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All Journal International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Jurnal Multidisiplin West Science
Anggi Prayitno
Universitas Majalengka
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Pengaruh Digital Financial Literacy dan Intensitas Penggunaan E-Wallet dalam Membentuk Perilaku Konsumtif Mahasiswa di Tangerang Iti Septi; Udin Bahrudin; Anggraini Soemadi; Anggi Prayitno; Ingkak Chintya Wangsih
Jurnal Multidisiplin West Science Vol 5 No 05 (2026): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v5i05.3491

Abstract

Pertumbuhan pesat teknologi keuangan telah mengubah perilaku konsumen, khususnya di kalangan mahasiswa yang aktif menggunakan sistem pembayaran digital. Studi ini bertujuan untuk meneliti pengaruh Literasi Keuangan Digital dan Frekuensi Penggunaan Dompet Digital terhadap Perilaku Konsumsi Mahasiswa di Tangerang. Pendekatan kuantitatif digunakan dengan menggunakan data survei yang dikumpulkan dari 250 mahasiswa melalui kuesioner yang diukur pada skala Likert lima poin. Data dianalisis menggunakan SPSS versi 25 melalui pengujian validitas dan reliabilitas, pengujian asumsi klasik, regresi linier berganda, dan pengujian hipotesis. Hasil menunjukkan bahwa Literasi Keuangan Digital memiliki pengaruh positif yang signifikan terhadap Perilaku Konsumsi. Demikian pula, Frekuensi Penggunaan Dompet Digital secara signifikan memengaruhi Perilaku Konsumsi. Secara simultan, kedua variabel tersebut secara signifikan memengaruhi Perilaku Konsumsi, dengan nilai R² sebesar 0,590, menunjukkan bahwa 59,0% variasi dalam Perilaku Konsumsi dijelaskan oleh model yang diajukan. Temuan ini menyoroti pentingnya literasi keuangan digital dan penggunaan dompet digital yang bertanggung jawab dalam membentuk perilaku konsumsi mahasiswa di era digital.
Halal Certification and Culinary Traditions: Rethinking Cultural Food Practices in Muslim-Majority Indonesia Encu M Syamsul; Elis badriah; Nur'aeni Nur'aeni; Anggi Prayitno
International Journal of Management, Entrepreneurship, Social Science and Humanities Vol. 10 No. 1 (2026): January - June Volume
Publisher : Research Synergy Foundation

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Abstract

This study explores the relationship between halal certification and culinary traditions in Indonesia, the world's largest Muslim-majority country. Despite the government's efforts to expand halal certification through formal regulations, the extent to which certification influences everyday food consumption practices remains unclear. Using a mixed-methods approach, this research combines quantitative survey data with qualitative interviews involving Muslim consumers and food vendors in Majalengka Regency, West Java. The findings reveal a significant gap between awareness and behavior. While participants generally understand the concept of halal certification and can recognize the official halal logo, most do not consider certification a primary factor in their food purchasing decisions. Instead, food choices are largely influenced by cultural familiarity, affordability, and trust within the local community. Traditional foods are commonly perceived as inherently halal due to their local origins and preparation by Muslim vendors. The study concludes that halal certification functions more as a regulatory mechanism than as a cultural determinant of consumption behavior. These findings highlight the importance of developing culturally grounded halal governance that bridges formal regulatory frameworks and community-based values. This research contributes to the broader discourse on religion, culture, and governance by demonstrating that halal practices in Indonesia are shaped not only by institutional compliance but also by social trust, cultural traditions, and everyday ethical considerations.
Co-Authors Anggraini Soemadi Badriah, Elis Encu M Syamsul Ingkak Chintya Wangsih Iti Septi Nur'aeni Nur'aeni Udin Bahrudin