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Jurnal Ekonomi Syariah Teori dan Terapan

JESTT
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Published by Universitas Airlangga

ISSN : 24071935 EISSN : 25021508 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.

Arjuna Subject : -

Articles 1,152 Documents

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Faktor Kepuasan Kerja Terhadap Kinerja Islam Pada Karyawan Muslim Tenaga Kependidikan di Fakultas Ekonomi dan Bisnis Universitas Airlangga Angga Bayu Pradhana; Ari Prasetyo
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 1 (2014): Januari-2014
Publisher : Universitas Airlangga

The purpose of this study was to determine the effect of job satisfaction factors on Islamic performance against Muslims employee of Workforce Education in Faculty of Economics and Business Airlangga University.This study used a questionnaire in the primary data collection and quantitative approach to the multiple regression analysis method. Criteria in this study population is Muslim employee education personnel status as a civil servant at the Faculty of Economics and Business Airlangga University totaling 87 people, consisting of 85 Muslim employees and 2 non-Muslim employees. While the sample in this study amounted to 85 Muslim employees. Sampling using sampling saturated technique, because the population in this study is less than 100 people.The results showed that the factors work itself, salary or wages, and co-workers has a positive effect (unidirectional) and partially significant to the Islamic performance. While factors promotional opportunities and working conditions negatively (opposite) and partially not significant to the Islamic performance, and supervision factors and partially significant positive effect on the Islamic performance. While simultaneously, 6 exogenous variables have a significant effect on the Islamic performance Muslim employees of educational staff in the Faculty of Economics and Business Airlangga University. REFERENCESAlgifari. 1997. Analisis Statistik Untuk Bisnis dengan Regresi, Korelasi, dan Nonparametrik. Edisi Pertama. Yogyakarta: BPFE-YOGYAKARTA. ---------. 2000. Analisis Regresi Teori, Kasus, dan Solusi. Edisi Kedua. Yogyakarta: BPFE-YOGYAKARTA.Al-Qur’an dan terjemahannya. 2005. Tim Disbintalad. Jakarta: Sari AgungAnogoro, Panji dan Ninik Widiyanti. 1990. PSIKOLOGI DALAM PERUSAHAAN. Cetakan pertama. Jakarta : RINEKA CIPTAAnoraga, Panji. 2006. Psikologi Kerja. Cetakan keempat. Jakarta: Rineka CiptaAnshori, Muslich & Sri Iswati. 2009. Metode Penelitian Kuantitatif. Cetakan pertama. Surabaya: Airlangga University Press.Arikunto, Suharsimi. 2010. Prosedur Penelitian Suatu Pendekatan Praktik. Jakarta: Rineka Cipta.As’ad, Moch. 1998. Seri Ilmu Sumber Daya Manusia: Psikologi Industri. Liberty : Yogyakarta.Azwar, Saiffudin. 1997. Sikap Manusia Teori dan Pengukurannya. Yogyakarta: Pustaka Pelajar.A. Mas’adi, Ghufron. 2002. Fiqh Muamalah Kontekstual. Jakarta: Raja Grafindo.Chablullah, Wibisono. Pengaruh Motivasi Spiritual terhadap Kinerja Karyawan. 2002.Ghani, M. Abdul. 2005.The Spirituality in Business. cetakan pertama. Jakarta: Pena Pundi Aksara.Ghazali, Imam. 2005. Aplikasi Multivariate dengan Program SPSS. Edisi ketiga. Semarang: Undip.Gibson, Ivancevich & Donnelly. 1996. Organization: Behaviour, Structure, Process. Alih Bahasan Djarkasih. Edisi Kelima. Jakarta: Erlangga.Hamid Mursi, Abdul. 1997. SDM Yang Produktif pendekatan Al-Qur’an dan sains. Jakarta: Gema Insani Press.Handoko, T. Hani. 1991. Manajemen. Yogyakarta: BPFE-UGM.Hasibun, Malayu SP. 1994. Manajemen Sumber Daya Manusia Dasar dan Kunci Keberhasilan. Cetakan keenam. Jakarta: Haji Masagung.Indriantoro, Nur dan Bambang Supomo. 1999. Metodologi Penelitian Bisnis untuk Akuntansi dan Manajemen. Edisi Pertama. Yogyakarta: BPFE.Ismail Yusanto, Muhammad dan Muhammad Karebet Widjajakusuma. 2002. Menggagas Bisnis Islami. Jakarta: Gema Insani.Johan, Rita. Kepuasan Kerja Karyawan Dalam Lingkungan Institusi Pendidikan. 2002.LPPM. 1994. Manajemen Perilaku dalam Organisasi. Jakarta: LPPM.Luthans, F. 2005. Organizational Behavior. Mc Graw-Hill Book CoSingapore,Singapura.Qurrotul’aini, Aan. Pengaruh Kepuasan Kerja dan Disiplin Kerja Terhadap Kinerja Karyawan Muslim (Studi Kasus di Dedy Jaya Plaza Ketanggungan Brebes). 2011Rusyd, Ibnu. 2002.Bidayatul Mujtahid terjemahan. Cetakan kedua. Jakarta: Pustaka Amani.Solimun. 2002. Structural Equation Modeling Lisrel dan Amos. Malang: Penerbit Universitas Negeri Malang.Sugiyono. 2011. Metode Penelitian Kuantitatif, Kualitatif dan R&D. Edisi keduabelas. Bandung: Alfabeta.Sunyoto, Danang. 2010. Uji KHI Kuadrat dan Regresi untuk Penelitian. Edisi Pertama. Yogyakarta: Graha Ilmu.Swasto, Bambang. 1996. Pengembangan Sumber Daya Manusia Pengaruhnya Terhadap Kinerja dan Imbalan. Cetakan Pertama. Malang: Universitas Brawijaya.Taniredja, Tukiran dan Hidayati Mustafidah. 2011. Penelitian Kuantitatif: Sebuah Pengantar. Bandung: Alfabeta.Tasmara, Toto. 1995. Etos Kerja Pribadi Muslim. Yogyakarta: PT. Dana Bhakti Wakaf.Usman, Husaini. 2010. Manajemen : teori,praktik dan riset pendidikan. edisi ketiga. Jakarta: bumi aksara.Wexley, Kenneth N., & Gary A. Yukl. 1988. Perilaku Organisasi dan Psikologi Personalia. Jakarta: Binarupa Aksara.Wijono, Sutarto. 2010. Psikologi Industri & Organisasi. Cetakan pertama. Jakarta: Kencana Prenada Media Group.

Motivasi Dalam Aspek Pemilihan Profesi Sebagai Karyawan Bank Syariah X Surabaya (Studi Kasus Rekrutmen Tahun 2012) Eka Rizky Andriani; Siti Inayatul Faiza
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 5 (2014): Mei-2014
Publisher : Universitas Airlangga

Developing the rapid syariah banking along with increasing number of employee who is recruited by syariah banks motivate human resources existing to choose profession as employees in syariah banks.This research aims to know the basic considerations motivation for choosing a profession as an employee of Bank Syariah X Surabaya. The approach used in this research is qualitative approach with eksplanatoris case study. . Data collection is done by gathering documents, interviews, direct observation, and physical devices toward employee recruitment of Sharia Bank X Surabaya 2012. The techniques of analysis conducted is making an explanation.The results obtained that there are various forms of motivation shown by each employee who push their chosen profession as an employee of Bank Syariah X Surabaya. Then, that motivation is classified and described according to the theory of motivation based on Islam, Khaliq Ahmad namely The Need Theory, Instincts and Innate Biological Determinants for Behaviour, Incentives (External Stimuli),Commitment (Sincere), and Motivated Personality which is separated as Nafs Ammarah, Nafs Lawwamah, and Nafs Mutmainnah. REFERENCESAhmad, Khaliq. 2007. Management From Islamic Perspective Principles and Practices. Edisi Kedua. International Islamic University Malaysia: Research Center.Malayu, S.P. Hasibuan 2007. Manajemen Sumber Daya Manusia, cetakan kesembilan, Jakarta : PT Bumi Aksara.Mursi, Abdul Hamid. 1999. SDM yang Produktif : Pendekatan Al Quran dan Sains. Edisi Cetakan Keempat. Jakarta: Gema Insani Press.Rivai, Veithzal. 2009. Islam Human Capital dari teori dan praktik manajemensumber daya manusia. Edisi Pertama. Jakarta : Rajawali PersSetiadi, J. Nugroho. 2010. Perilaku Konsumen. Edisi Revisi. Jakarta: Kencana.Silalahi, Gabriel Amin. 2003. Metodologi Penelitian dan Studi Kasus. Sidoarjo: Citra Media.Sugiyono. 2011. Metodologi Penelitian Kuantitatif Kualitatif dan R&D. Bandung: ALFABETA.Sutrisno, Edy. 2009. Manajemen Sumber Daya Manusia. Edisi Pertama. Jakarta: KencanaYin, Robert K. 2009. Case Study Research: Design and Methods. Edisi Keempat. United States of America: SAGE Publications, Inc

Perbedaan Return Saham Pada Monday Effect di Bursa Efek Indonesia (Studi Pada Emiten Yang Masuk Dalam Perhitungan JII Selama Desember 2013 - Mei 2014) Wildan Aditya Nugraha; Leo Herlambang
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 9 (2015): September-2015
Publisher : Universitas Airlangga

Monday effect is an information used by investors to adjudge their investment decision in accordance with some conditions. The condition is able to make changes into stock supply and demand. The change of stock supply and demand generate fluctuating stock return. The purpose of this research is to analyze the reaction of sharia capital market over the Monday effect depicted by the difference of stock return before and after Monday.This research uses event study approach, applied to JII listed issuers in December 2013 – May 2014. The 5-days observation period was used in this research which is consist of t-2 (2 days before Monday), t-0 (event date), t+2 (2 days after Monday). The hypothesis test was ran through paired sample t-test.In accordance with the statistic test result using significant rate (α) 5%, the probability of this research was 0,001 depicting the difference of stock return before and after Monday.

Pengaruh Pembiayaan Murabahah Terhadap Laba Melalui Variabel Intervening Pembiayaan Bermasalah Bank Umum Syariah di Indonesia Periode 2009-2013 Zaim Nur Afif; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 8 (2014): Agustus-2014
Publisher : Universitas Airlangga

This study aims to investigate the effect of murabaha financing to profit through non performing financing as an intervening variable of islamic banks in Indonesia. This study uses quantitive approach with path analysis and three kinds of variables, they are murabaha financing as exogenous variable, non performing financing as intervening endogenous variable and profit as endogenous variable. The banks are used in this study is the Bank Muamalat Indonesia, Bank Syariah Mandiri, Bank Mega Syariah, Bank BRI Syariah, and Bank Syariah Bukopin. This study uses secondary data. Data collection is conducted by collecting semester financial statements for 2009-2013 period.The results obtained that, murabaha financing has positive effects to non performing financing. It also happens to the effect of murabaha financing to profit. Meanwhile, non performing financing does not have effect to profit. REFERENCESAntonio, Muhammad Syafi’i. 2001. Bank Syariah: Dari Teori Ke Praktik. Jakarta: Gema Insani PressArifin, Zainul. 2005. Dasar-Dasar Manajemen Bank Syariah. Jakarta: Alvabet Ascarya. 2007. Akad & Produk Bank Syariah. Jakarta: RajaGrafindo PersadaBungin, Burhan. 2005. Metode Penelitian Kuantitatif: Komunikasi, Ekonomi, dan Kebijakan Publik Serta IlmuIlmu Sosial Lainnya. Jakarta: Kencana Prenada Media GrupDjamil, Fathurrahman. 2012. Penyelesaian Pembiayaan Bermasalah di Bank Syariah. Jakarta: Sinar GrafikaFauzan, Fachrul. 2012. Pengaruh Tingkat Risiko Pembiayaan Musyarakah dan Pembiayaan Murabahah Terhadap Tingkat Profitabilitas Bank Syariah (Studi Pada Bank Aceh Syariah Cabang Banda Aceh), (Online), (www.academia.edu, diakses 5 Agustus 2014) Ferdinand, Augusty. 2006. Metode Penelitian Manajemen. Semarang: Badan Penerbit Universitas DiponegoroHapsari, Nadhifa Alim. 2013. Pengaruh Tingkat Imbalan Sertifikat Bank Indonesia Syariah (SBIS) terhadap Tingkat Pembiayaan dan Profitabilitas Bank Umum Syariah di Indonesia. Skripsi tidak diterbitkan. Surabaya FEB Universitas AirlanggaKuncoro, Mudrajad. 2002. Manajemen Perbankan: Teori dan Aplikasi. Yogyakarta: BPFEMankiw, N. Gregory. 2000. Teori Makro Ekonomi. Jakarta: Erlangga Muhammad. 2004. Manajemen Dana Bank Syariah. Yogyakarta: Ekonisia---------------. 2008. Metodologi Pemikiran Ekonomi Islam. Jakarta: Gema Insani Press---------------. 2011. Manajemen Bank Syariah. Yogyakarta: UPP Sekolah Tinggi Manajemen YKPNNurkhosidah, Siti. 2009. Analisis Pengaruh Variabel Non Performing Financing, Penyisihan Penghapusan Aktiva Produktif, Financing to Deposit Ratio, Biaya Operasional Per Pendapatan Operasional Terhadap Profitabilitas Pada Bank Syariah Mandiri. Skripsi tidak diterbitkan. Yogyakarta Fakultas Syariah Universitas Islam Negeri Sunan KalijagaOktriani, Yesi. 2011. Pengaruh Pembiayaan Musyarakah, Mudharabah dan Murabahah terhadap Profitabilitas (Studi Kasus Pada PT. Bank Muamalat Indonesia, Tbk.), (Online), (journal.unsil.ac.id diakses 19 September 2013)Pramuka, Bambang Agus. 2010. FaktorFaktor yang Berpengaruh Terhadap Tingkat Profitabilitas Bank Umum Syariah, (Online), (www.academia.edu diakses 9 Maret 2014)Riduwan, dan Kuncoro. 2008. Cara Menggunakan dan Memakai Analisis Jalur (Path Analysis). Bandung: AlfabetaRohman, Moh Thoifur. 2012. Aplikasi Manajemen Risiko Dalam Pengelolaan Dana Takaful Pendidikan (Studi Pada PT. Asuransi Takaful Keluarga Cabang Semarang). Skripsi tidak diterbitkan. Semarang Fakultas Syariah Institut Agama Islam Negeri WalisongoRubby, Muhammad. 2013. Analisis FaktorFaktor yang Mempengaruhi Profitabilitas (ROA) Bank Umum Syariah yang Terdaftar di Bursa Efek Indonesia Periode 2008-2011. Skripsi tidak diterbitkan. Medan FE Universitas Sumatera UtaraSantoso, Singgih. 2007. Panduan Lengkap Menguasai SPSS 16. Jakarta: Elex Media KomputindoSiamat, Dahlan. 2004. Manajemen Lembaga Keuangan. Jakarta: Lembaga Penerbit Fakultas Ekonomi Universitas Indonesia Sugiyono. 2010. Metode Penelitian Kuantitatif Kualitatif dan R&D. Bandung: Alfabeta

Pengaruh Komunikasi Pemasaran Terpadu Terhadap Niat Muzakki Membayar Dana Zakat, Infaq, Shadaqah Pada Yayasan Nurul Hayat Cabang Tuban Milla Rahma Fiqhyany; Ari Prasetyo
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 11 (2014): November-2014
Publisher : Universitas Airlangga

This study aimed to find out the effect of integrated marketing communication which consist of advertising, public relation, direct marketing, and personal selling to muzakki’s intention paying zakah, infaq, shadaqah funds at Nurul Hayat Foundation Branch Tuban. Primary data of this research is taken by questionnaires with samples are 98 respondent is taken by simple random sampling. This research uses quantitative approach with multiple linear regresion analysis.The result of this research showed that integrated marketing communication(advertising, public relation, direct marketing, and personal selling) simultaneously influence muzakki’s intention. While partially, only two variables that are advertising and public relation have influence to muzakki’s intention. And exogenous variables which is the most dominant influence endogenous is public relation.Nurul Hayat Foundation branch Tuban should give more attention to each kind ofintegrated marketing communication, especially personal selling. Beside that, they should give more motivation and training for their employees which work as zakah advisor. For further research, it can be research about marketing mix is done by a kind of the other institution, with the result that will find out more extensive research about factors that influence muzakki pay or distribute zakah, infaq, shadaqah funds at zakah institution. REFERENCES Adisaputro, Gunawan. 2010. Manajemen Pemasaran, Analisis Untuk Perencanaan Strategi Pemasaran. Yogyakarta : UPP STIM YKPN.Alam, Syeh Syah. 2011. Is Religiosity an Important Determisnant on Muslim Consumer Behaviour in Malaysia?. Journal of Islamic Marketing Vol. 2 No 1Anshori, Muslih dan Sri Iswati. 2009. Buku Ajar Metode Penelitian Kantitatif. Surabaya : Airlangga University PressAsmaniah, Yuniati. 2007. Bauran Promosi dalam Perspektif Islam. Skripsi. Malang : UIN MalangBeik, Irfan Syauqi. 2009. Analisis Peran Zakat dalam Mengurangi Kemiskinan : Studi Kasus Domet Dhuafa Republika. Jurnal Pimikiran dan Gagasan. Vol. II Departemen Agama RI. 2007. Al-Qur’an dan TerjemahanFadhilah, Sri, Nurleli, dkk. 2012. Membangun Kepercayaan Konsumen : Faktor Penting pada Lembaga Amil Zakat Seluruh Indonesia.Firmansyah, Fani. 2012. Personal Selling Dalam Perspektif Islam . Jurnal Iqtishoduna. Vol 8, No 1Gaus, Ahmad. 2008. Filantropi dalam Masyarakat Islam. Jakarta: PT Elex Media KomutindoHafidhuddin, Didin. 2002. Zakat dalam Perekonomian Modern. Gema Insani : JakartaHendratmi, Achsania. 2013. Komunikasi Bisnis Rasulullah. Slide Perkuliahan Manajemen Pemasaran Syariah. Departemen Ekonomi Syariah Fakultas Ekonomi dan Bisnis Universitas AirlanggaKartajaya, Hermawan dan Syakir Sula. 2006. Syariah Marketing. Bandung : PT Mizan PustakaKotler, Philip dan Gary Armstrong. 2008. Prinsip-Prinsip Pemasaran. Edisi Keduabelas Jilid 1. Jakarta :ErlanggaKotler, Philip dan Gary Armstrong. 2008. Prinsip-Prinsip Pemasaran. Edisi Keduabelas Jilid 2. Jakarta :ErlanggaKotler, Philip dan Kevin Lane Keller. 2008. Manajemen Pemasaran Edisi Ketigabelas Jilid 1. Jakarta : ErlanggaKotler, Philip. 2005. Manajemen Pemasaran. Edisi Kesebelas Jilid Dua, Jakarta : PT Indeks Kelompok GramediaMachfoedz, Mahmud . 2010. Komunikasi Pemasaran Modern, Yogyakarta : Cakra Ilmu.Machfoedz, Mahmud. 2005. Pengantar Pemasaran Modern. Yogyakarta : PP AMP YKPNMaisya, Fitri. 2013. Pengaruh Perikalan, Promosi Penjualan, dan Hubungan Masyarakat Terhadap Keputusan Menabung di PT. Bank Negara Indonesia, Tbk. Cabang Bukit Tinggi. Jurnal Ilmiah. Padang : Fakultas Ekonomi Universitas Negeri Padang.Maulana, Amalia E. 2010. Pemasaran Sosial: MarCom Gaya LAZ. ETNOMARKMuflih, Muhammad. 2006. Perilaku Konsumen Dalam Perspektif Ilmu Ekonomi Islam. Edisi 1. Jakarta : PT Raja grafindo persadaMuslich. 2007. Bisnis Sayari’ah Perspektif Mu’amalah Dan Manajemen. Yogyakarta : UPP STIM YKPNNasiha, Sholehatun. 2010. Strategi Komunikasi Pemasaran Terpadu (Integrated Marketing Communication) Dalam Mengkokohkan Brand Dagadu Djokja. Skripsi. Yogyakarta: UIN KalijagaPayne, Adrian. 2001. Pemasaran Jasa. Yogyakarta : ANDIPrasetyo, Eddy. 2013. Pengaruh Iklan, Promosi Penjualan Dan Penjualan Perorangan Terhadap Niat Beli Di Cv. Lancar Makmur Motor Surakarta . AGORA Vol. 1, No. 3Rachmad, Edi. 2013. Efektivitas Komunikasi Perspektif Islam. www.waspadamedan.com. Diakses pada 25 November 2013Sari, Novita. 2009. Komunikasi Pemasaran Produk Pembiayaan Dana Talangan Haji Pada Bank Syariah Mandiri Cabang Malang. Sripsi. Malang : Universitas Islam Negeri Maulana Malik IbrahimSarjono, Haryadi dan Winda Julianita. 2013. SPSS vs LISREL : Sebuah Pengantar, Aplikasi untuk Riset.Jakarta : Penerbit Salemba EmpatShimp, Terrence A. 2003. Periklanan Promosi Dan Aspek Tambahan Komunikasi Pemasaran Terpadu, Edisi Ke-5 Jilid 1. Jakarta : ErlanggaSoemanagara, Rd. 2006. Strategic Marketing Communication Konsep Strategis dan Terapan. Bandung : AlfabetaSugiyono. 2011. Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: AlfabetaSuryana. 2010. Metode Penelitian Model Praktis Penelitian Kuantitatif dan Kualitatif. Bandung: Universitas Pendidikan IndonesiaSuyanto. 2008. Strategi Promosi Nabi SAW. Artikel. Yogyakarta : STMIK AMIKOMYudhiartika, Dian dan Jony Oktavian Haryanto. 2012. Pengaruh Personal Selling, Display, Promosi Penjualan Terhadap Kesadaran Merek Dan Intensi Membeli Pada Produk Kecantikan Pond’s. Buletin Studi Ekonomi,Volume 17, No. 2

Pengaruh Pembiayaan Dana Baitul Maal Wat Tamwil (BMT) Teladan Terhadap Kinerja Usaha Mikro di Pasar Semolowaru Surabaya Nurul Farida Damayanti; Sri Herianingrum
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 3 (2014): Maret-2014
Publisher : Universitas Airlangga

This research aims to find out the influence of funding of BMT Teladan towards microenterprises' performances in Semolowaru’s Market Surabaya. Questionnaires are used to collect the primary data. The data is analyzed by using one of quantitative approaches which is simple regressive analysis. The samples of the analysis are 30 BMT Teladan customers who have been partners for at least one years. Purposive sampling is used as it eases the researcher to take detailed informations and it also appropriate towards the aim of the research.The result of the research shows that the BMT Teladan funding which covers Ijarah and Murabahah financing are indeed influential towards micro-enterprises' performances in increasing earnings and asset of micro-enterpreneur in Semolowaru’s Market Surabaya. BMT Teladan shoud provide stronger internal factors for increasing the performances of micro-enterprises such as developing and empowering human resources (microenterpreneur). The successes and failures of an enterprise or a business relies on the capability of its human resources especially in applying business strategy. In other words, the success of an enterprise is determined by the quality of its human resources as microenterpreneurs. It is hoped for the next further research to use a broaderfactor (internal and external) that influences the performance of micro-enterprises. REFERENCESAli, Suryadharma. 2008. Pemaknaan Ulang Terhadap Konsep Pemberdayaan Dalam Memandirikan UMKM. Orasi Disampaikan Dalam Dies Natlies Ke 56 Universitas Sumatera Utara. Medan.Amalia, Euis. 2009. Keadilan Distribusi Dalam Ekonomi Islam Penguatan Peran LKM dan UKM di Indonesia. Jakarta : PT. Rajagrafindo PersadaAmalia, Puspita Demy. 2010. Peran Lembaga Amil Zakat Dalam Pemberdayaan Ekonomi Miskin. Skripsi tidak diterbitkan. Fakultas Ekonomi dan Bisnin, Universitas Airlangga.Anshori, Muslich dan Sri Iswati. 2009. Metodologi Penelitian Kuantitatif (Bahan Ajar). Makalah tidak di publikasikan. Surabaya :Fakultas Ekonomi dan Bisnis Universitas AirlanggaAntonio, Muhammad Syafii. 2001. Bank Syariah : Dari Teori Ke Praktik :Jakarta: Gema InsaniArikunto, Suharsini. 2006. Prosedur penelitian : Suatu Pendekatan Praktik. Jakarta : Rineka CiptaAsmawi. 2009. Ham dans Maqasid Syariah, (online), http://asmawi.net/wpcontent/uploa ds/2009/11/HAM-dan -al-maqashidsyariah.secred.PDF, diakses 18 februari 2013)Azis, Amin. 1995. Prospek BMT Perbedaan Hukum Koperasi. Makalah disajikan pada seminar prospek BMT berbadan hokum koperasi. Jakarta : Kerjasama PINBUK dengan departemen koperasi.Buchori, Nur S. 2009. Koperasi Syariah. Sidoarjo: Kelompok Masmedia Buana Pustaka.Burhanudin,Susanto. Hukum Perbankan Syariah di Indonesia, Cet 1. Yogyakarta : UII Press Cooper, Donald. 199. Business research methods,cetakan ke 3. jakarta: AirlanggaDarojat, Irmawan Rofi’u. 2012. Peran penyaluran dana BMTMuawanah Untuk Meningkatkan Kesejahteraan Masyarakat Petani Di Kabupaten Madiun. Skripsi tidak diterbitkan. Fakultas Ekonomi dan Bisnis : Universitas AirlanggaDenim, Sudarwan. 1997. Metode penelitian untuk ilmu-ilmu perilaku. Jakarta. Bumi Aksara Dewan Syariah Nasional MUI. 2000a. Fatwa DSN MUI No. 02Diola, Alfa. 2011. Peran BMT dalam meningkatkan Kesejahteraan Anggota Pada BMT UGT Sidogiridi Kota Surabaya. Skripsi tidak diterbitkan. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.Fauzin, Agus. 2010. Pengaruh pemberian pembiayaan mudharabah BMT terhadap peningkatan kinerja anggota nasabah. Skripsi Tidak Diterbitkan. UIN YogyakartaHamidah, Lilik. 2007. Pentingnya Likuiditas Dalam Manajemen Dana Pada BMT Marsalah Mursalah Lil Ummah Pasuruan . Skripsi Tidak Diterbitkan. Malang . UIN MalangHamidi, Luthfan. 2003 . Jejak- Jejak Ekonomi Islam. Jakarta : Senayan Abadi PublishingHasibuan, Nirimansyah, 1993. Ekonomi Industri. LP3ES. JakartaHerianingrum, Sri. 2013. Pengaruh Pembiayaan Bank Syariah Terhadap Kinerja Usaha dan Kesejahteraan Pengusaha Kecil Tijarah Zira’ah di Jawa Timur. Disertasi tidak diterbitkan. Surabaya : Fakultas Ekonomi dan Bisnis Universitas Airlangga.Heryawan, Ahmad. 2009. Kesejahteraan dan ukurannya, (online), (http://ahmadheryawan.blogspot.c o.id/kesejahteraan-dan-ukuran, diakses pada 7 Agustus 2013) Heryawanhmad. 2009. Kesejahteraan dan Ukurannya, (Online), (http:ahmadheryawan.blogspot.co.i d/kesejahteraan-dan-ukurannya, diakses pada 5 Januari 2013Huda, Nurul & M. Heykal. 2010. Lembaga Keuangan Islam : Tinjauan Teoritis dan Praktis. Jakarta : Prenada Media Group.Ilmi, Mukhalul. 2002. Teori Dan Praktik Lembaga Mikro Keuangan Syariah. Yogyakarta:UII PressIndriantoro Nur. 2002, Metodologi penelitian bisnis untuk akuntansi dan manajemen. Edisi pertama. Yogyakarta: BPFEKarim, Adiwarman. 2010. Bank Islam Analisis Fiqh Dan Keuangan. Jakarta : IIIT IndonesiaKarnaen Anwar Perwatatmaja dan Hendri Samsul Bahri Tanjung. 2007. Bank Syariah (Teori, praktik dan peranannya), Cet.I. Jakarta : Celestial PublishingKhallaf, Abdul Wahab. 2003. Ilmu Usul Fiqih Kaidah dalam Islam. Jakarta : Pustaka AmaniKuncoro. 2008. Pembiayaan Usaha Kecil. Economic Review, no 211(3) : 1-10Kuntoro.2011. Metode Statistik. Surabaya: Pustaka MelatiMalhotra, Naresh K. 1996. Marketing research : An applied orientation. 3rd edition, Prentice Hall ,Englewood cliffs, NJMalhotra, Naresh. 1996. Marketing Research. 3rd Edition. Englewood CliffsMooduto, M Arie. 2012. Ekonomi Islam Pilihan Mutlak Seorang Muskmin. JakartaMughni, Abdul. 2005. Keuangan Mikro Islam Upaya Dalam Pengentasan Masalah. Sosial, (Online), (http://takzia.ac.id/index.php?optio n=com, diakses pada 1 januari 2013.Muhammad . 2009 . Lembaga Keuangan Mikro Syariah. Edisi P ertama. Yogyakarta : Graha Ilmu.Muhammad. 2006. Bank Syariah Analisa Kekuatan, Kekuatan, Kelemahan, Peluang dan Ancaman. Edisi Kedua. Yogyakarta:EkonisiaNanda, Adhitya Okta. 2012. Keseimbang Fungsi Baitul Maal dan Fungsi Baitul Tamwil Pada Lembaga Keuangan Mikro Islam Di Surabaya Dan Sekitarnya. Skripsi tidak diterbitkan. Fakultas Ekonomi dan Bisnis : Universitas AirlanggaNorvadewi. 2007. Tinjauan Syariah Terhadap Badah Hukum Koperasi Untuk Baitul Maal Waat Tamwit. Jurnal Mulahib 2 (IV): 193-204Pusat Pengkajian Dan Pengembangan Ekonomi Islam (P3EI). 2008. Ekonomi Islam . Jakarta : PT Rajagrafindo PersadaRidwan, Muhammad. 2004. Manajemen Baitul Maal Wat Tamwil. Yogyakarta: UII Press

Membandingkan Efisiensi Pembiayaan Bank Umum Syariah dan Bank Umum Konvensional di Indonesia Dengan Metode Data Envelopment Analysis (DEA) Ditta Feicyllia Sari; Noven Suprayogi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 8 (2015): Agustus-2015
Publisher : Universitas Airlangga

This study aims to determine and comparing the level of financing efficiency of Islamic Banks and Conventional Bank in Indonesia. This study uses a quantitative non-parametric approach With Data Envelopment Analysis (DEA) VRS assumption, and a statistical tool Mann-Whitney U-Test. The samples are 10 Islamic Banks and 13 Conventional Commercial Bank those comply with the specified sample criteria. During 2010 to 2014, Islamic Bank has efficiency level of financing relatively higher than Conventional Bank based on VRS assumption. Source of inefficiency in Islamic Banks finance more due to inefficiency on ascale of financing . While the hypothesis test showed there are significant differences in the level of scale financing efficiency, and no significant difference in the level of financing efficiency between Islamic Banks and Conventional Banks in Indonesia with CRS and VRS assumption.

Pengaruh Kinerja Sosial Terhadap Profitabilitas Bank Syariah Rosana Puspasari; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 7 (2014): Juli-2014
Publisher : Universitas Airlangga

This study aimed to investigate the effect of social performance to the profitability of sharia bank. This study uses quantitative approach with multiple regression analysis and four variables; they are Mudharabah-Musyarakah Financing, Qardh Financing, and Zakat as exogenous variables and Net income as endogenous variable.Based on findings, it revealed that Mudharabah-Musyarakah Financing and Zakat effect significantly positive to the net income of Sharia commercial bank. Meanwhile Qardh Financing has non-significantly effect to the net income of Sharia commercial bank. On the other hand, Musyarakah-Mudharabah financing, Qardh financing and Zakat simultaneously has significantly effect to the net income of Sharia commercial bank. REFERENCESAl-Jawziyyah, I.Q. 1995. I’lam alMuwaqqi’in. Kaherah.Almilia dan Wijayanto. 2007. Pengaruh Environmental Performance dan Environmental Disclosure terhadap Economic Performance. Proceedings The 1st Accounting Conference Depok.Antonio. 2001. Bank Syariah: Dari Teori Ke Praktik. Depok: Gema Insani danTazkia Cendikia.Astuti, Dewi. 2004. Manajemen Keuangan Perusahaan. Jakarta : Ghalia Indonesia.Carroll, A.B. 1979. A three-dimensional conceptual model of corporate social performance. Academy of Management Review,Vol. 4, pp. 97-505.Chapra, M. Umer. 2000. Sistem Moeneter Islam. Jakarta : Gema Insani Press dan Tazkia Cendikia.Clarkson, M. B. E. (1995). A Stakeholder Framework for Analyzing and Evaluating Corporate Social Performance. The Academy of Management Review.Departemen Agama RI. 2005. Al-Qur’an dan tafsirnya (Edisi yang Disempurnakan). Jakarta : Penerbit Lentera Abadi.Departemen Agama RI. 2005. Al Qur’an dan Terjemahan Al Jumaanatul’Alii. Bandung : CV Penerbit J-Art. Hameed et.al. 2004. Alternative Disclosure & Performance Measures for Islamic Banks. International Islamic University Malaysia.Iqbal, Zamir. 1997. Islamic Financial System, World Bank : Finance & Development. Kurniawan. 2010. Pengaruh Qardh terhadap Performa Bank Syariah Periode 2005:1-2008:12. Skripsi tidak diterbitkan. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.Prawirosentono, Suyadi. 1999. Kebijakan Kinerja Karyawan. Yogyakarta : BPFERahman, A.R.A. dan Goddard, A. 1998. An Interpretive Inquiry of Accounting Practices in Religious Organisations. Financial Accountability and Management. Vol 14. No. 3. 184-190Ryandono, Muhammad. 2010. Peran dan Pengaruh Penghimpunan Dana dan Penyaluran dana serta Kinerja Bank terhadap Kesejahteraan Karyawan Bank Islam Perspektif Maqashid Syariah di Indonesia. Disertasi tidak diterbitkan. Surabaya Program Pascasarjana Universitas Airlangga.Samad dan Hassan. 2000. The Performance of Malaysian Islamic Bank during 1984-1997 : An explanatory study. International Journal of Islamic Financial Service. Vol. 1 No. 3.Samuelson, Paul A. dan William D. Nordaus. 2004. Mikro Ekonomi. Terjemahan. Jakarta : Erlangga.Sartono, Agus. 2001. Manajemen Keuangan Teori dan Aplikasi. Yogyakarta : BPEF-YOGYAKARTA.Tangkiisan, Hessel Nagi S. 2005. Manajemen Publik. Jakarta: Gramedia Widia.

Bagaimana Peran Istri Dalam Mencapai Maqashid Syariah: Istri Sebagai Manajer Keuangan Lutfia Inggriani; Muhammad Nafik HR
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 12 (2015): Desember-2015
Publisher : Universitas Airlangga

The purpose of this study was to determine the form of the implementation of household financial management in achieving maqashid sharia. This study using qualitative approach explanatory case studies. The data was collected by interview, observation and documentation of the research object which is the member of IWAPI Surabaya.The results obtained are of religious knowledge that has an impact on the behavior of the members of IWAPI Surabaya in managing household finances based on sharia. While the business skills ‘less’ have a strong impact on the financial management of daily household. The whole informants generally know the rules of religion in achieving Maqashid Al-Shari’ah and make the wealth as a support in meeting the needs of religion and the world. With a good understanding of religion owned, the members of IWAPI Surabaya is able to implement it into the form of maintenance of religion, life, intellect, lineage and property according to religious teachings.

Peranan Silaturahim Dalam Komunikasi Bisnis Pada Kesuksesan Pengusaha Batik Jetis Sidoarjo Althaf Aulia Chisty; Siti Inayatul Faiza
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 10 (2014): Oktober-2014
Publisher : Universitas Airlangga

This study aims to identify and explain how gathering in business communication that occurs in batik entrepreneurs at Jetis, Sidoarjo are able to play a role in achieving entrepreneurial success. This theme will be the basic reason for explaining the role of gathering in business communication on batik entrepreneurs' success that has been achieved at Jetis, Sidoarjo. The gathering is conducted between businessmen in local scope and outside of Sidoarjo, and the craftsmen and other employees.This study used a qualitative approach with descriptive methods. Data was collected through documentation, interviews, and direct observation to study the object. To test the validity of data, this study uses three triangulations such as triangulation of sources, theories, and methods.The research result showed that gathering in business communication conducted by batik entrepreneurs at Jetis, Sidoarjo, intended for the survival and success in batik entrepreneurship, as well as in the context of observance. Implementation gathering conducted in jetis, Sidoarjo's batik entrepreneurship is the formation of batik association in Sidoarjo, beside that gathering also help the entrepreneurs to made business collaborations between other batik entrepreneurs and create working atmosphere of kinship. It helps the entrepreneur to developing their business and achieve success. REFERENCES Afzalurrahman. 2000. Muhammad Sebagai Seorang Pedagang. Terjemahan dari Muhammad encyclopedia of seerah. Jakarta: Yayasan Swarna Bhumy.Ahlam, Abdullah. 2013. “Kunci Sukses Bisnis Keturunan arab Di Kawasan Ampel surabaya”. Skripsi tidak diterbitkan. Program Sarjana Universitas Airlangga.Ali, Kamal. 2007. Berbisnis Dengan Cara Rasul. Bandung: Jembar.Alma, Buchari dan Donni Juni Priansa. 2009. Manajemen Bisnis Syariah. Bandung:Alfabeta.Al-Munawwir.1999. Kamus Arab-Indonesia Terlengkap. Edisi Kedua. Jakarta.Al-Qu’ayyid, Ibrahim bin Hamd. 2005. 10 Kebiasaan Muslim yang Sukses. Jakarta: Maghfirah Pustaka.Al-Quran dan Terjemahannya.2005. Departemen Agama Republik. Indonesia,Jakarta.Al-raghib al-asfahani.2004. Mu’jam almufradat li Al-faz Al-quran, (online), (https://archive.org/details/Mufrad atalQuran-Raghib , diakses 10 Oktober 2013).Anna, Mariana dan Milah Nurmilah. 2012. Berkah dan Manfaat Silaturahmi. Jakarta: Ruang kata.Antonio, Muhammad Syafi’i. 2007. Muhammad SAW The Super Leader Super Manager. Jakarta: Prenada Media. Faisal. Lalu Muchsin Efendi.Arwani, Ahmad. 2010. Kunci Sukses Berbisnis: Ala Rasullulah SAW. Jakarta: Inti Media.Bahreizy, Hussein. 2001. Hadis Shohih Bukhari: Himpunan Hadis Pilihan. Surabaya: Al-Ikhlas.Basrowi, 2011. Kewirausahaan Untuk Pegawai Tinggi Negeri. Cetakan pertama. Bogor: Ghalua Indonesia.Chapra, M.Umer. 2000. “Islam Dan Tantangan Ekonomi”. Cetakan Pertama, Jakarta, Gema Insani.Dahlan, Abdullah. Asis. et. Al. 1996. Ensiklopedi Hukum Islam. IV. Jakarta: Ichtiar Baru Van Hoeve.Departeman Pendidikan Nasional.2005. Kamus Besar Bahasa Indonesia. Edisi Keempat, Jakarta.Gramedia Pustaka Utama.Dewi, Sutisna. 2006. “Komunikasi Bisnis”. Yogyakarta. CV ANDI OFFSET.Drucker, Peter F. (1996). Inovasi dan kewiraswastaan. Erlangga, Jakarta.Dumairy. 1997. Perekonomian Indonesia. Jakarta: Rineka Cipta.Elfindri, dkk. 2010. “Minang Entrepreneurship, Filosofi Dan Rahasia Sukses Etis Minang Membangun Karakter Kewirausahaan”. Jakarta, Badouse Media.Faizah, Siti Inayah. 2012. Kewirausahaan Dalam Perspektif Agama dan Budaya (Study fenomenologi Konstruktif Wirausahawan Etnis Tionghoa Muslim).Surabaya. Universitas Airlangga (2009).Himstreet, William C; Baty, Wayne Murlin. Bussines Communications : Priciples and Methods. Boston : PWS-kent Publishing Company, 1990.Jauhar, Ahmad Al-Mursi Husain. 2010. “Maqashid Syariah”. Jakarta: Amzah M.Wiratmo. 1996. Pengantar Kewiraswastaan, Kerangka Dasar Memasuki Dunia Bisnis.Yogyakarta. BPFE.Moleoong. 1988. Metodelogi Penelitian Kualitatif. Bandung: PT. Rosdakarya.Muhammad, bin Abdullah.2010. Tafsir Ibnu Katsir.Surakarta: Pustaka Imam Syafi’i.

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