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All Journal Didaktik : Jurnal Ilmiah PGSD STKIP Subang Sharing: Journal Of Islamic Economics, Management And Business
Bona Vintura Suyana Pandiangan
Universitas Negeri Medan
Economics, Econometrics & Finance Education

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Penerapan Manajemen Risiko Terhadap Kinerja Keuangan Bank Syariah Di Indonesia Nataline Simanjuntak; Irma Siagian; Elisabeth Tamara Ratu Hutauruk; Irna Della Br Ginting; Bona Vintura Suyana Pandiangan
Sharing: Journal of Islamic Economics Management and Business Vol. 5 No. 2 (2026): Juni, 2026
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v5i2.59349

Abstract

Risk management is a crucial aspect in maintaining stability and improving the financial performance of Islamic banks. Islamic banking operations are inherently subject to various risks. Suboptimal risk management can impact bank health and undermine public trust in Islamic financial institutions. This study aims to analyze the implementation of risk management and its relationship to the financial performance of Islamic banks in Indonesia. The method used is descriptive qualitative, utilizing secondary data obtained from reports from the Financial Services Authority (OJK), Bank Indonesia, scientific journals, books, and various relevant literature sources. Data collection techniques were conducted through literature and documentation studies. The study results indicate that effective risk management implementation can assist Islamic banks in controlling problem financing, maintaining liquidity levels, increasing profitability, and strengthening financial stability. Furthermore, sound risk management supports increased public trust and the competitiveness of Islamic banks amidst the increasingly dynamic development of the financial industry. Thus, risk management not only functions as a risk control mechanism but also plays a vital role in supporting the well-being and financial performance of Islamic banks.
KAJIAN LITERATUR TENTANG PENGARUH JUMLAH UANG BEREDAR DAN NILAI TUKAR TERHADAP INFLASI DI INDONESIA Roma Uli Maria Br Situmeang; Samuel Revaldo Jeverson Siboro; Olive Katrina Joyanka Sihombing; Bona Vintura Suyana Pandiangan; Fitrawaty
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 02 (2026): Volume 12 No. 02, Juni 2026 Produce
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i02.15880

Abstract

Inflation is a key macroeconomic indicator reflecting economic stability and public welfare. In Indonesia, controlling inflation remains a primary priority of monetary policy due to its broad impact on purchasing power and national economic growth. This study aims to comprehensively examine the influence of money supply and the rupiah exchange rate on inflation through a systematic literature review. The research applies a descriptive qualitative approach by analyzing various empirical studies and relevant monetary economic theories. The findings reveal that the effect of money supply on inflation remains inconsistent; some studies show a negative relationship when increased liquidity is balanced by production capacity growth, while others indicate a positive correlation as predicted by the quantity theory of money. In contrast, the exchange rate consistently demonstrates a positive and significant effect: rupiah depreciation raises import prices and production costs, which are subsequently passed on to consumer prices. Collectively, both variables jointly determine inflation dynamics. It is concluded that effective inflation control requires coordinated monetary policies, integrating money supply management and exchange rate stabilization to maintain sustainable price stability in Indonesia.
Analisis Efektivitas Program Bantuan Sosial dalam Memutus Rantai Kemiskinan Antargenerasi di Indonesia (Generasi X hingga Generasi Alpha) Samuel Revaldo Jeverson Siboro; Olive Katrina Joyanka Sihombing; Roma Uli Maria Br Situmeang; Bona Vintura Suyana Pandiangan; Evi Suryani Harahap
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 02 (2026): Volume 12 No. 02, Juni 2026 Produce
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i02.15887

Abstract

Intergenerational poverty is one of the most complex structural issues in human development in Indonesia. Social assistance programs implemented by the government, such as the Family Hope Program (PKH), Non-Cash Food Assistance (BPNT), and the Smart Indonesia Program (PIP), are expected to be instruments to break the chain of poverty passed down from one generation to the next. This study aims to analyze the effectiveness of social assistance programs in breaking the chain of intergenerational poverty in Indonesia, covering four generations: Generation X (1965–1980), Millennial Generation (1981–1996), Generation Z (1997–2012), and Generation Alpha (2013–2025). The method used is descriptive qualitative research with a literature study approach, utilizing secondary data from the Central Bureau of Statistics, the Ministry of Social Affairs of the Republic of Indonesia, Bappenas, the World Bank, and national and international scientific journals. Data analysis uses the Miles and Huberman model. The research results show that social assistance has partially improved access to education and health care, but its effectiveness in ending intergenerational poverty remains limited due to targeting issues, recipient dependency, regional disparities, and weak program integration with economic empowerment. The novelty of this research lies in its comparative analysis across four generations within a single intergenerational poverty framework, a topic that has not been widely studied before.
ANALISIS RESPONS SISWA TERHADAP PENGGUNAAN GOOGLE SITES SEBAGAI MEDIA PEMBELAJARAN PADA MATERI PERMINTAAN, PENAWARAN, DAN HARGA KESEIMBANGAN DI KELAS X-5 SMAN 1 MEDAN Samuel Revaldo Jeverson Siboro; Bona Vintura Suyana Pandiangan; Josua Pane; Excaudia Mazmuris Siringoringo; Evi Syuriani Harahap
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 02 (2026): Volume 12 No. 2, Juni 2026 Publish
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i02.16012

Abstract

This study aims to analyze student responses to the use of Google Sites as a learning medium for demand, supply, and equilibrium price material in class X-5 SMAN 1 Medan. The research employed a qualitative descriptive approach with 13 students as research subjects. Data were collected through in-depth interviews using four structured questions covering aspects of comprehension ease, visual display perception, learning engagement level, and conceptual understanding in real-life contexts. The results indicate that 61.5% of students found Google Sites helpful or very helpful in understanding economics material, 84.6% gave positive assessments of Google Sites' visual display, 69.2% found learning through Google Sites more engaging than conventional instruction, and 69.2% reported better understanding of demand, supply, and equilibrium price concepts in real-life contexts. However, 30.8% of students still considered the teacher's lecture method more effective due to direct interaction and instant feedback. These findings suggest that Google Sites holds significant potential as a digital learning medium, but its effectiveness would be more optimal when synergistically integrated with conventional instructional methods. The findings align with the Multimedia Learning Theory (Mayer, 2009), Constructivism Theory, and previous research on the effectiveness of technology-based learning media.
Co-Authors Elisabeth Tamara Ratu Hutauruk Evi Suryani Harahap Evi Syuriani Harahap Excaudia Mazmuris Siringoringo Fitrawaty Irma Siagian Irna Della Br Ginting Josua Pane Nataline Simanjuntak Olive Katrina Joyanka Sihombing Roma Uli Maria Br Situmeang Samuel Revaldo Jeverson Siboro