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INDONESIA
Jurnal Ilmiah Mahasiswa FEB
Published by Universitas Brawijaya
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Core Subject : Education,
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Articles 13,824 Documents
HABLUMMINALLAH AND HABLUMMINANNAS OF ZAKAH Muhammad Dandy Alif Wildana; Asfi Manzilati
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study was conducted to understand the aspects that consist in zakah, as one out of five principles of islam : religious, economic, and social. Al Qur'an, as the holy book of islam, Prophet Muhammad (PBUH) hadiths, along with books and scientific journal are used as data. Literature review is used as the approach of this study. Zakah cannot be treated only as a form of worship towards Allah, The Creator of All, but zakah has further means and functions, and benefits to all humanity through its worldly aspects, namely  economic and social. The correct establishment of zakat can be a solution on solving the problems that emerge in the economic and social areas. This research is limited on viewing the effects of  zakah in the light of its benefit on religious, economic and social. The next research that conducted on this field perhaps can broaden the view and fill the empty space, because zakah still can be seen on another point of view or perspective. Any further research conducted on the theme of zakah will furthermore justify the position of it as a tool of community stability that affect not only for moslem as the follower of islam, but to all of humanity.Keywords : Islam, Zakah, Al Qur'an, Hadiths of  Prophet Muhammad (PBUH), Economic, Social
Analisis Komparatif Strategi Automatic Trading dan Manual Trading Dalam Pasar Forex Online Bayu Dermawan Saputra
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This research aims to find outcomparisonbetween automatedtradingand manual trading in forex online.There are three point that we will compare in this journal which is return, risk and cost.Using the descriptive analysis, anova, hodric-prescott filter and interviewing trader, we’vefoundthat manual trading is more profitable than automatedtrading, but on the otherside manual trading havevery higher risk than automatedtrading.When comparing the cost of each strategy we’vefound that automatedtrading cost more money than manual trading but manual trading cost more time than automatedtrading.Keyword: Forex Online, Automated Trading,Anova, descriptive analysis, hodric-presscot filter
ANALYSIS ON FACTORS AFFECTING THE PARTICIPATION OF MARRIED WOMEN IN INFORMAL SECTOR (Case studyonTheTradersin Ketawang Gede Sub-district, Malang) Fika Sumule; Wildan Syafitri
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study analyzes factors affecting the participation of married women (in the age of 16-60 years) in informal sector in Ketawang Gede sub-district, Malang. Using Linear Probability Model and Logit Model on 50 respondents, this study reveals migrationstatus, total working hours/day, number of dependent, level of income and husband’s employment status significantly affect the participation of married women in informal sector. On the other hand, age and education have no significant effect on participation of married women. Marital status has a significant role in affecting the decision of women for working in formal or informalsector. However, since informal activity can accommodate the family responsibility, married woman prefer to join in informal sector.Keywords: Participation of married women, Informal Sector.
THE INFLUENCE OF BANK PERFORMANCE AND BI RATE ON BANK LENDING (Case Study of Listed Commercial Banks in Indonesia in the Period of January 2008 – December 2012) Manda Rizka Pratiwi
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Using time series data from January 2008 to December 2012, this research aims at finding the dimensional influence of bank performance which consists of (1) Third Party Funds (DPK) (2) Capital Adequacy Ratio (CAR) and BI Rate on bank lending. After reviewing the current literature and testing the properties of individual time series data, Error Correction Model (ECM) is used along with t-test and F-test to reveal the relation and the influence of the pre-determined variables. The finding shows that Third Party Funds (DPK), CAR, and BI Rate have a significant influence on bank lending. In short-run, Third Party Funds and BI Rate have a positive and significant influence on bank lending and CAR has a negative and significant influence on bank lending. Meanwhile, in long-run CARt-1, BI Ratet-1, and ECTt-1 are not significant and thus do not affect bank lending. The most influential variable to the bank lending is Third Party Funds (DPK) which strongly affect bank lending in short-run and DPKt-1 that is likely to affect bank lending in long-run.   Keywords: Bank Lending, Third Party Funds, CAR, BI Rate
THE EFFECT OF CORPORATE SOCIAL RESPONSIBILITY (CSR) PT. TIRTA INVESTAMA PANDAAN ON THE INCOME OF JATIANOM COMMUNITY Harum Ayu Siswanti
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study aimed to identifying the role of CSR (Corporate Social Responsibility) in promoting sustaitainable economy, this present study investigates the effect of CSR conducted by PT.Tirta Investama Pandaan on the income of the local community. The community development program of PT. Tirta Investama named Wanjati is conducted in Jatianom, Karangjati village and run under the mangement of Social Investment Indonesia (SII). By employing quantitative research method, this study randomly selects 78 respondents. The variables used in this study are training as dummy variable (D1), gender as dummy variable (D2), business as dummy variable (D3), capital (X1), age (X2), and income (Y). Jatianom as the sample since they are the beneficiaries of the CSR program.The data obtained in this study were analyzed by using multiple regression analysis with F test and T test. The findings show that training, capital, age, gender and capital and business simultaneously have significant effect on income. It shows that training and capital provision can increase the income of the community. The partial analysis reveals that training has significant effect on the increase of the community’s income. People who joined training have higher income compared to those who did not join the training. In addition, capital also has a significant effect on income which is greater (more dominant) than training, age, gender and business. It means the amount of the community’s income depends on how much the capital received. So, the higher the capital which is received, the higher the income of the community. Key point : CSR, , training, capital, income, community.
THE ANALYSIS ON CONSUMER BEHAVIOR TOWARDS MODERN RETAIL SHOP AND TRADITIONAL SHOP (Case Study of Young Consumers’ Shopping Preference in Lowokwaru District, Malang) Rizky Nindya Ariefiani; M.Umar Burhan
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

The emerging of modern retail shop nowadays slowly gives impact to the consumers’ behavior especially in consumers’ shopping preference. The aims are to deeply understand  how  the  consumers’  behavior  towards modern  retail  shop and traditional  shop  and  what  are the factors that causing the  change in consumers’ preference towards modern retail shop compare to traditional shop. By using qualitative approach the result shows that the factors that attract them to shop at traditional shop are the close shop’s location and low price compare with modern retail shop. Different with that, the respondents stated  them  like service, product’s quality, facility, and convenience in shopping at modern retail shop.   Keywords: Modern Retail Shop, Traditional Shop, Product, Shopping
ANALYSIS ON THE EFFECT OF OIL PRICE, DOLLAR EXCHANGE RATE, AND STOCK EXCHANGE INDEX ON GOLD PRICE IN USA DURING 2006-2012 Revo Rosheno Arbes; Arif Hoetoro
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

By using time series data from January 2006 up to December 2012, this research aims at finding the dimensional influence of oil price, U.S. Dollar exchange rate and stock exchange index on gold price.  For examining  the influence of the independent variables toward the dependent variable, Error Correction Model (ECM) is used along with  t-test and  F-test to reveal the relation and the influence of the pre-determined variables.The  findings show  that, in short-run, U.S Dollar exchange rate and stock exchange index have significant effect on gold price. U.S Dollar exchange rate has positive and significant effect on gold price, while stock exchange index has inverse and significant effect on gold price. Meanwhile, Oil Pricet-1, USD exchange ratet-1, and Stock exchange indext-1  are not significant and do not affect gold price in long run. The most influential variable to gold price is U.S. Dollar exchange rate which strongly affect gold price in short-run and stock exchange indext-1 which likely affect gold price in long-run. Keywords: Gold Price, Oil Price, Dollar Exchange Rate, Stock Exchange Index
THE ANALYSIS OF THE PRICE COMMODITY INFLUENCING INFLATION IN BALIKPAPAN IN THE PERIOD 2008-2012 Riskita, Mutia Ayu
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Using multiple linear regression analysis data from January 2008 to December 2012, this research aims  to analyze of the factors influencing inflation in Balikpapan. The variables used are: Price of Cement, Price of Chili, Price of Onion and Price of Fuel. T  -test, F-test and classical assumption are also used in this study to determine the effect of independent variable on dependent variable and also to strengthen the result obtained from multiple regression analysis.  The finding shows that Price of Cement, Price of Chili, Price of Onion and Price of fuel have a positive and significant influence on inflation. The most influential variable to inflation is Cement. Keywords: Inflation, Price of Cement, Price Onion, Price Chili, Price of Fuel
ANALYSIS OF MACROECONOMIC DETERMINANTS INFLUENCING FOERIGN DIRECT INVESTMENT (FDI) IN INDONESIA IN THE PERIOD OF 1982-2012 M Zikril Hakim; Putu Mahardika Adi S
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study aims to investigate and to explain the relationship between macroeconomics determinants and foreign direct investments (FDI) in Indonesia. Data used in this study are secondary data in the form of time series of yearly data during the period of 1982-2012 which obtained from official website of World Bank.  It comprises FDI as dependent variables and Gross Domestic Product (GDP), Inflation, Exchange Rate and Openness in Indonesia as independent variables. This study also included Infrastructure in determining FDI inflows to Indonesia. Research methods employed in this study are: Ordinary Least Square (OLS) used to  analyze the long term relationship between dependent variable and independent variables and Error Correction Model (ECM) used to analyze the dynamic short term relationship between the dependent variable and independent variables and speed of adjustment of  model toward equilibrium. In addition, this study also employed classical assumption test to determine the validity of the model. The findings shows that GDP, infrastructure, inflation rate, exchange rate, and trade openness have significant influence in the long term to FDI inflows in Indonesia. GDP, infrastructure and trade openness have positive significant influence to FDI while inflation and exchange rate have negative significant influence to FDI. Meanwhile, the short term analysis shows that inflation has negative significant influence while trade GDP, openness and exchange rate have positive significant influence toward FDI inflows in Indonesia. The ECT value also shows negative significant 0.66, it means that the speed of adjustment of the model from disequilibrium is amounted for 66%. Based on the result of the study, it is recommends policymakers such as government, Bank  Indonesia and  Otoritas Jasa Keuangan (OJK)  to ensure the stability of macroeconomic determinants such as GDP, Exchange Rate, Inflation, and Trade Openness. Government should also improve its expenditure on the key consideration of infrastructure such as telephone lines, as a ways to accelerate the  improvement of FDI inflows. And to attract foreign investors, the government's incentive policy should also focus on the improvement of export performance. The policies that can be taken are in the form of reduced tax rate in the industrial sector, simplifying export procedures and production empowerment by increasing production of export and product promotion through exhibitions or websites, business partnership programs and export marketing management training.Keywords: FDI, GDP, Inflation, Exchange Rate, Openness, Infrastructure, ECM.
THE DETERMINANT OF FACTORS THAT INFLUENCE THE DEMAND OF MORTGAGE LOAN (A Case Study in Bank Tabungan Negara (BTN) University of Brawijaya Branch office malang in 2008 – 2012) Aulia Ratuningtyas; Farah Wulandari Pangestuty
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

By using secondary data obtained from BTN University of Brawijaya Branch Office Malang  and Central Bureau of Statistics (BPS) Malang  in 2008 to 2012 and multiple regression analysis, this study  is aimed to analyze  the factors that influence the demand of mortgage loan in BTN University of Brawijaya Branch Office Malang from 2008 to 2012. BTN is the biggest bank in Indonesia that provides mortgage loan as the main product. The results of multiple regression analysis show that the factors include  lending rate, inflation,  income, and exchange rate  are simultaneously influence the demand of mortgage loan. Inflation and income have  significant influence  towards  the demand of mortgage loan, but lending rate and exchange rate has insignificant influence towards the demand of mortgage loan.Keywords:  The demand of  mortgage loan, lending rate, inflation,  income, exchange rate

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