cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota malang,
Jawa timur
INDONESIA
El Dinar
Published by Universitas Islam Negeri Maulana Malik Ibrahim Malang
ISSN : -     EISSN : 26220083     DOI : -
Core Subject : Education,
Other
Adalah jurnal berkala peer-reviewed yang diterbitkan biannually atau setahun dua kali oleh Jurusan Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang. EL DINAR merupakan sarana komunikasi yang diperuntukkan bagi para peneliti, akademisi, maupun praktisi dalam bidang keuangan dan perbankan syariah. Demi mewujudkan kontribusi bagi pengembangan ilmu keuangan dan perbankan syariah, dewan redaksi mengundang para pemerhati untuk dapat berpartisipasi dalam menyumbangkan karya ilmiah berupa jurnal-jurnal penelitian
Arjuna Subject : -
Articles 154 Documents
 12   13   14   15   16 
THE INTENTION TO INVEST IN SUKUK: DO VALUE PROPOSITIONS MATTER? Pepadri, Isman; Hidayah, Nur
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 13, No 2 (2025): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v13i2.32179

Abstract

This study aims to analyze the level of importance-performance, and influence of the value proposition indicators on investment decisions in Retail Sukuk by integrating two analytical frameworks. The first is the Importance-Performance Analysis assessed through descriptive statistics, and the second is the Theory of Planned Behavior, tested using inferential statistical analysis via Smart PLS version 4.0. Based on responses from 152 deposit holders residing in Jakarta, the findings reveal that four indicators shaping behavioral attitudes significantly influence investment intentions. Among these, state guarantees and competitive coupon rates must be maintained as core value propositions; support for government programs shows potential to become a key value; while the fixed coupon rate does not require emphasis. Additionally, four indicators influencing perceived behavioral control also demonstrate a positive effect on intention. Affordable investment thresholds and ease of access to purchasing must be sustained as key strengths; short tenor does not necessitate enhancement; and information regarding issuance should become a primary area for improvement. Practically, these findings suggest that issuers must improve communication strategies and explore opportunities to offer more competitive coupon rates for Retail Sukuk. Theoretically, the combination frameworks proves to be a relevant and effective approach, yielding valuable empirical insights for researchers.
PERSISTENCE OF ISLAMIC BANKS’ EFFICIENCY AMID ECONOMIC SHOCKS Siregar, Yulfani; Trapsila, Aji Purba
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 13, No 2 (2025): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v13i2.33391

Abstract

This study aims to assess the technical efficiency of Islamic banking in Indonesia and identify the determinants influencing this efficiency from 2017 to 2023, with particular emphasis on the economic shocks experienced during 2020-2023. Utilizing a quantitative methodology, the Data Envelopment Analysis (DEA) method was applied to evaluate the technical efficiency of Islamic banks. Subsequently, Tobit regression was employed to investigate the factors affecting the efficiency of these banks. The results suggest that Islamic banking in Indonesia has not achieved optimal technical efficiency, with efficiency levels demonstrating variability throughout the study period. The analysis of factors influencing efficiency revealed that the BOPO ratio had a significant negative impact, whereas the FDR ratio positively influenced efficiency. Conversely, inflation was not found to have a significant effect. Additionally, economic shocks resulting from the COVID-19 pandemic were shown to negatively impact efficiency; however, the Russia-Ukraine conflict did not demonstrate a significant effect. This study provides insights and current information regarding the efficiency of Islamic banks amidst economic shocks.
FAITH AND FINANCE: UNDERSTANDING MUSLIM MILLENNIALS’ SHIFT TOWARD RIBA-FREE INVESTMENTS Hidayatullah, Syarif; Suherlan, Ade; Khalid, Radhwan Hazim
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 13, No 2 (2025): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v13i2.35040

Abstract

This study conducts a quantitative assessment and comparison of the investment preferences of muslim millennial, focusing on riba free versus conventional financial products. The research further seeks to identify the primary determinants influencing these preferences, with an emphasis on religiosity, financial literacy, and factors derived from the Theory of Planned Behavior (TPB). A quantitative, cross-sectional survey methodology was employed, targeting Muslim Millennials which born between 1981 until 1996 residing in DKI Jakarta. Primary data were collected from a sample of 385 respondents through a structured online questionnaire. Key variables measured included investment preferences for both Sharia and conventional products. Data analysis involved descriptive statistics, validity and reliability testing, comparison test, and structural equation modelling-covariant based (CB-SEM) to see the influence. The results indicate a statistically significant preference among DKI Jakarta's Muslim Millennials for riba free investment products over conventional alternatives. Religiosity emerged as the strongest positive predictor of preference for riba free investments. Attitude towards Sharia investing and perceived behavioral control were also significant positive influences. Financial literacy exhibited a positive but relatively weaker significant effect, while subjective norms and risk tolerance did not significantly predict preference in the final model. The overall model explained a substantial portion of the variance in preference. This study contributes to the understanding of investment behaviors among Muslim Millennials in accordance with Islamic principles.
Drivers of Sustainability Disclosure Quality in Islamic Banking: Insights from Across GCC and Southeast Asia Sisdianto, Ersi; Yuliansyah, Yuliansyah; Razimi, Mohd Syahril Ahmad; Tubarad, Chara Pratami Tidespania
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 13, No 2 (2025): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v13i2.36415

Abstract

This study aims to identify the factors influencing the quality of sustainability reporting in Islamic banks, with a specific focus on dimensions of Islamic corporate governance and sustainability finance. Utilizing panel data from 15 Islamic banks across six countries Bahrain, Qatar, Indonesia, Malaysia, Saudi Arabia, and Oman over a seven-year period (2017–2023), the research employs the Generalized Method of Moments (GMM) estimation to account for dynamic panel bias and potential endogeneity. The findings demonstrate that Islamic Corporate Sustainability Reporting exerts a significant positive influence on the quality of sustainability disclosures. In contrast, the size of the Board of Commissioners, the Sharia Supervisor Board, the Audit Committee, and the volume of Sustainability Finance did not exhibit statistically significant effects. The model's validity and consistency were confirmed through robust diagnostic tests. The primary limitation lies in the geographical concentration of the sample, which may affect the generalizability of the results. This study contributes to the emerging literature on sustainable finance in Islamic banking by providing empirical evidence on the critical role of structured sustainability reporting, offering practical implications for bank regulators and practitioners to enhance transparency and governance mechanisms for improved stakeholder accountability

Page 16 of 16 | Total Record : 154

 12   13   14   15   16 

Filter by Year

2013 2025


Reset
Filter By Issues
All Issue Vol 13, No 2 (2025): El Dinar Vol 13, No 1 (2025): El Dinar Vol 12, No 2 (2024): El Dinar Vol 12, No 1 (2024): El Dinar Vol 11, No 2 (2023): El Dinar Vol 11, No 1 (2023): El Dinar Vol 10, No 2 (2022): El Dinar Vol 10, No 1 (2022): El Dinar Vol 9, No 2 (2021): El Dinar Vol 9, No 1 (2021): El Dinar Vol 8, No 2 (2020): El Dinar Vol 8, No 1 (2020): El Dinar Vol 7, No 2 (2019): El Dinar Vol 7, No 1 (2019): El Dinar Vol 6, No 2 (2018): El Dinar Vol 6, No 1 (2018): El Dinar Vol 5, No 2 (2017): El Dinar Vol 5, No 1 (2017): El Dinar Vol 4, No 2 (2016): El Dinar Vol 4, No 1 (2016): El Dinar Vol 3, No 2 (2015): El Dinar Vol 3, No 1 (2015): El Dinar Vol 2, No 1 (2014): El Dinar Vol 1, No 02 (2013): El Dinar Vol 1, No 01 (2013): El Dinar More Issue