KASBANA: Jurnal Hukum Ekonomi Syari'ah
Principles and Theories of Sharia Economic Law Studies on the sources, principles, and foundations of Sharia Economic Law; the role of maqashid shariah in economics; the relationship between Islamic law, customary law, and positive law in the economic field; as well as philosophical and methodological analyses of economic law. Islamic Banking and Finance Covering Islamic banking law, regulation and supervision, Sharia banking contracts (murabahah, mudharabah, musyarakah, ijarah, etc.), risk management, and dispute resolution in Islamic banking. Non-Bank Islamic Financial Institutions Studies on the legal framework and regulation of Islamic microfinance institutions (BMT), Sharia cooperatives, Sharia financing companies, Islamic fintech, Islamic pawnshops, as well as mechanisms and legal protection for customers. Islamic Capital Market and Investment Including Islamic capital market law, sukuk, Islamic mutual funds, Sharia-compliant stocks, mechanisms for trading Sharia securities, and investor protection under Sharia principles. Islamic Insurance and Guarantee (Takaful and Kafalah) Discussions on regulation, contracts, operational mechanisms, fund management, and claim settlements in Islamic insurance and Sharia-based guarantee institutions. Law of Zakat, Infaq, Sadaqah, and Waqf Studies on the regulation and governance of zakat, infaq, sadaqah, and waqf, as well as innovations in Islamic philanthropic instruments, including distribution and utilization for community economic empowerment. Business, Trade, and the Halal Industry Covering the law of sale and purchase, Sharia-compliant e-commerce, Sharia-based international trade, the halal industry (food, cosmetics, pharmaceuticals, tourism), as well as halal certification and supervision. Dispute Resolution in Sharia Economic Law Including the role of Religious Courts, the National Sharia Arbitration Board (BASYARNAS), and mediation; legal procedures and jurisprudence of Sharia economic disputes in Indonesia and other Muslim countries. Reform and Codification of Sharia Economic Law Studies on regulatory development, codification of Sharia Economic Law, legislative reforms, and harmonization of Sharia law with national and international legal systems. Empirical Studies on the Practice of Sharia Economic Law Field research on the implementation of Sharia Economic Law in society, the role of culture and local customs, and analysis of regulatory effectiveness in promoting Sharia financial inclusion and literacy.
Articles
82 Documents
<![CDATA[PENGARUH KONSISTENSI PENERAPAN PRINSIP SYARIAH TERHADAP TINGKAT KEPERCAYAAN NASABAH DI BAITUL MAAL WAT TAMWIL NUANSA UMAT (BMT NU) CABANG BUNGATAN KABUPATEN SITUBONDO ]]>
<![CDATA[Nur Muhammad]]>;
<![CDATA[Abdul Fatah]]>;
<![CDATA[M. Munir]]>;
<![CDATA[Siti Rahmania]]>
<![CDATA[ KASBANA Vol 5 No 1 (2025): Januari ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53948/kasbana.v5i1.179
<![CDATA[Konsistensi penerapan prinsip syariah dalam lembaga keuangan syariah seperti BMT sangat krusial dalam membangun kepercayaan nasabah. Penerapan terhadap fatwa DSN-MUI, transparansi dalam pengelolaan dana, pemisahan dana usaha dan sosial, serta edukasi kepada nasabah menjadi kunci utama. Kepercayaan nasabah terbentuk dari keyakinan bahwa dana mereka aman, pengelolaan adil, produk halal, dan lembaga berkomitmen pada prinsip syariah. Semua elemen ini saling terkait dan membentuk fondasi kuat bagi keberlanjutan lembaga keuangan syariah. Untuk itu, tujuan peneliian ini adalah untuk mengetahui pengaruh konsistensi penerapan prinsip syariah terhadap tingkat kepercayaan nasabah di BMT NU Cabang Bungatan Kapubaten Situbondo. Metode yang di digunakan penelitian ini adalah kuantitatif dengan pendekatan explanatory research, dengan sampel sebanyak 100 responden. Sedangkan pengambilan sampel menggunakan assidental sampling. analisis data menggunakan path analisis dengan uji F dan uji t. Uji hipotesis dilakukan dengan bantuan software Statistical Package for the (SPSS) versi 24. Konsistensi penerapan prinsip syariah berpengaruh signifikan terhadap tingkat kepercayaan nasabah. Kata Kunci: Konsistensi Penerapan, Prinsip Syariah, Kepercayaan Nasabah, BMT NU .]]>
<![CDATA[PEMIKIRAN FIQH KEBANGSAAN KH ABDUL QODIR SYAM DALAM MEMBANGUN MASYARAKAT BONDOWOSO ]]>
<![CDATA[Moh Dahlan]]>;
<![CDATA[Siti Mas’ulah]]>
<![CDATA[ KASBANA Vol 5 No 1 (2025): Januari ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53948/kasbana.v5i1.186
<![CDATA[Pemikiran Fiqh kebangsaan bermakna penting dalam membangun dan mempertahankan eksistensi Negara Kesatuan Republik Indonesia (NKRI) yang majemuk. Dengan menggunakan nalar Islam Kebangsaan, riset ini menunjukkan bahwa pemikiran fiqh kebangsaan KH Abdul Qodir Syam memiliki kedudukan penting dalam upaya membangun dan mempertahkan paham fiqh kebangsaan masyarakat terutama warga NU, sehingga paham moderasi beragama mereka tertap terjaga dan kehidupannya tetap harmonis. Penerapan pemikiran fiqh kebangsaan KH Abdul Qodir Syam itu tidak hanya berpijak pada tataran pemahaman fiqh bayani, tetapi juga pemahaman fiqh irfani dan fiqh buryani, sehingga pemikiran fiqh kebangsaan KH Abdul Qodir Syam dapat diterima dan bermanfaat dalam mewujudkan kemaslahatan hidup masyarakat Bondowoso secara hakiki.]]>
<![CDATA[PASAR MODAL SYARIAH SEBAGAI INSTRUMEN INVESTASI DI INDONESIA DALAM TINJAUAN MASLAHAH ]]>
<![CDATA[Bachrul Ulum]]>;
<![CDATA[Maulani Muqirroti Ainil Ma’rifah]]>;
<![CDATA[Miftahul Jannah]]>
<![CDATA[ KASBANA Vol 6 No 1 (2026): Januari (IN PROGRESS) ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[Abstract The Islamic capital market is an integral part of the Islamic financial system that operates based on sharia principles, such as the prohibition of riba, gharar and maysir, and emphasizes fairness, transparency and economic sustainability. The purpose of this article is to analyze the role of functioning as an investment instrument that is in accordance with the principle of maslahah in the context of Islamic finance in Indonesia. The contribution of the Islamic capital market to the economic well-being of society, along with the possibilities and problems it faces, are examined in this study using qualitative descriptive analysis. The study comes to the conclusion that, from an economic and social standpoint, Indonesia's Islamic capital market has shown a strong alignment with the maslahah principles. The expansion of the Islamic capital market has also been aided by the recognition of the primacy of the legislation controlling capital market activities. Along with the advantages for the parties involved, this will promote economic expansion in line with the expansion of Indonesia's Islamic capital market. Keywords: Maslahah, Islamic Capital Market, Instrument Instruments]]>
<![CDATA[ANALISA STATUS KEPEMILIKAN BARANG PENINGGALAN SANTRI BOYONG PERSPEKTIF HUKUM EKONOMI SYARI’AH ]]>
<![CDATA[Ferdi Yogi Saputra]]>;
<![CDATA[Wiwik Damayanti]]>;
<![CDATA[Ita Dwilestari]]>
<![CDATA[ KASBANA Vol 5 No 2 (2025): Juli ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[The phenomenon of unclear ownership status of inherited items from Islamic boarding schools (pesantren) often leads to ownership conflicts, especially when the items are reclaimed after a long time. This study aims to analyze the legal status of ownership of inherited items from Islamic boarding schools (pesantren) in Al-Qur'aniyy, Gajah City, Central Lampung, from the perspective of Islamic economic law. This study uses a qualitative method with a normative approach, through observation, interviews, and documentation techniques. The results show that items left by students remain private property until a valid contract is made in the form of a gift or wadi'ah. However, in practice, many students do not explicitly convey their intention to own, so that the pillars of the contract, such as ijab and qabul, are not fulfilled. The implication of this ambiguity is the potential for violations of ownership rights and misuse of assets. Therefore, written administrative policies and education related to Islamic contracts are needed to ensure the clarity of the status of items and realize the principle of Hifzh al-Mal in the maqashid sharia. Keywords: Grants, Sharia Economic Law, Ownership, Wadi'ah]]>
<![CDATA[Analisis ANALISIS HUKUM EKONOMI SYARIAH TENTANG PENGATURAN SISTEM PEMBAYARAN DIGITAL SYARIAH DI INDONESIA ]]>
<![CDATA[Yusran Al Miski]]>;
<![CDATA[Alif Firmansyah]]>;
<![CDATA[Wayne Gladys Octatiana Bella]]>;
<![CDATA[Deva Inggria]]>;
<![CDATA[Diego MPS]]>
<![CDATA[ KASBANA Vol 5 No 2 (2025): Juli ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[The development of financial technology (fintech) has significantly transformed digital payment systems in Indonesia, including in the context of Islamic economics. This study aims to analyze the regulation of sharia-compliant digital payment systems in Indonesia from the perspective of Islamic economic law. A normative juridical method is used, analyzing laws, fatwas, and literature related to sharia-based digital financial transactions. The study recommends strengthening regulatory frameworks, enhancing public education, and fostering collaboration among authorities, industry players, and academics to ensure the inclusive and sharia-compliant development of digital payment systems. Keywords: Digital Payment System, Sharia, Fintech, Regulation, Indonesia]]>
<![CDATA[ANALISIS PENDISTRIBUSIAN ZAKAT FITRAH PERSPEKTIF IMAM SYAFI’I [Studi Di Desa Ciptasari KEC. Mesuji Raya KAB. Ogan Komering Ilir] ]]>
<![CDATA[Nur Cahya Wibawanti Cahya]]>;
<![CDATA[Wiwik Damayanti]]>;
<![CDATA[Ambariyani]]>
<![CDATA[ KASBANA Vol 5 No 2 (2025): Juli ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[The distribution of zakat fitrah in Ciptasari Village, Hamlet 5, Mesuji Raya District, OKI Regency is carried out every year before Eid al-Fitr. In the distribution of zakat, there is a discrepancy in the distribution of the amount of zakat which is only divided into 3 groups, namely the poor, amil and sabilillah, where the share of the poor is the least compared to the others even though the poor are the group that is most prioritized in the distribution of zakat. This type of research is field research and uses a qualitative approach method. The results of this study indicate that the practice of distributing zakat fitrah in Ciptasari Village, Hamlet 5 is not in accordance with the perspective of Imam Syafi'i where the distribution of fair and targeted zakat fitrah has not been achieved as stated in one of his books. The implication of this study is to highlight local zakat fitrah managers to be more selective and pay more attention to the conditions of the local community. Keywords: Distribution, Imam Syafi’I, Zakat al-fitr]]>
<![CDATA[EFEKTIVITAS DAN KEBERLANJUTAN PEMBIAYAAN LASISMA SEBAGAI INSTRUMEN TRANSFORMASI DALAM MENDORONG INKLUSI KEUANGAN SYARIAH ]]>
<![CDATA[Fawaid Fawaid]]>;
<![CDATA[Muhammad Amin Saifullah]]>;
<![CDATA[M. Faris hidayat Tuloh]]>;
<![CDATA[Moh. Ishomuddin A.M]]>
<![CDATA[ KASBANA Vol 5 No 2 (2025): Juli ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[Sharia financial inclusion through the LASISMA scheme is an important instrument in expanding access to fair and sustainable financing for MSMEs. This study aims to evaluate the effectiveness of LASISMA financing in enhancing Islamic financial inclusion at BMT NU East Java, Jambesari Branch, with a focus on implementation strategies, challenges, and its impact on MSMEs. This research employs a qualitative method with a case study approach through interviews, observations, and documentation. The findings reveal that LASISMA proven to be effective in helping MSME actors access Islamic financing, grow their businesses, and build economic independence. However, there are still challenges such as limited funding, lack of human resources, and low Islamic financial literacy. LASISMA financing plays a significant role in promoting Islamic financial inclusion, but institutional strengthening and more intensive assistance are needed to ensure the program runs more optimally and sustainably. Keywords : Effectiveness of Islamic Financing, Sustainability of LASISMA, Islamic Financial Inclusion]]>
<![CDATA[The PEMANFAATAN DANA ZAKAT UNTUK MODAL USAHA DENGAN AKAD QARD KAJIAN FATWA DEWAN SYARI'AH NASIONAL NO:19/DSN-MUI/IV/2001 TENTANG AL-QARDH ]]>
<![CDATA[Margareth Aliyatul Maimunah]]>;
<![CDATA[Setiawan bin Lahuri]]>
<![CDATA[ KASBANA Vol 5 No 2 (2025): Juli ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[Zakat plays a vital role in poverty alleviation and community welfare. Beyond consumptive uses, zakat can be productively channeled for mustahik business financing through qardh (interest-free loan) schemes, guided by DSN-MUI Fatwa No. 19/DSN-MUI/IV/2001. This literature review aims to examine how zakat funds can be utilized as business capital via qardh contracts. The study adopts a literature review method by examining relevant fatwas, books, and academic journals. The findings indicate that qardh provides equitable funding, prevents beneficiaries from exploitative financial systems, and fosters sustainable zakat distribution as returned funds can be re-utilized. The qardh contract also proves more effective than grants in fostering responsibility and entrepreneurship. However, implementation faces challenges like low repayment rates (only 20% on time), weak mustahik managerial capacity, and insufficient continuous supervision. Implications suggest the need for entrepreneurship training, intensive mentoring, and integrated monitoring. Strong collaboration among zakat institutions, government, and the community has the potential to make zakat utilization through qardh a strategic solution for sustainable economic empowerment of the Muslim community. Keywords: Productive Zakat, Qardh Contract, DSN-MUI Fatwa, Economic Empowerment, Mustahik.]]>
<![CDATA[TINJAUAN HUKUM BUNGA BANK PERSPEKTIF ULAMA’ DAN ORGANISASI KEISLAMAN ]]>
<![CDATA[Armawi]]>
<![CDATA[ KASBANA Vol 5 No 2 (2025): Juli ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[Bank interest legality is a contemporary dilemma in Islam. While classical riba is universally prohibited , bank interest is intensely debated regarding its classification as riba. The controversy intensified with MUI's 2003 fatwa prohibiting it, though some still consider it permissible. To comprehensively examine scholars' and Islamic organizations' views on bank interest law and its relation to riba. Research Method: This is a library research study using primary and secondary data, analyzed through reduction, presentation, and conclusion drawing. Findings: Significant differences in opinion exist. Gus Baha and Syekh Turaichan Kudus distinguish bank interest from riba and permit it, considering economic stability and currency devaluation. Yusuf Al-Qardhawi strictly prohibits bank interest, classifying it as riba and a cause of global crises. Mohammad Sayyid Thanthawi argues bank interest is not forbidden, differing from coercive pre-Islamic riba due to consent and information in current transactions. NU's fatwa reflects three stances: absolute prohibition, permissibility, and syubhat (doubtful). Keywords: Riba, Bank Interest, Gus Baha, Yusuf Al-Qaradhawi]]>
<![CDATA[SUDUT PANDANG HUKUM EKONOMI SYARIAH TERHADAP KETIDAKPASTIAN TRANSAKSI ONLINE TENTANG LARANGAN GHARAR ]]>
<![CDATA[Zaini Miftah]]>;
<![CDATA[Fatimatul Jalilah]]>;
<![CDATA[Mustaqim Makki]]>
<![CDATA[ KASBANA Vol 5 No 2 (2025): Juli ]]>
Publisher : <![CDATA[Sekolah Tinggi Ilmu Syariah Darul Falah Bondowoso ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[This study aims to analyze the perspective of Sharia Economic Law on uncertainty in online transactions, particularly those related to the prohibition of gharar (uncertainty or excessive speculation). The phenomenon of online transactions is growing rapidly, but it often contains elements of uncertainty, both in terms of product specifications, payment systems, and delivery mechanisms. This study employs a library research method, analyzing various literary sources such as fiqh books, scientific journals, Islamic Economic Law textbooks, and official fatwas related to online transactions. The results indicate that the prohibition of gharar in online transactions is highly relevant to prevent trading practices that involve uncertainty. From the perspective of Islamic Economic Law, gharar is prohibited because it can harm one party and cause injustice. Therefore, online transactions must adhere to the principles of transparency (al-wuduh), clarity of contracts, and legal certainty, including in terms of product specifications, pricing, and delivery systems. This study recommends strengthening Sharia-based regulations in online transactions to prevent gharar practices and provide legal protection for consumers and businesses. Thus, online transactions can proceed fairly, reliably, and sustainably. Keywords: Gharar, Sharia Economics, Online Transactions. Keywords: Gharar, Sharia Economics, Online Transactions]]>
