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INDONESIA
Journal of Business & Banking
ISSN : 20887841     EISSN : 23033460     DOI : http://dx.doi.org/10.14414/jbb
Core Subject : Economy,
Arjuna Subject : -
Articles 317 Documents
Analisis Risiko Sistemik dan Keterkaitan Keuangan: Studi pada Bank Umum Syariah di Indonesia Rihana Sofie Nabella; Ghozali Maski; Setyo Tri Wahyudi
Journal of Business & Banking Vol 10, No 1 (2020): Mei - Oktober 2020
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v10i1.2048

Abstract

Islamic banking in Indonesia has developed as indicated marked by the establishment of Bank Muamalat Indonesia as the first Islamic bank in Indonesia. Islamic banks—Besides the conventional bansk— are an alternative source of financing which are expected to support the country's economic growth. Banks are also known as risk-prone institutions, one of which is systemic risk. This study aims to measure systemic risk and financial linkages in Islamic commercial banks in Indonesia. This study uses the Conditional Value at Risk (CoVaR) model developed by Adrian and Brunnermeier (2009) with data samples of 8 Islamic banks in Indonesia from January 2012 to December 2018. The results isobtained are the contribution of systemic risk is not determined by the size of bank assets and individual risk. k, sBo that both small banks and large banks can threaten financial system stability. So that it can be a reference for regulators to always supervise all banks, not only large banks but also small banks that have high individual risks.
Pengaruh motif IPO dan total aset emiten terhadap herding behavior pada pasar modal Indonesia Rohmad Fuad Armansyah
Journal of Business & Banking Vol 5, No 1 (2015): May - October 2015
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v5i1.474

Abstract

IPO (Initial Public Offerings) is one of financing alternatives for the company. In this way the company can get some funds for corporate purposes, but problems arise when they are going public. The problem deals with under pricing or overpricing. This study tries to lift and apply the concept of the IPO as done previously to develop alternative focusing on motive IPOs and total assets of issuers on the phenomenon of herding on a sample of 320 companies conducting an IPO in 1995-2014 in the Indonesia Stock Exchange. Sample was taken by using purposive sampling with criteria not entirely de-lists from the stock exchange. The data were analyzed using multiple regression analysis and path analysis to examine the relationship between motives IPO, the total assets of the issuer, to herding. The result shows that the motive IPO has positive effect on herding and has an indirect negative effect but it is not statistically significant. Total assets of the issuer have a positive influence and statistically significant towards herding during the first day of trading on the stock exchange. The implications of this research, investors in the primary market should consider the information on the total assets of the company in making investment decisions and they do not lead to herding behavior that can harm the investment market.
Mengelola kinerja bisnis UMKM: Peran diferensiasi asosiatif dan keunggulan diferensiasi posisional Rainier Hendrik Sitaniapessy
Journal of Business & Banking Vol 7, No 2 (2017): November 2017 - April 2018
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v7i2.1283

Abstract

AbstrakPenelitian ini bermula dari adanya kesenjangan penelitian hubungan antara inovasi proses dan kinerja bisnis. Dari kesenjangan penelitian tersebut maka penelitian ini bertujuan untuk mengembangkan model teoritikal baru dengan mengembangkan konstruk diferensiasi asosiatif  yang berupaya untuk menyelesaikan kesenjangan hubungan inovasi proses dan kinerja bisnis tersebut.  Sampel sejumlah 166 UMKM Batik yang berada di Indonesia (Pekalongan,  Solo, DI Yogya)  dengan menggunakan teknik analisis Struktural equation modeling (SEM). Hasil menunjukan bahwa inovasi proses (IP)  berpengaruh signifikan terhadap diferensiasi asosiatif  (DA) serta diferensiasi asosiatif (DA) berpengaruh signifikan terhadap keunggulan posisional diferensiatif (KPD) yang pada akhirnya meningkatkan kinerja bisnis.(KB). Hasil lain yang mengejutkan adalah kualitas posisioning produk (KP) berpengaruh positif tapi tidak signifikan terhadap diferensiasi asosiatif (DA) serta diferensiasi asosiatif (DA) bepengauh positif tetapi  tidak signifikan terhadap kinerja bisnis (KB)
HUBUNGAN FAKTOR DEMOGRAFI DENGAN FAKTOR KENYAMANAN DAN KEAMANAN INVESTOR PASAR MODAL Erista Widya Kristanti
Journal of Business & Banking Vol 2, No 1 (2012): Mei 2012
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v2i1.165

Abstract

Research in the field of behavioral finqnce has not been predominantly done so far. It appears obvious especially, when it is compared with the study of behavior in the financial sector. This is due to the research revealing how the behavior of investors is against the risk of investment and the type of investment that is selected in the money market sector or capital market. This study aims to examine the relationship between demographic factors with the factors of comfortability and security of capital market investors. Research object of this research were the investors who invested their funds in capital markets in Surabaya. Method of data collection is by using questionnaires. With judgment sampling technique (purposive) sampling and snowball sampling, the data were taken up to 84 questionnaires from the respondents in the field and then the validity and reliability of research instruments were done as well as correlation analysis Chi Square Test to answer the problem. Of the 10 the demographic factors gender, ethnicity, oge, marital status, education, occupation, family size, spending per month, investment experience, and frequency of transactions, only the type of work thot hos significant relationship with the factors of psychology, namely comfortability and security.
Pengaruh risiko bisnis dan tata kelola perusahaan terhadap skor tingkat kesehatan bank pada bank swasta nasional devisa di Indonesia Mi Razul Amrullah; Herizon Herizon
Journal of Business & Banking Vol 8, No 1 (2018): Mei - Oktober 2018
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v8i1.909

Abstract

The purpose of research was to determine whether the credit risk, market risk, liquidity risk. Operational risk and GCG simultaneously and partially towards the bank’s soundness. The population of this research is the national private commercial banks in Indonesia and they were taken by using a purposive sampling. The research sample consists of Bank Central Asia, CIMB Niaga Bank, Bank Danamon Indonesia, Bank PAN Indonesia (Panin Bank), Bank OCBC NISP, Bank May Bank Indonesia, Bank Mega, Bank Bukopin and Bank ICBC Indonesia. The data were analysed using multiple linear regression analysis. The results of the study show that credit risk, market risk, liquidity risk. Operational risk and GCG simultaneously have a signifi cant infl uence. Partially credit risk, market risk, liquidity risk and GCG have insignifi cant infl uence, while operational risk has a signifi cant effect on the soundness of Nasionaol private commercial banks in Indonesia.
FAKTOR LINGKUNGAN LUAR, DAN PERANNYA TERHADAP KEPERCAYAAN BELANJA DI INTERNET DAN PERSEPSI RISIKO PADA KONSUMEN DI SURABAYA Erika Novita
Journal of Business & Banking Vol 1, No 2 (2011): November 2011
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v1i2.242

Abstract

Recently, shopping through internet has become a trend throughout the world. This is inter- esting for the researcher to do the research related to it. This study tries to describe a study in which its previously validated measurement instrument is now implemented to investigate the specific factors that are thought to be able to predict the generation of consumers trusts in internet shopping, especially in Surabaya. It actually tests the environmental factor vari- ables that influence the consumers belief in shopping through the internet. It uses the sample that consists of 134 respondents by survey. The questions used are summed to be valid. It shows that third parties recognition has a positive and significant to trust in internet shop- ping. The result that legal framework relates negative significant influence toward the trust in internet shopping. It also shows that the trust on internet shopping has a positive and sig- nificant influence on the perceived risk.
Virtual reality: aplikasi teknologi untuk peningkatan kunjungan wisatawan Sri Hartini; Cathleya Anglelyn; Sukaris Sukaris
Journal of Business & Banking Vol 9, No 2 (2019): November 2019 - April 2020
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v9i2.2014

Abstract

The development of Indonesia's tourist destinations when supported by technological advances. With a destination, technology can be known and visited. One influence of technology is a virtual reality in the context of destinations. Virtual reality is a technology that allows users to interact with the environment in a virtual world that is simulated by a computer, so users feel they are in that environment. Focus on consumer behavior in choosing tourist destinations associated with virtual reality. Specifically, the research objective is to determine the effect of presence in virtual reality, on perceived enjoyment, attitude toward Virtual reality, and intention to visit destinations. The study population was tourists in East Java, with a purposive sampling method. Samples were asked to play virtual reality in destinations that had never been visited, then they answered questionnaires related to their experiences using virtual reality. The analysis tool uses SEM-PLS. The results show five proposed hypotheses, four hypotheses were accepted and one hypothesis was rejected. Presence influences perceive enjoyment, but presence does not affect attitudes toward virtual reality. Perceive enjoyment influences attitudes toward virtual reality and intention to visit tourist destinations. Attitudes toward virtual reality affect the intention to visit tourist attractions
KONTRIBUSI PELATIHAN DALAM MENDUKUNG KINERJA SALES REPRESENTATIVE MERCHANT (SRM) DI PERBANKAN Nur Aini Fathmawati
Journal of Business & Banking Vol 4, No 2 (2014): November 2014
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v4i2.371

Abstract

Training activity is the main important activity for improving human resources competences inany organization, including in banking industry. Training enables company in reducing gap ofthe companys requirements and human resources qualification. In order achieving trainingeffectiveness, training should be design fit in with organization need analysis, and mentionmany factors related with training activity such as the contents of Training Materials, TrainingFacilities, Trainers and Training methods. The purpose of this study was to examine the effectsimultaneously and partially of training success determinants factors on performance of SalesRepresentative Merchant (SMR) in bank X. Research conducted by survey design and usingquestionnaires research which involved 81 Sales Representative who participate in Sales Merchanttraining. Multiple regression analysis used as tool for analyzing data. The results foundthat all determinants training success factors have significantly effects simultaneously and partiallyon sales representative performance. The content of material has dominant effects onsales performance. The implication of this research is bank should consider the relevancy ofTraining Materials, Training Facilities, Trainers, and Methods for designing training program.
PENGARUH KEPERCAYAAN, KEAMANAN, PERSEPSI RISIKO, SERTA KESADARAN NASABAH TERHADAP ADOPSI E-BANKING DI BANK BRI SURABAYA Moh Faqih Afghani; Emma Yulianti
Journal of Business & Banking Vol 6, No 1 (2016): Mei - Oktober 2016
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v6i1.898

Abstract

The purpose of this research was to analyze the effect of each-each variable, trust, security, perceived risk, and awareness to adoption e-banking on bank BRI customers in Surabaya. The process of data collection used convenience sampling method by purpose taking customers that used e-banking BRI in Surabaya. From 90 questionnaires distributed, there were 90 questionnaires returned. The method analysis used the program Spss 16.00. The result showed that three proposed hypothesis was accepted except two hypothesis relationship between security to adoption and perceived risk to adoption had no significant relationship. The management implication and suggestions for the banks as e-banking services providers were also discussed at the end of this research.
PENGARUH KEPERCAYAAN, KOMITMEN, KOMUNIKASI, PENANGANAN MASALAH DAN KEPUASAN NASABAH TERHADAP LOYALITAS NASABAH BANK MUAMALAT DI SURABAYA Fitri Ningtyas; Basuki Rachmad
Journal of Business & Banking Vol 1, No 1 (2011): Mei 2011
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v1i1.152

Abstract

Customer loyalty is one of the factors influencing the level of sales in a company. Every companyis trying hard to compete so that they can perform various strategies. By doing so, theyare supposed to create their customer loyalty well for each of the goods or services offered.Beside, within this effort, the banks are also doing a lot of strategies to increase their customersloyalty. There are many factors that can affect the loyalty of a customer such as trust,commitment, communication, conflict handling, and customers loyalty. The purpose of thisresearch is to examine the effect of trust, commitment, communication, conflict handling andcustomers satisfaction towards the customers loyalty. This research was conducted in Surabayaexactly on Muamalat Bank. This research uses non probability sampling sample andJudgment sampling to gain 120 bank customers as the respondent. This is conducted bymeans of multiple regressions to analyze the data with SPSS 16.0 for windows. The resultshows that Trust has an effect on Customer Loyalty. Commitment has not any significant effecton Customer Loyalty. Furthermore, communication has not significant effect on CustomerLoyalty, Conflict Handling has not affect on Customer Loyalty, but Customer Satisfactionhas significant effect on Customer Loyalty