Nataline Simanjuntak
Universitas Negeri Medan

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Penerapan Manajemen Risiko Terhadap Kinerja Keuangan Bank Syariah Di Indonesia Nataline Simanjuntak; Irma Siagian; Elisabeth Tamara Ratu Hutauruk; Irna Della Br Ginting; Bona Vintura Suyana Pandiangan
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.59349

Abstract

Risk management is a crucial aspect in maintaining stability and improving the financial performance of Islamic banks. Islamic banking operations are inherently subject to various risks. Suboptimal risk management can impact bank health and undermine public trust in Islamic financial institutions. This study aims to analyze the implementation of risk management and its relationship to the financial performance of Islamic banks in Indonesia. The method used is descriptive qualitative, utilizing secondary data obtained from reports from the Financial Services Authority (OJK), Bank Indonesia, scientific journals, books, and various relevant literature sources. Data collection techniques were conducted through literature and documentation studies. The study results indicate that effective risk management implementation can assist Islamic banks in controlling problem financing, maintaining liquidity levels, increasing profitability, and strengthening financial stability. Furthermore, sound risk management supports increased public trust and the competitiveness of Islamic banks amidst the increasingly dynamic development of the financial industry. Thus, risk management not only functions as a risk control mechanism but also plays a vital role in supporting the well-being and financial performance of Islamic banks.
Analisis Strategi Pengembangan Investasi Modal Pada PT. Mari Gadai Sejahtera Dalam Membantu Pembiayaan Masyarakat Irna Della Br Ginting; Elisabeth Tamara Ratu Hutauruk; Nataline Simanjuntak; Tri Ayu Fadilah; Evi Syuriani Harahap
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.59642

Abstract

The growing public demand for financing services has encouraged financing companies to increase their capital capacity through effective investment strategies. This study aims to analyze the capital investment development strategy implemented by PT. Mari Gadai Sejahtera in supporting community financing. The study used a qualitative approach with descriptive methods. Data were collected through interviews, observations, and documentation involving parties related to capital investment management and the company's financing activities. Data analysis was carried out through data reduction, data presentation, and conclusion drawing. The results show that capital investment development is carried out through collaboration with investors, the use of digital technology to expand funding access, and the implementation of risk management through verification and assessment of collateral. These strategies have been proven to increase financing capacity, strengthen operational stability, and improve service quality to customers. Thus, effective capital investment management plays a crucial role in supporting business sustainability and the company's ability to meet community financing needs.
Pengaruh Peran Perdagangan Internasional Terhadap Strategi Pembangunan Ekonomi Indonesia Di Era Global Tahun 2024 Tri Ayu Fadilah; Elisabeth Tamara Ratu Hutauruk; Irna Della Br Ginting; Nataline Simanjuntak; Evi Syuriani Harahap
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.59719

Abstract

International trade plays a crucial role in supporting economic development amidst increasing global economic integration. Export and import activities contribute to economic growth through market expansion, increased foreign exchange earnings, technology transfer, and support for national production capacity. This study aims to analyze the influence of international trade on Indonesia's economic development strategy in the global era in 2024. The study uses a quantitative approach utilizing secondary data in the form of Indonesian export and import values ​​obtained from official statistical publications and various related scientific sources. The analysis was conducted using quantitative descriptive methods to examine the contribution of international trade to national economic development. The results show that exports contribute positively through increasing foreign exchange earnings, creating jobs, and strengthening the competitiveness of domestic products in the international market. Meanwhile, imports support economic activity by providing raw materials, capital goods, and technology needed in the production process. These findings confirm that international trade remains a crucial component of Indonesia's sustainable economic development strategy.