Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics)
This journal focused on Islamic law on economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Islamic law on Islamic Banking, Islamic Marketing, Islamic Human Resources, Islamic Finance, Zakah, Waqf, Poverty Alleviation, Islamic Public Finance, Monetary Economics, Economic Development, Maqasid al-Shariah, Institutional Economics, Islamic management, Behavioural Economics and Finance, Corporate Governance, Risk Management, Shariah issues, Financial Engineering, Securitization and Sukuk, Islamic Capital Markets, Insurance and Takaful, Regulatory Issues, Corporate Social Responsibility in Islam and other topics which related to this area. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Articles
697 Documents
Mekanisme Pasar dalam Kebijakan Penetapan Harga Adil dalam Perspektif Ekonomi Islam
Amalia, Euis
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2106
In contrast to conventional system, concept of Islamic economy emphasize that market mechanism and price arrangement need to be regulated to create market balance and economic justice, taking into consideration the interest of the parties involved in the market. Reasonable and fair price is the price obtained through the force of supply and demand. If there exist actions such as zhulm resulting distortion or imbalance market price, government needs to take steps to implement price arrangement taking into account factors causing distortion and restore the original price at the balance pointDOI: 10.15408/aiq.v5i1.2106
Fatwa tentang Pembiayaan Pengurusan Dana Haji dan Status Dana Calon Haji Daftar Tunggu
Mubarok, Jaih;
Hasanuddin, M
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2107
There are different fatwa between DSN-MUI and council Hisbah Persis relating to financing Hajj arrangements and the status of waiting list Hajj candidates. However, in substance, the DSN MUI fatwa and is not in contradiction with the Council Hisbah Persis because both fatwas forbid bailout that taalluq between qardh with ujrah. To reach istithaah fi ada al-hajj, a person is prohibited to invade other parties that is istithaah, MUI fatwa requires that recipients must pay off the fund before the hajj realized. BPIH funds is belong to depositors and is placed at Islamic banks in form of saving or deposit belonging to depositor.DOI: 10.15408/aiq.v5i1.2107
Kekayaan Intelektual dalam Perspektif Ekonomi Islam
Musyafa, M
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2108
Intelectual rights in Indonesia is regulated comprehensively, whereas Islamic texts do not explain it in a specific way. Rights in Islam are a divine gift as guidance in determining the laws of sharia. Every person is obliged to respect the rights of others, and it is obviously forbidden to destroy or trample these rights. Moreover, the owner of the rights should use it properly without causing harm to others. In economic perspective, a person is prohibited trading a thing that is not belonging to him/her, causing violation of copyright laws. Intelectual works of a person is regarded as the intellectual property. Islam appreciate these rights in qualifying the rights attached to its owner.DOI: 10.15408/aiq.v5i1.2108
Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Pendapatan Bank Syariah
Zaenudin, Zaenudin;
Erlina, Yoshi
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2109
Financing is one of the key factors of the development of the Islamic banking industry. Islamic bank financing should be ideally dominated by the profit-loss agreement, in which the system is run with the profit sharing system. In using regression analysis, correlation, and hypothesis testing. This study aimed to analyze the impact of mudharabah and musyarakah financing toward revenue in Bank Muamalat Indonesia. The research result showed that the financing of the profit sharing system either partially or simultaneously have a strong and significant influence on Islamic banking income.DOI: 10.15408/aiq.v5i1.2109
Agama dan Kehidupan Ekonomi Menurut Sjafruddin Prawiranegara
Abbas, Anwar
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2110
Sjafruddin Prawiranegara, a national leader and economic scholar, has been recognized his expertise in managing the economy of Indonesia. However, many people do not yet comprehend his concept of economic thought, linking him to Islam. Sjafruddin was belief of the truth of his religion and for that reason, he invited Muslims to believe the teachings of his religion. To that end, according to Sjafruddin, Muslims should bring out his religion teaching in organizing and managing its economic life. Thus, all economic activities of Muslims should be accordance with the provisions of his religion.DOI: 10.15408/aiq.v5i1.2110
Mengelola Keuangan Secara Syariah dalam Rangka Menumbuhkan Good Money Habit
Masruroh, Aini
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2111
The wealth owned by Muslims basically is a trust from Allah that must be spent or distributed responsibly. Good habit in spending money is reflected on how the person makes a financial decision of his own. The main aspect in conducting the financial plan is the ability to save and invest. A person is qualified as having good money habits if he is able to pay themselves first that other interest. Meaning that each earn he have, he is able to allocated it to charity, the primary consumption, and plans for the future. Whereas the spontaneous type might probably refuses to make a financial planningDOI: 10.15408/aiq.v5i1.2111
Persepsi Waqif dalam Berwakaf Tunai
Rahmawati, Yuke
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2112
One of the provision contained in the act 41 year 2004 on Waqf is the permissibility of giving waqf in cash. This article describes various perceptions, taking into account of the strenghts, weaknesses, opportunities, and challenges of cash waqf. Opportunity factors include the management and empowerment opportunities cash waqf as a form of new investment. The concept of fiqh is flexible and dynamic, therefore the waqf as a great potential to be developed according to the needs of the time. Aside of that is disadvantage factors such as absence of the Muslims opinion on the issueDOI: 10.15408/aiq.v5i1.2112
Penyelesaian Sengketa Perjanjian Syariah pada Lembaga Keuangan Syariah
Maskufa, Maskufa
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2113
Dispute settlement in Islamic tradition has been carried out since the era of Prophet Muhammad SAW. This is done through the courts (litigation) and through shulh, fatwa, mazhalim, and hisbah, known as non-litigation. The form of muamalah dispute settlement especially applicable nowadays is almost the same as those prevailing at the time of the Prophet. Litigation through the judicial institutions and non-litigation settlement called as alternative dispute resolution (ADR) is known by the term shulh in fiqh, while the path through arbitration is knows in fiqh as tahkimDOI: 10.15408/aiq.v5i1.2113
Asas Indemnitas dan Kafalah dalam Asuransi Syariah
Saharuddin, Desmadi
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2114
The main objectives of a person to invest are to become wealthier and to gain tranquility in his life. It becomes absurd when the right customers for indemnity (kafalah) towards customers who received a risk become unguaranteed. The customer is often difficult to understand the terms contained in the insurance policy that written in a very small font. The ambiguities of these terms become significant obstacles in the settlement of claims. Cases of claim are mostly the result of the customers difficulty in understanding these terms and the lack of a good explanation of the company concerning the content of the policy.DOI: 10.15408/aiq.v5i1.2114
Paper Money Value Change: Comparative Banking Fiqhiyyah Study
Hamid, Hamzah Abdul Karim
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law
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DOI: 10.15408/aiq.v5i1.2115
This article considered one of the significant issues in Islamic financial fiqh because it bears a close relation to financial commitment. Many fiqh treatments from a Sharia perspective were found in Islamic ancient fiqh. This issue was apparent in Islamic banks investment especially in murabahah. The study concludes that it is a must who owes amount of money and its value changes to high or low to pay the value of money then, and not the actual amount. Furthermore, it shows that the treatment of fluctuations in money value comes by linking its value with some indicators, including stable currency and the linkage to gold or silver.DOI: 10.15408/aiq.v5i1.2115