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All Journal Maliyah : Jurnal Hukum Bisnis Islam Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah El-Qish: Journal of Islamic Economics Engagement: Jurnal Pengabdian Kepada Masyarakat
Himami, Fatikul
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Religion Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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FAKTOR PRODUKSI PADA BERBAGAI BENTUK PASAR OUTPUT DAN INPUT DALAM PERSPEKTIF ISLAM Fatikul Himami
Maliyah : Jurnal Hukum Bisnis Islam Vol. 4 No. 1 (2014): Juni 2014
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (326.831 KB) | DOI: 10.15642/maliyah.2014.4.1.%p

Abstract

In Islamic economics we not only learn but also the social individual religious man with talent. This is due to the high demand and lack of means, there arises a problem of economics. This problem is essentially the same in both the modern economy and Islamic economics. However, differences arise pleased with the choice. Islamic economics is controlled by the basic values of Islam and modern economics is dominated by the self-interest of the individual. Therefore we expect all economic actors in the country for a moment think that is more attractive to immediately make a real change in the economic system that leads to the welfare of mankind and keadialn. In modern economics is a matter of choice really depends on the kinds of behavior of each individual. They may or may not take into account the requirements of society. But in Islamic economics, we are not in a position to distribute the resources at will. In this case there is a serious limitation based on the provisions Scriptures of the Qur'an and Sunnah upon the power of the individual. In Islam, social welfare is maximized when economic resources are also allocated such that the rearrangement of the situation, no one better by making someone else worse in the framework of the Qur'an or the Sunnah.
Mekanisme Gadai Syariah (Rahn) pada BMT-UGT Sidogiri Fatikul Himami
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 4 No 2 (2020)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (410.629 KB) | DOI: 10.33379/jihbiz.v4i2.861

Abstract

Penelitian ini bertujuan untuk mengetahui akad yang digunakan BMT-UGT Sidogiri dalam menjalankan bisnis pegadaian syariah (rahn). Dengan menggunakan metode Deskriptif dengan pendekatan. Temuan penelitian ini yang didasarkan pada mekanisme Gadai Syariah (Rahn) di Baitul Maal Wa Tamwil (BMT)-UGT Sidogiri Capem Kepanjen), Pertama, Akad gadai yang digunakan adalah akad rahn dan ijarah. Kedua, proses pencairan nasabah akan dikenakan biaya administrasi dan ujrah. Ketiga, ada proses penentuan plafon pinjaman yang akan diberikan kepada nasabah. Keempat, proses pelunasan menerapkan 2 cara yaitu, model angsuran dan pelunasan pada saat jatuh tempo yang 4 bulan. Kelima, jika ada nasabah tidak mampu melunasi pinjaman sesuai jatuh tempo dilakukan 2 cara penanganan yaitu, melakukan pendekatan langsung untuk memberikan solusi pelunasan dan proses pelelangan. Rekomendasi dari penelitian ini, pertama, dalam mencapai tujuan BMT yang lebih optimal sesuai dengan target dan keinginan berbagai pihak, hendaknya BMT memiliki alat penaksir emas agar dapat memperkirakan harga emas sendiri. Rekomendasi akademik dari penelitian ini, perlu adanya penelitian lanjutan dengan unit analisis yang lebih luas.
Pemberdayaan Ekonomi Transformatif: Pendampingan Manajemen Bisnis pada Jamaah Musholla Putri Manbaul Falah Desa Manyarsidorukun Kecamatan Manyar Kabupaten Gresik Lilik Rahmawati; Ummiy Fauziyah Laili; Fatikul Himami
Engagement: Jurnal Pengabdian Kepada Masyarakat Vol 1 No 2 (2017): November 2017
Publisher : Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/engagement.v1i2.12

Abstract

Business of fried-chip packaging run by musala's female worshipers is not well managed. This is caused by the lack of business management use. Besides, the technology used is very simple. Accordingly, the business volume and income have been decreasing. It implicates the worshipers' welfare. Economically, they are still dependent on their husbands as the heads of the families. This leads to the economic dependence of women. Additionally, the involvement of musala's female worshipers as the representation of women involvement in economy development of the society becomes decreasing. In these circumstances, social assistance in business management should be conducted. Community service of Manbaul Falah musala's female worshipers uses the approach of ABCD (Asset Based Community Development). This ABCD approach applies some tools, they are inculturation, discovery, definition, design, reflection. The outcome of this community service by assistance in business management results changes in female worshipers community of Manbaul Falah musala who runs the business offried-chip packaging both in the process of assistance and after the process of assistance.
The Urgency of the State as Amil Zakat: Study of the Thought of Prof Sjechul Hadi Permono Ghozali, Muhammad Lathoif; Himami, Fatikul; Saoki, Saoki
El-Qish: Journal of Islamic Economics Vol. 4 No. 1 (2024): El-Qish: Journal of Islamic Economics
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to reveal how important the position of the state is in managing zakat funds. Little research has been conducted on the repositioning of the state after the state established a representative amil body. The recognition of individual amil was made legal in the Constitutional Court decision in 2012, in addition to the National Amil Zakat Agency as a representation of state amil, private institutions, and individual amil. However, the intervention of state amil is eroding in reality and experiencing a crisis of trust in the community. This reality is worrying, considering that state amil is very urgent and is wajibat al-manziliyah in the management of zakat. Therefore, by using a library research approach (literature research) and emphasizing gronder theory-based content analysis, this research produces important findings, namely first, in the responsibility of Sultan al-ijtimaiyah, the state has full authority to ensure justice in the management of zakat. Second, the state is positioned as ahlu al-halli wa al-'aqdi to make policies and provide sanctions with the intention of management (collection, management, and distribution) of zakat running optimally, and third, the state has mainstreaming in the management of zakat, as an authority that has policies, decisions and rule makers.
Community Vocational Training Center Mentoring (Badan Latihan Kerja Komunitas) as a Business Incubator in Region 4 Indonesia Bahar, Moch. Syaeful; Fanani, Aris; Himami, Fatikul; Iksan
Engagement: Jurnal Pengabdian Kepada Masyarakat Vol 8 No 2 (2024): November 2024
Publisher : Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/engagement.v8i2.1842

Abstract

Isu pengembangan wirausaha melalui Balai Latihan Kerja Komunitas (BLKK) merupakan aspek penting dalam mendukung peningkatan ekonomi lokal, terutama di wilayah pedesaan. Program BLK Komunitas sebagai Inkubator Wirausaha Wilayah IV Tahun 2024 bertujuan untuk memperkuat peran BLKK dalam mendukung pengembangan usaha mandiri di komunitasnya. Pendampingan dilakukan untuk mengatasi berbagai kendala teknis yang dihadapi BLKK, salah satunya adalah permasalahan dalam akses Sistem Pendaftaran Informasi dan Evaluasi Inkubasi (SIPENSI) yang dialami oleh beberapa BLKK dengan berbagai keluhan. Metode yang digunakan dalam kegiatan pendampingan ini adalah Rapid Rural Appraisal (RRA), yang memungkinkan pengumpulan data secara cepat dan tepat dari berbagai BLKK yang tersebar di wilayah. Melalui metode ini, tim LPPM UINSA dapat mengidentifikasi kendala dan memberikan solusi langsung kepada BLKK yang mengalami masalah teknis. Hasil dari kegiatan pengabdian ini menunjukkan bahwa pendampingan langsung efektif dalam mengatasi masalah teknis yang menghambat partisipasi BLKK dalam program inkubasi wirausaha. Keberhasilan pemulihan akses SIPENSI akan meningkatkan kinerja dan kontribusi BLKK dalam pengembangan wirausaha komunitas.
Co-Authors Aris Fanani Ghozali, Lathoif Ghozali, Muhammad Lathoif Iksan Laili, Ummiy Fauziyah Lilik Rahmawati Moh. Syaeful Bahar Rahmawati, Lilik saoki saoki, saoki Ummiy Fauziyah Laili