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All Journal Jurnal YIN YANG Jurnal KOMUNIKA el-Jizya: Jurnal Ekonomi Islam Indonesian Journal of Islamic Business and Economics (IJIBE) Mabsya : Jurnal Manajemen Bisnis Syariah Jurnal Ilmu Ekonomi dan Bisnis Islam Jurnal Pengabdian Masyarakat (ABDIRA) Ijtimā`iyya: Journal of Muslim Society Research Mabsya: Jurnal Manajemen Bisnis Syariah Jurnal Ekonomi, Bisnis dan Manajemen Populer: Jurnal Penelitian Mahasiswa Profit: Jurnal Manajemen, Bisnis dan Akuntansi Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Pengabdian Masyarakat Bangsa Miftah JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Wealth: Journal of Islamic Banking and Finance
Yoiz Shofwa Shafrani, Yoiz Shofwa
STAIN Purwokerto
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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KONTRIBUSI KONSTRUKSI SOASIAL BUDAYA PADA KEBERHASILAN WIRAUSAHA WANITA (STUDI ASPEK KONFLIK PERAN GANDA) Shafrani, Yoiz Shofwa
Yinyang: Jurnal Studi Islam Gender dan Anak Vol 9 No 2 (2014)
Publisher : Pusat Studi Gender dan Anak (PSGA) IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (561.916 KB)

Abstract

Abstrak: Keberhasilan perempuan pengusaha di Indonesia tidak hanya dipengaruhi oleh faktor internal dan kepribadian perempuan. Persepsi gender dibuat oleh konstruksi sosial-budaya. Konstruksi sosial-budaya dapat dilihat dari budaya keluarga mereka. Tulisan ini akan menjelaskan tentang peran ganda konflik yang akan muncul pada wanita karir. Ada tujuh aspek dalam konflik peran ganda menurut Kopelman & Burley. Aspek tersebut adalah masalah mengasuh anak, kebutuhan sepihak dalam pekerjaan rumah tangga, komunikasi dan interaksi dengan keluarga, waktu yang terbatas untuk keluarga, tekanan kerja dan tekanan keluarga, dan persepsi suami tentang peran ganda wanita. Seorang wanita pengusaha bisa sukses ketika dia dapat memainkan peran ganda dengan baik. Titik awal keberhasilan perempuan pengusaha adalah saat mampu mengurangi penyebab konflik peran ganda. Penyebab konflik peran ganda adalah faktor pekerjaan, faktor keluarga, faktor masyarakat, nilai individual. Jadi, menjadi pengusaha wanita sukses akan mulai dari mengurangi konflik pribadi dan mereka memiliki keyakinan nilai-nilai individu pada peran transisi, peran ganda, Peran egaliter dan peran kontemporer. Abstract: The success of entrepreneur women in Indonesia are not only influenced by internal factors and personality of women. The perception of gender was made by social-culture construct. Socio-cultural constructions can be seen from their family's culture. It will describe on dual roles of conflict which will appear in a careerwomen. There are seven aspects of the dual role conflictsaccording to Kopelman & Burley. They are parenting problems, necessity from a kind of parties in the household jobs, communication and interaction with family, limitedtime for families, job pressure and family pressure, and perception of husband about the dual role of women.An entrepreneur woman can be successful when they can play multiple roles well. The starting point of the success of entrepreneur women is able to reduce the cause of dual rolesconflict. The cause of dual rolesconflict are work factors, family factors, community factors, the value of the individual.So to be successful woman entrepreneur will start from reduce a personal conflict and they have the confidence of individual values on transitionsrole, rolesmultiple, egalitarianrole and rolescontemporary. Kata Kunci: Konstruksi Sosial-Budaya, Konflik Peran Ganda, dan Perempuan Pengusaha Sukses
MEMBANGUN TAMPILAN IKLAN TELEVISI DALAM PERSPEKTIF ETIKA BISNIS ISLAM Shafrani, Yoiz Shofwa
KOMUNIKA: Jurnal Dakwah dan Komunikasi Vol 6 No 2 (2012)
Publisher : Fakultas Dakwah IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (231.168 KB) | DOI: 10.24090/komunika.v6i2.351

Abstract

Every competitive company faces a challenge of how to get the best way to seize andmaintain the market share. Applying the promotion strategy such as advertisement is onesolution. In contemporary marketing, the existence of advertisement is to create the requirementof the product in customer’s mind.In fact, there are many violations of advertisement ethics in general which are related tobusiness competition or to the real function of an advertisement itself as a procuct information.There is a kind of formula for advertising from Islamic ethics which can be used as as an ethicalconsideration.The principles of unity, responsibility and desire in the freedom, goodness and thetruth are the principles which have to be the basic of advertisement ethics and make possible forthe advertiser to respect the truth and goodness.
Pengaruh Pengetahuan Perpajakan, Ketegasan Sanksi Pajak, dan Kualitas Pelayanan terhadap Kepatuhan Wajib Pajak Kendaraan Bermotor di Kabupaten Cilacap Shafrani, Yoiz Shofwa
Mabsya: Jurnal Manajemen Bisnis Syariah Vol 1 No 2 (2019): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v1i2.3465

Abstract

Dealing with taxation in Cilacap Regency, an MoU was conducted between Cilacap Regional Police and the Regional Revenue Service Unit or Samsat Cilacap. The signing was to help the government raise awareness of paying taxes for motor vehicle owners. The purpose of this study is to determine the effect of taxation, tax sanction assertiveness, and service quality on motor vehicle taxpayer decisions in Cilacap district. The results of this study that tax knowledge has no effect on taxpayer compliance. Firmness of tax sanctions does not affect taxpayer compliance. Beer service quality has an effect on tax compliance. Knowledge of taxation, the firmness of tax sanctions and the quality of service together affect the taxpayer compliance.
PENGARUH KUALITAS PRODUK DAN RELIGIUSITAS TERHADAP KEPUTUSAN NASABAH PRODUK SIMPANAN PADA BSM CABANG PURWOKERTO Shafrani, Yoiz Shofwa
El-Jizya : Jurnal Ekonomi Islam Vol 4 No 1 (2016)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v4i1.2016.pp189-215

Abstract

Perkembangan dunia perbankan syariah tidak lepas dari peran para nasabah yang memberikan kepercayaan terhadap pihak perbankan untuk penyimpanan asset keuangannya. Faktanya banyak kelompok nasabah yang memutuskan untuk menjadi nasabah di perbankan syariah karena faktor religiusitasnya. Faktor lain yang dapat ikut mempengaruhi keputusan nasabah adalah kualitas produk. Di mana kualitas produk merupakan karakteristik yang melekat dari suatu produk. Kemungkinan yang terjadi bahwa kebanyakan nasabah pada perbankan syariah juga masih merupakan nasabah perbankan konvensional.Tujuan yang ingin dicapai dalam penelitian ini adalah untuk mengetahui pengaruh kualitas produk dan tingkat religiusitas nasabah terhadap keputusan nasabah untuk menyimpan dananya atau tidak di BSM Cabang Purwokerto. Alat analisis yang digunakan adalah analisis regresi linier berganda, dengan jumlah sampel 100 nasabah. Diperoleh hasil Y = 5,046 + 0,101X1 + 0,218X2. Berdasarkan uji F yang sudah dilakukan maka dapat diketahui bahwa variabel kualitas produk dan religiusitas secara bersama – sama berpengaruh terhadap keputusan nasabah untuk menyimpan dananya di BSM Cabang Purwokerto. Berdasarkan uji t yang sudah dilakukan dapat diketahui bahwa secara partial baik variabel kualitas produk maupun variabel religiusitas berpengaruh terhadap keputusan nasabah untuk menyimpan dananya di BSM Cabang Purwokerto. The progress of the Islamic bank cannot be separated from the role of its customers who give trust to the bank to deposit their financial assets. It is a fact many groups of customers decide to be the customers of the Islamic bank because of their religiosity. The other influences factor of a customer’s decision is the quality of the product. The aim of this research was to determine the effect of product quality and level of customers’ religiosity towards customers’ decision whether to keep their funds in Syariah Mandiri Bank, Branch of Purwokerto, or not. The analytical tool used was multiple linear regression analysis, with a sample of 100 customers. The results indicate Y = 5,046 + 0,101X1 + 0,218X2. Based on F, it can be seen that both variables of product quality and religiosity simultanously affect the customers’ decision to keep theirfunds in BSM Branch of Purwokerto. Based on t test, it can be seen that independently, either variable of product quality or variables of religiosityinfluences the customers’ decision to keep their funds in BSM Branch of Purwokerto.
RANCANG BANGUN EKONOMI ISLAM ADIWARMAN KARIM DALAM KAJIAN EPISTOMOLOGI ISLAM shafrani, yoiz shofwa
El-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.4272

Abstract

The development of Islamic economic thought in Indonesia is still considered only in the banking and financial sector. So, necessary a process to be able to unify the concept of Islamic values ​​and economic concepts so that the Islamic economy can unite at the empirical level. It is hoped that the integration between Islamic values ​​and economic values ​​can broadly describe the concept of Islamic economics. This process can be successful if it is supported by the instruments, especially humans as the main instrument. One of the figures of Islamic economic thought who integrates theory and practical level is Adiwarman Karim. It offers the concept of Islamic economics in all aspects and fields of Islamic economics and business. The thought structure adopted by him is fundamentalist-intellectual-professional, so the concept of Islamic economics offered is the design of Islamic economics. Epistomologically, the background behind Adiwarman getting this idea is based on formal education and the practical world. The methods of obtaining knowledge are historical, fiqh and economic approaches. Then for the contribution of thought seen in the concept of monetary, a good competitive, foreign exchange control and inflation, money, zakat, Islamic banking, conversion to Islamic banks.
Rancang Bangun Ekonomi Islam Adiwarman Karim dalam Kajian Epistomologi Islam Shafrani, Yoiz Shofwa
el-Jizya : Jurnal Ekonomi Islam Vol 8 No 2 (2020): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Institut Agama Islam Negeri (IAIN) Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v8i2.4272

Abstract

The development of Islamic economic thought in Indonesia is still considered only in the banking and financial sector. So, necessary a process to be able to unify the concept of Islamic values ​​and economic concepts so that the Islamic economy can unite at the empirical level. It is hoped that the integration between Islamic values ​​and economic values ​​can broadly describe the concept of Islamic economics. This process can be successful if it is supported by the instruments, especially humans as the main instrument. One of the figures of Islamic economic thought who integrates theory and practical level is Adiwarman Karim. It offers the concept of Islamic economics in all aspects and fields of Islamic economics and business. The thought structure adopted by him is fundamentalist-intellectual-professional, so the concept of Islamic economics offered is the design of Islamic economics. Epistomologically, the background behind Adiwarman getting this idea is based on formal education and the practical world. The methods of obtaining knowledge are historical, fiqh and economic approaches. Then for the contribution of thought seen in the concept of monetary, a good competitive, foreign exchange control and inflation, money, zakat, Islamic banking, conversion to Islamic banks.
PENGARUH NPF, CAR, BOPO, INFLASI DAN KURS RUPIAH TERHADAP RETURN ON ASSETS (STUDI KASUS PT BANK MUAMALAT INDONESIA, TBK. PERIODE 2015-2019) Shafrani, Yoiz Shofwa; Lestari, Azhlia Dyah
Indonesian Journal of Islamic Business and Economics (IJIBE) Vol 2 No 1 (2020): IJIBE
Publisher : Islamic Economic Scholar Association and Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.ijibe.2020.2.1.3006

Abstract

Penelitian ini dilakukan untuk menguji pengaruh variabel Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Biaya Operasional Pendapatan Operasional (BOPO), Inflasi, dan Kurs Rupiah terhadap Return On Asset (ROA) pada Bank Muamalat Indonesia periode 2015-2019. Penelitian ini merupakan penelitian kuantitatif. Jenis data yang digunakan yakni data primer berupa laporan keuangan triwulan dan tahunan yang diperoleh dari website resmi Bank Muamalat dari tahun 2015-2019. Metode analisis yang digunakan adalah uji asumsi klasik, analisis regresi linier berganda, uji hipotesis, dan koefisien determinasi. Selama periode pengamatan menunjukkan bahwa data penelitian berdistribusi normal. Berdasarkan uji multikolinieritas, uji autokorelasi, uji normalitas, dan uji heteroskedastisitas, tidak ditemukan variabel yang menyimpang dari asumsi klasik. Hal ini menunjukkan data yang tersedia telah memenuhi syarat menggunakan model persamaan regresi linier berganda. Dari hasil penelitian dapat disimpulkan bahwa berdasarkan hasil uji secara parsial (uji t), variabel NPF, CAR, dan Kurs Rupiah tidak berpengaruh signifikan terhadap variabel ROA. Sedangkan variabel BOPO dan Inflasi berpengaruh signifikan terhadap variabel ROA. Kemudian berdasarkan hasil uji secara simultan (uji f), kelima variabel tersebut yaitu NPF, CAR, BOPO, Inflasi, dan Kurs Rupiah secara bersamaan berpengaruh signifikan terhadap ROA.
Analysis of Customer Satisfaction from Service Quality Dimensions Using Fuzzy-Carter Method (A Case Study at Bprs Khasanah Ummat Purwokerto) Selitri Melina; Shafrani, Yoiz Shofwa
Wealth: Journal of Islamic Banking and Finance Vol. 1 No. 1 (2022)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v1i1.7001

Abstract

The primary goal of a business is to satisfy customers, so the caliber of this service has a significant impact on the success of a service company, specifically the creation of a sense of satisfaction with the services provided, where this will foster a loyal attitude of its customers and encourage positive and encouraging word of mouth as an assumption of customer satisfaction. By assessing the value gap between the services obtained and the standard of service expectations by clients, this researcher investigates the quality of services offered by BPRS Khasanah Ummat. This kind of research comprises quantitative associative research using the Fuzzy-CARTER approach to examine the connection between the caliber of services rendered and client satisfaction. The sample of this research is 286 active customers. The study's findings indicate that: 1) the level of customer satisfaction is measured across six CARTER dimensions, five of which customers are satisfied, namely compliance, assurance, reliability, tangibles, and responsiveness, but customers are not satisfied with the service on the dimension of empathy, indicating that improvements must be made by paying more attention to and understanding customer needs. 2) The overall level of customer satisfaction with service quality is good, and there is no gap between perceived perceptions and customer expectations.
Acculturation of Javanese Islam and Mapalus Culture in The Development of Islamic Economic Tradition in Tondano Hadi, Rahmini; Shafrani, Yoiz Shofwa; Nurhayati, Laily
Ijtimā iyya Journal of Muslim Society Research Vol. 9 No. 1 (2024)
Publisher : Postgraduate, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v9i1.12459

Abstract

Diversity allows the emergence of merging existing cultures into a new culture that does not take away the essence of the previous culture. The success of Tondano Javanese Village in maintaining the existence of economic traditions, especially in the agricultural sector, also plays a role in balancing the economy in the Tondano region. Mapalus is synonymous with the life cycle of the Minahasa community which is closely related to religious values. Development of Javanese Islam in Tondano began to occur after the group of Kiai Mojo and his followers consisting of approximately 60 men, established an association place for them to settle and live there, namely "Kampung Java". In addition, the development is also getting stronger after they are in a relationship assimilation through marriage with indigenous Minahasa women who at that time the majority adhered to Christianity. The Muslim community living in Minahasa influenced the development of the existing mapalus uyang culture. Mapalus is a form of local wisdom of the indigenous people of Tondano adapted by the Muslim community from Java. Then from Joanne et al (in Senduk, 2016) Added one other form of mapalus, namely arisan. This Arisan is one of the prominent forms of social interaction between members of the North Minahasa community. Its function is to help each other in the economic field based on family values. In general, this social gathering is one of the associations in terms of distributing funds. This concept is in great demand by the lower middle class because it is considered easy to fulfill one's direct desires, so it is considered to be able to pay in installments (Muhaisin & Syarbaini, n.d.). In practice, the forms of the collection also vary, such as money, groceries, jewelry, building materials, etc. Unlike the arisan practice implemented in Tondano Java Village, the form is an association to be able to divide work into agricultural and plantation activities. So in each activity, the agricultural and plantation production process will be divided based on its working group
Perceptual Mapping Warung Makan Upnormal dalam Pasar Warung Makan Kekinian di Purwokerto Shafrani, Yoiz Shofwa; Sochimin, Sochimin
Mabsya: Jurnal Manajemen Bisnis Syariah Vol. 4 No. 1 (2022): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v4i1.6376

Abstract

The development of the culinary business, especially restaurants/restaurants in Indonesia, can be seen from the increasing number of restaurants in Indonesia. The success of restaurants in attracting consumers is the presence of flavors that can adjust to consumer tastes, strategic locations, quality facilities and services and appropriate prices. In 2017 to 2018 in Purwokerto, starting with the emergence of Warunk Up Normal, then many restaurants with modern nuances emerged that added several supporting facilities. Realizing this, every company must be able to compete to attract consumer interest and first must know the position of its product compared to other restaurant products so that it can make the right strategy. To find out the position of the product, it is necessary to do a perceptual mapping, which is a quantitative analysis tool that can represent the position of the products. Observations on the phenomena that occurred in the six restaurants studied, namely Warunk UpNormal, Dapoer Prambanan, Nyong Kopitiam, #WKWK, Warung Ngapak and Level Up and distributed questionnaires to respondents. Data is analyzed using the multidimensional scaling method which is intended to determine the distribution or position and competition that occurs based on consumer decision-making factors in purchasing. The results showed that the position of the restaurant that experienced competition seen from the consumer decision-making factor was the attribute or price factor and facilities.
Co-Authors Aflah, Nafilah Alfarisi, Akmal Aziz Ani Rohanah Argianto, Rifqi Tegar Ashfa, Muhammad Aqila Astuti, Sonia Salma Widi Aviana, Nagita Lyra Ayuni, Titi Salma Azahra, Dian Fatimah Baetisalamah, Nadiva Amelia Baihaqi, Muhammad Ramadhan Cahyani, Agustin Tri Cery, Cery Depisari, Unik Destiana, Diah Sari Dewi, Nurul Fazriyanti Aulia Evridanisa, Nayla Cahya Fariha, Zulfia Nur Fathonah, Aenia Latif Fauzi, Hafiz Zaki Fernansyah, Nio Kenshi Pratama Findianingsih, Arisa Fitriana, Novika Nur Fitriani, Ahwat Galadea, Aflakha Filosofi Hasna, Amelia Nilal Hasnita, Yuliana Nur Humeriatunnisa, Asky Husen, Saadilah Amril Husnia, Atika Ismaya, Nesha Ismiati Ismiati Isnaeni, Devit Ruman Istiqomah, Laela Nur Julianti, Taliyah Khasanah, Anisa Cahyawiru Kurniawan, Pandu Lestari, Azhlia Dyah Lili Erlina Maula, Muhammad Ihza Maulida, Indah Ilma Melani, Niken Mukarromah, Laili Munawaroh, Nur Ismawati Nafila, Isna Nandisa, Alfath Shofa Ningrum, Adelia Cahya Nisa, Sofaratun Nurazizah, Khofifah Nurhaliza, Putri Amellia Nurhayati, Laily Nuriyah, Armida Arka nurul khotimah Odilien, Rizka Ayu Okty Oktaviani, Widya Oktavianingsih, Wiji Parmono, Aldi Dwi Pransiska, Ega Pratami, Luthfi Ranawati Puspitaningrum, Devi Putri, Dewi Ayu Maharani Putri, Dina Alliah Anggreani Putri, Nadiya Berliana Putri, Nindita Septiana Qoyyafa, Falliza Mauliya Rahma, Raysha Aura Rahmadiani, Arzanti Rahmawati, Safira Aulia rahmini hadi Rahmini hadi Raihan, Ziddan Ni’am Ramadhanti, Salsabilla Ramanda, Nanang Aziz Sabana, Hesti Salsabila, Mischel Saputra, Aditya Gilang Saputri, Andina Velisha Saputri, Imel Nurul Sari, Sinta Kartika Seftiani, Afifah Tri Selitri Melina Sendy, Debby Laura Septianingsih, Leny Setyamien, Salsabila Khairunisa Sharunh, Mohammad Rizna Sholihah, Najwa Aulia Siwi, Sri Rahayu Sochimin Sochimin Sulasih Sulasih Ulfi, Lie Aulia Wahyuningtyas, Ida Puspitarini Weni Novandari Wulandari, Lutfiah Zahrotunnida, Nabila Zeliana, Aura Nadisha Zuhela, Salma Zuhwa, Unfah Ziyan