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Jurnal Ekonomi Syariah Teori dan Terapan

JESTT
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Published by Universitas Airlangga

ISSN : 24071935 EISSN : 25021508 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.

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Articles 1,152 Documents

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Reaksi Pasar Atas Pemilu Presiden 2014 (Studi Pada Emiten Yang Listing di Jakarta Islamic Index) Astuti Kurniawati; Leo Herlambang
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 3 (2015): Maret-2015
Publisher : Universitas Airlangga

The results of the presidential elections can provide a signal for investors to make decisions to invest. The purpose of this study was to determine the market reaction to the results of the presidential elections. Market reaction in this study is indicated by the presence of abnormal returns around the announcement date and the difference in trading volume activity before and after the announcement. This study is a quantitative research by using event study method with 25 issuers that listed on the Jakarta Islamic Index during the study period. The study was conducted during the 121 days consisting of 100-day estimation period and 21-day observation period. Statistical calculation in this study showed insignificant results both in the AAR and TVR. It means there is no impact from the announcement of the presidential election’s result because the investors may have been anticipating the result of the announcement.

Analisis Reaksi Pasar Atas Pengumuman Cum Dividen (Studi Pada Saham Yang Terdaftar di Jakarta Islamic Index Tahun 2012-2013) Mohammad Mulfi Na'im; Leo Herlambang
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 1 (2015): Januari-2015
Publisher : Universitas Airlangga

Cash dividends is one of the corporate action that contains information related to the company's performance and signal to investors about the company's prospects. This internal information of the company will affect the investment decisions of investors. The reaction of investors in the market will lead to changes in demand and supply of common stocks around the cum-dividend date. This study aims to determine the reaction of the Islamic capital market as indicated by the change in abnormal return around the cum-dividend date.This study uses event study approach, carried out on 30 issuers listed on the JII during 2012-2013 who pay cash dividends. The period of observation in this study was for 29 days, starting 14 days before the event date to 14 days after the event date. This study uses one-sample test in hypothesis testing.The results based on the statistical test showed significant variables caar AAR and on some days around cum dividedn date. These results indicate that there is a market reaction around cum dividend.

Pola Perilaku Konsumsi Islami Mahasiswa Muslim Fakultas Ekonomi dan Bisnis Universitas Airlangga Ditinjau Dari TIngkat Religiusitas Yolanda Hani Putriani; Atina Shofawati
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 7 (2015): Juli-2015
Publisher : Universitas Airlangga

This research aims to know how Islamic Pattern Behavior Consumption of Students Faculty Economics and Business University Airlangga in in Choosing Halal Food and Thayyib reviewed by level of religiosity. The method that used is qualitative approach with a case study strategy. Data was collected by interviews and direct observation of the object research. The analysis technique that used is descriptive qualitative analysis that is narrating the results of interviews and direct observation. Based on the results of the study concluded that the Faculty of Economics and Business University Press Islamic behavior patterns of consumption good and there is no difference between students of each program of study. Suggestions for further research should deepen the Islamic consumption behavior of various faculties at the University of Airlangga.

Faktor Makro Ekonomi Yang Mempengaruhi Pergerakan Harga Saham Pada Indeks Saham Syariah Indonesia (ISSI) di Bursa Efek Indonesia (BEI) Martien Rachmawati; Nisful Laila
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 11 (2015): November-2015
Publisher : Universitas Airlangga

The capital market presence is such an important concern for many country because it relate to its function as economic booster through investation. This study aims to analyze macro economic factors that can affect the movement of stock price at Indonesia Sharia Stock Index in Indonesia Stock Exchange as the inflation factor, SBI interest rates and exchange rates. The method used in this research is quantitative approaches in which data is obtained from Indonesia Stock Exchange and Bank of Indonesia. The data used is the time series data starting from January 2012 to April 2015. The statistical tool used is multiple linear regression. Result showed that partially inflation is not significant and have a negative relation toward ISSI’s stock price, SBI interest rate is not significant and have a positive relation toward ISSI’s stock price, exchange rate significantly influence the stock price at Indonesia Sharia Stock Index (ISSI) and have a negative effect. Simultaneously, both variable inflation rate, SBIinterest rate and the exchange rate significantly influence the stock price’s movement at Indonesia Sharia Stock Index (ISSI).

Pengaruh Jumlah Saham Beredar, Harga Saham dan Presentase Saham Publik Terhadap Likuiditas Saham Perusahaan Yang Listing di JII Periode 2013 Ira Erlinawati; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 2 (2015): Februari-2015
Publisher : Universitas Airlangga

The increase on market capitalization, number of traded shares, frequency of stocks trading and stocks price index influence the stock liquidity. Stocks which have a high market capitalization and that index prices always increase reflected in the Jakarta Islamic Index (JII). It is because the majority shares on JII are member of LQ45 which have a big market capitalization and good track record. Therefore interesting to do research to see the effect of the number of shares, the stock price and the percentage of public stock to the stock liquidity of listed companies on JII. The approach used in this research is quantitative with multiple linear regression analysis technique. The independent variables are the number of shares, the stock price and the percentage of public stock, and the dependent variable is stock liquidity. The samples are 30 listed companies on JII of period 3 June to 29 November 2013. Simultaneously, the number of shares, the price stock and the percentage of public stock have significant effect on stock liquidity. Partially, only the price stock and the percentage of public stock that affect on stock liquidity.

Pemahaman dan Pengamalan Surat Al Jumuah Ayat 9-10 (Studi Kasus Pada Pedagang di Lingkungan Masjid Ampel Surabaya) Fahmi Abdullah; Muhammad Nafik HR
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 1 (2014): Januari-2014
Publisher : Universitas Airlangga

This study analyzes understanding of merchants of surah Al Jumuah verses 9-10. Understanding that examined about when sounding the call Athan all activities (sale and purchase) must be abandoned immediately and promptly carry out the Friday prayers, and back doing activities (sale and purchase) when finished doing the prayer Friday. This research used the qualitative approach with case studies. Data collection was done with interviews and observations directly to the object/subject of research. The results of this research show that the level of understanding of respective merchants of surah Al Jumuah verses 9-10 good and different so that the impact on the implementating. In addition, they believe in running the prayer Friday positively impact of sustenance, though not directly. A positive impact not only sustenance, but by hearing sermons Friday prayers will add to the sense of faithfulness to God Almighty. REFERENCESAbdullah, M. (2007). Tafsir Ibnu Katsir. Bogor: Pustaka Imam Asy-Syafi‟i.Al-Ghazali, (2008). Mutiara Ihya Ulumuddin. Terjemahan oleh: Irwan Kurniawan, Bandung: Mizan.Asqalani, Ibnu Hajar. 1997. Fathul Baari: Penjelasan Kitab Shahih AlBukhari. Jilid ke-12. Jakarta: Pustaka Azam.Badri, Muhammad Arifin. 2008. Sifat Perniagaan Nabi: Panduan Praktis Fiqih Perniagaan Islam. Bogor: Pustaka Darul Ilmi. -------------------------------. 2009. Prinsip Jual Beli dalam Ajaran Islam, (Online)http://pengusahamuslim.com/prinsip-jualbeli-dalam-ajaran-Islam.html. Diakses 13 November 2012.Baqi, Muhammad Fuad Abdul. Tanpa Tahun. Himpunan Hadits Shahih Disepakati oleh Bukhari dan Muslim. Terjemahan oleh Salim Bahreisy. 2003. Surabaya: PT. Bina Ilmu. BPS. 2010. (online) www.bps.go.id.Elfindri, dkk. 2010. “Minang Entrepreneurship, Filosofi Dan Rahasia Sukses Etis Minang Membangun Karakter Kewirausahaan”. Jakarta, Badouse Media.Fairman, Muhammad Khair. Etika Muslim Sehari-Hari. Terjemahan oleh Bigadarin. 2002. Jakarta: Pustaka Al- kautsar.Jamal, Abu Muawiyah Askari. 2012. Tafsir “Bersegera Menuju Zikrullah”, (online), http://asysyariah.com/tafsirbersegera-menuju-zikrullah.html. Diakses pada tanggal 2 Februari 2014.Khutbah. 2010, 16 Juli. Jihad Melalui Usaha adalah Lebih. Vol:343/7-10/C.Maulan, R. 2009. Makna Tawakal, (online), http://www.eramuslim.com/syari ah /tafsir- hadits/maknatawakal.htm#.UP7qAR1azNU. Diakses pada tanggal 21 Januari 2013.Qardhawi, Yusuf. 2011. Halal dan Haram. Jakarta: Robbani Press.Rachbini, Didik, J.2002. Ekonomi politik: Paradigma dan teori pilihan publik. Jakarta: Ghalia Indonesia.Rich dan Laode, 2012. Rasulullah's Business School. Jakarta: Ihwah Publishing House.Sa'di, Abdurrahaman, et al. Tanpa Tahun. Fiqh Jual-Beli: Panduan Bisnis Syariah. Edisi Pertama. Terjemahan oleh Abdullah. 2008. Jakarta: Senayan Publishing.Tuasikal, Muhammad Abduh. 2012. Larangan Jual Beli Saat Shalat Jum‟at Toko-Toko. (online).http://muslim.or.id/fiqhdan-muamalah/larangan-jualbeli-saat-shalatjum%E2%80%99at.html. Diakses pada tanggal 18 januari 2013.Wibowo, Endro. 2010. Proses Manajemen Risiko Pembiayaan Murabahah pada BMT AmanahUmmah. Skripsi tidak diterbitkan. Fakultas Ekonomi dan Bisnis, Universitas Airlangga. Yusuf, Muhammad MA. Dkk. 2004. Studi Kitab Tafsir: Menyuarakan Teks Yang Bisu, Yogyakarta: Teras

AKUNTANSI TABUNGAN EMAS PEGADAIAN SYARIAH Rosyida Iriani; Noven Suprayogi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 5 No. 10 (2018): Oktober-2018
Publisher : Universitas Airlangga

Gold savings product is one of the first gold investment product that is available in Indonesia issued by Pawnshop, including Islamic Pawnshop and using a system of buyingsaving gold, and the agreement of gold svings product used is a contract of sale and purchase or akad murabahah. This research aims to find out the accounting treatment of gold savings, especially the aspects of recognition, measurement, disclosure, and presentation in Islamic Pawnshop This research uses qualitative method. Data collecting techniques used are interview and taking financial statement on official website of PT. Pegadaian. The result of this research shows that there is no difference between gold savingsin Islamic Pawnshop and conventional Pawnshop, including the accounting treatment, gold savings product uses accounting of gold sale and purchase and Gold inventory is recognized as Mulia gold inventory because inventory from gold savings is still incorporated with Mulia. REFERENCESHidayat, Taufik. 2011. Buku Pintar InvestasiSyariah. Jakarta: Media KitaJuan, Ng Eng dan Ersa Tri Wahyuni. 2013. Panduan Praktis Standar Akuntansi Keuangan. Edisi Kedua. Jakarta: Salemba EmpatMoleong, Lexy J. 2001. Metode Penelitian Kualitatif. Bandung: PT. Remaja RosdakaryaQuthb, Sayyid. 2001. TafsirFi Zhilalil Qur’an : Dibawah Naungan Al-Qur’an (Surah Ali Imran- Annisa 70). Jakarta: Gema Insani Reeve, James M Dkk. 2013. Pengantar Akuntansi Adaptasi Indonesia. Jakarta: Salemba Empat Rudianto. 2012. Pengantar Akuntansi Konsep Dan Teknik Penyususnan Laporan Keuangan. Jakarta : Penerbit ErlanggaStandar Akuntansi Keuangan. 2012. Ikatan Akuntan IndonesiaSugeng, Anggoro. 2012. Analisis Prinsip Ekonomi Islam Terhadap Operasional Produk Investasi Emas Pada Perbankan Syariah X. Jurnal La-Riba, Volume VI No.2Sugiyono. 2010. Metode Penelitian Kuantitatif Kualitatif Dan R&D. Bandung : AlfabetaSuryomurti, Wiku. 2011. Supercerdas Investasi Syariah. Jakarta: QultumMediaWarren, Dkk. 2005. Pengantar Akuntansi Adaptasi Indonesia. Edisi 21. Jakarta: Salemba EmpatWiroso. 2011. Akuntansi Transaksi Syariah. Ikatan Akuntan Indonesiawww.pegadaian.co.id Yahya, Marzuqi. 2012. Jurus Cerdas Investasi Emas. Jakarta: Laskar Aksara

Pengaruh Kepemimpinan Islami dan Budaya Organisasi Islami Terhadap Motivasi Kerja Islami Pada UMKM Kulit di Magetan Rezy Aziz; Atina Shofawati
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 6 (2014): Juni-2014
Publisher : Universitas Airlangga

The purpose of this research is to know the effect of islamic leadership and islamic organization culture in variable through islamic work motivation to SMEs leather in Magetan.This research uses questionnaires in primary data collected and the method used is quantitative descriptive by using two independent variables islamic leadership and islamic organization culture and a dependent variable islamic work motivation. Research sampling is the employee of SMEs leather in Magetan industry area in east java, it was 110 people. Sampling collected takes in proportioned stratified random sampling because each SMEs leather will be taken a random sampling. Data analysis technique used is multiple linear regression analysis by using F and T treatment as hypothesisThe results showed that simultaneous and partial Islamic leadership and Islamic organizational culture influence significant on Islamic work motivation. REFERENCESAbbassi, R. d. 2009. Propensities of Tajik, Uzbek and Russians Towards Islamic Work Ethics. Journal of Qafqaz University.Ahmad, Khaliq. 2009. Leadership and Work Motivation from the Cross Cultural Perspective. International Journal of Commerce and Management. Volume 19 No. 1 2009.___________. 2007. Management From Islamic Perspective: Principle and Practice. Malaysia: Research Centre International Islamic University Malaysia .___________.2011. An empirical assessment of Islamic leadership principles. International Journal Commerce and Management. Volume 21 No.3 .Arep, Ishak dan Hendri Tanjung. 2003. Manajemen Motivasi. Jakarta: PT.Gramedia Widiasarana Indonesia.Arikunto, Suharsimi. 2004. Prosedur Penelitian Suatu Pendekatan Praktek. Bandung: Rineka Cipta.Azis, Abdul Wahab. 2008. Anatomi Organisasi dan Kepemimpinan Pendidikan. Bandung: Alfabeta.Danim, Sudarman. 2004. Motivasi Kepemimpinan dan Efektivitas Kelompok. Jakarta: PT. Rineka Cipta.Friska. 2004. Kepemimpinan dalam Organisasi. dalam http://digilib.usu.ac.id/ download/fe/manajemenfriska.pdf, diakses tanggal 30 April 2013.Ghozali, Imam. 2006. Aplikasi Analisis Multivariate dengan Progam SPSS. Semarang: Universitas Diponegoro.Hakim, Abdul. 2007. Kepemimpinan Islami. Semarang: Unissula Press.___________. 2012. The Implementation of Islamic Leadership and Islamic Organizational Culture and Its Influence on Islamic Working Motivation and Islamic Performance PT. Bank Mu’amalat Indonesia Tbk. Employee in the Central Java. Asia Pacific Management Review17 (1) (2012) 77-90.Hariandja, Marihot TE. 2002. Manajemen Sumber Daya Manusia. Jakarta: GrasindoHasan, Dede. 2002. Kemampuan Manajerial Pimpinan dalam Memotivasi dan Mendisiplinkan Karyawan dikaitkan dengan Produktivitas Kerja. Bandung: PPs UPI.Kriyantono, Rahmat, 2006, Teknik Praktis Riset Komunikasi, Jakarta: PT Kencana Prenada Media Group.Koesmono, H. T. 2010. Pengaruh Budaya Organisasi Terhadap Motivasi Dan Kepuasan Kerja Serta Kinerja Karyawan Pada Sub Sektor Industri Pengolahan Kayu Skala Menengah Di Jawa Timur. Ekonomi Manajemen.Maghfiroh, Siti. 2012. Pengaruh Kepemimpinan Islami dan Motivasi Kerja Terhadap Kinerja Karyawan di Lembaga Keuangan Syari’ah KJKS Kabupaten Kendal (Studi Kasus KJKS di Kecamatan Rowosari dan Weleri). Skripsi. Semarang: Institute Agama Islam Negeri Walisongo.Majeed, Yasir & Khaliq, Zulqarnain. 2011. The Impact of Islamic Leadership on Organizational Objectives. Far East Journal of Marketing and Management. Volume 1 No.1.Mulianto, S. 2006. Panduan Lengkap Supervisi Diperkaya Perspektif Syariah. Jakarta: Gramedia Pustaka Utama.Nawawi. 2003. Metode Penelitian Bidang Sosial. Yogyakarta: Gajah Mada University PressOmer, Zaneb & Omar, Syed. 2012. The Effects of Islamic Management Ethics on Organizational Commitment of Employees in Libyan Public Bank. Australian Journal of Basic and Apllied Sciences,6(7):260-270.Pramandhika, Ananto. 2011. Motivasi Kerja Islami (Studi Kasus pada Guru TPQ di Kecamatan Semarang Selatan). Jurnal Universitas Diponegoro.Rizqi, Maudidyah Amalia. 2010. Analisis Model Kepemimpinan Islami Pada CV. Dharma Utama Batu. Malang: UIN Maulana Malik Ibrahim.Robbins, Stephen P. 2006. Perilaku Organisasi. Jakarta: PT. Indeks Kelompok Gramedia.Sardiman. 2007. Interaksi dan Motivasi Belajar Mengajar. Jakarta: PT. RajaGrafindo Persada.Silalahi, Ulber. 2002. Pemahaman Praktis Asas-asas Manajemen. Bandung: Mandar Maju___________. 2009. Metode Penelitian Sosial. Bandung: PT.Refika Aditama.Singodimedjo, Markum. 2002. Manajemen Sumber Daya Manusia. Surabaya: SMMASSobirin, Achmad. 2007. Budaya Organisasi. Yogyakarta. YKPN. Sugiyono. 2008. Statistika untuk Penelitian. Bandung: Alfabeta.Suryati. 2010. Pengaruh Kompensasi Terhadap Motivasi Kerja. Jurnal Mimbar Bumi Bengawan.Susanto, H., & Aisiyah, N. 2010. Analisis Pengaruh Kepemimpinan dan Budaya Kerja dengan Motivasi sebagai Variabel Intervening terhadap Kinerja Karyawan di Kantor Pertanahan Kabupaten Kebumen. Magistra No. 74.Sutrisno, Edy. 2010. Budaya Organisasi. Jakarta: Kencana.Tasmara, Toto. 2006. Spiritual Centered Leadership-Kepemimpinan Berbasis Spiritual. Jakarta: Gema Insani.Utami, I. T. 2007. Pengaruh Gaya Kepemimpinan Transformasional Terhadap Motivasi Kerja Karyawan Pada PT Trade Servistama Indonesia-Tangerang. Ekonomi dan Manajemen.Uyanto, Stainlaus S. 2006. Pedoman Analisis Data dengan SPSS. Yogyakarta: Graha Ilmu.www.depkop.go.id diakses pada tanggal 21Juni 2013.www.immasjid.com diakses tanggal 9 April 2013.Zahro, Najmatuz. (2005). Pengaruh Gaya Kepemimpinan Terhadap Semangat Kerja Karyawan Pada KUD DAU Malang. Skripsi. Malang: FE

Pengaruh Equality To Total Assets Ratio, Non Performing Ratio dan F9inancing To Deposit Ratio Terhadap Kinerja Keuangan Koperasi BMT Nurul Jannah Gresik Tahun 2012-2014 Febby Karina Anastasia; Dina Fitrisia Septiarini
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 10 (2015): Oktober-2015
Publisher : Universitas Airlangga

This research aimed to know the influence of Equity to Total Assets Ratio, Non Performing Ratio and Financing to Deposit Ratio to Return on Assets Ratio in BMT Nurul Jannah Gresik. This research used the quantitative approach method. The analysis technique used multiple linear regression.Based on the result of t-test, Equity to Total Assets Ratio and Financing to Deposit Ratio partially did not influence significantly to Return on Assets Ratio, but Non Performing Financing influenced significantly to Return on Assets Ratio. The result of simultaneous test showed that Equity to Total Assets Ratio, Non Performing Ratio and Financing to Deposit Ratio had significant effect to Return on Assets Ratio with siginificant value 0,001. The ability of Equity to Total Assets Ratio, Non Performing Ratio and Financing to Deposit Ratio in explainingReturn on Assets Ratio of 38,3% and the remaining 61,7% was explained by other variables outside the model.

Implementasi Konsumsi Islami Pada Pengajar Pondok Pesantren (Studi Kasus Pada Pengajar Pondok Pesantren Al Aqobah Kecamatan Diwek Kabupaten Jombang) Bagus Baidhowi; Irham Zaki
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 9 (2014): September-2014
Publisher : Universitas Airlangga

This study aims to determine the application of Islamic consumption by Al Aqobah Boarding School teacher in Diwek Subdistrict, Jombang District.This study used a qualitative approach with descriptive case study method. The population characteristics of this study are the teachers of Al Aqobah Boarding School in Diwek Subdistrict, Jombang District. The teachers of Al Aqobah Boarding School who know and understand the consumption according to Islam are people who implement Islamic consumption in his life, the teacher/ustadz and ustadzah who has been teaching at Al Aqobah boarding school at least 2 years. The number of samples in this study was six informants. The sampling technique used was purposive sampling.Based on the results of this study showed that Al Aqobah boarding school teacher in Diwek Subdistrict, Jombang District, has implemented the Islamic consumption legally (halal); they are not extravagant not only in spending wealth but also in living luxury and showing assets. They can also make the balance system between worldly and hereafter consumption.Moreover, the suggestion for all of people in Al Aqobah boarding school and also the teachers are expected to continue teaching the consumption which is true to Islam, apply in everyday life, and provide appropriate examples to the students. For further research, it is expected to examine the same topic with more in depth details about the implementation of Islamic consumption on other aspects that are more specific. REFERENCESAl Qur’an dan Hadits. Afzalurrahman. 1995. Doktrin Ekonomi Islam. Yogyakarta: Dana Bhakti Wakaf.Hidayat, Muhammad. 2010. An Introduction to The Sharia Economic. Jakarta: Zikrul Hakim.Karim, Adiwarman. 2012. Ekonomi Mikro Islam. Edisi Keempat. Jakarta: PT Raja Grafindo Persada.Mastuhu. 1994. Dinamika Sistem Pendidikan Pesantren : Suatu Kajian Tentang Unsur dan Nilai Sistem Pendidikan Pesantren. Jakarta: INIS.Moleong, J. Lexy. 2002. Metodologi Penelitian. Kualitatif. Bandung: PT.Remaja Nafik, Muhammad H.R. 2009. Rasionalitas Konsumsi Muslim di Seminar Rosdakarya. Ekonomi Islam. Makalah tidak diterbitkan. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga Surabaya.Nasution, Mustafa Edwin. 2006. Pengenalan Eksklusif Ekonomi Islam. Edisi Pertama. Jakarta: Kencana Prenada Media Grup.Pujiyono, Arif. 2006. Teori Konsumsi Islami. Dinamika Pembangunan, Vol. 3, No. 2: 196-207.Pusat Pengkajian dan Pengembangan Ekonomi Islam. 2008. Ekonomi Islam. Edisi Kesatu. Jakarta: PT Raja Grafindo Persada.Qardhawi, Yusuf. Peran Nilai dan Moral dalam Perekonomian Islam. Terjemahan oleh Didin Hafiluddin, dkk. 2001. Jakarta: Robbani Press.Rosyidi, Suherman. 2006. Pengantar Teori Ekonomi. Jakarta: Raja Grafindo Persada.Sugiyono. 2011. Metode Penelitian Kuantitatif Kualitatif R&D. Bandung: Alfabeta. Suwiknyo, Dwi. 2010. Kompilasi Tafsir AyatAyat Ekonomi Islam. Yogyakarta: Pustaka Pelajar.Yin, Robert K. 2011. Studi Kasus:Desain dan Metode. Jakarta: PT.Raja Grafindo Persada.

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