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Optimalisasi Potensi Ekonomi Melalui Pengembangan Ekonomi Kreatif Berbasis Keripik Pisang di Jorong Mudiak Palupuh Nofriyanto; Yusuf Sodikhul Anwar; Tartila Devy
Tanmiyah Impact: Islamic Economics & Business Service Journal Vol. 1 No. 4 (2025): Desember 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pengembangan ekonomi kreatif berbasis potensi lokal merupakan strategi penting dalam meningkatkan pendapatan dan kesejahteraan masyarakat pedesaan. Artikel ini mengkaji upaya pengembangan ekonomi kreatif di Jorong Mudiak Palupuh, Kabupaten Agam melalui pengolahan pisang menjadi keripik. Wilayah ini memiliki potensi produksi pisang mencapai sekitar 250 ton per tahun, namun selama ini sebagian besar hasil panen dijual dalam bentuk mentah sehingga nilai tambah ekonomi yang diperoleh masyarakat masih rendah. Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan keterampilan dan kapasitas masyarakat, khususnya ibu-ibu rumah tangga, dalam mengolah pisang menjadi produk keripik bernilai jual tinggi. Metode yang digunakan adalah pendekatan Participatory Rural Appraisal (PRA) dan Problem Based Learning (PBL), dengan tahapan meliputi identifikasi permasalahan, pelatihan teknis pengolahan, praktik produksi, pengembangan strategi pemasaran offline dan online, serta evaluasi hasil kegiatan. Hasil pelaksanaan menunjukkan adanya peningkatan keterampilan masyarakat dalam proses produksi keripik pisang, terciptanya produk berkualitas dengan harga jual mencapai Rp60.000 per kilogram, serta terbukanya peluang usaha baru yang berkontribusi terhadap peningkatan pendapatan keluarga. Dengan demikian, pengolahan pisang menjadi keripik memiliki potensi besar sebagai strategi pengembangan ekonomi kreatif lokal. The development of a creative economy based on local potential is an important strategy for increasing income and improving the welfare of rural communities. This article examines efforts to develop the creative economy in Jorong Mudiak Palupuh, Agam Regency, through the processing of bananas into banana chips. The area has a banana production potential of approximately 250 tons per year; however, most of the harvest has traditionally been sold in raw form, resulting in low economic value added for the local community. This community service program aims to enhance the skills and capacity of community members, particularly housewives, in processing bananas into banana chip products with higher market value. The methods employed include the Participatory Rural Appraisal (PRA) and Problem-Based Learning (PBL) approaches, with stages encompassing problem identification, technical training in processing techniques, hands-on production practice, development of offline and online marketing strategies, and evaluation of program outcomes. The results indicate an improvement in community skills related to banana chip production, the creation of quality products with a selling price of up to IDR 60,000 per kilogram, and the emergence of new business opportunities that contribute to increased household income. Therefore, banana processing into chips has significant potential as a strategy for local creative economic development
Pengaruh Profitabilitas, Leverage, Likuiditas dan Ukuran Perusahaan Terhadap Nilai Perusahaan Pada Perusahaan Food and Beverages di BEI Periode 2018-2022 Septi TriNandaYani; Tartila Devy
JOVISHE : Journal of Visionary Sharia Economy Vol. 5 No. 01 (2026): Edition June 2026
Publisher : Yayasan Lembaga Studi Makwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57255/jovishe.v5i01.1735

Abstract

Penelitian ini bertujuan untuk mengetahui Efek Profitabilitas, Leverage, Likuiditas dan Ukuran Perusahaan terhadap Nilai Perusahaan atas Perusahaan Food and Beverages di BEI selama periode (2018- 2022). Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian kuantitatif. Data yang digunakan adalah data sekunder yang diakses melalui situs resmi Bursa Efek Indonesia dan web atau situs resmi perusahaan sampel, mencakup laporan keuangan dan laporan tahunan perusahaan yang terdaftar atas sektor food and beverages selama periode (2018-2022). Pengambilan sampel dilakukan atas teknik purposive sampling, sehingga diperoleh sejumlah perusahaan yang memenuhi kriteria tertentu. Analisis data dilakukan atas menggunakan teknik tes analisis statistik deskriptif, tes asumsi klasik, tes regresi linier berganda, tes hipotesis, dan tes koefisien determinasi. Hasil penelitian secara parsial menunjukkan bahwa variabel Profitabilitas berefek positif terhadap Nilai Perusahaan, Leverage tidak berefek terhadap Nilai Perusahaan, Likuiditas berefek positif terhadap Nilai Perusahaan, Ukuran Perusahaan tidak berefek terhadap Nilai Perusahaan, dan secara simultan Profitabilitas, Leverage, Likuiditas, Ukuran Perusahaan secara bersama- sama berefek signifikan terhadap Nilai Perusahaan.
Pengaruh Pengetahuan dan Lokasi terhadap Minat Menjadi Nasabah Pembiayaan BSI OTO di BSI KCP Bagan Batu Abel Puspita; Tartila Devy
Jurnal Ilmiah Dan Karya Mahasiswa Vol. 4 No. 4 (2026): Agustus : JURNAL ILMIAH DAN KARYA MAHASISWA (JIKMA)
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jikma.v4i4.4892

Abstract

Which is thought to be caused by low public knowledge and the less strategic location of the branch office. The purpose of this study is to determine the effect of knowledge and location on the interest in becoming a BSI OTO financing customer. This study uses a quantitative approach with a correlational research type. The data collection technique was carried out by distributing questionnaires to 40 respondents who are BSI OTO financing customers. Data analysis was carried out using validity tests, reliability, classical assumption tests, multiple linear regression, t-test, F-test, and coefficient of determination with the help of SPSS version 26. The results showed that public knowledge has a significant and positive effect on the interest in becoming a customer with a regression coefficient of 0.606 and a significance value of 0.001 (p < 0.05). In addition, strategic location and adequate facilities also have a significant effect on public interest. Simultaneously, knowledge and location significantly influence customer interest, with an F-value of 8.631 > F-table of 3.25 and a significance level of 0.001 (p < 0.05). The coefficient of determination (R2) of 31.8% indicates that knowledge and location together partially explain the variation in customer interest, while other factors such as promotion, service, brand image, and socioeconomic conditions contribute to the remaining 68.2%. This finding provides important insights for developing BSI OTO's financing marketing strategy to increase customer interest.
Analisis Tingkat Kepuasan Anggota Simpan Pinjam Menggunakan Metode Customer Satisfaction Index pada UPK Syariah Tujuah Sarumpun Ampek Angkek Leli Febriani; Tartila Devy
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 6 No. 1 (2026): Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v6i1.8871

Abstract

This research was motivated by issues affecting member satisfaction, such as operational delays and slow disbursement of funds. This study aims to analyze the level of member satisfaction with UPK services using the Customer Satisfaction Index (CSI) approach. This study employed quantitative and qualitative descriptive methods, using a questionnaire based on the SERVQUAL model, which covers five service dimensions: tangibles, reliability, responsiveness, assurance, and empathy. The study sample consisted of 80 respondents from a total population of 399 active members. Data analysis used the CSI formula, which measures the level of importance and satisfaction for each indicator. Data were analyzed using Microsoft Excel and tested for validity and reliability using SPSS. The calculation results indicate that the CSI score is in the "satisfactory" category, but service quality is not evenly distributed across all dimensions. The first dimension that is not yet met is responsiveness, particularly in terms of the speed of employee responses to member requests and questions. The second dimension, reliability, concerns the issue of employee timeliness in providing services to members. These findings indicate the need to improve employee professionalism and the institution's operational efficiency to increase member loyalty. This research is expected to provide strategic considerations for UPK managers in formulating better and more sustainable service policies.