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Lina Kushidayati
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Tawazun: Journal of Sharia Economic Law
Published by Universitas Islam Negeri Sunan Kudus
ISSN : 26559021     EISSN : 26559579     DOI : http://dx.doi.org/10.21043/tawazun
Core Subject :
Tawazun: Journal of Sharia Economic Law is a double-blind peer-reviewed journal published by Sharia Economic Law Department, Sharia Faculty, State Islamic Institute of Kudus, Kudus, Indonesia Focus Tawazun: Journal of Sharia Economic Law emphasizes the study of Sharia Economic Law and Islamic law in Islamic countries in general and specifically in Indonesia by emphasizing the theory of Sharia Economic Law and Islamic law and its practice in the Islamic world that developed in attendance through publications of articles and book reviews. Scope Tawazun: Journal of Sharia Economic Law specializes in studying the theory and practice of Sharia Economic Law and Islamic law in Islamic countries and is intended to express original researches and current issues. This journal welcomes the contributions of scholars from related fields warmly that consider the following general topics; Sharia economic law Sharia business law Sharia management law Sharia banking law Law of sharia financial institutions Non-bank financial industry law Law Sharia economics Islamic law
Arjuna Subject : -
Articles 126 Documents
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Implementation of Corporate Social Responsibility at Grand Hotel Bayu Hill in The Review of The Grant Agreement Silvia, Radha; Mubarak, Husni; Reza, T. Surya
TAWAZUN: Journal of Sharia Economic Law Vol 7, No 1 (2024): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v7i1.29752

Abstract

This article aims to analyze the practice or implementation of Corporate Social Responsibility at the Grand Bayu Hill Hotel in Bebesen District, Central Aceh Regency. To obtain data, the author used a qualitative method, where the main source was obtained from interviews and observations between the author and the company (stakeholders). Meanwhile, secondary data was obtained from reading sources such as books, journals and other sources related to this research topic. The research results show that; first, regarding the forms of distribution of funds for the Implementation of Corporate Social Responsibility at the Grand Hotel Bayu Hill. Second, regarding supervision of the implementation of Corporate Social Responsibility at the Grand Hotel Bayu Hill, it has not been fully maximized, in fact there is no supervision from the central or regional government regarding CSR, whereas social and environmental responsibility (TJSL) has been regulated based on article 74 paragraph (4) of Law 40 /2007 is imperative, that is, it is only regulated by Government Regulation, in other words, CSR is under the auspices of the government. Third, in reviewing the grant contract, according to Islamic law and the opinion of the Ulama, CSR implementation practices at the Grand Hotel Bayu Hill are still not optimal when viewed from the terms and conditions of the grant. The defect lies in the gift giver and the shigat (promise of qabul) when giving goods/money to be gifted to the recipient of the gift.
Analisis Sistem Dropship Marketing Perspektif Konsep Maqashid Syariah Al-Syatibi Soviana, Riqqa; Abidin, Zainal
TAWAZUN: Journal of Sharia Economic Law Vol 3, No 1 (2020): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v3i1.7533

Abstract

Dropship marketing system is a method of buying and selling online that is intended to achieve ease of transaction between seller and buyer. The benefit to be realized utilizes e-commerce as a practical modern tool. But in practice found a problem in this system that questions the element of mutual benefit between the seller and buyer. The problem is in the form of no need for a seller (dropshipper) to have merchandise to be traded. Whereas the existence of merchandise is a harmony and the conditions that must be met in the practice of buying and selling in order to avoid the element of uncertainty (gharar). Based on that problem then this research was made. This study aims to examine in depth the marketing implementation of the dropship system with the analysis of the concept of maqashid sharia al-Syatibi. The method used is in the form of a literature review with secondary supporting references. The results of this study indicate that the dropship marketing system that has been practiced by the wider community is not in accordance with the concept of maqashid syariah al-Syatibi. This is caused by the existence of lafadz clear orders and prohibitions related to the necessity of having merchandise by the seller, so that between the seller and buyer there is no party who feels disadvantaged. In connection with the most important thing, namely the fulfillment of the elements of maintenance of religion, soul, reason, honor and descent, as well as property as a condition for the achievement of sharia maqashid.
Implementasi Etika Bisnis Islam pada Pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Kabupaten Kudus Sudarsono, Sudarsono
TAWAZUN: Journal of Sharia Economic Law Vol 5, No 2 (2022): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v5i2.17290

Abstract

This study aims to examine business practices carried out by micro, small and medium enterprises (UMKM) in the Kudus Regency area using an Islamic business ethics approach. Islamic business ethics is measured through five principles, namely the principles of monotheism, honesty, benefit, responsibility, and justice. The research method uses descriptive qualitative approach to symbolic interaction. Collecting data using observation and interview techniques as well as using data analysis techniques Miles and Huberman. The results of the study show that Islamic business ethics have not been fully implemented by UMKM actors in Kudus Regency. As for there are several obstacles or obstacles in the application of the principles of Islamic business ethics for UMKM actors in running their business.
‘Usyur Dan Jizyah Dalam Kajian Ekonomi Islam Hidayati, Nurul
TAWAZUN: Journal of Sharia Economic Law Vol 1, No 1 (2018): TAWAZUN : Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v1i1.4696

Abstract

Fiscal policy is a policy pursued by the government in managing state income and expenditure. The state of Medina which was led by Muhammad SAW also had a unique fiscal policy system in his day. The implementation of fiscal policy at the time of the Prophet Muhammad and Abu Bakr was almost the same, because there were not many problems that emerged along with the expansion of the territory of the Islamic Caliphate. Sources of state revenues in the early days of Islam included the zakat, khums, jizyah, fai, ‘usyūr and other sources of income. One of the state revenues in the early days of Islam was ‘usyūr and jizyah. The discussion of 'usyur revolves around the definition, who is obliged to pay ‘usyūr, the item affected by‘ usyūr, the time of collection ‘usyūr, and the amount of levies. As for jizyah, the discussion revolves around the definition, the jizyah payer, the large number of levies, the termination of jizyah, the rights and obligations of Ahlu Zhimmah, the use of jizyah, orientalist criticism of jizyah, and then analyzing both. The policies exemplified by the Prophet Muhammad both legal, political and economic issues became guidelines for the Khulafa ar-Rashidin, his tireless friends always accompanied him. Among the policies relating to the economy are the collection of usyūr and jizyah. ‘Usyūr and jizyah are one of the sources of income at the beginning of Islam which is quite important for state finance. This policy is also used by followers in managing the economic life of the country.
Wakaf Uang dalam Ekosistem Ekonomi Digital: Solusi Keuangan Islam untuk Era Industri 4.0 Hasan, Zaenol; Musari, Khairunnisa; Makki, Mustaqim
TAWAZUN: Journal of Sharia Economic Law Vol 8, No 1 (2025): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v8i1.31106

Abstract

The advancement of the digital economy in the Fourth Industrial Revolution era has created new opportunities for optimizing Islamic financial instruments, including cash waqf. This study aims to conceptualize the digital transformation of cash waqf by exploring its fundraising mechanisms, product integration with Islamic fintech platforms, and governance models in the digital ecosystem. Employing a qualitative descriptive approach with library research methodology, this study utilizes a systematic literature review (SLR) to examine relevant academic sources and regulatory documents. The findings reveal that: (1) online fundraising through digital payment systems and Islamic crowdfunding platforms has significantly enhanced public participation and accessibility; (2) product innovation such as waqf-based insurance, corporate waqf, and share waqf has been facilitated through fintech integration, aligning with the objectives of maqasid al-shariah; and (3) digital governance models incorporating blockchain and good corporate governance (GCG) principles have improved transparency, accountability, and institutional credibility. This study contributes to Islamic economic literature by offering a theoretical framework that synthesizes classical waqf principles with modern financial technology. It also highlights the potential of digital cash waqf as a transformative tool for inclusive socio-economic empowerment, while noting the need for improved digital literacy, regulatory frameworks, and inter-sectoral collaboration.
Peran Lembaga Alternatif Penyelesaian Sengketa Perbankan Indonesia (LAPSPI) dalam Penyelesaian Sengketa Pembiayaan di Bank Syariah Ramadhani, Tengku Rahmah; Brawijaya, Andri; Aziz, Imam Abdul
TAWAZUN: Journal of Sharia Economic Law Vol 4, No 1 (2021): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v4i1.8996

Abstract

The purpose of this study was to determine the Role of the Indonesian Banking Dispute Resolution Alternative Institution (LAPSPI) in Financing Dispute Resolution at Islamic Banks and the dispute settlement process at LAPSPI. The method used is a qualitative descriptive method using content analysis. The data sources used are primary data and secondary data. Based on the results of research related to the role of the Indonesian Banking Dispute Resolution Alternative Institution (LAPSPI), it cannot be used as the main choice in assisting the settlement of problematic financing disputes because it does not have executive power and the decision is a peace agreement. The settlement process at LAPSPI is divided into 3 (three), namely mediation, adjudication and arbitration
Strategi Pengelolaan Zakat dalam Pencapaian Sustainable Development Goals (SDGs) Effendi, Bahtiar; Nariah, Siti
TAWAZUN: Journal of Sharia Economic Law Vol 6, No 2 (2023): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v6i2.20195

Abstract

This research aims to find out about how the zakat management strategy implemented by LAZISMU Pekalongan Regency in achieving Sustainable Development Goals (SDGs). LAZISMU Pekalongan Regency is one of the credible zakat institutions proven by four times obtaining WTP (unqualified) status. The data collection techniques used in this research include observation, documentation and interviews related to LAZISMU's profile, the potential of LAZISMU's zakat collection through service offices, and the strategy of managing zakat funds related to the achievement of SDGs in the fields of economy, education, and health services. The results showed that in 2022 LAZISMU Pekalongan Regency was able to collect zakat funds amounting to 8 billion. In its management, LAZISMU is able to direct its zakat funds to intersect with sustainable development programs such as economic empowerment, education and health. LAZISMU's economic programs include empowering and providing capital to MSMEs such as training, providing capital assistance, or carts, the farmer rise program, the makeup corner program. In the field of education, there are kindergarten to doctoral scholarships, Teacher Care, LAZISMU go to Campus, and Sang Surya Scholarships. While in the health sector, assistance is provided to patients who cannot afford it, providing free ambulance services for the poor, BPJS health for those not covered by BPJS, preventing and caring for stunting, TB and HIV care in the form of providing food assistance for resistant TB sufferers where most people affected by the disease are people who are classified as poor. Therefore, the role of LAZISMU through the management of zakat funds is very important to continue to be improved in order to create sustainable development for the welfare of the community.
Strategi Pemasaran dalam Pencapaian Target Produk Simpanan Pada BRI Syari’ah Kusrini, Eni
TAWAZUN: Journal of Sharia Economic Law Vol 2, No 1 (2019): TAWAZUN : Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v2i1.5416

Abstract

The achievement of the savings product target obtained is based on the optimism of BRI Syari'ah employees that the majority of Demak people are Muslims who certainly want a trustworthy service in accordance with their beliefs. In addition, BRI Syari'ah's market share in Demak is increasingly providing opportunities to help customers' needs. This study aims to find out: (1) strategies to achieve the target of marketing savings products at Bank Rakyat Indonesia (BRI) Syari'ah in Demak; (2) and analyze the implementation of efforts to implement strategic analysis on savings products at Bank Rakyat Indonesia (BRI) Syari'ah in Demak. This research is expected to provide various benefits. Theoretically, it is useful in the development of Islamic economics related to shari'ah banking, especially the strategy analysis and achievement of its savings targets. Practically beneficial for practitioners, especially for deposit product managers, as a consideration for managing savings products in shari'ah banking in order to achieve the expected targets.
Diskursus Akad Pembiayaan Bank Syariah dalam Perspektif Hukum di Indonesia Hana, Kharis Fadlullah; Dimam, Islahud
TAWAZUN: Journal of Sharia Economic Law Vol 5, No 1 (2022): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v5i1.13731

Abstract

This research focuses on the process of forming Islamic bank financing contracts in general. Which distinguishes between two sorts of deeds: genuine deed and private deed. In addition, the search for information on how the OJK product standards are used in financing contracts, as well as the requirements of the Indonesian law that governs the drafting of the deed, which contains sections of the whole deed. In addition, the researchers made modifications based on the data acquired and provided and detailed how to make and prepare a good and accurate act that was suitable based on Indonesian legal requirements. A explanation of how the form of correctness and duty of a notary in making the contract was also included by the researcher. The inclusion of components that constitute the foundation of sharia principles taken from the Qur'an and Hadith at the commencement of the deed would weaken the legitimacy of the deed and will receive sanctions, specifically the deed will be degraded into a deed under hand, according to this research. Then there are the findings of many infractions that may face similar consequences in the future.
Analisis Praktik Sewa Lahan Kowen dalam Perspektif Abu Yusuf (Studi Kasus Desa Agungmulyo Kecamatan Juwana Kabupaten Pati) Hidayah, Nurul
TAWAZUN: Journal of Sharia Economic Law Vol 7, No 1 (2024): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v7i1.20960

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui praktik sewa lahan kowendalam pandangan Abu Yusuf di Desa Agungmulyo Kecamatan Juwana KabupatenPati. Penelitian ini menggunakan pendekatan penelitian lapangan kualitatif denganstudi kasus. Data primer dan sekunder yang digunakan dalam penelitian inidikumpulkan dari hasil wawancara, observasi, dan pengumpulan penelitian.Berdasarkan temuan penelitian ini, praktik persewaan lahan kowen di desaAgungmulyo dilakukan melalui mekanisme bagi hasil yang dikenal dengan sistembeo di masyarakat setempat. Di desa Agungmulyo, sepertiga hasil panen untukpemilik lahan dan dua pertiga untuk penggarap lahan, dengan modal berasal darikowen pemilik lahan. Klausula ini didasarkan pada kesepakatan antara kedua belah pihakpihak di awal kontrak. Transaksi tersebut dilakukan secara lisan oleh warga DesaAgungmulyo tanpa kehadiran saksi. Dalam praktiknya, Abu Yusuf menilai persewaan lahan kowen di Desa Agungmulyo telah memenuhi rukun dan syarat.

Page 10 of 13 | Total Record : 126

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