cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota palembang,
Sumatera selatan
INDONESIA
I-Finance Journal
Published by Universitas Islam Negeri Raden Fatah Palembang
ISSN : 24768871     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
I-Finance: a Research Journal on Islamic Finance is a peer-reviewed journal on Islamic finance.
Arjuna Subject : -
Articles 149 Documents
 11   12   13   14   15 
ANALYSIS OF THE ROLE OF THE BPKB ARRUM WITH RAHN AGREEMENT ON UMKM IN TANJUNG BUMI BANGKALAN Putri, Avia Agustina; Dony Burhan Noor Hasan
I-Finance Journal Vol 10 No 1 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/5mb20c02

Abstract

This study aims to explore the role of Arrum Financing Products through the Telaga Biru Sharia Pawnshop Branch in providing inclusive financial access for Micro, Small, and Medium Enterprises (MSMEs). The informants in this study include 10 MSME actors who use Arrum Financing products as well as employees or management of the Telaga Biru Sharia Pawnshop Branch. Using a qualitative approach with the help of Nvivo software for data analysis. Arrum BPKB financing with the Rahn contract has a positive impact on the growth and sustainability of MSMEs in Tanjung Bumi from the perspective of sharia principles, and is an innovative and effective solution that supports MSMEs by facilitating financial access, reducing risks, and encouraging local economic development. The importance of sharia financing products in financial inclusion and suggested that Sharia Pawnshops continue to develop and promote Arrum Financing for wider benefits for MSMEs. The conclusion shows that Arrum BPKB financing with a rahn contract is in accordance with sharia principles and plays a very important role in supporting MSMEs in Tanjung Bumi, Bangkalan, by making a significant contribution through satisfactory services, efficient processes, and financing flexibility.
IMPLEMENTATION OF ISLAMIC BUSINESS ETHICS IN E-COMMERCE MARKETING IN THE SHOPEE MARKETPLACE Misnawati, Misnawati; Firman Setiawan
I-Finance Journal Vol 10 No 1 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/2qzsfb18

Abstract

This descriptive qualitative research aims to describe how Islamic business ethics influence marketing practices in the Shopee marketplace. This research uses primary and secondary data methods. Informants in this research include sellers at the Shopee Marketplace in the city of Sampang and outside the city of Sampang. Using an approach with qualitative research methods. To check and test data validity techniques, use the Triangulation method. Data analysis in this research was carried out through the stages of data reduction, data presentation, and drawing conclusions as the final goal. The research results show that in Islamic Business Ethics in marketing on the Shopee Marketplace it is important to prevent practices of manipulation, intimidation or immoral behavior towards buyers which include: Unity, Balance, Free Will, Responsibility ( Responsibility), and Truth (Truth) The conclusion in this research is that the implementation of Islamic Business Ethics in marketing activities at the Shopee Marketplace has not been fully implemented in its entirety. The importance of applying Islamic Ethics to marketing interactions with interactions with sellers in the marketing process to provide a deeper understanding.
DETERMINANTS OF MURABAHAH FINANCING MEMBER DECISION FACTORS Saputri, Mardini Indah; Irmayanti Hasan
I-Finance Journal Vol 10 No 1 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/6fqxmg66

Abstract

This study aims to de determinants of murabahah financing member decision factors. This study uses an exploratory approach to explain the correlation between variables through hypothesis testing, with the research location at the BMT Cooperative Office of Sarana Usahawan Muslim Malang. The population in this study is members who use murabahah financing for buying and selling at the BMT Cooperative Sarana Wiraswasta Muslim Malang. Based on calculations using the Slovin formula, the number of samples in this study is 80 out of a total of 421 members who received business capital from the BMT Sarana Pengusaha Muslim Malang Cooperative using the purposive sampling technique. Primary data was obtained through surveys and interviews, as well as secondary data from the BMT Sarana Usahawan Muslim Cooperative. The data collection approach involves face-to-face interviews with questionnaires. Data analysis was carried out using SPSS, involving classical assumptions and hypothesis testing using t-test and F-test related to the influence of trust and company image on purchase decisions. The results of the study show that the company's trust and image have a positive and significant effect on the decision to purchase services with murabahah financing in the BMT Sarana Wiraswasta Muslim Cooperative, both partially and simultaneously.
DETERMINANT  OF THE CUSTOMER INTEREST FACTOR IN USING BSI MOBILE BANKING Dila Reski Wulandari; Kurniawati Meylianingrum
I-Finance Journal Vol 10 No 1 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ttgdjf69

Abstract

This study aims to describe and describe the percentage level of perceived ease of use, perceived effectiveness, feature availability, and security in the interest in using mobile banking. The population in this study is customers who use the Bank Syariah Indonesia Mobile Banking application in Malang City.  As for the calculation of the slovin formula, it was found that the number of samples used in this study amounted to 385 people. Sampling in this study uses nonprobability sampling with purposive sampling technique. The data analysis technique used is using multiple regression with hypothesis tests, namely t test and F test through SPSS 25 software. The results of the study showed that based on the results of the t-Test test, the perceived ease of use variable had a significant positive effect on the interest in using, the perceived effectiveness variable had no effect, the feature availability variable had a negative effect, the security variable had a significant positive effect on the interest in using the BSI mobile banking application, and the results of the F-Test showed that simultaneously, the independent variable (perceived ease of use, perceived effectiveness,  feature availability, and security) have a significant effect on interest in using BSI mobile banking. With the conclusion that perceived ease of use significantly increases customer interest in using BSI mobile banking in Malang City, while perceived effectiveness, feature availability, and security do not have a significant influence partially, but simultaneously these four variables significantly increase customer interest.
DETERMINATION OF INCREASING SMES'S INTENTION TO USE SHARIA BANKING SERVICES: SME’S PERSPECTIVE IN MALANG Tara Andaresta; Nihayatu Aslamatis Solekah
I-Finance Journal Vol 10 No 1 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/xr9bbd68

Abstract

The research aims to determine the influence of Shariah financial literacy, Islamic branding, and religiousness on the interests of SMEs in the use of Shariah banking services. Knowledge of Shariah finance, the application of Islamic branding, and the understanding of religiousness can influence the interest of Small Enterprise perpetrators in the Big Market of Malang City in banking services. Good financial literacy of the Shariah, an Islamic understanding of branding, and a high level of religiosity are expected to make SMEs a qualified perpetrator. This research uses a descriptive quantitative approach that uses primary and secondary data. The sample used in this study was 165 respondents of Small Enterprises offenders in the Big Market of Malang City—data obtained from questionnaires distributed offline to respondents who have qualified. The data obtained was then processed with the help of statistical software, which is SPSS version 24. The analysis used in this study is the measurement of validity and realisticity, the fulfilment of classical assumptions, the analysis of double linear regression, and the test of hypotheses. The results of this study are based on a regression test, i.e., partially, the variable of Shariah financial literacy has a significant influence on the interest in using Sharia banking services, vriable Islamic branding  partially has a positive and significant influence on variable dependency, i.e., interest in using Shariah banking services, and eligiosity variables have a partially positive and significant influence on the dependent variables, i.e., interest in using Sharia banking services. The conclusion of this study is that partially the variables of financial literacy Shariah, Islamic branding, and religiousness have a positive and significant influence on the dependent variable i.e. interest in using Sharia banking services.
PERCEPTION OF USEFULNESS AND EASE OF INTEREST IN USING SHARIA FINTECH Salim, Amir; Eva Susanti; Doly Nofiansyah
I-Finance Journal Vol 10 No 1 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/aftpfe29

Abstract

The aim of the research is to analyze perceptions of usefulness and ease of use fintech sharia among S2 STEBIS IGM Palembang students. The population in this study were STEBIS IGM students with a total research population of 314 students and female students. According to Arikunto, the sample taken for research was 314 x 25% = 78.5 rounded up to 79 students. The analysis technique uses multiple linear regression with hypothesis testing, namely the T test and F test. The findings from the results show that the perceived usefulness variable (X1) has a positive and significant effect on interest in using fintech sharia. Perceived convenience variable (X2) has a positive and significant effect on interest in using fintech sharia (Y). Simultaneously variable perceived usefulness (X1) and the perception of convenience (X2) has a positive and significant effect on interest in using fintech sharia (Y). The conclusion of this research is that both partial and simultaneous variables of perceived usefulness (X1) and the perception of convenience (X2) has a positive and significant effect on interest in using fintech sharia (Y)
ANALYSIS OF CUSTOMER DECISION PREFERENCES ON GLOD COLLATERAL LOANS AT BANK MANDIRI MITRA SYARIAH Imaroh, Ikhda Maslikhatul; Setiawan, Firman
I-Finance Journal Vol 10 No 2 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/jcwf8h96

Abstract

This quantitative research aims to identify factors that influence customers' decisions in choosing gold collateral services at Bank Mitra Syariah. The population of this study was 4,947 customers on gold collateral loans at sharia partner banks. The sample size used in the research was 370 customers who were selected using a purposive sampling method with the criteria being that the respondent was at least 17 years old and had a gold collateral loan. Data was collected using a questionnaire containing questions related to variables on a Likert scale, and processed using SPSS version 25 software. The results of the analysis showed that the variables promotion, ijarah fees, late fines, place and service quality had a positive and significant influence on customer decisions. On the other hand, the estimated value variable shows a positive and insignificant influence on customer decisions. The conclusion is that the factors that influence customer decisions, namely promotions, ijarah fees, late fines, location and service quality, are the main drivers in customers' decisions to choose gold collateral loans, while the estimated value has no effect on sustainable gold collateral loans.
MUI FATWA NO.83/2023: ITS IMPACT ON THE PROFITABILITY OF COMPANIES AFFILIATED WITH ISRAEL Annisa Maulidiana; Trischa Relanda Putra
I-Finance Journal Vol 10 No 2 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/8gk13143

Abstract

The purpose of this study is to determine and analyze the differences in profitability as measured by ROA, ROE, and NPM between before and after the boycott according to MUI fatwa No. 83 of 2023. The population of this study were 9 companies affiliated with the state of Israel while the sample was taken with the criteria of companies affiliated with the state of Israel that have sharia shares. Based on these criteria, 6 companies were obtained. The analysis technique used is a different test using a paired sample t test but if the data is not normally distributed then the test is continued with the wilcoxon test. The results showed that there was a difference in profitability as measured by ROA between before and after the boycott where there was a decrease in ROA value after the boycott. There is a difference in profitability measured by ROE between before and after the boycott where there is a decrease in ROE value after the boycott. There is a difference in profitability measured by NPM between before and after the boycott where there is a decrease in NPM value after the boycott. The conclusion shows that there are differences in profitability measured by ROA, ROE and NPM between before and after the boycott where there is a decrease in ROA, ROE and NPM values after the boycott
THE INFLUENCE OF ISLAMIC BUSINESS ETHICS AND SERVICE QUALITY ON CUSTOMER SATISFACTION OF IKHLAS BERAMAL BANGKALAN SHARIA INN Ajeng, Ajeng Febriana Dwi Lestari; Trischa, Trischa Relanda Putra
I-Finance Journal Vol 10 No 2 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/zfg3be70

Abstract

This research aims to determine the influence of Islamic business ethics and service quality on customer satisfaction at the Ikhlas Beramal Bangkalan Sharia Inn. The population in this study was customers who stayed at the Ikhlas Beramal Bangkalan Sharia Inn. From a population of 440 people, a sample of 100 respondents was selected which was determined using Slovin's formula. Data were retrieved using a questionnaire with a likert scale. Data analysis includes instrument tests, classical assumption tests, multiple linear regression, T tests, F tests, and determination coefficients. The results of this research test show that Islamic business ethics does not partially affect customer satisfaction, while service quality partially affects customer satisfaction. However, the results of the simultaneous F test of the two variables together influence customer satisfaction. The conclusion  simultaneously, Islamic business ethics and service quality have a significant influence on customer satisfaction, while partially only service quality has an influence on customer satisfaction  Sincerity Sharia Inn for Charity in Bangkalan.
PERSONAL SELLING STRATEGY ANALYSIS ON FUNDING PRODUCTS IN AN EFFORT TO INCREASE THE NUMBER OF CUSTOMER Muhammad Anwar; Muhammad Ersya Faraby
I-Finance Journal Vol 10 No 2 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/kx5yqb37

Abstract

This research aims to analyze and explain Personal Selling strategies for funding products at PT. BPR Syari'ah Sarana Prima Mandiri KCP Bangkalan in an effort to increase the number of customers. This research uses a qualitative descriptive method. The data analysis process uses data reduction techniques, data presentation and drawing conclusions. The research results show that PT. BPR Syari'ah Sarana Prima Mandiri KCP Bangkalan has carried out all stages of personal selling starting from Prospecting, Pre-approach, Presentation and Demonstration, Overcoming, Objection, Closing to Follow Up. The strategies implemented in an effort to increase the number of customers as follows: 1) Implementing a Savings Festival, 2) Implementing a personal selling strategy system 3) Taking advantage of opportunities, 4) Good service, attractive facilities and easy transactions, 5) Quick response to customer complaints. The conclusion is that efforts to increase the number of customers can be done using a personal selling strategy. This strategy includes comprehensive product marketing, with a focus on personal relationships, comfort, and consistent follow-up. Implementing this strategy will have a positive impact on the financial sustainability of PT. BPR Syari'ah Sarana Prima Mandiri KCP Bangkalan.      

Page 13 of 15 | Total Record : 149

 11   12   13   14   15 

Filter by Year

2015 2025


Reset
Filter By Issues
All Issue Vol 11 No 2 (2025): I-FINANCE: a Research Journal on Islamic Finance Vol 10 No 2 (2024): I-FINANCE: a Research Journal on Islamic Finance Vol 10 No 1 (2024): I-FINANCE: a Research Journal on Islamic Finance Vol 9 No 2 (2023): I-FINANCE: a Research Journal on Islamic Finance Vol 9 No 1 (2023): I-FINANCE: a Research Journal on Islamic Finance Vol 8 No 2 (2022): I-FINANCE: a Research Journal on Islamic Finance Vol 8 No 1 (2022): I-FINANCE: a Research Journal on Islamic Finance Vol 7 No 2 (2021): I-FINANCE: a Research Journal on Islamic Finance Vol 7 No 1 (2021): I-FINANCE: a Research Journal on Islamic Finance Vol 6 No 2 (2020): I-FINANCE: a Research Journal on Islamic Finance Vol 6 No 1 (2020): I-FINANCE: a Research Journal on Islamic Finance Vol 5 No 2 (2019): I-FINANCE: a Research Journal on Islamic Finance Vol 5 No 1 (2019): I-FINANCE: a Research Journal on Islamic Finance Vol 4 No 2 (2018): I-FINANCE: a Research Journal on Islamic Finance Vol 4 No 1 (2018): I-FINANCE: a Research Journal on Islamic Finance Vol 3 No 2 (2017): I-FINANCE: a Research Journal on Islamic Finance Vol 3 No 1 (2017): I-FINANCE: a Research Journal on Islamic Finance Vol 2 No 2 (2016): I-FINANCE: a Research Journal on Islamic Finance Vol 2 No 1 (2016): I-FINANCE: a Research Journal on Islamic Finance Vol 1 No 1 (2015): I-FINANCE: a Research Journal on Islamic Finance More Issue