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INDONESIA
JURNAL ECONOMIA
Published by Universitas Negeri Yogyakarta
ISSN : 18582648     EISSN : 24601152     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Economia (JECO) is published by Faculty of Economics, Yogyakarta State University. It publishes theoretical or research manuscripts related to 1. Economics 2. Accounting 3. Management 4. Business 5. Entrepreneurship, and 6. Finance
Arjuna Subject : -
Articles 293 Documents
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Gender Differences in Financial Well-Being: A Multi-Group Analysis of Indonesian Income-Earning Gen-Z Sutejo, Bertha Silvia; Wijaya, Liliana Inggrit; Noordin, Noorliza MD; Oktavianus, Joshua
Jurnal Economia Vol. 22 No. 1 (2026): February 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i1.83694

Abstract

Gen-Z in Indonesia faces financial challenges due to low financial literacy, impulsive spending, and FOMO, prioritizing short-term desires over long-term financial freedom and stability. This study examines key determinants of financial well-being among Gen-Z, integrating gender differences as a moderator. Through PLS-SEM and MGA analysis of 612 respondents, this study identifies financial literacy, self-control, behavior, and stress as key determinants of financial well-being. Financial behavior and stress mediate key relationships, with gender differences in financial understanding and stress management. This study suggests that governments should introduce financial literacy earlier and offer accessible financial consultations, while Gen-Z must cultivate self-discipline and financial knowledge to achieve sustainable financial well-being.
Brand Image or Price? Tracing the Path of Satisfaction to Telkomsel Consumer Loyalty Nurrahmi, Maftuhah; Supian, Kamisah
Jurnal Economia Vol. 22 No. 1 (2026): February 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i1.85949

Abstract

This study analyses the influence of brand image, price, and customer satisfaction on customer loyalty among Telkom product users. The research employed purposive sampling with 104 current or former Telkom users as respondents. Data were collected through a questionnaire using Likert scale adapted from the PIRQUAL instrument. Data analysis applied SEM with SmartPLS, including outer and inner model tests for reliability, convergent and discriminant validity, and an assessment of direct and indirect effects. The results show that all constructs met reliability and validity standards, the model demonstrates strong predictive ability for customer satisfaction and loyalty. Findings reveal that brand image is the most dominant factor influencing loyalty, both directly and through satisfaction. While price has a significant impact on customer satisfaction, its influence on loyalty is limited without the presence of other supporting factors. Overall, customer loyalty is more influenced by brand-related perceptions than by functional factors such as price.
Work Pressure, Pay, and Burnout: A Study of Local and International Students in Taiwan Chen, Yi-Chang; Liu, Kai-Jui; Lesmana, Yolanda Riska
Jurnal Economia Vol. 22 No. 1 (2026): February 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i1.95569

Abstract

Balancing academic and work responsibilities is a common reality for working college students in Taiwan, often leading to emotional strain. This study examines the relationships among work pressure, compensation satisfaction, work-life balance, and burnout, with a focus on the mediating role of work-life balance. Grounded in Conservation of Resources (COR) theory, the research explores how resource dynamics affect well-being. Data collected from 403 Taiwanese and international students were analyzed using SPSS and SmartPLS. Results indicate that work pressure significantly increases burnout. Unexpectedly, for international students, satisfaction with compensation was positively associated with burnout, suggesting that higher pay may create additional pressure. Furthermore, work-life balance mediated these relationships for this group, but in the opposite direction. The findings highlight that addressing student burnout requires going beyond financial factors and urge institutions to provide practical support for managing dual demands.

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