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Model Pembiayaan Pendidikan Islam Berlapis Melalui Integrasi ZIS dan Wakaf Produktif Fadhli Arsil; Ahmad Suryadi; Kosasih Ali Abu Bakar; Nasuhi Nasuhi
Al-Wasathiyah: Journal of Islamic Studies Vol. 5 No. 1 (2026): Al-Wasathiyah: Journal of Islamic Studies
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/601

Abstract

This study aims to reconstruct a sustainable financing model for Islamic educational institutions through the integration of zakat, infaq, sadaqah, and productive waqf. This study is motivated by limited educational financing, Islamic educational institutions’ dependence on routine funding sources, and the substantial potential of ZIS and waqf that has not yet been fully managed in a productive and strategic manner. The study employed a Systematic Integrative Literature Review approach by examining peer-reviewed journal articles published between 2020 and 2026, along with contextual sources from official institutions. The analysis was conducted through descriptive mapping, thematic synthesis, and conceptual model reconstruction. The findings reveal that ZIS and waqf possess different characteristics, functions, and financing horizons, yet they can be strategically integrated without combining their respective contracts and designated purposes. ZIS primarily serves as protective financing to expand educational access and safeguard vulnerable students, while productive waqf functions to establish long-term financing sources through assets, endowment funds, business units, and Sharia-compliant investments. This study proposes a Layered Islamic Education Financing Model consisting of protective financing, developmental financing, and productive financing. These three layers are supported by Sharia compliance, professionalism, transparency, accountability, digitalization, risk management, stakeholder collaboration, and impact measurement. The findings affirm that the financial independence of Islamic educational institutions is determined not merely by the amount of available funding, but also by an integrated, productive, and strategically governed financing system oriented toward educational access, quality, and institutional sustainability.
Faktor dan Solusi Pengangguran Lulusan Perguruan Tinggi Keagamaan Islam Swasta: Analisis dalam Perspektif Ekonomi Pendidikan Islam Fadhli Arsil; N. Oneng Nurul Bariyah; Kosasih Ali Abu Bakar; Suhendar Sulaiman; Nasuhi Nasuhi
At-Tadris: Journal of Islamic Education Vol. 5 No. 2 (2026): At-Tadris: Journal of Islamic Education
Publisher : Ikatan Dai Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/np28s605

Abstract

This study aims to analyze the factors contributing to unemployment among graduates of Private Islamic Higher Education Institutions (PTKIS) and formulate solutions from the perspective of Islamic Education Economics. It employs a qualitative approach using library research and descriptive-analytical methods. Data were obtained from scholarly articles, official reports, policy documents, tracer studies, and academic publications related to employability, education-job mismatch, quality assurance in Islamic higher education, and graduates’ transition to employment. The findings indicate that graduate unemployment in PTKIS is a structural and multidimensional problem characterized by unequal employability, mismatch between education and occupation, weak labor-market bridging competencies, and insufficient career services, tracer studies, internship programs, industry partnerships, and entrepreneurship education. PTKIS graduates generally possess strong integrity, ethical values, and Islamic foundations; however, they still face limitations in foreign-language proficiency, professional communication, digital literacy, practical experience, and career networks. From the perspective of Islamic Education Economics, this condition reflects the limited conversion of human capital and moral capital into economic productivity and social benefit. Proposed solutions include curriculum reform, stronger career centers, work-based learning, professional certification, industry collaboration, and project-based halal entrepreneurship development.