cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kab. sleman,
Daerah istimewa yogyakarta
INDONESIA
JURNAL ECONOMIA
Published by Universitas Negeri Yogyakarta
ISSN : 18582648     EISSN : 24601152     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Economia (JECO) is published by Faculty of Economics, Yogyakarta State University. It publishes theoretical or research manuscripts related to 1. Economics 2. Accounting 3. Management 4. Business 5. Entrepreneurship, and 6. Finance
Arjuna Subject : -
Articles 303 Documents
 27   28   29   30   31 
Gender Differences in Financial Well-Being: A Multi-Group Analysis of Indonesian Income-Earning Gen-Z Bertha Silvia Sutejo; Liliana Inggrit Wijaya; Noorliza MD Noordin; Joshua Oktavianus
Jurnal Economia Vol. 22 No. 1 (2026): February 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i1.83694

Abstract

Gen-Z in Indonesia faces financial challenges due to low financial literacy, impulsive spending, and FOMO, prioritizing short-term desires over long-term financial freedom and stability. This study examines key determinants of financial well-being among Gen-Z, integrating gender differences as a moderator. Through PLS-SEM and MGA analysis of 612 respondents, this study identifies financial literacy, self-control, behavior, and stress as key determinants of financial well-being. Financial behavior and stress mediate key relationships, with gender differences in financial understanding and stress management. This study suggests that governments should introduce financial literacy earlier and offer accessible financial consultations, while Gen-Z must cultivate self-discipline and financial knowledge to achieve sustainable financial well-being.
Brand Image or Price? Tracing the Path of Satisfaction to Telkomsel Consumer Loyalty Maftuhah Nurrahmi; Kamisah Supian
Jurnal Economia Vol. 22 No. 1 (2026): February 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i1.85949

Abstract

This study analyses the influence of brand image, price, and customer satisfaction on customer loyalty among Telkom product users. The research employed purposive sampling with 104 current or former Telkom users as respondents. Data were collected through a questionnaire using Likert scale adapted from the PIRQUAL instrument. Data analysis applied SEM with SmartPLS, including outer and inner model tests for reliability, convergent and discriminant validity, and an assessment of direct and indirect effects. The results show that all constructs met reliability and validity standards, the model demonstrates strong predictive ability for customer satisfaction and loyalty. Findings reveal that brand image is the most dominant factor influencing loyalty, both directly and through satisfaction. While price has a significant impact on customer satisfaction, its influence on loyalty is limited without the presence of other supporting factors. Overall, customer loyalty is more influenced by brand-related perceptions than by functional factors such as price.
Work Pressure, Pay, and Burnout: A Study of Local and International Students in Taiwan Yi-Chang Chen; Kai-Jui Liu; Yolanda Riska Lesmana
Jurnal Economia Vol. 22 No. 1 (2026): February 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i1.95569

Abstract

Balancing academic and work responsibilities is a common reality for working college students in Taiwan, often leading to emotional strain. This study examines the relationships among work pressure, compensation satisfaction, work-life balance, and burnout, with a focus on the mediating role of work-life balance. Grounded in Conservation of Resources (COR) theory, the research explores how resource dynamics affect well-being. Data collected from 403 Taiwanese and international students were analyzed using SPSS and SmartPLS. Results indicate that work pressure significantly increases burnout. Unexpectedly, for international students, satisfaction with compensation was positively associated with burnout, suggesting that higher pay may create additional pressure. Furthermore, work-life balance mediated these relationships for this group, but in the opposite direction. The findings highlight that addressing student burnout requires going beyond financial factors and urge institutions to provide practical support for managing dual demands.
Intellectual Capital, Corporate Governance, and Financial Performance: The Role of Company Life Cycle Laila Dzirwatun Nisa; Sri Hastuti
Jurnal Economia Vol. 22 No. 2 (2026): June 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i2.73382

Abstract

This research aims to investigate the impact of intellectual capital, board of directors, independent commissioners, and audit committee meetings on financial performance, with the company life cycle as a moderator. The company life cycle comprises the birth, growth, mature, shake-out, and decline stages. This research uses data from non-cyclical consumer companies listed on the Indonesia Stock Exchange (IDX) for the period from 2019 to 2022. In total, there are 300 observations. The data were then analyzed utilizing SPSS 23. The results of this research indicate that the board of directors and independent commissioners positively affect financial performance. Intellectual capital and audit committee meetings have no effect on financial performance. The company life cycle can moderate the influence of the board of directors and independent commissioners on financial performance. Meanwhile, the company life cycle cannot moderate the influence of the intellectual capital and audit committee meetings on financial performance.  
Sustaining Traditional Textile Businesses: How Creative Economy Supports Sasirangan MSME in Banjarmasin Hikmahwati Hikmahwati; Nurul Mukhlisah
Jurnal Economia Vol. 22 No. 2 (2026): June 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i2.77520

Abstract

This study analyzes the effect of creative economy development on the business sustainability of Sasirangan MSMEs in Banjarmasin City. Sasirangan fabric is a cultural heritage closely associated with the local community and plays a strategic role in supporting the regional economy. This research employs an associative quantitative approach using simple linear regression analysis to examine the relationship between variables. The research variables include creative economy development and the sustainability of Sasirangan MSMEs. The results indicate that creative economy development has a significant effect on the sustainability of Sasirangan MSMEs in Banjarmasin City, although its contribution remains relatively limited, as reflected by a coefficient of determination of 11.4%. These findings suggest that strengthening the creative economy contributes to sustaining Sasirangan MSMEs; however, additional supporting factors are required to enhance its overall impact.
Understanding the Middle-Income Trap in ASEAN-4 Through GNI and Macroeconomic Indicators Muhammad Khoirul Fuddin; Della Istikha Pramesti
Jurnal Economia Vol. 22 No. 2 (2026): June 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i2.80256

Abstract

This study aims to analyze the long-term and short-term effects of several independent variables (Portfolio Investment, Remittances, Exchange Rate, and Inflation) on GNI Per Capita to determine its effect on the middle-income trap condition. The research utilizes secondary data, specifically annual quantitative indicators from 1994 to 2023, sourced from the World Bank database. The sample consists of four ASEAN countries, namely Malaysia, Thailand, Indonesia, and the Philippines. The method used in the study was the analysis of the Vector Autoregressive (VAR) Vector Error Correction Model (VECM) panel. The results indicate that in the long term, investment portfolio, exchange rate, and inflation have a positive effect, while the remittance variable has no effect on real GNI Per Capita. In the short term, the exchange rate exerts a negative effect, while inflation shows a positive effect on GNI per capita in ASEAN-4. Conversely, portfolio investment and remittance do not exhibit short-term effects.
Mediating Role of CSR in the Relationship between Technology Adoption and MSMEs’ Financial Performance Komang Widhya Sedana Putra P; NI Wayan Lasmi
Jurnal Economia Vol. 22 No. 2 (2026): June 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i2.81861

Abstract

Micro, small, and medium-sized enterprises (MSMEs) play a vital role in driving economic growth and resilience within the digital economy; however, sustaining strong financial performance remains a persistent challenge. This study explores the direct and indirect effects of artificial intelligence (AI) and Internet of Things (IoT) adoption on MSME financial performance, with corporate social responsibility (CSR) positioned as a mediating mechanism. Data were collected from 200 MSMEs operating in Bali and analyzed using partial least squares structural equation modeling. Findings indicate that AI and IoT adoption significantly enhance financial performance. Furthermore, CSR reinforces this relationship by improving operational efficiency, strengthening stakeholder trust, and supporting long-term sustainability initiatives. From an empirical perspective, the study provides new evidence on the combined role of advanced technologies and CSR in improving MSME outcomes. Theoretically, the research extends existing models by emphasizing CSR as a key link between technological innovation and business performance. Practically, the study offers relevant insights for MSME practitioners and policymakers seeking inclusive and resilient economic development.
What Influences Financial Distress? A Systematic Literature Review in Global and Indonesian Contexts Hapsari Endras Ayu Novita; Y Anni Aryani; Doddy Setiawan; Wahyu Widarjo
Jurnal Economia Vol. 22 No. 2 (2026): June 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i2.81866

Abstract

This study aims to examine financial distress studies based on Scopus and SINTA databases. Based on the PRISMA method, 87 articles were determined. Trends in studies increased every period, except in 2018. A total of 20 financial variables and 22 non-financial variables were identified. The non-financial sector was the most sampled in the studies. The Z-Score model is the best model for predicting financial distress while the most popular theory is agency theory. The most-cited articles entitled The Effects of Ownership Structure on Likelihood of Financial Distress: An Empirical Evidence and The Effect of Leverage, Sales Growth, Cash Flow on Financial Distress with Corporate Governance as a Moderating Variable. Global studies are dominated by non-financial variables with nine author clusters, whereas Indonesian studies are dominated by financial variables with six author clusters. This study identifies research gaps in financial distress literature and informs early warning systems for stakeholders.
The Optimization of Leading Sectors in Alleviating Poverty and Inequality in the Special Region of Yogyakarta Province Muhammad Viktar Sabilillah Tafarel; Ira Rahayuningtyas
Jurnal Economia Vol. 22 No. 2 (2026): June 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i2.82371

Abstract

This study aims to identify and analyze the leading economic sectors in the Special Region of Yogyakarta with the goal of reducing high levels of poverty and inequality compared to other provinces in Indonesia. The methods employed include Location Quotient (LQ), Dynamic Location Quotient (DLQ), Shift-Share Analysis, and Klassen Typology, using ADHK GDP data from 2018 to 2022 across 61 sectors and sub-sectors. The analysis revealed varying results: LQ and DLQ identified 8 leading sectors; Shift-Share Analysis identified 6; and Klassen Typology identified 15. The intersecting sectors revealed that there were only three leading economic sectors including: the horticultural subsector, the information and communication sector, and other service sectors. Policy implications suggest utilizing Sultan Ground and BUMKal for horticultural production, enhancing financial literacy within the information and communication sector, and promoting locally-based sustainable tourism in other service sectors to drive equitable and sustainable regional development.  
Financial Literacy and Well-Being of Lampung MSMEs: Evidence from Islamic Financing Access Miswan Gumanti; Eka Pariyanti
Jurnal Economia Vol. 22 No. 2 (2026): June 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i2.84476

Abstract

This study examines how Islamic financial attitude, knowledge, awareness, and financial confidence influence the financial well-being of Micro, Small, and Medium Enterprises (MSMEs) owners, while assessing the moderating role of access to Islamic financing. A quantitative survey of 308 MSME owners in Lampung Province, Indonesia, was analyzed using JASP to test direct and moderation effects. Findings reveal that Islamic financial attitude, knowledge, awareness, and financial confidence significantly enhance MSME owners’ financial well-being. Access to Islamic financing further strengthens these relationships, highlighting its role in maximizing the benefits of Islamic financial engagement. Guided by the Theory of Planned Behavior, the study identifies key cognitive and behavioral determinants of financial well-being within the Islamic finance context and addresses a gap in the literature. Practical implications emphasize fostering positive financial attitudes, improving knowledge and awareness, strengthening financial confidence, and expanding access to Islamic financing to support sustainable MSME financial well-being.

Page 30 of 31 | Total Record : 303

 27   28   29   30   31 

Filter by Year

2012 2026


Reset
Filter By Issues
All Issue Vol. 22 No. 2 (2026): June 2026 Vol. 22 No. 1 (2026): February 2026 Vol. 21 No. 3 (2025): October 2025 Vol. 21 No. 2 (2025): June 2025 Vol. 21 No. 1 (2025): February 2025 Vol. 20 No. 3 (2024): October 2024 Vol. 20 No. 2 (2024): June 2024 Vol. 20 No. 1 (2024): February 2024 Vol. 19 No. 2 (2023): October 2023 Vol. 19 No. 1 (2023): April 2023 Vol 18, No 2: October 2022 Vol 18, No 1: April 2022 Vol 17, No 2: October 2021 Vol 17, No 1: April 2021 Vol 16, No 2: October 2020 Vol 16, No 1: April 2020 Vol 15, No 2: October 2019 Vol 15, No 1: April 2019 Vol 14, No 2: October 2018 Vol 14, No 1: April 2018 Vol 13, No 2: October 2017 Vol 13, No 1: April 2017 Vol 12, No 2: October 2016 Vol 12, No 1: April 2016 Vol 11, No 2: October 2015 Vol 11, No 1: April 2015 Vol 10, No 2: October 2014 Vol 10, No 1: April 2014 Vol 9, No 2: October 2013 Vol 9, No 1: April 2013 Vol 8, No 2: October 2012 Vol 8, No 1: April 2012 More Issue