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Lina Kushidayati
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Tawazun: Journal of Sharia Economic Law
Published by Universitas Islam Negeri Sunan Kudus
ISSN : 26559021     EISSN : 26559579     DOI : http://dx.doi.org/10.21043/tawazun
Core Subject :
Tawazun: Journal of Sharia Economic Law is a double-blind peer-reviewed journal published by Sharia Economic Law Department, Sharia Faculty, State Islamic Institute of Kudus, Kudus, Indonesia Focus Tawazun: Journal of Sharia Economic Law emphasizes the study of Sharia Economic Law and Islamic law in Islamic countries in general and specifically in Indonesia by emphasizing the theory of Sharia Economic Law and Islamic law and its practice in the Islamic world that developed in attendance through publications of articles and book reviews. Scope Tawazun: Journal of Sharia Economic Law specializes in studying the theory and practice of Sharia Economic Law and Islamic law in Islamic countries and is intended to express original researches and current issues. This journal welcomes the contributions of scholars from related fields warmly that consider the following general topics; Sharia economic law Sharia business law Sharia management law Sharia banking law Law of sharia financial institutions Non-bank financial industry law Law Sharia economics Islamic law
Arjuna Subject : -
Articles 126 Documents
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Pengaruh Saham Syariah dan Sukuk yang Terdaftar di JII Terhadap Produk Domestik Bruto (PDB) Indonesia Tahun 2015-2019
TAWAZUN: Journal of Sharia Economic Law Vol 4, No 2 (2021): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v4i2.11364

Abstract

The background of this research is a phenomenm of Islamic economic financial which is the instrument of bursary effect. It focuses on the grow sharia stock and sukuk that leads to product domestic bruto (PDB) of certain contry. In this research sharia stock and sukuk as independent variables and product domestic bruto (PDB) as dependent variables. The object of this research is a secondary data from panel data of sharia stock and sukuk from 2015 to 2019. A quantitative method with association approach was chosen as the method of this research and also used doubled linear regression with Eviews 11 programme. The results showed that the sharia stock variables has sig value equal to 0,2409 (p>0,05) in partially, and it mean that it does not affect to the product domestic bruto (PDB) variables. Meanwhile the sukuk variables has sig value equal to 0,000 (p<0,05), and it affect the product domestic bruto (PDB) variables. And in the simultaneously results showed if sharia stock and sukuk variable have sig value equal to 0,000 (p<0,05), it mean affectd the product domestic bruto (PDB) variables. Furthermore through the R Square test (R2), sharia stock and sukuk variables affect 91% of the product domestic bruto (PDB) variables and is 9% affected by other variables that does not included in this research.
Analisis Hukum Islam terhadap Upaya Perlindungan Hukum pada Data dan Dana Nasabah Bank Syariah
TAWAZUN: Journal of Sharia Economic Law Vol 7, No 1 (2024): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v7i1.24471

Abstract

Kemajuan teknologi internet dan komunikasi telah mendorong pertumbuhan bisnis perdagangan online. Saat ini terdapat berbagai pilihan pembayaran digital yang banyak digunakan masyarakat karena kemudahanya dalam bertransaksi. Perlindungan hukum terhadap konsumen telah ditetapkan oleh Otoritas Jasa Keuangan (OJK) melalui peraturan POJK Nomor 6/POJK.07.2022. OJK menjamin perlindungan hukum bagi nasabah berdasarkan pasal 2 ayat 1 tentang konsumen dan sektor keuangan. Tanggung jawab lembaga penjamin simpanan adalah menjaga stabilitas sistem perbankan, dimana bank sepenuhnya bertanggung jawab di bawah pengawasan lembaga penjamin simpanan sebagai pengawas resmi.
Epistimologi Tafsir Hukum Ayat Riba
TAWAZUN: Journal of Sharia Economic Law Vol 2, No 2 (2019): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v2i2.6383

Abstract

Riba atau bunga memiliki arti tambahan. Arti tambahan dalam transaksi perekonomian perlu diperjelas dan dipertegas sesuai dengan ketentuan teks dalil al-Qur’an maupun dalam Hadits. Usaha memperjelas dan mempertegas dimaksudkan untuk menemukan bagaimana pesan Tuhan dapat pahami dengan baik oleh pelaku ekonomi terkait dengan kode-kode Tuhan. Maka dari itu diperlukan suatu ilmu atau metide yang secara khusus membahas dan mendalami bagaimana Tuhan menyapa hambanya dengan lembut untuk menunjukkan jalan yang benar agar tidak tenggelam dalam kebinasahan atas tafsir-tafsir yang tidak dibenarkan.
Implementasi Akad Wakalah pada Fintech Peer-To-Peer (P2P) Lending di Indonesia
TAWAZUN: Journal of Sharia Economic Law Vol 5, No 2 (2022): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v5i2.15000

Abstract

This study aims to analyze the implementation of wakalah contracts in fintech peer to peer lending in Indonesia. This study uses a qualitative approach with data collection techniques using literature study. The results of this study found that Alami and Investree companies provide financing products based on factoring with Wakalah bil Ujrah contracts that are in accordance with sharia provisions. Meanwhile, the financing products from Dana Syariah Indonesia are not fully in accordance with sharia provisions because there are still misconceptions in practice.
A Comparative Study on the Development of Islamic Banking in Indonesia and Malaysia from a Regulatory Perspective
TAWAZUN: Journal of Sharia Economic Law Vol 8, No 1 (2025): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v8i1.29800

Abstract

Islamic banking has witnessed remarkable expansion on a global scale; however, significant variations persist in its development across different nations. As two of the largest Muslim-majority countries, Indonesia and Malaysia have made continuous strides in advancing their Islamic banking sectors, yet they display notable differences in regulatory structures, market maturity, and institutional strategies. Despite these disparities, the underlying factors driving them and their broader implications for industry growth remain insufficiently examined. This study seeks to bridge this gap through a comprehensive comparative socio-legal analysis of Islamic banking regulations in Indonesia  and Malaysia, exploring the extent to which legal frameworks and regulatory policies shape sectoral progress. Indonesia, Malaysia, exploring the extent to which legal frameworks and regulatory policies shape sectoral progress. Utilizing a qualitative, comparative  socio-legal methodology, the research examines key legal instruments, including laws, regulations, and guidelines, while also considering socio-economic and institutional dynamics that influence regulatory implementation. The findings reveal that Malaysia’s proactive regulatory framework, introduced even before its first Islamic bank commenced operations in 1983, has contributed to legal certainty, bolstered market confidence, and accelerated institutional development. Conversely, Indonesia implemented its Islamic banking regulations 16 years after the establishment of its first Islamic bank, resulting in a slower pace of market penetration, financial product diversification, and public awareness. This difference has contributed to the varying growth rates and development of Islamic banking in the two countries. Study underscores the pivotal role of early regulatory intervention in cultivating a robust and competitive Islamic banking landscape. By drawing comparisons between Indonesia and Malaysia, the research offers valuable insights for policymakers and financial regulators striving to enhance the global Islamic banking sector. Strengthening legal frameworks and promoting public awareness are fundamental strategies for driving industry growth and ensuring its long-term sustainability.
Tantangan Konversi Bank Konvensional Menjadi Bank Syariah di Aceh Berdasarkan Qanun Lembaga Keuangan Syariah No 11 Tahun 2018
TAWAZUN: Journal of Sharia Economic Law Vol 3, No 2 (2020): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v3i2.7725

Abstract

The presence of the Islamic Financial Institution Qanun No 11 in 2018 is a special right for Aceh and has brought a breath of fresh air to the development of the Islamic banking industry in Aceh, a number of conventional banks in Aceh are required to convert to Islamic banks, The purpose of this study is to explain the procedure for accelerating the conversion of unconventional banks to Islamic banks in Aceh and to explain the challenges of banking institutions with the obligation to convert financial institutions in Aceh. The obligation to convert a conventional bank into a sharia bank is clearly as stipulated in article 6 points e and d, although the process of converting a conventional bank to a sharia bank is not found directly in the qanun, but every bank that does the conversion must refer to BI regulations namely PBI No. 11 / 15 / PBI-2009, this is as explained in article 12 "before carrying out business activities, LKS must have a business license in accordance with the provisions of the legislation". 
Peran dan Kompetensi Juru Sembelih Halal (JULEHA) Perspektif Hukum Islam
TAWAZUN: Journal of Sharia Economic Law Vol 6, No 1 (2023): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v6i1.21254

Abstract

Slaughtering an animal in Islamic law is a way to get rid of the animal's soul by cutting the neck, esophagus and throat as well as the two arteries with a sharp instrument or other methods justified by Islamic law. Because the meat of slaughtered animals must be halal in the process as well. To realize the halal way of slaughtering, it is necessary to have education in the form of socialization and training by Halal Slaughtering Experts. The role of this expert is very important to make this happen. In this study, the researcher aims to find out the role of the Halal Slaughterperson (JULEHA) in Maintaining the Halal Slaughter Meat and the Competence of the Halal Slaughterperson from the Perspective of Islamic Law. The results of this study show that the Halal Slaughterer plays a very important role in maintaining the halalness of Slaughtered Meat by providing education, outreach, training and the practice of Slaughtering that is syar'i. This affects the blessings in the economy according to sharia.
Aspek Hukum Perusahaan Penyelenggaraan Angkutan Umum Berbasis Teknologi Informasi
TAWAZUN: Journal of Sharia Economic Law Vol 4, No 2 (2021): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v4i2.10419

Abstract

This paper aims to find out how the legal aspects of companies operating special rental transportation are regulated based on the Regulation of the Minister of Transportation (Permenhub.) of the Republic of Indonesia Number 118 of 2018 which is amended by Permenhub. Number 17 of 2019. Transportation is the movement of people or goods from one place to another by using a vehicle in the road traffic room. The information technology system-based transportation adapum is a mode of transportation in the form of legal entities and micro-enterprises or small-scale business actors connecting from one place of origin to one's destination, where the ordering method uses an information technology system and the amount of the fare is listed in the application. Companies in the form of legal entities in the form of Limited Liability Companies, BUMN, BUMD, and Cooperatives as well as micro business actors or small business actors established in accordance with the provisions of laws and regulations. The form of this special rental transportation company is not in accordance with Law Number 22 of 2009 and Article 79 of Government Regulation Number 74 of 2014 concerning the Implementation of Public Transportation.
Traditional Boarding Schools in Dealing with Sharia Economic Development (Case Study at The Sidogiri Islamic Boarding School, Pasuruan, East Java)
TAWAZUN: Journal of Sharia Economic Law Vol 7, No 1 (2024): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v7i1.25209

Abstract

This research aims to examine traditional Islamic boarding schools in facing sharia economic developments by focusing the study on the Sidogiri Pasuruan Islamic Boarding School, East Java. The descriptive case study method with a sociological approach was applied in the data collection process. Meanwhile, data analysis was carried out using data reduction steps, data presentation and drawing conclusions. The results of the study found that Traditional Islamic Boarding Schools are able to maintain and produce human resources with trustworthy personalities (trustworthiness) as the main capital in developing human resources in sharia economic and financial institutions. Although there is no special material related to the study of Maliyyah muamalah fiqh. However, Islamic boarding schools have succeeded in capturing the essence of preparing qualified human resources by implementing the values of trust for students contained in the educational curriculum at Islamic boarding schools.
Penguatan Sektor Pertanian Melalui Bank Wakaf Tani Berbasis Mudharabah
TAWAZUN: Journal of Sharia Economic Law Vol 2, No 2 (2019): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v2i2.6067

Abstract

Salah satu filantropi Islam yang berkembang pada saat ini adalah wakaf tunai. Wakaf tunai dinilai memiliki tingkat fleksibilitas yang lebih tinggi dibandingkan dengan wakaf tradisional. Di Indonesia, praktek pemberdayaan wakaf masih belum optimal. Paradigma masyarakat tentang wakaf masih terbatas pada persoalan ibadah. Untuk mendorong giat berwakaf tunai di masyarakat, tidak cukup dilakukan dengan cara sosialisasi dan edukasi. Pemerintah harus memberikan keteladanan berwakaf tunai kepada masyarakat. Dengan menggunakan metode eksploratif, penulis menyajikan konsep keteladanan pemerintah melalui Bank Wakaf Tani untuk menguatkan sektor pertanian di Indonesia. Konsep Bank Wakaf Tani merupakan wakaf tunai dari Kementerian Pertanian yang diperuntukkan bagi petani kurang mampu. Dengan skema mudharabah, Bank Wakaf Tani diharapkan mampu menjadi mitra bagi petani untuk menuju kesejahteraan. Secara keseluruhan makalah ini memiliki misi untuk mendorong model-model pemberdayaan wakaf tunai untuk dapat menjadi acuan pemberdayaan wakaf tunai dalam rangka meningkatkan kesejahteraan bangsa.

Page 12 of 13 | Total Record : 126

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