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IQTISHODUNA
Published by Universitas Islam Negeri Maulana Malik Ibrahim Malang
ISSN : 1829524X     EISSN : 26143437     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
IQTISHODUNA Jurnal Ekonomi dan Bisnis Islam merupakan jurnal yang fokus terhadap kajian-kajian yang berkaitan dengan bidang Ekonomi dan Manajemen, yang meliputi beberapa sub bidang, yang diantaranya adalah Ekonomi Islam, Manajemen Bisnis, Manajemen Pemasaran, Manajemen Sumberdaya Manusia, Manajemen Keuangan, dan lain-lain.
Arjuna Subject : -
Articles 335 Documents
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KEBIJAKAN BISNIS ISLAMI DAN ASPEK PERPAJAKAN DALAM KEPEMILIKAN NPWP PRIBADI Susyanti, Jeni
IQTISHODUNA IQTISHODUNA (VOL 8, NO 1
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (122.447 KB) | DOI: 10.18860/iq.v0i0.1767

Abstract

Islam requires to look for sustenance and emphasizes the aspects of halal, both in terms of the acquisition and utilization. Islamic business policy implemented to uphold truth and justice, has the obligation to submit the mandate and principled amar ma’ruf nahi munkar. Application of sharia law is enforced during the course of its business.Mandatory contributions from business people support the sustainability of a government in society with taxes. A tax-file number (NPWP, Nomor Pokok Wajib Pajak) was actually a duty of every individual, whether an individual who carries on business or independent status or employees in line Undang-undang No. 28 tahun 2007  on General Provisions and procedures of Taxation and Undang-undang No.36 tahun 2008  on Income Tax
PENGARUH PEMBIAYAAN JUAL BELI, PEMBIAYAAN BAGI HASIL, DAN RASIO NON PERFORMING FINANCING TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA Ridha Rochmanika, Aulia Fuad Rahman,
IQTISHODUNA IQTISHODUNA (VOL 8, NO 1
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (381.909 KB) | DOI: 10.18860/iq.v0i0.1768

Abstract

This paper examines how trade and profit-loss sharing (PLS) financing as well as non performing financing (NPF) affect theprofitability ofIslamic banking in Indonesia. The profitability is measured by return on assets. The sample selection method is purposive sampling and obtained four Islamic banks are being sampled, that is Bank Syariah Mega Indonesia, Bank Syariah Mandiri, Bank Muamalat Indonesia, and BRI Syariah in 11 periods of observation.Multiple regression is used toanalyzethe data. The resultshows thattrade financingand NPF have positivelly affect,while profit-loss sharing financing has negativelly affect on theprofitability ofIslamic banks.
MEMAKNAI PERILAKU MUSLIM DALAM BERSEDEKAH (Studi Fenomenologi Pengalaman Muzakki LAGZIS Sabilit Taqwa Bululawang) Khusnul Ashar, Sutikno, Umar Burhan, Moh. Khusaini,
IQTISHODUNA IQTISHODUNA (VOL 8, NO 1
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.555 KB) | DOI: 10.18860/iq.v0i0.1769

Abstract

The purposes of the study are: 1) Giving sense to what does motivate people to spent his money for goodness toward sedekah, 2) Giving sense to the kind of reply both in form of profit or satisfaction which earned by people from sedekah. 3) Giving sense to the process of someone who’s got better life by sedekah. The research findings are: (1) Informant’s motivation in sedekah. First is emotional power, it’s a kind of sympathy feeling when there are suffering people around. Second is spiritual power that means an understanding of religion precept. Third is empiric power, it’s like personal experiences and parents got replied from sedekah. (2) Informants got replied by sedekah, first in form of healthiness and avoided from calamity. This healthiness is made from happiness and calm feeling when making others happy. Second, is in form of success and profit on work. The third is in form of ten times replied or more than sedekah. 3) Informant experiences showed that sedekah is developing our faith and believe to Allah SWT. Our faith and believe were manifest on two things. First, it makes us closer with our maker Allah SWT. This experience was happened on all informants. All of them feel their extensity in this world (being-in-the world) perceivable as together with the existence of Allah SWT. Second, sedekah (almsgiving) brings the informants to better life attitude, such as honest, professionalism and hard worker.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI ATTITUDINAL LOYALTY DAN BEHAVIORAL LOYALTY PADA NASABAH PERBANKAN SYARIAH Wulandari, Deasy
IQTISHODUNA IQTISHODUNA (Vol 8 No 2
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (182.486 KB) | DOI: 10.18860/iq.v0i0.2125

Abstract

Bank Muammalat Indonesia (BMI) as a leading banking in the syariah system should improve their service quality to the customers and know the customers based brand equity to keep their loyalty and competitive advantages. This research is held to test the influences service quality and brand equity toward the customers loyalty. SEM is used as the technic of analysis. The five hypothesis proposed is accepted. The management should give time more to value every single indicator variable in order to keep and improve the customer loyalty.  
PENGARUH KEMAMPUAN MANAJERIAL DAN MOTIVASI TERHADAP KINERJA PEWIRAUSAHA KECIL/MIKRO MELALUI KEPUASAN KERJA Irawati, Rina
IQTISHODUNA IQTISHODUNA (Vol 8 No 2
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (176.438 KB) | DOI: 10.18860/iq.v0i0.2127

Abstract

This study aimed to examine the direct and indirect effects between managerial ability and motivation of the micro entrepreneur through job satisfaction. Entrepreneur survey respondents is 93 in small region Kedawung Road Kalpataru Blimbing Malang district, with the technique of simple random sampling. Methods of analysis using regression analysis, followed by the path analysis (path-analysis). Validity and reliability of test results prove that all the items variable is valid  and reliable (alpha above 0.6). The test results proved the hypothesis that there is no indirect effect between managerial ability and motivation of the entrepreneur performance through job satisfaction. This is evidenced by the insignificant effect on performance entrepreneur managerial skills and managerial capabilities insignificant effect on job satisfaction. Using path analysis, the model found a new path to eliminate the influence of managerial capability variables (X1).
IMPULSE BUYING TENDENCY: STUDI PADA KONSUMEN MATAHARI DEPARTEMENT STORE KOTA AMBON Hetharie, Jondry A.
IQTISHODUNA IQTISHODUNA (Vol 8 No 2
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.039 KB) | DOI: 10.18860/iq.v0i0.2128

Abstract

This study has the objective to test stimulus which is given from store environment and store social factor toward impulse buying tendency mediated by positive emotion of consumers at Matahari departement store in  Ambon City. This study is an explanatory research. Population of this study is consumers who shops in Matahari Department Store in Ambon City. With respondent for 128 people, sampling determination is using purposive sampling method. Data analysis technique in this study is using path analysis. Result of the analysis showed that there are direct effects from physical environment and social aspect of the store toward consumer’s positive emotion and toward impulse buying tendency. Result of this study also revealed that there are direct effects of consumer’s positive emotion toward impulse buying tendency and indirect effects of store’s environment stimulus and store’s social factor toward impulse buying tendency mediated by consumer’s positive emotion.
DAMPAK INVESTASI PEMERINTAH DAN INVESTASI SWASTA TERHADAP PERTUMBUHAN EKONOMI DAN KESEJAHTERAAN MASYARAKAT DI PROVINSI MALUKU Wahyuningsih, Tri
IQTISHODUNA IQTISHODUNA (Vol 8 No 2
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (125.824 KB) | DOI: 10.18860/iq.v0i0.2129

Abstract

The objective of the study is to test and analyze: first, the influence of public investment toward economic growth; second, the influence of public investment toward society welfare; third, the influence of private investment toward economic growth; fourth, the influence of private invsetment toward society welfare; fifth, the influence of economic growth toward society welfare in Maluku Province. The Analysis method used is this study is path analysis by using SPSS program package. The secondary data used are panel data, which is the combination of data from 2005 until 2008 and cross data including 7 districts and 1 municipality in Maluku Province. The study generates conclusions that: first, public investment has a significant influences toward economic growth and has positive relationship direction. Second, public investment has a significant influences toward society welfare. Third, private investment has a significant influences toward economic growth and has positive relationship direction. Fourth, private investment has a significant influence toward society welfare and has positive relationship direction. Fifth, economic growth significantly influences society welfare and has positive relationship direction. Than, the dominant variable which effect society welfare is public investment, while the smallest contibution effect toward welfare growth is private investment.  
ISLAMIC BONDS IN FINANCIAL CRISIS Segaf, Segaf
IQTISHODUNA IQTISHODUNA (Vol 8 No 2
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (119.949 KB) | DOI: 10.18860/iq.v0i0.2130

Abstract

The financial crisis in 2008 is widely viewed as the most serious since the Great Depression. Facing a severe market reaction to the failure of AIG and Lehman Brothers, the US treasury Department put forward a bold and massive program of spending up to $700 billion on purchasing “troubled assets’ from financial institutions. The financial institutions need a finance product that which could decrease the risk borne by financial crisis. The Sukuk (Islamic Bonds) products are asset-backed, stable income, tradable and Syariah compatible trust certificates. Having Sukuk in the portfolio diversifies the holdings which could decrease the risk borne by the financial institutions. The first finding of this research, since Islamic bonds are more stable than conventional bonds and are less affected by the crisis hence many countries (whether Moslem or non Moslem countries) start to prepare to use Islamic bond system. The second finding is Malaysia become the largest Sukuk issuer by three reason, first is The Malaysian government fully support for Islamic financial system, especially for Sukuk, second is Sukuk in Malaysia have high rating provided by RAM ratings’ so both Muslim and non Muslim investors would like to invest in this market and third is Malaysia has a good relationship with Islamic Investor (which prefer to choose Islamic bonds)
DAMPAK KARAKTERISTIK KEPRIBADIAN WIRAUSAHA TERHADAP KESUKSESAN BISNIS. Al Idrus, Salim
IQTISHODUNA IQTISHODUNA (Vol 8 No 2
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (124.882 KB) | DOI: 10.18860/iq.v0i0.2131

Abstract

The researchs aims to identify personal characteristic of entrepreneurs in suporting their business. The purpose of research is to recognize the all variables and also partial of personal characteristic entrepreneurs to their successful of business. The research has indicated that work ethos, motivation to compete, resist competency, leadership style, the capability to look at the possibility of business, managerial capability and the main power have influenced to the successful of business. Variable motivation to compete is the dominant variable for increasing the successful of businss.
ANALISIS TRANSPORTASI YANG OPTIMAL GUNA MEMINIMISASI PRAKTEK IHTIKAR PADA DISTRIBUSI PUPUK BERSUBSIDI Irmayanti Hasan, Misbahul Munir,
IQTISHODUNA IQTISHODUNA (Vol 8 No 2
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (114.868 KB) | DOI: 10.18860/iq.v0i0.2132

Abstract

PT. Gresik as Petro Chemical fertilizer producer, has sought to meet the needs (needs), but the reality of peasant producers demand fertilizer Exes field remains a regional issue (especially in East Java), which is quite interesting to study. To illustrate the phenomenon that occurs in the process and pattern of distribution of subsidized fertilizer in certain regions (East Java) with descriptive approach and / or approach the minimum transportation cost (minimization of transportation). To analyze the economic aspects of Islam to attempt to detect ikhtikar minimization practices (hoarding of fertilizer). Islam is very concern about the issue of availability of goods and their distribution among the people, so many religious texts (both from al-Quran and the Sunnah) which expressly condemn and prohibit all forms of ihtikar (hoarding), and all forms of practice that leads to ihtikar , such as monopoly and unfair competition in the market mechanism. In fact, if there has been hoarding goods, the government has the right to force the merchants to sell goods to the prevailing standard price in the market. In fact, according to the scholars, goods stockpiled by the merchants sold their capital and merchants are not allowed to take advantage as a penalty against them. Had the traders were reluctant to sell their goods at market prices, then the law enforcement authorities (judges) may seize the goods and then distribute them to people who need them.  

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