Article Per Year (5 Year)
p-Index From 2020 - 2025
1.152
P-Index
This Author published in this journals
All Journal Ulul Albab: Jurnal Studi Islam Islam Futura El-Qist : Journal of Islamic Economics and Business (JIEB) Bisnis Net : Jurnal Ekonomi dan Bisnis El-Qish: Journal of Islamic Economics Al-Manahij : Jurnal Kajian Hukum Islam Jurnal Perbankan Syariah Darussalam (JPSDa)
Ghozali, Muhammad Lathoif
Unknown Affiliation
Religion Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

Published : 7 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 7 Documents
Search

 1 
STUDI ANALISIS ASURANSI SYARIAH: دراسة وتحليلا في التأمين الإسلامي Ghozali, Muhammad Lathoif
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

رغم أن العلماء قديما وحديثا قد قاموا ببحث موضوع الذرائع سدا وفتحا، إلا أن هناك حاجة ملحة في مزيد تنظبر لها من حيث أسس تأصيلها وبيان حجيتها، والعناصر المكونة لها في إطار الممفهوم الأصولي لها، وكذلك من حيث أقسامها وعلاقتها ببقية الأدلة المتفق عليها والمختلف فيها وضوابطها المنهجية والعملية، ثم صياغتها في صورة نظرية متكاملة تجعل فكرة الذرائع صالحة للتطبيق السليم على المستجدات والنوازل. وللذرائع أهمية أكبر من زاوية تطبيقها في مجال المعاملات المالية المعاصرة، حيث اصبحت الحاجة إلى الاستعانة بها في المعاملات اكثر إلحاحا، نظرا لما يزخر به عالم المعاملات المالية من مستجدات القضايا أنواعا وصورا وتعقيدا لا سيما في التأمين الذي نحن بصدد ه
The Urgency of the State as Amil Zakat: Study of the Thought of Prof Sjechul Hadi Permono Ghozali, Muhammad Lathoif; Himami, Fatikul; Saoki, Saoki
El-Qish: Journal of Islamic Economics Vol. 4 No. 1 (2024): El-Qish: Journal of Islamic Economics
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to reveal how important the position of the state is in managing zakat funds. Little research has been conducted on the repositioning of the state after the state established a representative amil body. The recognition of individual amil was made legal in the Constitutional Court decision in 2012, in addition to the National Amil Zakat Agency as a representation of state amil, private institutions, and individual amil. However, the intervention of state amil is eroding in reality and experiencing a crisis of trust in the community. This reality is worrying, considering that state amil is very urgent and is wajibat al-manziliyah in the management of zakat. Therefore, by using a library research approach (literature research) and emphasizing gronder theory-based content analysis, this research produces important findings, namely first, in the responsibility of Sultan al-ijtimaiyah, the state has full authority to ensure justice in the management of zakat. Second, the state is positioned as ahlu al-halli wa al-'aqdi to make policies and provide sanctions with the intention of management (collection, management, and distribution) of zakat running optimally, and third, the state has mainstreaming in the management of zakat, as an authority that has policies, decisions and rule makers.
STRATEGY OF BAZNAS FOR BUILDING MUSTAḤIQ’S ECONOMIC RESILIENCE: The SWOT Analysis Perspective Sundari, Sundari; Ghozali, Muhammad Lathoif
ULUL ALBAB Jurnal Studi Islam Vol 23, No 2 (2022): Islamic Law and Economic
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ua.v23i2.17281

Abstract

BAZNAS is an Indonesian agency in charge of collecting zakat and has many branches. One of the branches is in Ngawi Regency which has a program called Ngawi Makmur. It intends to realize family welfare and resilience by helping Micro, Small, and Medium Enterprises and people in debt. This is a qualitative study aiming to reveal the strategy of BAZNAS Ngawi in building family economic resilience. This is a type of field research which involve mustah{iq receiving financial assistance in 6 sub-districts. The data are collected using observation, interviews, and documentation. They were then validated by triangulation, comparing the results of interviews and observation. The obtained data were then analyzed in three stages, namely data simplification, data presentation, and drawing conclusion. BAZNAS Ngawi's strategy is to prioritize the SO (Strengths-Opportunities) by improving the skills of mustah{iq, providing training and assistance to housewives, and collaborating with OPZ to form social enterprises for mustah{iq. Based on the results of the SWOT analysis, BAZNAS Ngawi is in the Growth quadrant. In this quadrant, the state of the industry is in a favorable condition because it has power and can take the opportunities.
Reconstruction of Marriage Law: Judges’ Progressive Reasoning Based on Maqāṣid in Addressing Divergent Interpretations in Indonesian Courts Dikuraisyin , Basar; Sumarkan; Fatwa, Ah Fajaruddin; Ghozali, Muhammad Lathoif
Al-Manahij: Jurnal Kajian Hukum Islam Vol. 18 No. 2 (2024)
Publisher : Sharia Faculty of State Islamic University of Prof. K.H. Saifuddin Zuhri, Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mnh.v18i2.9436

Abstract

This study elucidates the rationale behind judges’ decisions to permit the registration of interfaith marriages, unregistered or underhanded marriages, and underage marriages. These three issues are subject to divergent opinions, reflecting the multi-interpretational nature of social reality. This study reveals the judicial process of law discovery in resolving rules subject to multiple interpretations. Employing a qualitative approach, primary data were obtained through interviews with judges from the Surabaya District Court and the Sumenep Religious Court. The findings indicate that in addressing cases characterized by ambiguity, lack of regulation, and multiple interpretations, judges rely not only on the Marriage Law but also on human rights provisions and the supreme legal authority of the Indonesian Constitution. Upon recognizing a legal vacuum, the judges opted to revert to higher norms, exercising judicial discretion. Reconstruction occurs when judges, encountering a lack of clear rules, prioritize human rights and the constitution over strict textual interpretations of fiqh. This progressive approach allows judges to balance contextual norms with the evolving objectives of sharia in society, thereby fostering justice in marital matters.
IMPLEMENTATION OF SHARIA MAQASHID ON SUKUK BASED ON FATWA DSN-MUI/IX/2020 Mahmudah, Siti Nur; Ghozali, Muhammad Lathoif; Ritonga, Iskandar
Islam Futura Vol 22, No 2 (2022): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v22i2.12296

Abstract

Sukuk is an alternative option for government or corporate funding in the capital market for the sake of progressing the national economy. With the issuance of sukuk, the government or companies will get substantial funds. This is an attraction to help improve infrastructure development carried out by the government or companies. The approach taken in this research is a qualitative approach with library research type and is useful in collecting primary and secondary data sources in the form of documentation because it comes from several books, journals and other literature. The last step is data analysis through descriptive analysis method, namely data reduction, data display, and conclusion. The results of this study are the needs that can be met with the existence of sukuk, namely dharuriyah (mandatory needs), Hajiyyat (secondary needs), Tahsiniyyat (tertiary needs). This research was conducted with the aim of analyzing the benefits of issuing sukuk for a country from the perspective of maqashid sharia about sukuk
Strategi Manajemen Risiko Produk iB Kepimilkan Rumah Pada KB Bank Syariah KC Sidoarjo Prespektif Saddudz al-Dzari’ah Hidayat, Bintang Kurnia; Ghozali, Muhammad Lathoif
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 1 (2025): Januari 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i1.3473

Abstract

This research was conducted to analyze risk management strategies for the iB home ownership product at KB Bank Syariah KC Sidoarjo from the perspective of Saddudz al-Dzari’ah. This article adopts a qualitative research method, where primary data is obtained from interviews, to the extent that risk management is controlled by the bank. Meanwhile, secondary data was obtained in the form of journal archives and other references related to the research title. The research findings in this study indicate that KB Bank Syariah has an appropriate risk management strategy aligned with Saddudz al-Dzari’ah through its three lines of defense framework, which is in accordance with mafsadah and maslahah. It is hoped that future researchers can update the data and examine it more thoroughly.
TRANSFORMASI FINTECH PINJAMAN ONLINE PERSPEKTIF MAQASHID SYARIAH DALAM MENJAWAB TANTANGAN KEUANGAN MODERN Ghina, Erfintya; Ghozali, Muhammad Lathoif
Bisnis-Net Vol 8, No 1: JUNI 2025
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v8i1.5372

Abstract

Penelitian ini mengkaji perkembangan financial technology (fintech) di Indonesia dan dampaknya terhadap sistem keuangan serta inklusi masyarakat. Dengan fokus pada isu utama, seperti transformasi digital, regulasi pemerintah, serta tantangan dalam literasi dan keamanan keuangan, penelitian ini bertujuan untuk memahami bagaimana fintech dapat mendorong pertumbuhan ekonomi yang inklusif. Pendekatan yang digunakan adalah deskriptif kualitatif, dengan analisis terhadap regulasi, inovasi teknologi, dan studi kasus layanan fintech seperti e-wallet, P2P lending, dan fintech syariah. Hasil penelitian menunjukkan bahwa fintech memberikan kontribusi signifikan dalam meningkatkan inklusi keuangan, efisiensi transaksi, serta pemberdayaan UMKM. Namun, regulasi yang kuat dan literasi keuangan yang lebih baik diperlukan untuk mengatasi tantangan seperti pinjaman online ilegal dan kesenjangan akses di daerah terpencil.
Co-Authors Dikuraisyin , Basar Fatwa, Ah Fajaruddin Ghina, Erfintya Hidayat, Bintang Kurnia Himami, Fatikul Iskandar Ritonga Mahmudah, Siti Nur saoki saoki, saoki Sumarkan Sundari Sundari