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Dewi Laela Hilyatin
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el-Jizya: Jurnal Ekonomi Islam
Published by Institut Agama Islam Negeri Purwokerto
ISSN : 2354905X     EISSN : 25796208     DOI : https://doi.org/10.24090/ej
Core Subject : Economy,
Economics, Econometrics & Finance
el-Jizya adalah jurnal ilmiah yang diterbitkan oleh Jurusan Syariah STAIN Purwokerto. Terbit pertama kali tahun 2013. Jurnal ini memfokuskan pada kajian Ekonomi Islam dalam berbagai sudut pandang keilmuan. Redaksi mengundang para ahli dan segenap sivitas akademika untuk menulis artikel sesuai dengan tema besar jurnal ini. Artikel yang dimuat tidak selalu mencerminkan redaksi ataupun institusi lain terkait dengan penerbitan jurnal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 9 Documents
 1 
Search results for , issue "Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam" : 9 Documents clear
Manajemen Zakat, Infaq, dan Shadaqah di Badan Amil Zakat Nasional (BAZNAS) Kabupaten Banyumas Hadi, Rahmini
El-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.3750

Abstract

Sesuai dengan Undang-undang Nomor 23 Tahun 2011, dalam rangka pengelolaan zakat pada tingkat provinsi dan kabupaten/kota, Kabupaten Banyumas membentuk BAZNAS untuk meningkatkan perolehan pengumpulan dana zakatnya. Proses reorganisasi BAZNAS Kabupaten Banyumas telah merampingkan pimpinan BAZNAS menjadi lima orang saja. Hasil penelitian menunjukkan, fungsi-fungsi manajemen telah diterapkan BAZNAS dalam pengelolaan zakat, infaq, dan shadaqah di Kabupaten Banyumas. Proses perencanaan melalui 3 (tiga) langkah, yaitu: menentukan target pengumpulan zakat, infaq, dan shadaqah; menentukan besarnya penyaluran zakat, infaq, dan shadaqah untuk ditasarufkan pada setiap program BAZNAS. Pelaksanaan fungsi pengorganisasian tampak pada struktur organisasi BAZNAS yang menggambarkan pengelompokkan kegiatan sehingga kegiatan yang sejenis dan saling berhubungan dapat dikerjakan bersama. Kepemimpinan pimpinan BAZNAS yang mengarahkan segenap SDMnya melaksanakan program dan kegiatan untuk mewujudakan tujuan BAZNAS merupakan bentuk pelaksanaan fungsi pengarahan. Mekanisme pengawasan dilaksanakan secara internal dan eksternal. Tingkat pendidikan dan pengalaman SDM BAZNAS menjadi faktor pendukung dalam proses perencanaan, fungsi pengorganisasian, pengarahan (actuating), serta memudahkan pengawasan dan koordinasi oleh pimpinan BAZNAS. Jumlah SDM BAZNAS Kabupaten Banyumas yang hanya 21 orang menjadi faktor penghambat ketika dikaitkan dengan luas wilayah Kabupaten Banyumas. Selain itu, jumlah mustahiq yang lebih besar dibandingkan dengan muzakki, kesadaran berzakat masyarakat masih rendah sehingga inisiatif membayar zakat masih rendah, serta sistem manajemen baik secara IT maupun manual yang belum memadai, merupakan faktor penghambat penerapan fungsi-fungsi manajemen, khususnya fungsi pengorganisasian dan pengarahan.
ANALISIS SWOT PASAR MODAL SYARIAH SEBAGAI SUMBER PEMBIAYAAN DI INDONESIA Basrowi, Basrowi; Utami, Pertiwi; Anggraeni, Erike; Nasor, Muhammad
El-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.3957

Abstract

The purpose of this study is to provide a literature review of the problems currently faced by Islamic Capital Markets, given that Islamic capital market products have not been used significantly as a source of financing outside of Islamic Banks. Whereas the opportunity as an alternative source of funding is quite large, especially because of the potential of the majority of Indonesian Muslims. The method used in this study is the literature method based on the most up-to-date reading sources from books and journals. Data analysis methods used are SWOT analysis so that it is expected to find the right strategic solution for using the Islamic capital market as a source of financing outside the bank. The results of the analysis indicate that the use of Islamic capital market products has a positive force by continuously maintaining its existence. Its superiority is influenced by its activities which avoid Maghrib (Maysir, haram, usury and gharar). The impact is very significant on environmental empowerment or 'green economy' because it indirectly prohibits the practice of destroying natural resources for stakeholder actors. The disadvantage is the large number of human resources in the Islamic Capital Market who are unable to use sophisticated technology appropriately and optimally. Opportunities come from technological developments and increasing public financial literacy on the Islamic capital market. The obstacle is that there is a high risk due to external factors, namely political, economic, socio-cultural changes that must be watched because there is always no certainty about it.
IMPLEMENTASI THEORY OF PLANNED BEHAVIOR (TPB) PADA PENGUKURAN PERSEPSI PENDAPATAN BUNGA BANK KONVENSIONAL Dewi, Liana; Lestari, Puji
El-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.3970

Abstract

Knowledge about illegitimate of usury is growing rapidly in the community. Based on this knowledge, the community is motivated to make various efforts in avoiding usury, one of which is to avoid receiving bank interest from the deposit of funds in the bank. This research aims to study the factors that influence people's intentions and actions in avoiding bank interest income by using Theory of Planned Behavior (TPB) as a theoretical basis. The sample in this study amounted to 55 respondents who came from the usury-free community. Data was collected through a questionnaire consisting of 20 statements and analyzed with the Structural Equation Model (SEM). The test results state that attitudes negatively affect individual intentions to avoid bank interest income while subjective norms have the opposite effect, the similarity of the two is a less powerful effect. Perceived behavioral control has a positive and strong influence on intentions, as well as intentions that influence individual avoidance of bank interest income.
Urgensi Optimalisasi Pembiayaan Mudharabah sebagai Core Product Perbankan Syariah Indonesia Widyastuti, Emy
El-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.4024

Abstract

This study aims to examine the urgency of optimizing mudharabah financing as a core product of Islamic banking in Indonesia. Mudharabah financing is one of the financing products in Islamic banking that uses a profit sharing scheme (PLS-Profit and Loss Sharing). This profit sharing becomes the identity of an Islamic bank and distinguishes it from the interest on conventional banks. In practice, mudharabah financing is rarely implemented and has the smallest proportion of the total financing channeled by Islamic banking. The method used in this research is exploratory descriptive qualitative to examine the urgency of optimizing the Islamic banking mudharabah financing in Indonesia. OJK (Financial Services Authority) data for 2019 shows the amount of mudharabah financing disbursed amounted to 5.41 trillion while murabahah financing amounted to 121.04 trillion of the total financing amounting to 219.67 trillion. This alarming condition requires all parties to participate in efforts to optimize mudharabah financing as productive financing which is believed to be ideal by fiqh experts because of the fairness in it. Keywords: mudharabah financing, Islamic banking, Islamic economics
Konsep Ekonomi Islam Konsep Ekonomi Islam: Parameter Islamic Business Ethics (IBE) dalam Produksi Maghfiroh, Siti
El-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.4038

Abstract

Human economic activity consists of three series, namely production, distribution, and consumption. However, the starting point of this activity is generally focused on production. This series must of course be in the syari’ah frame, because Islam regulates it as an activity that has norms and ethics. The reality that occurs that not all producers apply ethics to the products produced, so it needs a parameter to assess this ethical dimension. The Islamic view of product creation is to integrate aspects of ethics (morals) and trancendental components. Its implemetation is guided by the principles of Islamic business ethics, axioms of economic ethics, and a number of rules which are framed within the parameters of Islamic business ethics. The parameters of Islamic Business Ethics that can be used as a reference in production activities include three things, namely the first type of product,where a produst must h}ala>lan t}ayyiban, the goods meet maqa>sid syari’ah, and based priority needs. Second, focuses on the ethical framework of production, third gets legality from the competent authority.
Immaterial Cost and Production: Maximum Production Cost Level Through Marginal Approach Lestari, Dini Maulana
El-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.4241

Abstract

This paper will discuss about the immaterial costs and production yields at one of the refined sugar factory companies in Makassar, South Sulawesi. The theory is based on the fact that Immaterial is a cost that is almsgiving, meaning costs that are outside of the basic costs of the company in producing production, so this research aims to find out: (1) what is the production cost needed to produce this production, (2) the maximum level of production at company from 2013 to 2017. This type of research is a quantitative study because it uses a questionnaire in the form of values ​​that are processed using the marginal cost approach formula. The results of the analysis show that (1) the maximum level of production costs occurred in 2016 amounting to 6,912 with an Immaterial cost of Rp. 2,481,796,800 and the total production produced is 359,077.3 tons (2) The required workforce with the total production produced is 359,077.3 tones of 180 people including the maximum production point which means that the lowest value is achieved (optimal).
RANCANG BANGUN EKONOMI ISLAM ADIWARMAN KARIM DALAM KAJIAN EPISTOMOLOGI ISLAM shafrani, yoiz shofwa
El-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.4272

Abstract

The development of Islamic economic thought in Indonesia is still considered only in the banking and financial sector. So, necessary a process to be able to unify the concept of Islamic values ​​and economic concepts so that the Islamic economy can unite at the empirical level. It is hoped that the integration between Islamic values ​​and economic values ​​can broadly describe the concept of Islamic economics. This process can be successful if it is supported by the instruments, especially humans as the main instrument. One of the figures of Islamic economic thought who integrates theory and practical level is Adiwarman Karim. It offers the concept of Islamic economics in all aspects and fields of Islamic economics and business. The thought structure adopted by him is fundamentalist-intellectual-professional, so the concept of Islamic economics offered is the design of Islamic economics. Epistomologically, the background behind Adiwarman getting this idea is based on formal education and the practical world. The methods of obtaining knowledge are historical, fiqh and economic approaches. Then for the contribution of thought seen in the concept of monetary, a good competitive, foreign exchange control and inflation, money, zakat, Islamic banking, conversion to Islamic banks.
Immaterial Cost and Production: Maximum Production Cost Level Through Marginal Approach Wafia, Nur Umaima; Furwanti, Reni; Lestari, Dini Maulana
el-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.4241

Abstract

This paper will discuss about the immaterial costs and production yields at one of the refined sugar factory companies in Makassar, South Sulawesi. The theory is based on the fact that Immaterial is a cost that is almsgiving, meaning costs that are outside of the basic costs of the company in producing production, so this research aims to find out: (1) what is the production cost needed to produce this production, (2) the maximum level of production at company from 2013 to 2017. This type of research is a quantitative study because it uses a questionnaire in the form of values ​​that are processed using the marginal cost approach formula. The results of the analysis show that (1) the maximum level of production costs occurred in 2016 amounting to 6,912 with an Immaterial cost of Rp. 2,481,796,800 and the total production produced is 359,077.3 tons (2) The required workforce with the total production produced is 359,077.3 tones of 180 people including the maximum production point which means that the lowest value is achieved (optimal).
Rancang Bangun Ekonomi Islam Adiwarman Karim dalam Kajian Epistomologi Islam Shafrani, Yoiz Shofwa
el-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.4272

Abstract

The development of Islamic economic thought in Indonesia is still considered only in the banking and financial sector. So, necessary a process to be able to unify the concept of Islamic values ​​and economic concepts so that the Islamic economy can unite at the empirical level. It is hoped that the integration between Islamic values ​​and economic values ​​can broadly describe the concept of Islamic economics. This process can be successful if it is supported by the instruments, especially humans as the main instrument. One of the figures of Islamic economic thought who integrates theory and practical level is Adiwarman Karim. It offers the concept of Islamic economics in all aspects and fields of Islamic economics and business. The thought structure adopted by him is fundamentalist-intellectual-professional, so the concept of Islamic economics offered is the design of Islamic economics. Epistomologically, the background behind Adiwarman getting this idea is based on formal education and the practical world. The methods of obtaining knowledge are historical, fiqh and economic approaches. Then for the contribution of thought seen in the concept of monetary, a good competitive, foreign exchange control and inflation, money, zakat, Islamic banking, conversion to Islamic banks.

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