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“UANG KOPI” PADA UTANG PIUTANG MASYARAKAT SIANTAN HULU MENURUT PERSPEKTIF HUKUM MUAMALAH Ayu Wulandari; Sukardi Sukardi; Suhardiman Suhardiman
Al-Aqad Vol. 1 No. 1 (2021): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v1i1.339

Penelitian ini bertujuan mencari jawaban atas permasalahan pokok yaitu bagaimana ketentuan “uang kopi” dalam praktik utang piutang masyarakat di Kelurahan Siantan Hulu Kecamatan Pontianak Utara dan bagaimana ketentuan hukum muamalah terhadap “uang kopi” dalam praktik utang piutang masyarakat di Kelurahan Siantan Hulu Kecamatan Pontianak Utara. Jenis penelitian ini adalah kualitatif dengan pendekatan normatif analisis kualitatif. Peneliti mengumpulkan data primer dari hasil observasi, wawancara, dan dokumentasi. Sedangkan untuk data sekunder peneliti memperolehnya dari literatur, artikel, jurnal, dan internet. Teknik analisis data melalui tahapan pengumpulan data, reduksi data, penyajian data dan kesimpulan. Untuk uji keabsahan data, peneliti menggunakan triangulasi dan membercheck. Berdasarkan hasil penelitian dapat disimpulkan bahwa ketentuan “uang kopi” dalam praktik utang piutang pada masyarakat setempat harus ditulis dan dipersaksikan, tidak ada unsur paksaan dalam penambahan pengembalian “uang kopi”, bersegera melunasi utang sesuai dengan waktu yang telah disepakati, dan memberikan penangguhan waktu kepada orang yang sedang kesulitan untuk membayar hutang. Beberapa ketentuan-ketentuan transaksi utang piutang yang terjadi di lapangan sudah sesuai dengan ketentuan-ketentuan transaksi utang piutang dalam hukum muamalah. Jadi, dapat disimpulkan bahwa praktik transaksi utang piutang dengan penambahan pengembalian “uang kopi” yang dilakukan oleh masyarakat di Kelurahan Siantan Hulu diperbolehkan.

BISNIS PENGEMIS DALAM PERSPEKTIF PERATURAN DAERAH KALIMANTAN BARAT NO.11 TAHUN 2019 PASAL 37 DAN HUKUM ISLAM DI KOTA PONTIANAK Agustini Agustini; Sukardi Sukardi; Suhardiman Suhardiman
Al-Aqad Vol. 1 No. 2 (2021): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v1i2.395

This research started from the phenomenon of beggars who became a social disease in Pontianak City. This work is not justified because it dramatically disturbs public order; a supporting factor that plays a role in handling beggars is Regional Regulation Number 11 of 2019 article 37 of the Pontianak City. The business of managing beggars is of particular interest to road users who pass at the redlight crossroad of the Kapuas 1 Highway Pontianak. This research is qualitative research with a qualitative approach to socio-legal research that uses descriptive methods. Data collection techniques used primary data consisting of observations, interviews, documentation, and secondary data obtained through literature, articles, journals, and the internet. The data analysis technique uses data collection, data reduction, data presentation, and conclusions, meanwhile, in testing the validity of the data using triangulation and member check. The results of the study show three findings: 1) The business of managing beggars is not appropriate based on positive law and Islamic law. 2) The implementation of Regional Regulation Number 11 of 2019 article 37 has not run optimally, the quality of service is still not well, and the sanctions given are not firm. 3) The view of Islamic law on the prohibition of giving beggars, there are three kinds of people who are permitted to beg, namely, people who bear a dependent, people who are afflicted by a disaster, and people who are stricken with disaster. Keyword: Beggars, Regional Regulations, Islamic Law, Pontianak City

WANPRESTASI ANGGOTA CREDIT UNION PADA PERJANJIAN PINJAM MEMINJAM DALAM TINJAUAN HUKUM PERDATA DAN HUKUM EKONOMI SYARIAH Alfiatur Rahmah; Sukardi Sukardi; Suhardiman Suhardiman
Al-Aqad Vol. 2 No. 1 (2022): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v2i1.516

This study aims to reveal the practice of default by Credit Union members in loan agreements in the Credit Union area of ??Pontianak, West Kalimantan. This is reviewed in Civil Law using the Civil Code (KUH-Perdata) and Sharia Economic Law using the Sharia Economic Law Compilation (KHES). This study uses a qualitative research method with the type of juridical-normative research in which researchers directly go to the field. The data collection technique uses primary data through observation, interviews, documentation, and secondary data obtained through books, journals, articles, and from the Civil Code and KHES, relating to practices that occur in the field. Researchers can conclude that: 1) several members default on the loan agreement; 2) The review of the Civil Code regarding defaults committed by Credit Union members in the loan agreement has been explained in article 1234 of the Civil Code, which if the debtor does not fulfill his promised performance then he can be said to be in default; 3) Review of KHES regarding the broken promises/defaults committed by Credit Union members in the loan agreement according to article 36 of the KHES and getting sanctions which are contained in article 38 of the KHES. The implication of this research finding is to increase legal awareness. Whatever the form of the agreement must lead to a legal relationship. Decisions that have been mutually agreed upon must be carried out with full responsibility following the applicable rules, especially for Credit Union members who have received loans.

AKTA PERDAMAIAN PUTUSAN NOMOR 1/Pdt.G.S/2019/PA.Ptk DI PENGADILAN AGAMA PONTIANAK TINJAUAN KOMPILASI HUKUM EKONOMI SYARIAH Rekha Agustriani Siregar; Suhardiman Suhardiman
Al-Aqad Vol. 2 No. 1 (2022): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v2i1.589

The purpose of this study is to explain the construction of the settlement deed in the sharia economic case in decision Number 1/Pdt.GS/2019/Pa.Ptk was registered at the Pontianak Religious Court on 27 August 2019. The research questions are 1) What is the content of the deed in the Decision of the Religious Court in case Number 1/Pdt.GS/2019/PA.Ptk? 2) What is the legal construction of the case decision Number 1/Pdt.G.S/2019/PA.Ptk? 3) And what are the implications for the concept of peace in the Sharia Economic Law Compilation (KHES)? This research method is qualitative with a juridical-normative approach. The main source of data was obtained from the peace deed No. 1/Pdt.G.S/2019PA.Ptk was analyzed using the content analysis method. Furthermore, these findings were strengthened and confirmed through interviews with judges at the Pontianak Religious Court. The secondary data is the Sharia Economic Law Compilation (KHES) and various opinions of Islamic jurists on peace. The conclusions of this study are 1). The judge did not refer directly to the shari'a arguments to decide the case of the peace deed. 2). As a result, the judge's decision on the peace deed does not show an important difference with the judge's decision in the District Court. 3). The judge did not use the Sharia Economic Law Compilation (KHES) as one of his basic considerations in explaining the meaning and mechanism of peace in Islam. This research argues that this peace deed does not fully refer to sharia sources, but tends to agree with what has been determined by the litigants. However, this peace deed is following the norms of Islamic law regarding treaties, namely that all Muslims are bound by the agreements they made.

PENAMBANGAN PASIR ILEGAL PERSPEKTIF PERATURAN DAERAH PROVINSI KALIMANTAN BARAT DAN FATWA MAJELIS ULAMA INDONESIA Diyah Sita Prahesti; Sukardi Sukardi; Suhardiman Suhardiman
Al-Aqad Vol. 2 No. 1 (2022): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v2i1.658

The purpose of this study is to find out: 1) the legal potential of illegal sand mining in North Singkawang District from the perspective of the Regional Regulation (Perda) of West Kalimantan Province and MUI Fatwa, and 2) the legal potential of illegal sand mining in North Singkawang District from the perspective of West Kalimantan Provincial Regulation and MUI Fatwa. Researchers used qualitative methods by field research and juridical-empirical approaches. Sources from primary data are in the form of observations and interviews in the field and primary legal materials, namely the Regional Regulation of West Kalimantan Province No. 09 of 2019 and MUI Fatwa No. 22 of 2011. Meanwhile, secondary data gain from books, journals, and previous research. Data collection techniques gather from observation, interviews, and documentation. The data that has been collected, researchers check the validity through a series of source triangulation and member-checks. Then, researchers analyze it through several stages, namely data reduction, data presentation, and conclusions. The results of the study indicate that: 1) the lack of good coordination between the government and the authorized mining services, as well as the government's unpreparedness in adjusting regulatory changes to the social application in society so that the implementation of the law has not been maximized; 2) violations committed by sand mining entrepreneurs create legal potential because the mining activities carried out are not in accordance with the rules contained in the Regional Regulation and environmentally friendly mining in the MUI fatwa. In addition, these mining activities cause natural damage that has an impact on the people living around the mining site. Monitoring and evaluation have become a priority for the government, especially in repairing and preventing damage.

SISTEM BAGI HASIL PADA PERUSAHAAN TRAVEL DI KECAMATAN SUNGAI KUNYIT KABUPATEN MEMPAWAH TINJAUAN KOMPILASI HUKUM EKONOMI SYARIAH Bella Deva Meilandri; Rasiam Rasiam; Suhardiman Suhardiman
Al-Aqad Vol. 2 No. 1 (2022): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v2i1.767

The purpose of this study was to determine the practice of profit sharing at the Faqih Family Travel Company through the study of the Sharia Economic Law Compilation (KHES). Researchers used qualitative methods with field research and juridical-empirical approaches. Sourced from primary data in the form of observations, interviews, and primary book materials, namely (KHES). In contrast, secondary data are articles, journals, and websites on the internet. Data collection techniques are observation, interviews, and documentation. From the collected data, researchers check the validity through a series of time triangulation and member-check. Then, it is analyzed through data reduction, data presentation, verification, and concluding. The results showed that the practice of profit sharing at the Faqih Family Travel Company in Sungai Kunyit District, Mempawah Regency, was carried out at the end of each month depending on the number of consumers who used the services of the Faqih Family Travel Company based on the agreement agreed upon by all parties. There are two types of contracts in this profit-sharing practice: the first syirkah 'inan is a contract between the company owner and the fleet owner because they both issue capital even though the amount is not the same. Based on the ijarah contract, a discrepancy with KHES occurred because it is unlike the first agreement with the drivers. Therefore, researchers recommend revising the agreement with parties to find a solution regarding the distribution of results which is not follow the first agreement. Keywords: Profit Sharing, Ijarah, Syirkah Al-'Inan

PEMBULATAN TIMBANGAN PADA JASA PENGIRIMAN BARANG MENURUT KOMPILASI HUKUM EKONOMI SYARIAH DAN UNDANG-UNDANG PERLINDUNGAN KONSUMEN M Faruq; Sukardi Sukardi; Suhardiman Suhardiman
Al-Aqad Vol. 2 No. 1 (2022): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v2i1.812

This research aims to analyze the practice of rounding the scales related to the delivery of goods from consumers where the rounding is carried out without notification. This research uses the legal method and is classified as a type of normative legal research-empiric with objects rounding the scales on freight forwarding services at PT. JNE Main Branch of Pontianak. The data source used by researchers to obtain the data - data needed in this study uses primary data and secondary data, primary legal material, and secondary which supports the analysis of rounding the scales on freight forwarding services at PT. JNE Main Branch of Pontianak. The technique used to collect data is a technical field. However, according to the research analysis results, it can be concluded that: 1) Rounding of scales at PT. JNE Main Branch of Pontianak is rounding up to the results of the scales if the weight of the item is less than 1 kg, the perch 1 kg if the weight of the item exceeds 1.3 kg then rounded 2 kg. 2) Rounding the scales carried out by this company is not following KHES article 295 and article 317. Whereas from Law Number 8 about Consumer Protection in the year 1999, contained in article 4 that the consumer has the right to obtain information and article 7 where the business actor is obliged to provide clear, correct information regarding the rounding he does. Keywords: Rounding Scales, KHES, Law No. 8 (1999)

SYIRKAH PADA NELAYAN DI DESA SUNGAI NYIRIH TINJAUAN KOMPILASI HUKUM EKONOMI SYARIAH DAN FATWA NO:114/DSN-MUI/IX/2017 Nadiya Nadiya; Rasiam Rasiam; Suhardiman Suhardiman
Al-Aqad Vol. 2 No. 2 (2022): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v2i2.885

Penelitian ini bertujuan mencari jawaban atas permasalahan pokok yaitu bagaimana praktik syirkah pada nelayan di Desa Sungai Nyirih dan bagaimana tinjauan Kompilasi Hukum Ekonomi Syariah (KHES) terhadap praktiknya serta tinjauan Dewan Syariah Nasional Majelis Ulama Indonesia nomor 114/DSN-MUI/IX/2017 tentang akadnya. Jenis penelitian ini termasuk penelitian yuridis-empiris yang dibuat secara deskriptif dengan pendekatan kualitatif. Sedangkan teknik pengumpulan data menggunakan data primer yaitu wawancara, observasi, dokumentasi. Data sekunder yaitu buku, jurnal, artikel, dan internet. Teknik analisis data yaitu melalui tahapan pengumpulan data, kondensasi data, penyajian data dan kesimpulan. Sedangkan uji keabsahan data menggunakan triangulasi dan member-check. Berdasarkan hasil penelitian dapat disimpulkan bahwa praktik syirkah pada nelayan di Desa Sungai Nyirih Kecamatan Selakau terdiri dari kesepakatan secara lisan. Pembagian hasil sudah disepakati semua pihak tidak menggunakan persentase dan hanya menggunakan bagian yang dibagi 6 karena memakai alat pancing. Hasil bagian kapal sendiri sudah meliputi biaya perawatan kapal. Dari beberapa hasil wawancara dan observasi, praktik syirkah yang dilakukan nelayan termasuk syirkah abdan dan dalam tinjauan KHES pada Pasal 154 yaitu semua pihak yang terikat wajib melaksanakan pekerjaan yang telah diterima oleh anggota syirkah lainnya. Dalam KHES pada pasal 156 juga meliputi akad kerja sama pekerjaan dimana pembagian keuntungan boleh berbeda dengan pertimbangan salah satu pihak lebih ahli. Hasil penelitian juga menunjukkan bahwa para nelayan melakukan akad telah dinyatakan dengan jelas dan mudah dipahami oleh semua pihak dan kesepakatan dinyatakan secara lisan. Hal ini sesuai dengan ketentuan shighat akad dalam fatwa DSN-MUI nomor 114/DSN-MUI/IX/2017 tentang syirkah.

KHIYAR DALAM JUAL BELI DENGAN SISTEM RETUR ANTARA DISTRIBUTOR DAN RESELLER Rio Oktaviandra; Moch. Riza Fahmi; Suhardiman Suhardiman
Al-Aqad Vol. 3 No. 2 (2023): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v3i2.1764

This study aims to determine the practice of reviewing the Compilation of Sharia Economic Law on khiyar in buying and selling with a return system between distributors and resellers of Roti Royal in Sungai Kakap District, Kubu Raya Regency. This research uses a qualitative method with the type of empirical legal research. Data sources use primary data and secondary data in the form of books, journals, theses, and articles. Data collection techniques are interviews and documentation. The data analysis technique used by researchers is to collect data, reduce data, present data, and draw conclusions. The results showed that: 1) The agreement and agreement between the two parties the distributor and the reseller is oral because both parties trust each other and do not harm any party. 2) The review of the Compilation of Sharia Economic Law on khiyar in Sungai Kakap District, Kubu Raya Regency is permissible because it has implemented khiyar 'aib and khiyar conditions. Then, in this sale and purchase the 'aib goods have been explained previously by the distributor and the reseller also knows the physical condition of the goods.

FENOMENA TOP UP DIAMOND GAME FREE FIRE BAGI ANAK YANG BELUM BALIGH DALAM PERSPEKTIF MAQASHID ASY-SYARIAH DI KECAMATAN PONTIANAK BARAT Muhammad Rezeki Febriyadi; Abu Bakar; Suhardiman Suhardiman
Al-Aqad Vol. 4 No. 1 (2024): Al-Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/al-aqad.v4i1.2370

This study aims to analyze the phenomenon of Top Up Diamond in the Free Fire game from the Maqashid Asy-Syariah perspective in the West Pontianak District. This research uses a qualitative approach with interview and observation techniques as data collection methods. Respondents in this study are Free Fire game players who do diamond top-ups in the West Pontianak District. The results of the study show that the Top Up Diamond phenomenon can be seen as an act that violates the principles of Maqashid Asy-Syariah, especially the principle of guarding wealth. This research recommends the need for intensive education for users or parents about Maqashid Asy-Syariah so that children are more directed in their lives.

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