KASBANA: Jurnal Hukum Ekonomi Syari'ah
Principles and Theories of Sharia Economic Law Studies on the sources, principles, and foundations of Sharia Economic Law; the role of maqashid shariah in economics; the relationship between Islamic law, customary law, and positive law in the economic field; as well as philosophical and methodological analyses of economic law. Islamic Banking and Finance Covering Islamic banking law, regulation and supervision, Sharia banking contracts (murabahah, mudharabah, musyarakah, ijarah, etc.), risk management, and dispute resolution in Islamic banking. Non-Bank Islamic Financial Institutions Studies on the legal framework and regulation of Islamic microfinance institutions (BMT), Sharia cooperatives, Sharia financing companies, Islamic fintech, Islamic pawnshops, as well as mechanisms and legal protection for customers. Islamic Capital Market and Investment Including Islamic capital market law, sukuk, Islamic mutual funds, Sharia-compliant stocks, mechanisms for trading Sharia securities, and investor protection under Sharia principles. Islamic Insurance and Guarantee (Takaful and Kafalah) Discussions on regulation, contracts, operational mechanisms, fund management, and claim settlements in Islamic insurance and Sharia-based guarantee institutions. Law of Zakat, Infaq, Sadaqah, and Waqf Studies on the regulation and governance of zakat, infaq, sadaqah, and waqf, as well as innovations in Islamic philanthropic instruments, including distribution and utilization for community economic empowerment. Business, Trade, and the Halal Industry Covering the law of sale and purchase, Sharia-compliant e-commerce, Sharia-based international trade, the halal industry (food, cosmetics, pharmaceuticals, tourism), as well as halal certification and supervision. Dispute Resolution in Sharia Economic Law Including the role of Religious Courts, the National Sharia Arbitration Board (BASYARNAS), and mediation; legal procedures and jurisprudence of Sharia economic disputes in Indonesia and other Muslim countries. Reform and Codification of Sharia Economic Law Studies on regulatory development, codification of Sharia Economic Law, legislative reforms, and harmonization of Sharia law with national and international legal systems. Empirical Studies on the Practice of Sharia Economic Law Field research on the implementation of Sharia Economic Law in society, the role of culture and local customs, and analysis of regulatory effectiveness in promoting Sharia financial inclusion and literacy.
Articles
85 Documents
HARTA BENDA DIGITAL SEBAGAI OBJEK WARIS DALAM PERSPEKTIF HUKUM ISLAM DAN URGENSI PERATURAN PERUNDANG UNDANGAN DI INDONESIA
Usman
KASBANA Vol 6 No 1 (2026): Januari (IN PROGRESS)
Publisher : Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
The purpose of the research in this journal article is to explore and analyze the status and mechanism of inheritance of digital assets in the context of Islamic law in Indonesia, with the hope of providing a deeper understanding of the recognition of digital assets as part of inherited property. The research method used includes a legislative approach and conceptual analysis, with data collection through library research to find relevant legal materials, as well as analyzing primary data sources such as the Qur'an and laws. The results show that Islamic inheritance law regulates the process of transferring property from a deceased individual to his heirs, but challenges in applying inheritance law to digital assets still exist, so regulatory adjustments are needed to be in line with technological developments and community needs. Keyword : inheritance, Islamic law, digital property
WANPRESTASI DALAM PERJANJIAN SEWA MENYEWA TINJAUAN HUKUM BERDASARKAN KUH PERDATA
Andi Susanto;
Siti Khotijah
KASBANA Vol 6 No 1 (2026): Januari (IN PROGRESS)
Publisher : Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
Abstrak Wanprestasi dalam perjanjian sewa-menyewa merupakan kegagalan salah satu pihak untuk memenuhi kewajiban yang telah disepakati dalam kontrak. Hal ini dapat terjadi apabila pihak penyewa tidak membayar sewa tepat waktu atau merusak barang yang disewa, sementara pemberi sewa juga bisa dianggap melakukan wanprestasi jika gagal menyerahkan objek sewa sesuai dengan kesepakatan. Perjanjian sewa-menyewa mengatur hak dan kewajiban kedua belah pihak terkait penggunaan dan pemeliharaan barang yang disewakan. Terjadinya wanprestasi, pihak yang dirugikan berhak menuntut ganti rugi atau pembatalan perjanjian. penyusunan perjanjian dengan rinci sangat penting untuk menghindari sengketa dimasa depan dan memberikan kepastian hukum bagi para pihak. Untuk itu, penting pula bagi para pihak untuk memahami ketentuan hukum yang berlaku, seperti Pasal 1238 KUHPerdata yang mengatur tentang kewajiban debitur dan akibat hukum dari wanprestasi. Dengan demikian, pengelolaan perjanjian yang baik dan pemahaman terhadap hak dan kewajiban masing-masing pihak dapat mengurangi potensi terjadinya wanprestasi dalam perjanjian sewa-menyewa. Kata Kunci: Wanprestasi, Perjanjian sewa-menyewa, KUH Perdata.
LEGALITAS SMART CONTRACT DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH Hukum Ekonomi Syariah
Usman;
Ahmad Sarwini
KASBANA Vol 6 No 2 (2026): Juli
Publisher : Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53948/kasbana.v6i2.541
Abstract The development of blockchain technology has given rise to the innovation of smart contracts, enabling the automatic execution of agreements without intermediaries. However, this raises issues regarding the validity of contracts from the perspective of Islamic economic law. This study aims to analyze the legality of smart contracts based on the principles of Islamic jurisprudence (fiqh muamalah) and assess their compliance with the pillars and conditions of contracts in Islamic law. The research method used is normative juridical with a conceptual and legislative approach, through a review of fiqh literature, fatwas from the National Council of Islamic Scholars (DSN-MUI), and regulations related to electronic transactions. The results indicate that smart contracts can, in principle, be categorized as valid contracts if they fulfill the elements of aqidain (the parties), ma'qud 'alaih (the object of the contract), and shighat (the consent and acceptance) in the form of electronic agreements, and are free from gharar, maisir, and riba (usury). However, the complexity of the code and the nature of automation have the potential to create uncertainty and unfairness in their implementation. In conclusion, smart contracts are acceptable under Islamic economic law, provided they are reconstructed based on the principles of transparency, fairness, and sharia oversight to ensure compliance with the maqasid (maqasid) of sharia, particularly in the protection of assets (hifz al-mal). Keywords: Smart Contract, Blockchain, Islamic Economic Law, Contract, Fiqh Muamalah, Maqasid Sharia
REKONTRUKSI PERTANGGUNGJAWABAN HUKUM ATAS KERUSAKAN LINGKUNGAN DALAM INDUSTRI TEBU BERBASIS PRINSIP HUKUM EKONOMI SYARIAH
Andi Susanto;
Zaini Miftah
KASBANA Vol 6 No 2 (2026): Juli
Publisher : Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53948/kasbana.v6i2.543
AbstractThis study examines the reconstruction of legal liability for environmental damage in the sugar industry based on the principles of Islamic economic law. The main issue addressed is the limited effectiveness of the existing environmental legal framework in achieving substantive justice, particularly in addressing ecological damage caused by land-burning practices in agribusiness activities. This study aims to reconstruct the concept of legal liability by integrating the principles of Islamic economic law to establish a more ethical and sustainable legal framework. Unlike previous studies, which primarily examine environmental liability from the perspective of positive law or discuss Islamic economic law in a general normative context, this research offers a novel contribution by developing an integrated legal liability model that combines the principles of maqashid al-shariah, fiqh al-bi'ah, and environmental accountability within a preventive, corrective, and restorative framework. This research employs a normative juridical method using statutory and conceptual approaches, with analysis based on maqashid al-shariah and fiqh al-bi'ah as ethical foundations. The findings reveal that the existing legal liability framework remains predominantly repressive and has not fully accommodated preventive and restorative dimensions. In contrast, Islamic economic law emphasizes moral accountability, the principle of khilafah (stewardship), and the protection of public welfare (maslahah), thereby providing a more comprehensive model of legal responsibility. Based on these findings, this study proposes a reconstructed legal liability model that integrates preventive, corrective, and restorative mechanisms grounded in Islamic principles as a new paradigm for resolving environmental disputes. This model is expected to provide a conceptual contribution to the development of Indonesia's environmental law toward a more just, sustainable, and public welfare-oriented legal system. Keywords: legal liability, environmental damage, sugar industry, Islamic economic law, maqashid al-shariah.
ANALISIS KESIAPAN BMT DALAM MENGADOPSI ARTIFICAL INTELLIGENCE PADA KEPUTUSAN PEMBIAYAAN BERBASIS MAQASHID SYARIAH (STUDI KASUS BMT UGT NUSANTARA CABANG WONGSEROJO)
Uslan;
Mabruroh;
Sofiatul Wahidah;
Novi Fitriyana;
Musrifah Nurhidayati
KASBANA Vol 6 No 2 (2026): Juli
Publisher : Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53948/kasbana.v6i2.555
ABSTRAK Transformasi digital pada lembaga keuangan mikro syariah mendorong pemanfaatan Artificial Intelligence (AI) untuk meningkatkan layanan pembiayaan. Namun, kajian mengenai implementasi AI pada Baitul Maal wat Tamwil (BMT) masih terbatas, terutama yang mengintegrasikan kesiapan organisasi dengan perspektif Maqasid Syariah. Penelitian ini bertujuan menganalisis kesiapan BMT UGT Nusantara Cabang Wongsorejo Banyuwangi dalam mengimplementasikan AI pada sistem pembiayaan menggunakan Technology–Organization–Environment (TOE) Framework. Penelitian menggunakan pendekatan kualitatif dengan desain studi kasus melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa kesiapan teknologi, organisasi, dan lingkungan secara umum mendukung implementasi AI. Namun, AI hanya berfungsi sebagai decision support system, sedangkan keputusan pembiayaan tetap berada pada komite pembiayaan berdasarkan verifikasi lapangan, penilaian karakter anggota, dan prinsip syariah. Kontribusi penelitian ini adalah pengembangan Human-Centered AI Financing Model yang mengintegrasikan TOE Framework dengan Maqasid Syariah, sehingga AI berperan mendukung pengambilan keputusan tanpa menggantikan pertimbangan manusia pada lembaga keuangan mikro syariah. Kata Kunci: Artificial Intelligence; Baitul Maal wat Tamwil; TOE Framework; Maqasid Syariah.