural, nilai koefisien jalur sebesar 0,653 dengan nilai t-statistic sebesar 10,284 dan p-value sebesar 0,000. Nilai R² sebesar 0,426 menunjukkan bahwa Financial Technology Adoption mampu menjelaskan 42,6% variasi Perilaku Pengelolaan Keuangan Generasi Z, sedangkan sisanya dipengaruhi oleh faktor lain di luar model. Hasil tersebut menunjukkan bahwa pemanfaatan financial technology dapat mendukung Generasi Z dalam mengelola keuangan secara lebih terarah melalui kemudahan transaksi, pemantauan pengeluaran, serta pengelolaan keuangan digital.