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All Journal Improvement: Jurnal Manajemen dan Bisnis Pedagogic Research - Applied Literacy Journal
Hafidulloh
Sekolah Tinggi Ilmu Ekonomi YAPAN, Surabaya
Humanities Computer Science & IT Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media

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FINANCIAL AND DIGITAL LITERACY EMPOWERMENT FOR MSME DEVELOPMENT IN KAMPUNG KUE RUNGKUT SURABAYA Aloisius Hama; Annisah Febriana; Hafidulloh; Dani Rohmati; Mersiana Varia Juita
Pedagogic Research-Applied Literacy Journal Vol. 3 No. 3 (2026): Volume 3 Number 3 May - July 2026
Publisher : Suluh Adiluhung Publisher (SAPub)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70574/555r9v34

Abstract

The development of digital technology and increasing business competition require Micro, Small, and Medium Enterprises (MSMEs) to improve their financial management and digital capabilities in order to maintain business sustainability and competitiveness. However, many MSME actors, particularly community-based enterprises, still face limitations in financial literacy and digital literacy. This community service program aimed to enhance financial literacy and digital literacy among MSME actors in Kampung Kue Rungkut Surabaya. The program was implemented through several stages, including observation, needs assessment, educational sessions, practical training, mentoring, and evaluation activities. The financial literacy component focused on transaction recording, cash flow management, production cost calculation, budgeting, and pricing strategies. Meanwhile, the digital literacy component emphasized social media marketing, digital branding, product photography, online communication, marketplace utilization, and digital payment systems. The results showed significant improvements in participants’ understanding and skills regarding financial management and digital technology utilization. Participants became more capable of recording financial transactions, separating personal and business finances, calculating production costs accurately, and managing business cash flow. In addition, participants demonstrated increased confidence in using social media for product promotion, creating digital content, and communicating with customers through online platforms. Overall, the program successfully strengthened managerial and digital competencies among MSME actors and encouraged more adaptive, innovative, and sustainable business practices in Kampung Kue Rungkut Surabaya.
Effects of Work Factors on Employee Performance at TKBM Usaha Karya Cooperative in Surabaya Kokoh Aditama; Hafidulloh; Gogi Kurniawan; Dani Rohmati
Improvement: Jurnal Manajemen dan Bisnis Vol 6 No 1 (2026): Vol 6 No 1 Maret 2026
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/imp.v6i1.30983

Abstract

This study examines the extent to which job status security, organizational communication, work environment, training, and regulatory frameworks influence employee performance at Koperasi TKBM Usaha Karya. Employing a quantitative explanatory design, the research involved all 30 active employees through a saturated sampling technique. Primary data were obtained using a five-point Likert-scale questionnaire and subsequently analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The assessment of the measurement model confirmed that all constructs satisfied the required standards of validity and reliability. Despite several variables demonstrating positive directional relationships, hypothesis testing revealed that job status security, organizational communication, work environment, training, and regulatory factors did not exert a statistically significant effect on employee performance. The coefficient of determination (R² = 0.345) indicates that the proposed model explains 34.5% of the variance in performance outcomes. These findings suggest that, within experience-driven and team-oriented operational settings, structural and formal organizational factors may not constitute the primary determinants of performance. The study highlights the necessity of adopting a contextualized perspective in human resource research and offers managerial insights for developing field-based human resource management strategies. Keywords: Job Status Security, Organizational Communication, Work Environment, Training, Regulation, Employee Performanc
Co-Authors Annisah Febriana Dani Rohmati Gogi Kurniawan Hama, Aloisius Kokoh Aditama Mersiana Varia Juita