INFERENSI
INFERENSI, social and religious research journals focuses on the discussion of social-religious research that includes education, law, and economy using quantitative or qualitative research methods. This journal is a media to accommodate the result of field research of students, lecturers, or practitioners.
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<![CDATA[KONTRIBUSI RELIGIUSITAS DALAM RASIONALITAS KONSUMSI RUMAH TANGGA MUSLIM ]]>
<![CDATA[Anton Bawono]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.287-308
<![CDATA[The purpose of this study was to determine whether a Muslim in belonged toexcessive consume or are still proportional. This study uses the entire householdpopulation of Muslims who already live independently in the province of DaerahIstimewa Yogyakarta. While the sample used by 109 respondents. Methods of analysisby looking at the value of average propensity to consume (APC), if the value of theAPC 1, this illustrates that the Muslim isrof consumption or excessive, and otherwiseit is called a proportional or rational. The analysis showed that the consumptionbehavior of Muslims households a sample of this with the APC rate is less than 1,while the scoring level of religiosity respondents using a scale of 0-10 depicts theaverage respondent is in a position high enough level of religiosity. Based on thefindings in this study, it can be concluded that the level of consumption of aMuslim is still rational and not excessive. One cause of consumption rationality ofa Muslim is the level of religiosity, so that consumption is not excessive.]]>
<![CDATA[PENGARUH SPIRITUALITAS, INTELEKTUALITAS, DAN PROFESIONALISME TERHADAP KINERJA DOSEN STAIN SALATIGA ]]>
<![CDATA[Abdul Aziz Nugraha Pratama]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.415-436
<![CDATA[This study aims to determine the effect of each variable spirituality, intellect, and professionalism of the lecturers performance STAIN Salatiga. The population of this study are all tenured State Institute of Islamic Studies (STAIN) Salatiga as many as 107 people. The sampling technique used in this study using simple random sampling and 65 were taken as respondents. With quantitative methods and analysis techniques that use moderated regression analysis (MRA), it can be concluded that (1) spirituality is partially not significantly affect the performance of the faculty; (2) the partial intellect does not significantly affect the performance of the faculty; (3) professionalism partially positive and significant effect on the performance of the lecturer. (4) spirituality, intellect and professionalism of lecturers jointly affect the performance of the lecturer. The study also found that the majority of respondents aged very productive, but they are staying at very far away from the campus.]]>
<![CDATA[MODEL ADOPSI PRODUK BANK SYARI’AH DI KUDUS: PENGEMBANGAN THEORY OF REASONED ACTION DAN SYARIAH COMPLIANCE ]]>
<![CDATA[Anita Rahmawaty]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.309-330
<![CDATA[This study aims to analyze adoption model of Islamic bank products based onTheory of Reasoned Action (TRA) on the societies in Kudus. This study is a typeof survey research by using a quantitative approach. The research data areobtained from 140 respondents by using convenience sampling technique. Forresearch model testing technique, it used the statistical test Discriminant Analysis.The findings of this study is shown that the value of 0.753 CR2. If this value issquared (0,753)2 = 0,567, meaning that all discriminant variables (subjectivenorm, attitude towards use, syariah compliance and trust) can explain thedifferences in people’s behavior towards Islamic bank products between thecustomers of Islamic bank (adopter) and non-customers (non-adopter) by 56,7%.While the adoption rate of product acceptance in the Islamic bank can be predictedwith four predictor variables with the classification level of 95.7% with two levelsof adoption of Islamic bank products (adopters and non-adopters).]]>
<![CDATA[PENGARUH TINGKAT PEMBIAYAAN PERBANKAN SYARIAH, JUB DAN PDB TERHADAP SBI SYARIAH PERIODE 2003-2013 DENGAN PENDEKATAN ECM ]]>
<![CDATA[Fitri Amalia]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.267-286
<![CDATA[The purpose of this research is to analyze in the short term and long term betweenthree independent variable namely: Islamic Banking Financing, Money Supply(JUB) and Gross Domestic Product (GDP) against Certificates of Bank IndonesiaSharia (SBIS), a period of 2003-2013.The data used in this research is data quarterly(per three months) of march 2003 until september 2013 which are obtainedfrom the monthly reports economic indicators of the Badan Pusat Statistik andmonthly reports macro of Bank Indonesia.This research use Error CorrectionModel approach to see the short-term and long-term relationship between theindependent variable against the dependent variable. The result showed in thelong term only variable Islamic Banking Financing affect Certificates of BankIndonesia Sharia (SBIS ).While in the short-term Certificates of Bank IndonesiaSharia (SBIS ) affected Islamic Banking Financing and Gross Domestic Product.]]>
<![CDATA[ANALISIS PERHITUNGAN BAGI HASIL YANG DITERIMA OLEH NASABAH PADA PT. BANK MUAMALAT CABANG AMBON ]]>
<![CDATA[Albertus Lalaun]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.437-458
<![CDATA[This study aims to analyze the calculation profit-sharing received by the customers at PT. Bank Muamalat branch of Ambon. The method used in this research is quantitative descriptive analysis method. Processing method using a mathematical calculation based on the information available with compare theory and practice in the field. Location of the study is Bank Muamalat branch of Ambon, which is one of Shariah bank in the city of Ambon and operates with the principles of Shariah. Profit-sharing system used on its capital is Profit-sharing system of mudharaba and Profit-sharing system of Musharaka. Based on the analysis of Profit-sharing system can be found on average the results of the calculation as follows: for the results to client A reaches 7,921,290.24, for the results to client B reaches 7428387.429, for achieving results for clients C 7761295.037, for results for D customers achieve 7014193.769, and for the results to clients E reach 8992258.141.]]>
<![CDATA[PENGEMBANGAN MODEL REDUKSI RESIKO DAN KALASI KINERJA PEMBIAYAAN MUDHARABAH PADA LEMBAGA KEUANGAN MIKRO SYARI’AH ]]>
<![CDATA[Siti Maria Wardayati]]>;
<![CDATA[Nining Ika Wahyuni]]>;
<![CDATA[Nur Hisamuddin]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.331-350
<![CDATA[The development of Islamic financial institutions in Indonesia is very fast eventhough it is a new institution that all products are new in this Muslim-majoritycountry. This study will test the competence variables account syariah officer andrisk of financing in relation to the financing is affecting performance, and will alsotest the variable business ethics and information asymmetry in relation to risk andfinancial performance. Sample of this research is Islamic Microfinance Institutionsin Jember and Bondowoso with respondent managers and leaders Sharia Microfinance Institutions using primary data obtained through questionnaires. This studyused a quantitative approach and the data processing using Partial Least Square(PLS). Final output of this research is the development of arisk reduction model offinancing is an attempte scalation of financing performance.]]>
<![CDATA[PENGARUH ETOS KERJA ISLAMI DAN GAYA KEPEMIMPINAN TERHADAP KINERJA KARYAWAN RUMAH MAKAN AYAM LEPAAS LHOKSEUMAWE ]]>
<![CDATA[Harjoni Desky]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.459-478
<![CDATA[The purpose of this study is to analyze and explain the significant influence of Islamic work ethic with employee performance.This study uses a quantitative approach. The type of this research is exploratory research study. The samplingtechnique in this study using census method. The technique used for conducting this research through documentation, interviews, and questionnaires.This research was done by using the census of 65 employees eating spicy chicken in Lhokseumawe. Data were collected through questionnaires, interviews and documentation further processed using descriptive analysis and Path. The results of the analysis show that: (1) Islamic work ethic and a significant positive effect on employee performance, (2) transformational leadership style and a significant positive effect on employee performance.]]>
<![CDATA[MODEL PENGEMBANGAN SDM INDUSTRI PERBANKAN SYARIAH PADA ISLAMIC BANKING SCHOOL YOGYAKARTA ]]>
<![CDATA[Syaparudin Syaparudin]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.351-372
<![CDATA[This research aims to find out and to explore, describe, explain and map humanresources required by Islamic Banking Industry in Indonesia and the developmentof human resources in IBS Yogyakarta. This study is a field research using aqualitative approach. The design use qualitative descriptive design which issupported with interview, observation, documentation and library studies incollecting the datas. The datas which were collected, are analysed with descriptiveand content analysis. The result shows that human resources required by IslamicBanking Industry in Indonesia, are more than bankers. They have to own multidimension, competence with integrated sciences. To fulfill this, the developmentof human resources in IBS Yogyakarta is desiged with four main competences,so that they get ahead in entering the Islamic banking industry. The competenciesare: core competencies, behavior, functional and managerial competence.]]>
<![CDATA[POTENSI PEMBANGUNAN MASYARAKAT PESISIR SELATAN DIY MASALAH DAN TANTANGANNYA ]]>
<![CDATA[Imamudin Yuliadi]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.479-500
<![CDATA[Indonesia is one country that have longest coast in the world because Indonesia consist of many archipelago. This fact give implication that economic is potential factors for people life at the coastal areas to economic growth for improving walfareand equity on economic development both national and regional scope. The role of fisherman is very strategic to improve economic growth, even that their condition is below average economic welfare. Source of data from government office like statistical center agency, Bank Indonesia and many else. Research methodology that applied is desriptive investigative to obtain the fact about the economic problem of people at thecoastal region for improving people economic welfare. Analitical methode at this research is location quation (LQ), shift-share, and typology of klassen. The output of this research is making the planning model of promotion system and integrated investment to realize the equility of economic development at southern coastal part of DIY.]]>
<![CDATA[EVALUATION OF THE MODEL OF EDUCATION IN ISLAMIC ECONOMICS AND FINANCE: Empirical Evidences From Indonesia and United Kingdom ]]>
<![CDATA[Euis Amalia]]>
<![CDATA[ INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014) ]]>
Publisher : <![CDATA[State Institute of Islamic Studies (IAIN) Salatiga ]]>
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DOI: 10.18326/infsl3.v8i2.373-394
<![CDATA[This study attempts to evaluate the model of education in Islamic economics and finance that currently adopted in Indonesia and United Kingdom. The study employs the method of Analytic Network Process (ANP). This study decomposes the problem by way of undertaking in-depth interviews and questionnaires as preliminary steps to all stakes holders in these countries comprising practitioners, academicians, experts and users. In order to evaluate and measure these differences, pair-wise comparison is conducted followed by synthesis method to come up with appropriate solutions. The root of the problem comprises of internal and external, while the solution includes short term as well as long terms with strategic policy as the last outcome. The finding of this study demonstrates different results in every cluster of respective countries. Moreover, the findings reveal that quite a few challenges lie ahead in applying the best model to be used as teaching materials in these countries.]]>
