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Rusyda Afifah Ahmad
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rusydaafifahahmad@unida.gontor.ac.id
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+6281330042874
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jiep@unida.gontor.ac.id
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Department of Islamic Economic, Faculty of Economics and Management, Universitas Darussalam Gontor, Jl. Raya Siman No.Km. 5, Dusun I, Demangan, Kec. Siman, Kabupaten Ponorogo, Jawa Timur 63471
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INDONESIA
Journal of Islamic Economics and Philanthropy
Published by Universitas Darussalam Gontor
ISSN : 30326656     EISSN : 2655335X     DOI : https://doi.org/10.21111/jiep
Core Subject :
The Journal of Islamic Economics and Philanthropy (JIEP) is published quarterly in August, November, February, and May. The journal accepts only original empirical research, theoretical contributions, and systematic literature reviews. JIEP focuses on the intersection of Islamic economics and philanthropic studies, with a scope encompassing: Theory and Practice of Islamic Philanthropy Islamic Philanthropy in Economic Systems Islamic Philanthropy in Banking and Finance Social and Community-Based Islamic Philanthropy Islamic Philanthropy in Monetary Policy Islamic Philanthropy in the Public Sector and Policy Islamic Philanthropy in Business and Commerce
Arjuna Subject : -
Articles 70 Documents
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Analisis Faktor-Faktor yang Memengaruhi Persepsi Masyarakat Kota Jakarta Selatan Terhadap Wakaf Uang: Analysis of Factors that Influence the Perception of the South Jakarta City Community towards Cash Waqf Nurul Ichsan Hasan; Imelda Puspita Sari
Journal of Islamic Economics and Philanthropy Vol. 6 No. 3 (2024): February
Publisher : Universitas Darussalam Gontor

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Abstract

Cash waqf is one of the Islamic economic instruments in the form of social funds and is voluntary. In addition, cash waqf can also be used as an alternative instrument to reduce poverty and inequality in Indonesia. However, the fact is evidenced by the data, that the realization of the collection of cash waqf is not in accordance with the calculation of its potential. One of the causes is the perception of each individual or society towards the cash waqf itself. This research was conducted to determine the public perception of cash waqf. The factors used in this study are factors of religiosity, income, education, understanding, and access to information media. The method used in this research is multiple regression analysis method. This research was conducted in the city of South Jakarta involving 100 respondents. The results of this study indicate that about 62% of the public know about cash waqf, but only about 38% have ever had cash waqf, so this is what makes the potential for the realization of its collection to be a gap. Based on the results of data analysis, it is known that the perception of the people of South Jakarta City is significantly influenced by the internal factors of the community itself, namely the level of individual understanding of cash waqf. While the internal factors that have no significant effect on people's perceptions of cash waqf are religiosity, income and education, the external factors are access to information media.
Determinan Niat Menggunakan Crowdfunding Syariah Sebagai Solusi Permodalan Umkm (Studi Kasus Generasi Milenial Di Pulau Jawa): Determinants of Intention to Use Sharia Crowdfunding as a Capital Solution for MSMEs (Case Study of the Millennial Generation on the Island of Java) Muhammad Agus Futuhul Ma'wa; Nur Aisyah Indarningsih; Mindo Mursalina Jen
Journal of Islamic Economics and Philanthropy Vol. 6 No. 3 (2024): February
Publisher : Universitas Darussalam Gontor

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Abstract

The growth and expansion of micro, small, and medium enterprises (MSMEs) is hampered by a number of challenges, including a lack of funding. For their operations to scale and modernize competitively, they must have access to long-term funding. Various digital-based financing solutions have emerged. Islamic crowdfunding is an alternative way to finance social projects, which is a new development. This research aims to examine the behavioral intentions of millennial MSMEs when using sharia crowdfunding on the island of Java. This research adopts the Technology Acceptance Model (TAM) by adding the sharia compliance variable to the TAM model. The approach used is quantitative, with data analysis techniques in the form of structural equation modeling-PLS (SEM-PLS) with the help of Smart PLS 3 software. The sample in this research was 200 millennial-generation MSMEs on the island of Java. The sampling method used was convenience sampling, which involved distributing an online questionnaire (a Google Form) using a 1–5 Likert scale. The findings of this research offer guidance on the potential for implementing sharia crowdfunding for MSMEs. Therefore, sharia crowdfunding has the potential to ease the government's burdens in providing funds for microbusinesses and improve their skills and mentality to be more independent, creative, and able to promote their products, as well as serve as an endorsement for spreading sharia crowdfunding for MSME capital solutions in Indonesia.
Philanthropy According to Elementary School Children's Thoughts Based on the Simplicity and Generosity of the Prophets and Apostles Endro Tri Susdarwono; Muhsin Arafat
Journal of Islamic Economics and Philanthropy Vol. 6 No. 3 (2024): February
Publisher : Universitas Darussalam Gontor

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Abstract

Islamic philanthropy comes with moral values based on a humanist spirit. This research aims to provide a description of philanthropy according to the thoughts of elementary school (SD) children based on the simplicity and generosity of prophets and apostles. The approach in this research uses quantitative descriptive. The sample came from students of 5 elementary schools in the administrative area of Pemalang District with the sampling technique used was random sampling. Meanwhile, the analysis technique uses the method of hypothesis testing on signs, hypothesis testing via the khai-square distribution (X2), and hypothesis testing on changes (Mac Nemar change test). This research concludes that according to the understanding of elementary school children, philanthropy is something important and useful. Judging from the number of students who provide philanthropy, it can be concluded that the proportion of elementary school (SD) students who do not provide philanthropy is not constant and therefore the cause is significant factors. In other words, a certain treatment or stimulus is needed to provide elementary school students with an understanding of philanthropy. The conclusion obtained after the treatment or stimulus was that there was a change in behavioral preferences for giving philanthropy after the treatment or stimulus in the form of understanding the simple behavior and generosity of prophets and apostles was given.
The Role of Artificial Intelligence in Shaping the Islamic Worldview of the Digital Economy Hero Gefthi Firnando; Muhammad Wahyudi
Journal of Islamic Economics and Philanthropy Vol. 6 No. 3 (2024): February
Publisher : Universitas Darussalam Gontor

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Abstract

This research explores the relationship between Artificial Intelligence (AI) and the Islamic worldview in digital economy, utilizing a qualitative literature analysis methodology. The core issue addressed is the profound impact of AI on shaping the Islamic perspective in the contemporary digital landscape. The study systematically reviews scholarly literature, articles, and relevant publications, focusing on the intersection of AI and Islamic values. Strict inclusion criteria are applied to ensure the quality, relevance, and contribution of selected resources. The research reveals nuanced insights into the complex role of AI in influencing the Islamic worldview. The findings highlight significant opportunities for growth within the Islamic context, particularly in the economic sector, while emphasizing the ethical considerations inherent in AI integration. The reviewed literature delves into the transformative effects of AI on traditional Islamic practices in finance, healthcare, and education, prompting a comprehensive examination of its compatibility with Islamic ethics. In conclusion, the research advocates for a balanced approach to AI integration into the Islamic worldview in the digital economy. The qualitative literature analysis methodology provides a holistic understanding of the challenges, opportunities, and socio-cultural implications arising from AI adoption in the Islamic context. This research contributes to the ongoing discussion on integration of technology with religious values, emphasizing the need for ethical considerations in embracing AI within the rich heritage of Islamic traditions.
Mapping Multi Akad Research in Sharia Banks: VOSviewer Bibliometric Study and Literature Review Rohmadi; Doni Yusuf Bagaskara; Irma Wulandari
Journal of Islamic Economics and Philanthropy Vol. 6 No. 3 (2024): February
Publisher : Universitas Darussalam Gontor

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Abstract

This study aims to determine the mapping of research around multi-contract in shari'ah banks with a mix-method approach, namely VOSviewer bibliometric studies and literature reviews. "Data analysis techniques include: (1) mapping the number of journal publications distributed around Multi Akad using Microsoft Excel and Mendeley Desktop based on the year of publication; (2) mapping the results of bibliometric network visualization and journal publication trends around Multi Akad at shari'ah banks using VOSviewer (Visualization of Similarities) algorithm software based on the number of clusters and their items; and (3) mapping research topics around Multi Akad using literature studies. The results showed that: (1) based on mapping the number of journal publications, there were 500 journal publications about moral hazard for the period 2019-2023; (2) based on the mapping of VOSviewer bibliometric studies, the results of network visualization around the optimal portfolio are divided into 9 clusters and 146 topic items; (3) Based on the mapping of the literature review study, there are 3 topics about shari'ah banks that often appear first, second shari'ah contracts, and third multi-contracts. The implication and contribution of this research is to map research topics around multi-contract in shari'ah banks that are often or rarely researched by researchers, so that they can be a reference for researchers afterwards.
The Islamic Work Ethic and Work Environment's Effect on Employee Performance Ghulam Falach; Mohammed Bawah; Clara Canisa Vovo; M. Kurnia Rahman Abadi
Journal of Islamic Economics and Philanthropy Vol. 6 No. 2 (2023): November
Publisher : Universitas Darussalam Gontor

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Abstract

This research aims to investigate the effect of performance discipline and work environment on employee performance. The research was conducted at HuseinSastranegara Airport Bandung. The sample in this study amounted to 96 taken based on the Slovin formula. Data were obtained using a questionnaire technique with a 5-level Likert scale. The data analysis technique in this study used multiple linear regression analysis. The results of this study indicate that work discipline partially has no effect on performance, while the work environment partially affects performance. Meanwhile, simultaneously work discipline and work environment variables have a positive and significant effect on employee performance. Furthermore, the R2 value of the regression analysis is 0.702 which means that 70.2% of employee performance is influenced by work discipline and work environment, while the remaining 29.8% is influenced by other variables not examined in this study.
The Financial Performance of Indonesian Islamic Banks Before and After the Covid-19 Pandemic Zanuba Ainindya El Fanani
Journal of Islamic Economics and Philanthropy Vol. 6 No. 2 (2023): November
Publisher : Universitas Darussalam Gontor

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Abstract

This research was used to determine the effect of buying and selling financing, profit sharing financing, and rental financing on the financial performance of Bank Syariah Indonesia. The method used in this research is quantitative. This research uses secondary data (time series). The data collection technique (sample) in this research uses the Financial Report of Bank Syariah Indonesia (BSI). Data analysis uses descriptive statistics, classical assumption tests, multiple linear regression, and hypothesis testing with SPSS version 23. The aim of this research is to compare the financial performance of Bank Syariah Indonesia (BSI) for the 2014–2021 period, before and after the Covid-19 pandemic which caused Sharia Bank financial performance to decline. The results of this research show that the sales and purchase financing and rental financing variables have no effect on the financial performance of Sharia Banks, while the profit sharing financing variables have an effect on performance before and after the Covid-19 pandemic. This research seeks to provide both theoretical and practical impacts on the development of Sharia Banking, especially in Indonesia. It is hoped that the implications of this research can be used by bank managers as a reference in making decisions and formulating improvements in banking performance in the future, where Islamic banks can maximize the financing that will be distributed to customers. As for customers, it is hoped that the results of this study can be used as material for consideration to determine the condition of the financial performance of Islamic banks as a basis for making decisions about using Islamic banking products. The limitation of this research is the secondary data used, which includes the quarterly reports for the 2015-2021 period.
Digital Giving Nowadays: What Drives Ongoing Online Donations among Students of Pondok Pesantren Universitas Islam Indonesia Fachrina Fiddareini
Journal of Islamic Economics and Philanthropy Vol. 6 No. 2 (2023): November
Publisher : Universitas Darussalam Gontor

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Abstract

This article discusses the factors influencing the intention of Pondok Pesantren Universitas Islam Indonesia (PPUII) students, particularly Generation Z, in making continuous donations through digital platforms. The study employs a quantitative approach with active student research subjects from PPUII. The research method utilizes a survey method with questionnaires to collect primary data. The collected data are analyzed using the theory of planned behavior, the technology acceptance model, religiosity, and technological characteristics. The study hypothesizes that attitude, social influence, willingness to donate, perceived ease of use, perceived usefulness, religiosity, and technology characteristics positively influence the intention for continuous digital donations. The results of the study show that donation attitude, social influence, donation willingness, and perceived usefulness have a significant positive influence on the intention for continuous digital donations. However, religiosity and technology characteristics do not have a significant influence. The study concludes that attitude, social influence, willingness to donate, and perceived usefulness are important factors in affecting continuous digital donations through digital platforms.
Determinants of Macroeconomic Factors on the Performance of Money Market Sharia Mutual Funds in 2018-2022 Oniek Ragil Puspitasari; Muhammad Fikri Mahreza; Siti Amaroh
Journal of Islamic Economics and Philanthropy Vol. 6 No. 2 (2023): November
Publisher : Universitas Darussalam Gontor

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Abstract

To assist in making investment decisions, testing macroeconomic variables that affect performance through the Net Asset Value (NAV) of Islamic money market mutual funds in Indonesia for the 2018-2022 period is the goal of this research. Quantitative research was conducted by utilizing secondary data through websites owned by Bank Indonesia, BPS, Danareksa, and Bibit, including information on inflation, exchange rates, BI 7 Days Repo Rate, and NAV of Islamic money market mutual funds. The method used was purposive sampling to determine the sample in this study with a sample size of 10 units of money market mutual funds. IBM SPSS Statistics 26 is used to support data analysis techniques, including classical assumption testing, multiple linear regression, and the coefficient of determination. The research findings show that inflation has a significant positive effect on the NAV of Islamic money market mutual funds, the exchange rate shows no significant effect on the NAV of Islamic money market mutual funds and BI7DRR has a negatively significant effect on the NAV of Islamic money mutual funds market. This study's findings will be beneficial for investors to find out how the performance conditions of the Islamic money market for mutual funds are and become material for calculating investment activities carried out especially in the Islamic money market for mutual funds.
Waqf Stock in Securities Companies (Models, and Perspectives of Islamic Social Finance) Arizqiya Nurfattah; Royyan Bachtiar
Journal of Islamic Economics and Philanthropy Vol. 6 No. 2 (2023): November
Publisher : Universitas Darussalam Gontor

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Abstract

The magnitude of cash waqf potential in Indonesia, which reaches 180 trillion, has not been realized, as evidenced by the acquisition of cash waqf of only 1 trillion. Product innovations continue to be presented in order to attract the interest of the Muslim community in waqf, one of which is stock waqf which is present as an alternative to cash waqf derivative products with the main target of stock investors mediated by securities. This research is qualitative research with a descriptive qualitative approach with the type of research library, the findings of the research show that the implementation of waqf shares by wakif or investors is bridged by securities companies, which are then channeled to the waqf asset manager (nazir). The legal basis for waqf in stock waqf refers to the law of cash waqf because stock waqf is actually a derivative of cash waqf.

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