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DIGITAL WAQF TRANSFORMATION AND MSME EMPOWERMENT IN THE PERSPECTIVE OF ISLAMIC ECONOMICS: A SYSTEMATIC LITERATURE REVIEW 2020–2025 Syahril; Muammar Zulfiqri; Aunurrochim
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.374

Abstract

This study examines the transformation of digital waqf and its role in empowering micro, small, and medium enterprises (MSMEs) within the Islamic economics framework, identifying dominant thematic clusters, integration models, and structural barriers shaping digital waqf development during 2020–2025. A Systematic Literature Review (SLR) employing the PRISMA 2020 protocol was conducted across Scopus, Google Scholar, and Sinta databases. Structured Boolean searches yielded 487 initial records, of which 57 peer-reviewed articles met all inclusion criteria. Thematic analysis followed Braun and Clarke's (2006) framework, complemented by bibliometric mapping using VOSviewer. Four thematic clusters were identified: digital waqf and SDGs, innovative instruments (CWLS and CWLD), Islamic fintech integration, and productive waqf-based MSME empowerment. The most effective integration model combines Cash Waqf Linked Deposit (CWLD), Shariah crowdfunding, blockchain infrastructure, and holistic MSME mentoring. Implementation is constrained by five structural challenges: regulatory gaps, low Nazhir digital capacity, insufficient public waqf literacy, unequal technological infrastructure, and unresolved Shariah-technology harmonization. This study provides important implications for both theory and practice in Islamic economics. Theoretically, it advances the integration of digital waqf, Islamic fintech, and MSME empowerment within a unified analytical framework, contributing to the development of Islamic Social Finance 2.0 and the operationalization of maqāṣid al-sharī'ah in the digital era. Practically, the findings offer strategic guidance for policymakers, Islamic financial institutions, and nazhir organizations to strengthen regulatory frameworks, enhance digital capacity, and expand inclusive financing mechanisms for MSMEs through scalable digital waqf models. Additionally, this study highlights the need for multi-stakeholder collaboration to overcome structural barriers and accelerate the transformation of waqf into a sustainable instrument for socio-economic development. This study delivers the most comprehensive English-language SLR on digital waqf and MSME empowerment in the Indonesian context, introducing the original Digital Waqf–Fintech–MSME Empowerment Nexus model.
PELATIHAN KOMPETENSI KEWIRAUSAHAAN BAGI PELAKU UMKM UNTUK MENINGKATKAN KEMANDIRIAN EKONOMI MASYARAKAT Hilda Yuliastuti; Detti Meilandri; Mirza Ilhami; Syahril Syahril; Afen Prana Utama Sembiring
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 7 No. 3 (2026): Inpress Vol. 7 No. 3 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v7i3.59342

Abstract

Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kompetensi kewirausahaan pelaku UMKM guna mendukung terwujudnya kemandirian ekonomi masyarakat. Jumlah peserta dalam kegiatan ini sebanyak 30 orang. Metode pelaksanaan dilakukan melalui penyampaian materi, diskusi, studi kasus, praktik langsung, pendampingan, dan evaluasi. Hasil kegiatan menunjukkan kegiatan ini tidak hanya berhasil memperluas pengetahuan peserta mengenai konsep dasar kewirausahaan, tetapi juga meningkatkan keterampilan peserta dalam mengidentifikasi peluang usaha, menyusun strategi pemasaran, mengelola keuangan usaha, serta memanfaatkan media digital sebagai sarana pengembangan dan promosi usaha. Berdasarkan hasil evaluasi adanya peningkatan kompetensi peserta yang ditunjukkan oleh kenaikan rata-rata nilai dari 55,3 pada saat pre-test menjadi 84,2 pada saat post-test, dengan peningkatan sebesar 28,9 poin. Selain peningkatan kompetensi, peserta juga menunjukkan perubahan positif dalam motivasi, kepercayaan diri, serta kesadaran akan pentingnya inovasi, perencanaan usaha, dan pemanfaatan teknologi digital dalam pengembangan usaha. Dengan demikian, pelatihan ini terbukti efektif dalam meningkatkan kompetensi kewirausahaan pelaku UMKM serta memberikan kontribusi positif terhadap penguatan kemandirian ekonomi masyarakat.
Strategi Pembelajaran Pendidikan Agama Islam dalam Meningkatkan Prestasi Peserta Didik di SMK An Nurmaniyah Kota Tangerang Levita Anggraeni; Syahril; Miftahul Huda
Al-Ubudiyah: Jurnal Pendidikan dan Studi Islam Vol 6 No 2 (2025): Education and Islamic Studies
Publisher : STAI DDI Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55623/au.v6i2.526

Abstract

Penelitian ini dilatarbelakangi oleh pentingnya peningkatan prestasi akademik peserta didik sebagai indikator keberhasilan pendidikan di Sekolah Menengah Kejuruan (SMK), khususnya pada mata pelajaran Pendidikan Agama Islam (PAI) yang masih didominasi oleh metode konvensional. Tujuan penelitian ini adalah untuk mengidentifikasi strategi pembelajaran PAI yang diterapkan di SMK An Nurmaniyah Kota Tangerang, menganalisis efektivitasnya dalam meningkatkan prestasi kognitif peserta didik, serta merumuskan model strategi pembelajaran yang optimal. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan desain studi kasus. Data dikumpulkan melalui observasi partisipatif, wawancara mendalam dengan guru dan peserta didik berprestasi, serta studi dokumentasi terhadap nilai dan hasil evaluasi belajar. Hasil penelitian menunjukkan bahwa penerapan strategi pembelajaran berbasis aktivitas dan kolaborasi, seperti Cooperative Learning (tipe Jigsaw dan STAD) serta Blended Learning berbasis media digital, mampu meningkatkan partisipasi aktif, motivasi belajar, dan hasil kognitif peserta didik secara signifikan. Kesimpulannya, strategi pembelajaran PAI yang efektif adalah yang berpusat pada peserta didik, menekankan kolaborasi, serta mengintegrasikan teknologi. Rekomendasi penelitian ini adalah standarisasi dan penguatan penerapan Cooperative Learning serta pengembangan modul digital adaptif di lingkungan pembelajaran PAI SMK
ANALISIS PENGGUNAAN FINTECH SYARIAH TERHADAP PENGEMBANGAN UMKM BERBASIS HALAL Puti Khairani Rijadi; Triana Zuhrotun Aulia; Azhar Azhar; Sulaiman Efendi Siregar; Syahril Syahril
JURNAL LENTERA BISNIS Vol. 15 No. 2 (2026): JURNAL LENTERA BISNIS, Mei 2026
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v15i2.2394

Abstract

The development of digital financial technology has encouraged the emergence of Islamic fintech as an alternative financial service that aligns with Islamic principles. The presence of Islamic fintech is one solution to address various problems faced by Micro, Small, and Medium Enterprises (MSMEs), particularly halal-based MSMEs, which often experience limited access to financing and financial services. This study aims to analyze the use of Islamic fintech in the development of halal-based MSMEs and identify the benefits and challenges faced in its utilization. The study used a qualitative approach with a descriptive research type. Data were collected through in-depth interviews, observation, and documentation of halal-based MSMEs utilizing Islamic fintech services. Data analysis was carried out through data reduction, data presentation, and conclusion drawing using triangulation techniques to ensure data validity. The results show that Islamic fintech makes a positive contribution to the development of halal-based MSMEs through easier access to financing, accelerated transaction processes, increased financial management efficiency, and expanded market opportunities. The use of transparent and usury-free Islamic contracts is a key factor encouraging MSMEs to utilize Islamic fintech services. Furthermore, Islamic fintech plays a role in strengthening the halal economic ecosystem by more effectively connecting the Islamic financial sector and the real sector. However, the utilization of Islamic fintech still faces various obstacles, such as low digital and Islamic financial literacy, limited technological infrastructure, and concerns about the security of digital transactions. Therefore, increased education, strengthened regulations, and digital infrastructure development are needed to optimize the role of Islamic fintech in supporting the growth of halal-based MSMEs. This study concludes that Islamic fintech has significant potential as an economic empowerment instrument that can increase the competitiveness and desire of halal MSMEs in Indonesia.
Pengaruh Metode Tsaqifa dan Motivasi Menghafal Al-Qur’an Terhadap kualitas Hafalan Al-Qur’an Santriwati Ma’had Maryam Kota Depok Welasari; Syahril
Educational Research Indonesia Vol 2 No 2 (2025): Desember
Publisher : Laskar Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65678/eri.v2i2.211

Abstract

The urgency of this research is important because memorizing the Quran is a form of worship to Allah SWT and provides many benefits including serving as a guide in life and maintaining originality towards the Quran. In memorizing the Quran, good motivation and the correct method must be included. This is essential to preserve the originality of the Quran from generation to generation as it should be known. There are problems in memorizing it. Many who study for years still do not complete their memorization of the Quran, the quality of memorization is not perfect, and there are still errors in pronunciation. To make the Quran easy to memorize, this relates to the methods used and the motivation in memorizing the Quran. The methods used for memorization will obviously vary, as will the motivation for memorizing the Quran. One method of learning the Quran is tsaqifa.Therefore, the purpose of this research is to analyze the extent of the influence of the Tsaqifa method and motivation in memorizing the Qur'an on the quality of the Qur'anic memorization of female students at Ta'limil Qur'an Ma'had Maryam in Depok City. This research uses a quantitative method, with data collection techniques conducted through observation, questionnaires, and tests. The processing and statistical analysis of the data were performed using SPSS 21, with the subject of the research being the female students at Ta'limil Qur'an Ma'had Maryam in Depok City. The theories used are the Tsaqifa method, motivation for memorizing the Qur'an (pure motivation), and the quality of Qur'anic memorization.Therefore, the purpose of this research is to analyze the extent of the influence of the Tsaqifa method and motivation in memorizing the Qur'an on the quality of the Qur'anic memorization of female students at Ta'limil Qur'an Ma'had Maryam in Depok City. This research uses a quantitative method, with data collection techniques conducted through observation, questionnaires, and tests. The processing and statistical analysis of the data were performed using SPSS 21, with the subject of the research being the female students at Ta'limil Qur'an Ma'had Maryam in Depok City. The theories used are the Tsaqifa method, motivation for memorizing the Qur'an (pure motivation), and the quality of Qur'anic memorization.