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DIGITAL WAQF TRANSFORMATION AND MSME EMPOWERMENT IN THE PERSPECTIVE OF ISLAMIC ECONOMICS: A SYSTEMATIC LITERATURE REVIEW 2020–2025 Syahril; Muammar Zulfiqri; Aunurrochim
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 2 (2026): APRIL
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i2.374

Abstract

This study examines the transformation of digital waqf and its role in empowering micro, small, and medium enterprises (MSMEs) within the Islamic economics framework, identifying dominant thematic clusters, integration models, and structural barriers shaping digital waqf development during 2020–2025. A Systematic Literature Review (SLR) employing the PRISMA 2020 protocol was conducted across Scopus, Google Scholar, and Sinta databases. Structured Boolean searches yielded 487 initial records, of which 57 peer-reviewed articles met all inclusion criteria. Thematic analysis followed Braun and Clarke's (2006) framework, complemented by bibliometric mapping using VOSviewer. Four thematic clusters were identified: digital waqf and SDGs, innovative instruments (CWLS and CWLD), Islamic fintech integration, and productive waqf-based MSME empowerment. The most effective integration model combines Cash Waqf Linked Deposit (CWLD), Shariah crowdfunding, blockchain infrastructure, and holistic MSME mentoring. Implementation is constrained by five structural challenges: regulatory gaps, low Nazhir digital capacity, insufficient public waqf literacy, unequal technological infrastructure, and unresolved Shariah-technology harmonization. This study provides important implications for both theory and practice in Islamic economics. Theoretically, it advances the integration of digital waqf, Islamic fintech, and MSME empowerment within a unified analytical framework, contributing to the development of Islamic Social Finance 2.0 and the operationalization of maqāṣid al-sharī'ah in the digital era. Practically, the findings offer strategic guidance for policymakers, Islamic financial institutions, and nazhir organizations to strengthen regulatory frameworks, enhance digital capacity, and expand inclusive financing mechanisms for MSMEs through scalable digital waqf models. Additionally, this study highlights the need for multi-stakeholder collaboration to overcome structural barriers and accelerate the transformation of waqf into a sustainable instrument for socio-economic development. This study delivers the most comprehensive English-language SLR on digital waqf and MSME empowerment in the Indonesian context, introducing the original Digital Waqf–Fintech–MSME Empowerment Nexus model.
PELATIHAN KOMPETENSI KEWIRAUSAHAAN BAGI PELAKU UMKM UNTUK MENINGKATKAN KEMANDIRIAN EKONOMI MASYARAKAT Hilda Yuliastuti; Detti Meilandri; Mirza Ilhami; Syahril Syahril; Afen Prana Utama Sembiring
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 7 No. 3 (2026): Inpress Vol. 7 No. 3 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v7i3.59342

Abstract

Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kompetensi kewirausahaan pelaku UMKM guna mendukung terwujudnya kemandirian ekonomi masyarakat. Jumlah peserta dalam kegiatan ini sebanyak 30 orang. Metode pelaksanaan dilakukan melalui penyampaian materi, diskusi, studi kasus, praktik langsung, pendampingan, dan evaluasi. Hasil kegiatan menunjukkan kegiatan ini tidak hanya berhasil memperluas pengetahuan peserta mengenai konsep dasar kewirausahaan, tetapi juga meningkatkan keterampilan peserta dalam mengidentifikasi peluang usaha, menyusun strategi pemasaran, mengelola keuangan usaha, serta memanfaatkan media digital sebagai sarana pengembangan dan promosi usaha. Berdasarkan hasil evaluasi adanya peningkatan kompetensi peserta yang ditunjukkan oleh kenaikan rata-rata nilai dari 55,3 pada saat pre-test menjadi 84,2 pada saat post-test, dengan peningkatan sebesar 28,9 poin. Selain peningkatan kompetensi, peserta juga menunjukkan perubahan positif dalam motivasi, kepercayaan diri, serta kesadaran akan pentingnya inovasi, perencanaan usaha, dan pemanfaatan teknologi digital dalam pengembangan usaha. Dengan demikian, pelatihan ini terbukti efektif dalam meningkatkan kompetensi kewirausahaan pelaku UMKM serta memberikan kontribusi positif terhadap penguatan kemandirian ekonomi masyarakat.