Garuda - Garba Rujukan Digital

Article Per Year (5 Year)

All

El Dinar

eldinar
Website

Published by Universitas Islam Negeri Maulana Malik Ibrahim Malang

ISSN : - EISSN : 26220083 DOI : -

Core Subject : Education,

Other

Adalah jurnal berkala peer-reviewed yang diterbitkan biannually atau setahun dua kali oleh Jurusan Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang. EL DINAR merupakan sarana komunikasi yang diperuntukkan bagi para peneliti, akademisi, maupun praktisi dalam bidang keuangan dan perbankan syariah. Demi mewujudkan kontribusi bagi pengembangan ilmu keuangan dan perbankan syariah, dewan redaksi mengundang para pemerhati untuk dapat berpartisipasi dalam menyumbangkan karya ilmiah berupa jurnal-jurnal penelitian

Arjuna Subject : -

Articles 154 Documents

5 6 7 8 9

PENGARUH PROFITABILITAS TERHADAP NILAI PERUSAHAAN DENGAN PENGUNGKAPAN CORPORATE SOCIAL RESPONSIBILITY DAN GOOD CORPORATE GOVERNANCE SEBAGAI VARIABEL MODERATING Mufidah, Nur Mufidah; Purnamasari, Puji Endah
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 6, No 1 (2018): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Increasing the firm value is a key point for firm to attract investors. The firm value is very important because it becomes a benchmark of firm performance, the firm value in addition is influenced by profitability, investors also see the effect of the firm or form of firm Social Responsibility in the firm. The purpose of this study is to determine the effect of profitability toward firm value, firm Social Responsibility moderate the relationship of profitability toward firm value and Good Corporate Governance moderate the relationship of profitability toward the firm value. The population in this study is a state-owned firm listed on the BEI in 2012-2016. The technique of sampling uses purposive sampling and based on criteria that have been done then the number of samples are obtained as many as 12 samples of state-owned enterprises. The experiment hypothesis of the research used multiple linear regression analysis techniques and Moderating Regression Analysis (MRA) with SPSS application. The results of this study indicate that profitability variables have a positive and significant effect on firm value, the disclosure of Corporate Social Responsibility does not moderate the relationship of return on assets to firm value, firm Social Responsibility strengthens the relationship of return on equity to firm value and Good firm Governance does not moderate profitability relation to firm value.

Analisis just in time sebagai alat bantu perencanaan persediaan untuk memaksimalkan laba Segawati, Zen Nufus
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 4, No 1 (2016): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v4i1.5423

The purpose of this study was to determine the application of JIT as inventory of planning to maximize profit at the karya perdana. This study used decriptive qualitative approach. Analysis of the data used the production cost analysis. Then, the analysis of the implemetation of JIT used the MPR for scheduling the purchaseof raw materials, the analysis of performance with line balancing to make improvements and production efficiencies. After that, compared the cost of production beforeand after implementing of JIT. The results showed that a decline in production costs after the implementation of JIT methods. By using the method of JIT, companies just made the purchase of raw materials used only as needed per day. This causes raw material costs decreased by 8.51%. with JIT method was also carried out repairs of production of cycle time for production effeciency at the cost of direct labor costs but no change whereas the use of engine-related electricity costs in overhead costs were calculated based on the actual production of cycle time thus causing a decrease in cost of 2.53%, as result of a decrease in these costs, the company had increased earnings by 6.67% comapared with the methods applied by the company without it

BAGAIMANA KEUANGAN ISLAM MENGGUNAKAN FAKTOR DISKONTO DALAM CAPITAL BUDGETING DECISION? Hanesti, Elsi Mersilia
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 6, No 2 (2018): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v6i1.5748

In the conventional financial management, the method of calculating the capital budgeting decision using NPV and IRR, which both use the interest rate as one of its component count (as a discount factor). Then, how Islamic financial management sees this? With the research methods of literature study, this paper is about the financial outlook of Islam the methods of NPV and IRR as well as finding out what the proper method for capital budgeting decision. Results of the study were that in the process capital budgeting decision, the use of NPV and IRR methods are allowed (according Obaidullah, Prof. Shabir F.Ulgener, and Zarqa). The interest rate in the calculation only as a means of simplification and ease in the calculation. The use of a list of compound interest rate (compounded interest) is a tool to calculate the expected rate today and the future. It can be said that the Islamic finance uses a list of compound interest rate as a tool for simplify the calculation, just as a comparison level of opportunity cost in alternative investments. The level of interest in the calculation of these can be replaced with a comparator, such as: the return on the sukuk, the profit sharing ratio, and the return on investment or other real instruments in Islam.

DETERMINAN HOLDING PERIOD JAKARTA ISLAMIC INDEX Fathani, Nurul Fathani; Oktaviana, Ulfi Kartika
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 6, No 2 (2018): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Market of financial capital is a good media to distribute the finance from the investors to the companies that need it. The investors give an investation to get a profit in the shape of capital gain or dividend. They can optimize the profit by deciding the golden time to buy or sell the investation. One of the ways to decide when the golden time comes is by looking at the holding period of the investation. A high holding period is showing a good condition of the investation because the investors will hold it when they get the profit optimally. That is also done in the contrary. This research is done to know the impact of market value, bid ask spread, and dividend payout ratio to the holding period. The samples of this research are all of the companies in Jakarta Islamic Index (JII) around 2014-2016 in sum thirteen in which the samples are taken by using purposive sampling. The data is a secular data that is got by the daily and annual report from the research object. Then, the data analysis process that is used is a regressive analysis of panel data with Eviews 9 program. The result of this research shows that, simultaneously, the variable of market value, bid ask spread, and dividend payout ratio is significantly influencing the holding period. Partially, the variable of dividend payout ratio has a positive influence to the holding period significantly, while for the variable of market value, variant return, and bid ask spread do not have a significant influence to the holding period.

DETERMINAN MARGIN KEUNTUNGAN PRODUK PEMBIAYAAN MURABAHAH Rabbani, Fachri Maulida; Nawirah, Nawirah Nawirah
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 6, No 2 (2018): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Murabahah financing product at PT. Pegadaian Syariah branch Landungsari Malang, Murabahah Logam Mulia untuk Investasi Abadi (MULIA) is defined as a gold trade financing in a cash or credit in accordance with Sharia laws. This research aims at exploring the determination process of profit margin and the implementation of Standard Operating Procedure in the practice of murabahah financing at PT. Pegadaian SyariahÂ branch of Landungsari Malang. This study uses qualitative method with two approaches. First, the researcher conducted an observation and in-depth interview to Strategi Bisnis Unit (SBU) assistant manager. The result of this study confirms that researcher get total of profit margin Rp. 85.414 in which there is administration cost Rp. 50.000, sales margin 2,5% Rp. 15.725, and installment margin 3,94% namely Rp. 24.783. Researcher get discount margin Rp. 5.094 thatâ€™s means net installment margin is Rp. 19.689. The determination of profit margin for murabahah financing has considered the terms of sharia laws by using consensus principle which is mentioned in Quran surah An Nisa verse 29. This verse explains that any transaction should not bother customers. With this basis, therefore, the practice of murabahah financing has been compatible with the regulations written on Standard Operating Procedure of the firm.

DETERMINAN RETURN SAHAM: JAKARTA ISLAMIC INDEX VS LQ 45 Dian Anggraini, Eka Ajeng; Pratomo, Ahmad Sidi
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 6, No 2 (2018): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

The aims of this research are to know the influence of modal structure, systematical risk, and liquidity to the contribution return that is done by differentiating two indexes; Jakarta Islamic Index (JII) and Liquid 45 (LQ45). This research is a qualitative research which takes the samples in the companies that is listed in JII and LQ45 period 2014-2016. The total samples are 33 companies by using purposive sampling method. In doing the analysis, this research is using a doubled regression method and balance test by using SPSS 21 program. The result of this research shows that the variable of systematic risk of JII and LQ45 indexes have a significant influence to the contribution return. However, the variable of the financial capital and liquidity of JII and LQ45 indexes does not have a significant influence to the contribution return. In the result of balance test, there is a significant difference in the variable of modal structure in JII and LQ45. Here, the different result will show that there are no significant differences between the variables of systematical risk, liquidity, and contribution return in JII and LQ45.

UPAYA MEMPERTAHANKAN LOYALITAS NASABAH PRODUK DEPOSITO DI BANK MUAMALAT INDONESIA CABANG PANGKALPINANG Alzikri, Bapaqih Alzikri
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 6, No 2 (2018): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

The background of the selection of this theme is because of the data obtained from the Bank of Muamalat Indonesia, Pangkalpinang Branch on the collection of third party funds (DP3) for the performance of deposit products indicating an increase in funds collected which shows the increasing number of people who are interested in depositing funds through bank deposit products. muamalat, here the question arises in the minds of researchers how to maintain customer loyalty deposit products at the bank Muamalat Indonesia branch of Pangkalpinang. The results of the study through interviews with leaders, head funding, and marketing funding concluded that efforts to maintain customer loyalty for deposit products at Bank Muamalat Indonesia at Pangkalpinang Branch were to give special attention, provide the best service, create mutually beneficial relationships, carry out ongoing follow-up, offer attractive programs for maintain customer loyalty, and give appreciation to loyal customers. While the obstacles faced in the effort to maintain customer loyalty deposit products at the bank Muamalat pangkalpinang branch from the results of interviews with head funding and marketing funding of Muamalat Indonesia Bank, Pangkalpinang Branch are competition between banks, economic conditions, different levels of customer satisfaction, limitations funds for customer maintenance, distance between office and customer, sometimes the bank does not have an active customer telephone number, does not know the customer's residence, and customer dishonesty.

PRAKTIK MURABAHAH PADA KANINDO SYARIAH Shidarta, Eka Ananta; Astuti, Yuli Widi; Kholilah, Kholilah; Putri, Sheila Febriani
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 7, No 1 (2019): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Murabahah is 99.80% of the contracts used in financing distribution in Kanindo Sharia. This study aims to determine the problems faced by kanindo sharia in the implementation of the murabahah contract. This study uses phenomenology to answer the research objectives. Understanding of AO, guarantees, understanding of members, and accuracy of contracts used are four problems found in financing activities. The solutions used to solve these problems are training employees, rescheduling installments and withdrawing collateral, socializing and intensive approaches to members, as well as reviewing financing agreements. Accounting practices carried out by Kanindo Syariah are not in accordance with PSAK 102. Accounting recognition in accordance with PSAK 102 is only found in murabahah asset acquisition transactions.Â

DETERMINAN TINGKAT SUKU BUNGA, INDEKS DOW JONES, NIKKEI 225, DAN STRAITS TIME TERHADAP ISSI Wibowo, Febrian Wahyu
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 7, No 1 (2019): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v7i1.6713

Islamic financing is a kind of investment that has system and operational based on sharia principles. Islamic financing is supervised by the Sharia Supervisory Board (DPS). This is to safeguard that there are no commercial involved such as gambling, usury, and prohibitedproducts. The indexfluctuation in the capital market of a country is influenced by world capital market indices. The first Islamic index in world is the Dow Jones Islamic Market Index (DJIM). Based on the discussion about the influence of Interest Rate variables, Dow Jones Islamic Market, Nikkei 225 Index, and Straits Times Index on the Indonesian Sharia Stock Index variable for June 2012 until March 2017Â the conclusions are as follows: Interest Rate has a negative effect on the Indonesian Sharia Stock Index, Dow Jones Islamic Market has a positive effect on the Indonesian Sharia Stock Index, the Nikkei 225 has a negative effect on the Indonesian Sharia Stock Index, the Straits Times negatively affects the Indonesian Sharia Stock Index

MODEL PENDAMPINGAN PEMBIAYAAN MIKRO PADA MAHASISWA BERBASIS ENTREPRENEURSHIP Aisyah, Esy Nur
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 7, No 1 (2019): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Increasing entrepreneurial spirit requires new breakthroughs. The aim is to increase entrepreneurial spirit to students in business establishments. The development of a microfinance mentoring model based on entrepreneurship can educate students to participate in reducing the number of poverty and unemployment. The purpose of this study was to design a microfinance mentoring model for entrepreneurship-based students at the El Dinar Finance House Laboratory. Financing assistance model uses matching programs to courses related to finance and business, for example, the business plan courses that are followed by students of entrepreneurial concentration and financing analysis courses followed by students of financial concentration. Lecturers in each courses coordinate with the laboratory team regarding real-time mentoring and evaluation of student practice. The assistance carried out by El-Dinar Finance House is 1) Monitor the mutation of the customer's bank account, 2) Monitor the repayment of installments, 3) visit the customer's business location to directly monitor the business operations and business development (financial statements), 4) monitor against the development of similar businesses through mass media or other media.Â

Page 7 of 16 | Total Record : 154

5 6 7 8 9

Filter by Year

2013 2025

Filter By Issues

All Issue Vol 13, No 2 (2025): El Dinar Vol 13, No 1 (2025): El Dinar Vol 12, No 2 (2024): El Dinar Vol 12, No 1 (2024): El Dinar Vol 11, No 2 (2023): El Dinar Vol 11, No 1 (2023): El Dinar Vol 10, No 2 (2022): El Dinar Vol 10, No 1 (2022): El Dinar Vol 9, No 2 (2021): El Dinar Vol 9, No 1 (2021): El Dinar Vol 8, No 2 (2020): El Dinar Vol 8, No 1 (2020): El Dinar Vol 7, No 2 (2019): El Dinar Vol 7, No 1 (2019): El Dinar Vol 6, No 2 (2018): El Dinar Vol 6, No 1 (2018): El Dinar Vol 5, No 2 (2017): El Dinar Vol 5, No 1 (2017): El Dinar Vol 4, No 2 (2016): El Dinar Vol 4, No 1 (2016): El Dinar Vol 3, No 2 (2015): El Dinar Vol 3, No 1 (2015): El Dinar Vol 2, No 1 (2014): El Dinar Vol 1, No 02 (2013): El Dinar Vol 1, No 01 (2013): El Dinar More Issue

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name
-

Contact Email
-

Phone
-

Journal Mail Official
-

Editorial Address
-

Location
Kota malang,

Jawa timur

INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name -

Contact Email -

Phone -

Journal Mail Official -

Editorial Address -

Location Kota malang, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
-

Contact Email
-

Phone
-

Journal Mail Official
-

Editorial Address
-

Location
Kota malang,

Jawa timur

INDONESIA