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PENGUJIAN MONDAY EFFECT PADA BURSA EFEK INDONESIA DAN BURSA EFEK SINGAPURA
Haikel Ardinan
Journal of Business & Banking Vol 4, No 1 (2014): Mei 2014
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v4i1.295
The study attempts to examine the influence of Monday effect on stock return. The Monday effect is an example of a seasonal anomaly that is when the stock return is significantly negative on Monday. The variable used is the return index. The population in this study is the IndonesianStock Exchange and the Singapore Stock Exchange. The samples used were LQ45 and the Straits Times Index (STI) in the period January 2010 - December 2012. Statistical methods were used to test the hypothesis covering ANOVA, multiple regression, linear regression. First, it can be concluded that there is no effect on the phenomenon Monday LQ45 and STI during the period 2010-2012. Second, it can also be concluded that the returns on Monday in LQ45 and STI are not concentrated at week 4 and week 5 during the period 2010-2012. The third results in this study it can be concluded that the LQ45 index returns and STI on Monday systematically unpredictable based on market conditions Friday the previous week during the period 2010-2012.
Ketepatan waktu pembayaran simpan pinjam guna meningkatkan pengembangan koperasi unit desa
Prastika Nurlitaputri;
Isharijadi Isharijadi;
Elana Era Yusdita
Journal of Business & Banking Vol 10, No 2 (2020): November 2020 - April 2021
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v10i2.2306
This study aims to analyze (1) the causes of inaccurate loan payments (2) the handling of inaccurate savings and loan payments (3) solutions for the development of the SMW Village Unit Cooperative. The data were collected by means of observations, interviews, and documentation. Then, they were analysed using descriptive analysis with a qualitative approach. The informants of this study were the cooperative employees in relation whith the cooperative savings and loan process. The results showed that the inaccurate loan repayments were due to economic factors (illness, celebration, disaster experienced by members, other unexpected needs) and delayed harvest periods (crop failure). The handling of inaccurate savings and loan payments done by the KUD SMW were taken by conducting field surveys, giving warnings, and taking personal approaches. Next is that the solution to developing the KUD SMW is carried out by means of business expansion and business intensification. The SMW KUD should do a more maximal analysis of the 5C principle so that they can clearly identify the borrower's ability to pay their future obligations, and it is better to strengthen the development of business intensification prior to business extentification so that bad credit does not burden new business units.
Pengaruh kesadaran merek, sikap dan nilai yang dirasa terhadap niat pembelian ulang Sarimi di Surabaya Timur
Adhe Bagus Tirta Kusuma;
Laila Saleh Marta'
Journal of Business & Banking Vol 5, No 2 (2015): November 2015 - April 2016
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v5i2.709
Brand awareness is one of the factors which can make the consumers identify, under-stand and recognize a specific brand and finally can lead them to have a repurchase in-tention towards the products. Besides that, the reaction of consumer‟s sense about the product also affects consumer‟s decision to purchase the product. A consumer decisions to purchase may also be affected by the perceived value or benefits of the product, and then finally consideration to purchase the product. This study attempts to analyze the relevance of brand awareness, attitude, and perceived value of the product repurchase intention. This research took the sample of 100 consumers of instant noodles with its trade mark of Sarimi in East Surabaya. The results shows that brand awareness, atti-tude, and perceived value both partially and simultaneously affect repurchase intention of the instant noodle with Sarimi trade mark in East Surabaya.
Pengaruh niat berperilaku dan kecerdasan spiritual terhadap pengelolaan keuangan keluarga
Ririt Faridawati;
Mellyza Silvy
Journal of Business & Banking Vol 7, No 1 (2017): Mei - Oktober 2017
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v7i1.1465
Family financial-management is vital for achieving a financial well-being. When a family has a barely-enough income that is managed properly and wisely, it is possible that the family can live peacefully, happily, and prosperously. Although people know the importance of family financial- management, there are still many families who haven’t applied a financial management in their families. This study aimed to examine the impact of behavioral intention and spiritual intelligence on family financial-management. The sample was taken from financial managers of families that live in Gresik, Surabaya, Sidoarjo, and Mojokerto. The sample was taken using a purposive sampling based on family income with a minimum total income Rp 4,000,000/month and snowball sampling. The data were taken by distributing the questionnaires. The results show that the behavioral intention has a positive and significant effect on family financial-management and spiritual intelligence laso has a positive impact but not significant on family financial-management.
HUBUNGAN FAKTOR DEMOGRAFI DENGAN BIAS PEMIKIRAN INVESTOR DI PASAR MODAL
Nana Anisa
Journal of Business & Banking Vol 2, No 2 (2012): November 2012
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v2i2.169
This aim study tries to explain about behavior of individual investor that invests funds in capital market. The psychologies of investors affect them to take risk in their infestations. The purpose of this study is to examine the relationship between demographic factors and thinking bias investor in capital markets. The method of data collection in this research is using questionnaires. A questionnaire survey was conducted and responses were obtained from 150 investors from Surabaya. The sampling technique is judgmental (purposive) sampling and snowball sampling. The data obtained was then analyzed using two statistical techniques, namely One Way ANOVA and Independent T-Test to answer the problem. The result shows that of eight demographic factors (gender, ethnic, age, marital status, education, occupation, family size, spending per month) only occupation factor has significant relationship with thinking bias investor in capital market.
Pengaruh kesadaran merek, kualitas yang dirasakan, dan sikap merek pada , niat beli biskuit oreo di Surabaya
Claudia Bimantari
Journal of Business & Banking Vol 8, No 2 (2018): November 2018 - April 2019
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v8i2.1548
This study aims to determine the effect of Brand Awareness, Perceived Quality, and Brand Attitude toward Purchase Intention of Biscuit Oreo in Surabaya. This research is a survey one with causal relationship constructs, so questionnaire is the main data source. Questionnaire measured with Likert scale and then data analysis done using structural equation model using Amos 22.0 program. The results showed that Brand Awareness significantly influence Perceived Quality because the standardized regression weight is 0.354 with value of C.R of 2.974 and p value of 0.003. Brand Awareness Significantly influence Purchase Intention because standardized regression weight is 0.486 with value of C.R of 3.756 and p value of 0.000. Perceived Quality significant influence Brand Attitude because standardized regression weight is 0.311 with value of C.R of 2.618 and p value of 0.009. Perceived Quality does not significantly influence Purchase Intention because standardized regression weight is 0.236 with value of C.R of 1.905 and p value of 0.057. Brand Attitude significantly influence Purchase Intention because standardized regression weight is 0.226 with a value of C.R of 2.015 and p value of 0.044
PENGARUH KERAMAHAN, KREDIBILITAS DAN CITRA KARYAWAN TERHADAP KEDEKATAN KARYAWAN DAN KEPUASAN NASABAH PRODUK TABUNGAN BANK KONVENSIONAL DI SURABAYA
Chairun Nisa Halim;
Tatik Suryani
Journal of Business & Banking Vol 3, No 1 (2013): Mei 2013
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v3i1.256
Banks as financial institutions have delivered superior services to their customers for gaining competitive advantages. The intimacy between banks employees and customers has signifi- cant role for creating satisfaction. This research tries to examine the influence of the deter- mination of customer intimacy specifically benevolence, credibility, and image of banks em- ployee on intimacy between banks employees and customers and customer satisfaction. Re- search involved 100 customers from four banks (Mandiri, BNI, BRI, and BTN) that selected by purposive sampling. Data were analyzed by Structural Equation Modeling (SEM). The results showed that: (1) benevolence did not have significantly effect on intimacy between banks employees and customers, (2) credibility and employees image have significantly in- fluences on intimacy between banks employees and customers, and (3) bank s employees and customers intimacy has positive effect on customer satisfaction. The implication of this research is that bank should improve the credibility and employee image for creating banks employees and customers intimacy. Beside it, bank should keep their intimacy for satisfying the customers.
Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia
Anggraeni Anggraeni;
Iik Arie Saputri
Journal of Business & Banking Vol 10, No 1 (2020): Mei - Oktober 2020
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v10i1.2182
There are some factors that affect the banks’ efficiency and therefore, it is important to do research in relation to analyze those factors. The efficiency of the banking industry is required. The purpose of this study is to examine the effect of asset diversification, bank risk, bank size, and bank liquidity on the efficiency of sharia banks using Stochastic Frontier Analysis (SFA). The sample of this research is Sharia Commercial Bank, in Indonesia, which has been registered in OJK for the 2014-2018 period. The data were analyzed by using descriptive and statistical analysis with Frontier 4.1. The results showed that asset diversification, bank risk, and bank liquidity had a negative effect on efficiency. On the contrary, Total Assets has a positive effect on Efficiency. It is recommended that the banks should minimize their risk in order to increase efficiency as well as not to diversify their assets.
Pengaruh promosi, lokasi, dan kualitas layanan terhadap keputusan pembelian nasabah Bank Mandiri Surabaya
Muhammad Fajar Fahrudin;
Emma Yulianti
Journal of Business & Banking Vol 5, No 1 (2015): May - October 2015
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v5i1.478
Today, competition in banking sectors has been very tight, and therefore, in order the banks can survive they have to provide excellent services. Besides, they should also pay attention to the promotion activity, location, and quality of service so that they can attract customers. This study attempts to investigate the effect of promotion, location, and service quality on customers buying decision in Bank Mandiri Surabaya. The sample consists of 74 customers of Bank Mandiri Surabaya selected through the judg-ment sampling technique. Regression analysis with SPSS software was used for data analysis and hypotheses testing. The results show that there effect of promotion and location on customers buying decision in Bank Mandiri Surabaya is not significant. However, service quality has positive and significant effect on customers buying deci-sion in Bank Mandiri Surabaya. The finding of this study suggests that Bank Mandiri Surabaya should pay attention to service quality in order to increase their customer saving.
Kointegrasi dan kausalitas pasar saham Big 5 ASEAN: Tax Amnesty gelombang I
Loe Irene Kusuma;
Noviana Anggun;
Gesti Memarista
Journal of Business & Banking Vol 6, No 2 (2016): November 2016 - April 2017
Publisher : STIE Perbanas Surabaya
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DOI: 10.14414/jbb.v6i2.1300
The first batch of Tax Amnesty policy in Indonesia can affect the economy in other countries because of international cooperation, especially in ASEAN. This study tried to see the cointegration and the causality between stock market indices in the Big 5 ASEAN countries before the policy (October 5th 2015-July 01st 2016), during the policy (July 03rd 2016 - September 30th 2016), and after the policy (October 03rd 2016 - November 04th 2016). The data used is the closing value of daily stock market indices of the Big 5 countries in the ASEAN during those periods. The results showed that there is no cointegration relationship before and during the implementation of the first batch of Tax Amnesty policy. Otherwise, there is a cointegration relationship after the policy implemented. In addition, there is a causality relationship for the stock market index before the policy, such as Indonesia (JKSE) affects Singapore (STI) and Thailand (SET), while the Philippines (PSEi) affects Thailand (SET). During the policy, Thailand (SET) affects Indonesia (JKSE) and the Philippines (PSEi), while the Philippines (PSEi) affects Thailand (SET). After the policy, Thailand (SET) and Singapore (STI) affect each other, while Thailand (SET) affects Malaysia (KLCI).