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Muhammad Awal Satrio Nugroho
Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha
Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering

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QARDHUL HASAN SEBAGAI WUJUD PELAKSANAAN CSR DAN KEGIATAN FILANTROPI LEMBAGA KEUANGAN SYARIAH UNTUK PEMBERDAYAAN MASYARAKAT Muh Awal Satrio
Kajian Bisnis Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Vol 23 No 2 (2015): JURNAL KAJIAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (207.803 KB) | DOI: 10.32477/jkb.v23i2.162

Abstract

The escalating social andeconomic problems brought about by globalization have raised new questions as well as expectations about corporate governance,ethical and social responsibilities. Consequently, corporate social responsibility (CSR) as a part of phylanthropy’s activities has emerged and developed rapidly as a fieldof study. The Islamic financial institution has special program , Qardhul Hasan, that is perceived as the same as corporate social responsibility. The main objectiveof thispaperis to elaborate corporate social responsiblity from Islamic’s view and to evaluate wether the Qardhul Hasan is the same as corporate social responsibility in business entity.
URGENSI PENERAPAN ISLAMIC CORPORATE GOVERNANCE DI BAITUL MAAL WAT TAMWIL (BMT) Muh Awal Satrio Nugroho
Kajian Bisnis Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Vol 23 No 1 (2015): JURNAL KAJIAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (192.041 KB) | DOI: 10.32477/jkb.v23i1.172

Abstract

Islamic corporate governance model in Islam has its own unique features and presents distinctive characteristics in comparison with the western concept .Unlike the western concept of corporate governance which is based on the western business morality that derived from secular humanist, the corporate governance in Islamic Financial Institutions is founded on the epistemological aspect of Tawhid,sharia, and ethics.Baitul Maal Wat Tamwil (Islamic micro finance) have to apply Islamic Corporate Governance in order to become the strong and succesfull institution
ANALISIS KINERJA PENGELOLAAN KEUANGAN DESA DI KECAMATAN RONGKOP KABUPATEN GUNUNGKIDUL Rahmawati Rahmawati; Muhammad Awal Satrio Nugroho
Jurnal Riset Akuntansi dan Bisnis Indonesia STIE Widya Wiwaha Vol 1 No 1 (2021): Jurnal Riset Akuntansi dan Bisnis Indonesia
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jrabi.v1i1.352

Abstract

Penelitian ini bertujuan untuk menganalisa faktor-faktor yang menyebabkan kinerja pengelolaan keuangan desa di Kecamatan Rongkop belum optimal, mengidentifikasi penyebab belum optimalnya kinerja pengelolaan keuangan desa di Kecamatan Rongkop, mengevaluasi upaya yang telah dilakukan untuk mengoptimalkan kinerja pengelolaan keuangan desa di Kecamatan Rongkop, dan untuk mengembangkan upaya yang dilakukan untuk mengoptimalkan kinerja pengelolaan keuangan desa di Kecamatan Rongkop. Penelitian ini dilakukan karena terdapat indikasi pengelolaan keuangan desa di Kecamatan Rongkop belum optimal. Guna mencapai tujuan penelitian, peneliti mendesain penelitian menggunakan pendekatan penelitian kualitatif dengan metode studi kasus. Teknik analisis data yang digunakan adalah deskritif kualitatif, analisis komparatif dengan dasar analisa Peraturan Bupati Gunungkidul Nomor 49 Tahun 2015 tentang Pedoman Pengelolaan Keuangan Desa, dan pengembangan alat analisis. Pengumpulan data dilakukan dengan cara wawancara dan studi dokumentasi. Hasil penelitian ini menunjukkan faktor-faktor yang menyebabkan belum optimalnya kinerja pengelolaan keuangan desa di Kecamatan Rongkop adalah faktor regulasi, faktor kelembagaan, faktor Sumber Daya Manusia (SDM), dan faktor pengawasan. Sedangkan penyebab kinerja pengelolaan keuangan belum optimal adalah dokumen perencanaan desa (RPJMDes dan RKPDes) yang kurang relevan dengan perkembangan kebutuhan desa, ketidakmampuan desa dalam memenuhi batas waktu tahapan siklus pengelolaan keuangan desa, dan kurang tertibnya administrasi pengelolaan keuangan desa. Upaya yang telah dilakukan desa Bohol untuk mengoptimalkan kinerja pengelolaan keuangan desa telah baik dan berhasil. Upaya yang dilakukan Desa Melikan belum bisa maksimal. Kendala yang ditemui adalah website desa tidak aktif; keterlambatan dana transfer; keterbatasan kemampuan perangkat desa dalam penguasaan teknologi informasi, rendahnya pemahaman perangkat desa terhadap aturan dan banyaknya perangkat desa yang berusia lanjut. Sedangkan Desa Karangwuni, meskipun telah berupaya melaksanakan azas-azas pengelolaan keuangan desa untuk mengoptimalkan kinerja pengelolaan keuangan desanya, akan tetapi mereka menemui kendala terkait rendahnya kedisiplinan perangkat desa dalam penyelesaian laporan, rendahnya kemauan dari warga masyarakat untuk terlibat dalam pengawasan pelaksanaan keuangan desa, dan tidak efisien dalam mengelola anggaran. Upaya yang dapat dikembangkan untuk mengoptimalkan kinerja pengelolaan keuangan desa, yaitu: (1) Perlunya penyusunan SOP Pengelolaan Keuangan Desa, (2) Perlunya penyusunan Rencana Kerja Tahunan dan Rencana Penarikan Dana, (3) Intensitas pembinaan SDM yang memadai dan studi banding, (4) Peran BPD dalam mendorong partisipasi masyarakat.
PERAN MOTIVASI SEBAGAI MEDIATOR DIMENSI KEPEMIMPINAN TERHADAP KINERJA KARYAWAN PT. NETINDO SOLUTION YOGYAKARTA Maya NunghKolifah; Muhammad Awal Satrio Nugroho
Jurnal Riset Akuntansi dan Bisnis Indonesia STIE Widya Wiwaha Vol 1 No 2 (2021): Jurnal Riset Akuntansi dan Bisnis Indonesia
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jrabi.v1i2.386

Abstract

This study aims to determine the role of motivation as a mediator of leadership dimensions on employe performance of PT. Netindo Solution. The population in this study are all employess of PT. Netindo Solution made with the criteria of being a permanent employee or more than one year from the criteria obtained a population of 400 employees spread from various division units. The sampling technique uses a purposive sampling technique of 80 respondents which will be taken 20% from 400 employees. The method of data collection uses a questionnaire method with a Likert scale. The data analysis technique used is path analysis. The results of the study show that Motivation (Y1) acts as a mediator between interpersonal roles (X1) of leaders and employee performance (Y2). This is evidenced by the indirect coefficient value of 0.308 greater than the direct coefficient value of 0.113. The results also prove that Motivation (Y1) acts as a mediator between the role of informational (X2) leaders and employee performance (Y2). This is evidenced by the indirect effect coefficient of 0.203 greater than the direct coefficient value of 0.220. Motivation (Y1) acts as a mediator between decisional roles (X3) of leaders and employee performance (Y2). This is evidenced by the indirect coefficient value of 0.216 greater than the direct coefficient value of 0.143. From the results of this study it can be concluded that through motivation, the role of dimensions will be more effective in improving the performance of employees of PT. Netindo Solution.
FAKTOR FAKTOR YANG MEMPENGARUHI KEPUASAN KONSUMEN DALAM PEMBELIAN DI DISTRO POLOSANYK Irvan Yulian Hernandi; Muhammad Awal Satrio Nugroho
Jurnal Riset Akuntansi dan Bisnis Indonesia STIE Widya Wiwaha Vol 3 No 3 (2023): Jurnal Riset Akuntansi dan Bisnis Indonesia
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jrabi.v3i3.781

Abstract

Consumers who are satisfied with products and services tend to repurchase products and reuse services when the same needs reappear in the future. This means that satisfaction is a key factor for consumers in making repeat purchases which constitute the largest portion of the company sales volume. To determine the factors that influence consumer satisfaction in purchasing at Polosanyk distributions. The type of research used is descriptive quantitative research. The population in this study were all consumers of Polosanyk distribution in January and February 2022 with a sample of 81 people. The data analysis of this research used multiple regression analysis. There is a significant effect of product quality on consumer satisfaction in Polosanyk distributions. This is evidenced by the t-count value of 2.778 and a significance value of 0.007 which is smaller than 0.05. There is no significant effect of service quality on consumer satisfaction in Polosanyk distributions. This is evidenced by the t-count value of -0.177 and a significance value of 0.860 which is greater than 0.05. There is no significant effect of store atmosphere on consumer satisfaction in Polosanyk distributions. This is evidenced by the t-count value of 1.947 and a significance value of 0.299 greater than 0.05. There is a significant effect of price on consumer satisfaction in Polosanyk distributions. This is evidenced by the t-count value of 4.611 and a significance value of 0.000 which is less than 0.05. There is a significant effect of product quality, service, store atmosphere and price on consumer satisfaction in Polosanyk distributions. This is evidenced by the t-count value of 11.992 and a significance value of 0.000 which is less than 0.05.
PENGARUH REBRANDING DAN PEMASARAN DIGITAL TERHADAP BRAND IMAGE DENGAN LOYALITAS PELANGGAN SEBAGAI VARIABEL INTERVENING (Studi Kasus Pada Penumpang Kereta PT KAI pada Generasi Z di Yogyakarta) Firnanda Ardhani Gita Cahyani; Muhammad Awal Satrio Nugroho
Jurnal TAMBORA Vol 9 No 1 (2025): EDISI 24
Publisher : Wakil Rektor 3, Direktorat Riset, Publikasi dan Inovasi, Universitas Teknologi Sumbawa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36761/tambora.v9i1.5033

Abstract

Peneliti melakukan riset ini bertujuan untuk menjelaskan bagaimana pengaruh rebrandin dan pemasaran digital terhadap brand image dan menggunakan loyalitas pelanggan sebagai variabel intervening pada KAI . Obyek penelitian ini adalah pelanggan PT KAI dari kalangan generasi Z, peneliti menggunakan 100 sampel dan membagikan kuisioner kepada obyek yang diteliti. Dalam penelitian ini peneliti menggunakan metode kuantitatif serta analisis PLS-SEM dengan bantuan aplikasi software SmartPLS. Hasil penelitian ini menunjukkan bahwa penerapan rebranding berpengaruh signifikan terhadap terhadap loyalitas pelanggan,  penerapan strategi pemasaran digital juga memiliki pengeruh signifikan terhadap loyalitas pelanggan, kemudian rebranding juga berpengaruh terhadap brand image perusahaan berbeda dengan pemasaran digital yang tidak berpengaruh kepada brand image. Selanjutnya, loyalitas pelanggan dapat memediasi pengaruh rebranding dan pemasaran digital terhadap brand image PT Kereta Api Indonesia (Persero).
ANALISIS BUDAYA KERJA GEN Z DI LINGKUNGAN KERJA START-UP  PADA DECAA.ID Dina Maharani; Muhammad Awal Satrio Nugroho
Jurnal Riset Manajemen Akuntansi Indonesia Vol 4 No 2 (2026): Jurnal Riset Manajemen Akuntansi Indonesia
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/qkqsyd84

Abstract

Penelitian ini bertujuan untuk memahami dan mendeskripsikan budaya kerja yang dijalankan oleh karyawan Generasi Z di lingkungan start-up PT Decaa indo Surya Persada (Decaa.id). Pendekatan penelitian yang digunakan adalah kualitatif deskriptif, dengan teknik pengumpulan data melalui wawancara mendalam dan observasi non-partisipatif terhadap sembilan orang informan yang merupakan karyawan Generasi Z dari berbagai divisi. Analisis data dilakukan menggunakan model interaktif Miles dan Huberman yang meliputi reduksi data, penyajian data, dan penarikan kesimpulan, serta didukung oleh pendekatan analisis tematik untuk menemukan pola makna utama dalam pengalaman kerja informan. Hasil penelitian menunjukkan bahwa budaya kerja di Decaa.id didominasi oleh nilai-nilai fleksibilitas, kolaborasi, dan inovasi, yang sesuai dengan karakteristik Generasi Z yang menghargai otonomi, pembelajaran berkelanjutan, serta penggunaan teknologi digital. Kepemimpinan partisipatif dan komunikasi terbuka menjadi faktor penting dalam menciptakan suasana kerja yang inklusif dan produktif. Namun, ditemukan pula tantangan pada aspek keseimbangan kerja–hidup (work- life balance) dan sistem penghargaan formal yang masih terbatas. Secara keseluruhan, penelitian ini menegaskan bahwa Decaa.id telah berhasil membangun budaya kerja startup yang adaptif dan selaras dengan nilai-nilai generasi muda di era digital.
ANALISIS KUALITAS LAYANAN PUBLIK di DESA SIDOMULYO KECAMATAN KEBONAGUNG KABUPATEN PACITAN 2025 Gusval Wibowo gusval; Muhammad Awal Satrio Nugroho
Jurnal Riset Manajemen Akuntansi Indonesia Vol 4 No 3 (2026): Jurnal Riset Manajemen Akuntansi Indonesia
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/vpa2z887

Abstract

This study aims to analyze the quality of public services in Sidomulyo Village, Pacitan Regency, using the SERVQUAL approach which includes five key dimensions: tangibles, reliability, responsiveness, assurance, and empathy. The research employs a qualitative descriptive method with data collected through interviews, observation, and documentation. The results show that public service quality in Sidomulyo Village is relatively good in terms of tangibles and assurance, yet still needs improvement in reliability, responsiveness, and empathy. The local government has taken several initiatives, such as digitalizing services through the SISAPI application, enhancing cross-sector coordination, and strengthening communication with citizens. These findings suggest that continuous capacity building for village officials and optimizing digital-based public services are crucial to achieve effective and responsive service delivery at the village level.
PENGARUH FINANCIAL TECHNOLOGY PAYMENT, LITERASI KEUANGAN, RELIGIUSITAS DAN FRUGAL LIVING TERHADAP PERILAKU KEUANGAN MAHASISWA DI ERA DIGITAL Sulastiningsih Sulastiningsih; Wahyu Purwanto; Muhammad Awal Satrio Nugroho; Yunita Fitri Wahyuningtyas
Jurnal Riset Akuntansi dan Bisnis Indonesia STIE Widya Wiwaha Vol 6 No 1 (2026): Jurnal Riset Akuntansi dan Bisnis Indonesia
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32477/jrabi.v6i1.1421

Abstract

The purpose of this research is to analyze the influence of fintech payment, financial literacy, religiosity and frugal living both partially and simultaneously on the financial behavior of STIE Widya Wiwaha students. This research is quantitative research, sample determination using proportional sampling, type of primary data collected with a likert scale questionnaire as a research instrument. Before conducting the hypothesis testing a validity and reliability test was conducted to test the quality of the data and to test the classical assumption of regression, namely multicollinearity, heteroskedasticity and normality. The research results concluded that financial literacy and frugal living have a significant positive influence on financial behavior, but fintech payment and religiosity do not affect financial behavior. Simultaneously the four variables have an influence on financial behavior, the contribution of the influence of the independent variable on the dependent variable is 59,6%. The implication of this research result is to provide practical inspiration for students and the public to improve financial literacy and maintain a frugal lifestyle so that financial behavior becomes better and healthier. Besides, the public needs to interpret more wisely about the use of fintech and religiosity towards the religion they believe in so that it can have a positive impact on financial behavior.
Co-Authors Abdullah Nur Hasan Arif Muhammad Nurhasan Dhini Dwi Nur Azizah Dila Damayanti Dina Maharani Firnanda Ardhani Gita Cahyani Gusval Wibowo gusval Irvan Yulian Hernandi Maya NunghKolifah Rahmawati Rahmawati Shafira Salsabila Sulastiningsih Wahyu Purwanto Yoga Dwi Cahya Sejati Yunita Fitri Wahyuningtyas